Scheduled Commercial Banks - Business in India - ಆರ್ಬಿಐ - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Month |
Financial year so far |
Year-on-year |
||||
2008-2009 |
2009-2010 |
2008 |
2009 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
50,312 |
1,289 |
-260 |
1,457 |
11,606 |
3,794 |
Borrowings from Banks(1) |
23,009 |
-3,618 |
4,565 |
-6,479 |
8,116 |
-14,552 |
Other Demand and Time Liabilities(2) |
16,651 |
-2,506 |
9,893 |
-5,122 |
12,793 |
-11,621 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
39,83,382 |
11,152 |
78,820 |
1,49,273 |
5,67,491 |
7,07,623 |
|
|
(0.3) |
(2.5) |
(3.9) |
(21.0) |
(21.6) |
Demand |
5,03,552 |
-2,051 |
-62,589 |
-19,533 |
60,868 |
41,831 |
Time |
34,79,830 |
13,203 |
1,41,409 |
1,68,805 |
5,06,623 |
6,65,792 |
Borrowings(3) |
1,17,613 |
-1,877 |
1,722 |
3,677 |
22,881 |
9,387 |
Other Demand and Time Liabilities |
3,01,396 |
1,952 |
-10,091 |
-6,125 |
61,200 |
13,132 |
Borrowings from Reserve Bank |
400 |
-10 |
-904 |
-11,328 |
1,831 |
-2,696 |
Cash in Hand and Balances with Reserve Bank |
2,31,781 |
-11,482 |
50,032 |
-26,695 |
1,08,687 |
-93,417 |
Cash in Hand |
25,390 |
-1,410 |
1,191 |
5,109 |
2,312 |
6,155 |
Balances with Reserve Bank |
2,06,391 |
-10,072 |
48,841 |
-31,804 |
1,06,376 |
-99,572 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with Other Banks(4) |
50,302 |
108 |
-2,878 |
-2,607 |
5,916 |
17,164 |
Money at Call and Short Notice |
14,625 |
-3,782 |
1,177 |
-413 |
5,276 |
-6,477 |
Advances to Banks |
1,759 |
87 |
–333 |
-1,144 |
-230 |
-1,687 |
Other Assets |
41,002 |
-3,480 |
7,142 |
-10,719 |
15,691 |
2,704 |
Investments(5) |
13,16,684 |
49,633 |
16,212 |
1,50,273 |
1,40,126 |
3,28,757 |
|
|
(3.9) |
(1.7) |
(12.9) |
(16.5) |
(33.3) |
Government Securities |
12,99,787 |
50,222 |
16,913 |
1,44,002 |
1,42,800 |
3,24,213 |
Other Approved Securities |
16,896 |
-589 |
-702 |
6,272 |
-2,674 |
4,544 |
Bank Credit |
27,78,299 |
31,629 |
52,111 |
2,749 |
4,96,569 |
3,64,274 |
|
|
(1.2) |
(2.2) |
(0.1) |
(25.9) |
(15.1) |
Food Credit |
56,416 |
-2,363 |
6,237 |
10,205 |
7,849 |
5,780 |
Non-Food credit |
27,21,882 |
33,992 |
45,874 |
-7,456 |
4,88,719 |
3,58,494 |
Loans, Cash-credit and Overdrafts |
26,84,967 |
30,198 |
50,834 |
9,290 |
4,72,932 |
3,72,557 |
Inland Bills- Purchased |
10,477 |
-297 |
-801 |
-1,237 |
102 |
-1,316 |
Discounted(6) |
43,284 |
55 |
3,215 |
127 |
13,067 |
-484 |
Foreign Bills- Purchased |
16,532 |
527 |
-641 |
-1,990 |
2,544 |
673 |
Discounted |
23,039 |
1,146 |
-496 |
-3,440 |
7,924 |
-7,156 |
Cash-Deposit Ratio |
5.82 |
|
|
|
|
|
Investment-Deposit Ratio |
33.05 |
|
|
|
|
|
Credit-Deposit Ratio |
69.75 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |