(` Billion)

Item

Outstanding as on Dec. 30, 2011 #

Variation over

Fortnight

Financial year so far

Year-on-Year

2010-2011

2011-2012

2010

2011

1

2

3

4

5

6

Liabilities to the Banking System

Demand and Time Deposits from Banks

749.8

27.3

45.5

12.4

132.3

54.9

Borrowings from Banks⁽¹⁾

324.5

18.7

–46.2

27.3

52.3

47.2

Other Demand and Time Liabilities⁽²⁾

119.5

19.2

30.9

48.2

33.8

28.8

Liabilities to Others

Aggregate Deposits

58,279.1

1,553.2

4,929.6

6,199.4

7,169.7

8,421.2

(2.7)

(11.0)

(11.9)

(16.8)

(16.9)

Demand

6,386.7

787.4

–11.7

–30.3

740.6

–57.6

Time

51,892.4

765.8

4,941.4

6,229.7

6,429.1

8,478.8

Borrowings⁽³⁾

1,576.4

–125.7

126.2

263.0

179.2

407.5

Other Demand and Time Liabilities

3,676.7

76.6

–2.3

258.7

148.3

384.8

Borrowings from Reserve Bank

58.8

20.5

49.3

8.5

47.9

9.0

Cash in Hand and Balances with Reserve Bank

3,883.8

15.2

394.3

388.7

1,168.6

419.8

Cash in hand

377.7

5.7

79.5

74.2

61.0

42.4

Balances with Reserve Bank

3,506.1

9.5

314.8

314.5

1,107.6

377.4

Assets with the Banking System

Balances with Other Banks⁽⁴⁾

660.1

77.4

–92.1

98.7

21.8

128.0

Money at Call and Short Notice

229.2

14.4

–5.1

63.1

23.5

57.5

Advances to Banks

94.0

28.7

–23.1

–31.7

52.3

18.2

Other Assets

861.5

135.5

73.6

170.7

222.9

343.2

Investments⁽⁵⁾

16,933.7

145.2

637.3

1,917.5

327.8

2,448.9

(0.9)

(4.6 )

(12.8)

(2.3)

(16.9)

Government Securities

16,896.8

144.3

654.2

1,925.3

351.1

2,458.6

Other Approved Securities

36.9

0.8

–17.0

–7.8

–23.2

–9.7

Bank Credit

43,656.4

986.6

5,205.8

4,235.6

7,408.0

6,002.7

(2.3)

(16.0)

(10.7)

(24.5)

(15.9)

Food Credit

845.5

16.4

174.6

202.6

195.9

186.0

Non-food credit

42,811.0

970.2

5,031.3

4,033.0

7,212.1

5,816.7

Loans, Cash credit and Overdrafts

42,023.7

922.8

5,058.9

4,083.6

7,133.5

5,743.3

Inland Bills – Purchased

158.2

14.1

16.7

23.8

15.4

21.4

Discounted⁽⁶⁾

850.9

26.7

76.3

52.3

157.4

152.4

Foreign Bills – Purchased

213.8

14.2

28.3

27.9

17.7

24.1

Discounted

409.8

8.8

25.7

48.0

84.0

61.5

Cash-Deposit Ratio

6.66

Investment-Deposit Ratio

29.06

Credit-Deposit Ratio

74.91

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items
under ‘Liabilities to Others’.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other accounts.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately
in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: Includes the impact of mergers since May 3, 2002.