(` crore)

Item

Outstanding as on Jan. 28 # 2011

Variation over

Fortnight

Financial year so far

Year-on-year

2009-2010

2010-2011

2010

2011

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

66,927

498

6,422

1,996

11,007

11,649

Borrowings from Banks⁽¹⁾

24,907

1,687

–11,295

–7,450

–7,403

6,715

Other Demand and Time Liabilities⁽²⁾

7,134

–28

–16,237

1,156

–19,870

1,598

Liabilities to Others

Aggregate Deposits

49,83,378

37,730

4,65,297

4,90,552

6,31,032

6,83,971

(0.8)

(12.1)

(10.9)

(17.2)

(15.9)

Demand

5,88,678

15,777

40,186

–56,932

1,00,809

25,407

Time

43,94,700

21,953

4,25,111

5,47,484

5,30,223

6,58,564

Borrowings⁽³⁾

1,23,666

–514

–10,734

19,388

–10,976

20,464

Other Demand and Time Liabilities

3,26,245

2,454

16,543

–3,175

19,070

2,182

Borrowings from Reserve Bank

4,374

1,094

–11,728

4,332

–6,261

4,374

Cash in Hand and Balances with Reserve Bank

3,22,508

–16,027

2,004

15,541

42,193

62,029

Cash in Hand

31,879

1,627

5,955

6,301

4,626

5,643

Balances with Reserve Bank

2,90,630

–17,654

–3,951

9,240

37,566

56,386

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

47,779

–76

–1,906

–14,642

7,956

–3,224

Money at Call and Short Notice

12,482

326

–4,053

–5,186

–4,615

1,498

Advances to Banks

6,047

307

–707

–3,845

–557

3,851

Other Assets

48,092

624

–25,697

3,629

–18,474

22,068

Investments⁽⁵⁾

14,80,540

16,050

2,36,016

95,787

2,34,121

78,113

(1.1)

(20.2)

(6.9)

(20.0)

(5.6)

Government Securities

14,76,171

16,211

2,39,869

97,777

2,37,316

80,517

Other Approved Securities

4,368

–160

–3,852

–1,989

–3,195

–2,404

Bank Credit

37,35,233

15,348

2,55,678

4,90,445

3,93,446

7,04,006

(0.4)

(9.2)

(15.1)

(14.9)

(23.2)

Food Credit

61,182

–2,771

–2,296

12,692

–1,605

17,266

Non-Food credit

36,74,052

18,119

2,57,973

4,77,753

3,95,052

6,86,740

Loans, Cash-credit and Overdrafts

35,98,886

14,822

2,48,082

4,76,727

3,78,139

6,75,127

Inland Bills-Purchased

13,038

450

–246

1,024

–1,321

1,569

Discounted⁽⁶⁾

69,165

–90

12,605

6,947

17,751

13,403

Foreign Bills-Purchased

18,370

–418

–3,036

2,238

–894

2,884

Discounted

35,774

583

–1,728

3,509

–228

11,023

Cash-Deposit Ratio

6.47

Investment-Deposit Ratio

29.71

Credit-Deposit Ratio

74.95

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.