(Rs. crore)

Variation over

Financial year so far

Year-on-year

2008-2009

2009-2010

2008

2009

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

50,401

-766

-6,173

1,545

3,672

9,795

Borrowings from Banks⁽¹⁾

21,629

-1,146

1,149

-7,858

4,450

-12,515

Other Demand and Time Liabilities⁽²⁾

12,898

-573

19,270

-8,875

23,236

-24,751

Liabilities to Others

Aggregate Deposits

40,89,792

8,123

2,05,603

2,55,682

6,22,447

6,87,250

(0.2)

(6.4)

(6.7)

(22.4)

(20.2)

Demand

5,25,671

-10,837

-56,741

2,586

72,131

58,103

Time

35,64,120

18,960

2,62,344

2,53,096

5,50,316

6,29,147

Borrowings⁽³⁾

1,05,762

-12,329

714

-8,174

20,037

-1,456

Other Demand and Time Liabilities

3,32,075

14,054

-6,013

24,555

25,860

39,733

Borrowings from Reserve Bank

—

—

-1,329

-11,728

2,580

-2,671

Cash in Hand and Balances with Reserve Bank

2,48,501

14,642

61,307

-9,974

99,135

-87,972

Cash in Hand

22,294

-1,135

2,302

2,013

4,272

1,948

Balances with Reserve Bank

2,26,207

15,776

59,005

-11,988

94,862

-89,920

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

46,251

47

-1,256

-6,658

6,307

11,491

Money at Call and Short Notice

9,383

-2,683

243

-5,654

6,272

-10,785

Advances to Banks

1,813

104

-1,210

-1,090

-363

-756

Other Assets

35,592

-1,010

22,045

-16,129

30,197

-17,609

Investments⁽⁵⁾

13,48,192

-21,269

29,614

1,81,782

91,163

3,46,863

(-1.6)

(3.0)

(15.6)

(10.0)

(34.6)

Government Securities

13,32,172

-21,204

30,187

1,76,387

92,894

3,43,324

Other Approved Securities

16,020

-66

-573

5,395

-1,731

3,540

Bank Credit

28,25,957

18,374

1,33,644

50,408

5,19,419

3,30,399

(0.7)

(5.7)

(1.8)

(26.3)

(13.2)

Food Credit

47,772

-1,340

791

1,561

7,020

2,582

Non-Food credit

27,78,185

19,714

1,32,853

48,847

5,12,399

3,27,818

Loans, Cash-credit and Overdrafts

27,25,621

16,580

1,31,582

49,944

4,98,906

3,32,464

Inland Bills-   Purchased

11,531

-18

-183

-183

1,079

-880

Discounted⁽⁶⁾

46,672

910

2,717

3,515

10,029

3,402

Foreign Bills- Purchased

16,170

628

2,197

-2,352

6,579

-2,526

Discounted

25,963

275

-2,668

-516

2,826

-2,060

Cash-Deposit Ratio

6.08

Investment-Deposit Ratio

32.96

Credit-Deposit Ratio

69.10

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note :   Includes the impact of mergers since May 3, 2002.