Scheduled Commercial Banks - Business in India - ಆರ್ಬಿಐ - Reserve Bank of India
Scheduled Commercial Banks - Business in India
(Rs. crore) |
||||||
Item |
Outstanding |
Variation over |
||||
Fortnight |
Financial year so far |
Year-on-year |
||||
2008-2009 |
2009-2010 |
2008 |
2009 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
Liabilities to the Banking System |
|
|
|
|
|
|
Demand and Time Deposits from Banks |
52,096 |
-128 |
-1,979 |
3,241 |
9,394 |
7,298 |
Borrowings from Banks(1) |
17,484 |
467 |
3,394 |
-12,003 |
12,364 |
-18,906 |
Other Demand and Time Liabilities(2) |
6,250 |
-40 |
22,423 |
-15,523 |
20,708 |
-34,552 |
Liabilities to Others |
|
|
|
|
|
|
Aggregate Deposits |
41,52,946 |
-8,409 |
2,92,187 |
3,18,836 |
6,08,963 |
6,63,820 |
|
|
(-0.2) |
(9.1) |
(8.3) |
(21.1) |
(19.0) |
Demand |
5,35,123 |
2,846 |
-60,173 |
12,038 |
54,242 |
70,986 |
Time |
36,17,823 |
-11,254 |
3,52,360 |
3,06,798 |
5,54,721 |
5,92,834 |
Borrowings(3) |
1,01,572 |
3,140 |
7,427 |
-12,364 |
24,761 |
-12,359 |
Other Demand and Time Liabilities |
3,08,759 |
-11,559 |
5,007 |
1,238 |
44,175 |
5,396 |
Borrowings from Reserve Bank |
— |
— |
-3,315 |
-11,728 |
685 |
-685 |
Cash in Hand and Balances with Reserve Bank |
2,34,896 |
22,150 |
-41,563 |
-23,580 |
-8,868 |
1,293 |
Cash in Hand |
25,924 |
1,906 |
5,636 |
5,644 |
6,140 |
2,245 |
Balances with Reserve Bank |
2,08,972 |
20,245 |
-47,198 |
-29,223 |
-15,008 |
-952 |
Assets with the Banking System |
|
|
|
|
|
|
Balance with Other Banks(4) |
47,713 |
-4 |
2,372 |
-5,196 |
7,060 |
9,325 |
Money at Call and Short Notice |
5,745 |
-1,428 |
308 |
-9,293 |
6,417 |
-14,489 |
Advances to Banks |
1,835 |
-509 |
46 |
-1,068 |
463 |
-1,990 |
Other Assets |
24,574 |
-899 |
29,726 |
-27,147 |
33,204 |
-36,308 |
Investments(5) |
13,53,207 |
-24,703 |
83,884 |
1,86,797 |
1,08,461 |
2,97,608 |
|
|
(-1.8) |
(8.6) |
(16.0) |
(11.5) |
(28.2) |
Government Securities |
13,38,643 |
-23,607 |
84,455 |
1,82,857 |
1,09,774 |
2,95,526 |
Other Approved Securities |
14,565 |
-1,096 |
-571 |
3,940 |
-1,313 |
2,082 |
Bank Credit |
28,68,566 |
-21,750 |
2,54,067 |
93,016 |
5,89,272 |
2,52,585 |
|
|
(-0.8) |
(10.8) |
(3.4) |
(29.1) |
(9.7) |
Food Credit |
36,013 |
-6,708 |
3,855 |
-10,198 |
12,388 |
-12,242 |
Non-Food credit |
28,32,553 |
-15,042 |
2,50,212 |
1,03,215 |
5,76,884 |
2,64,827 |
Loans, Cash-credit and Overdrafts |
27,67,893 |
-19,346 |
2,50,614 |
92,216 |
5,69,057 |
2,55,703 |
Inland Bills- Purchased |
9,984 |
-478 |
739 |
-1,730 |
2,680 |
-3,349 |
Discounted(6) |
49,893 |
487 |
1,771 |
6,736 |
10,019 |
7,569 |
Foreign Bills- Purchased |
15,526 |
-1,060 |
1,888 |
-2,996 |
4,826 |
-2,861 |
Discounted |
25,270 |
-1,353 |
-945 |
-1,209 |
2,689 |
-4,476 |
Cash-Deposit Ratio |
5.66 |
|
|
|
|
|
Investment-Deposit Ratio |
32.58 |
|
|
|
|
|
Credit-Deposit Ratio |
69.07 |
|
|
|
|
|
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. |