(Rs. crore)

Item

Outstanding
 as on 2006 Dec. 29#

Variation over

Month

Financial year so far

Year-on-year

2005-2006

2006-2007

2005

2006

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

31,913

–1,803

–8,572

–5,165

–831

–3,022

Borrowings from Banks(1)

38,968

6,235

–4,395

9,771

–1,448

10,198

Other demand and time liabilities(2)

8,373

–559

2,102

–518

368

2,090

Liabilities to Others

Aggregate deposits@

23,88,392

57,021

1,56,130

2,79,343

2,68,789

4,47,126

(2.4)

(8.7)

(13.2)

(16.1)

(23.0)

Demand

3,81,962

18,919

32,409

17,322

62,717

63,536

Time@

20,06,429

38,101

1,23,722

2,62,021

2,06,072

3,83,590

Borrowings(3)

80,752

–2,963

5,325

–2,392

8,838

3,506

Other demand and time liabilities

2,16,925

5,974

–6,639

28,145

12,171

36,547

Borrowings from Reserve Bank

4,893

4,889

2,725

3,406

2,710

–2,816

Cash in hand and Balances with Reserve Bank

1,68,196

23,188

24,721

28,090

11,675

40,343

Cash in hand

15,117

1,858

988

2,071

1,509

3,980

Balances with Reserve Bank

1,53,079

21,330

23,732

26,018

10,166

36,363

Assets with the Banking System

Balance with other Banks(4)

27,270

1,799

726

807

6,281

2,375

Money at call and short notice

20,930

2,675

–11,710

7,310

–15,127

8,659

Advances to Banks

5,847

728

–4,563

1,656

–5,303

1,623

Other assets

12,850

660

1,349

2,731

1,630

8,912

Investments(5)

7,45,055

–20,306

–39,829

27,600

7 4 5

44,620

(–2.7)

(–5.4)

(3.8)

(0.1)

(6.4)

Government securities

7,23,527

–20,161

–38,435

22,785

2,910

41,705

Other approved securities

21,528

–145

–1,394

4,816

–2,165

2,915

Bank Credit

17,66,344

82,614

2,05,710

2,59,267

3,12,370

4,08,424

(4.9)

(17.9)

(17.2)

(29.9)

(30.1)

Food Credit

42,161

3,481

1,904

1,470

–2,340

241

Non-food credit

17,24,183

79,133

2,03,806

2,57,797

3,14,710

4,08,183

Loans, cash-credit and overdrafts

16,86,785

79,103

2,03,623

2,56,330

3,01,625

3,96,781

Inland bills- purchased

11,107

1,412

–647

–1,807

2,048

988

discounted(6)

31,624

673

2,102

808

4,283

3,587

Foreign bills-purchased

14,338

924

–925

1,264

819

2,965

discounted

22,489

501

1,558

2,672

3,596

4,104

Cash-Deposit Ratio

7.04

Investment-Deposit Ratio

31.19

Credit-Deposit Ratio

73.96

@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29, 2005.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes:
1. Includes the impact of mergers since May 3, 2002.
2. Financial year variation during 2006-07 so far is worked out from March 31, 2006, whereas the corresponding financial year variation during 2005-06 is worked out from April 1, 2005. Year-on-year variation for the current week are over the levels of non-reporting Friday of the previous years.
3. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.