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83761492

West Bengal

State : West Bengal

West Bengal

Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002

EASTERN REGION

 

(Amount in Rupees Lakh)


     

STATE BANK OF INDIA

NATIONALISED BANKS

     

AND ITS ASSOCIATES

 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

1

2

3

4

5

6


I.

AGRICULTURE

1,80,092

600,47

520,82

4,03,775

1297,81

1138,62

 

1. Direct Finance

1,79,499

427,91

361,81

3,87,206

972,75

835,47

 

2. Indirect Finance

593

172,56

159,00

16,569

325,06

303,15

II.

INDUSTRY

1,16,896

6120,67

4798,04

2,69,391

9100,00

7714,18

 

1. Mining & Quarrying

33

547,77

551,05

152

294,92

258,96

 

2. Food Manufacturing & Processing

26,116

1298,40

919,19

27,767

1193,56

973,27

 

(a)

Rice Mills, Flour & Dal Mills

15,503

56,09

45,40

5,382

111,22

85,00

 

(b)

Sugar

24

697,49

471,65

6

28,56

35,62

 

(c)

Edible Oils & Vanaspati

289

39,56

37,09

12,233

63,37

50,63

 

(d)

Tea Processing

150

351,65

244,08

442

766,55

602,28

 

(e)

Processing of Fruits & Vegetables

6

4,72

4,33

41

8,23

6,44

 

(f)

Others

10,144

148,89

116,64

9,663

215,63

193,29

 

3. Beverage & Tobacco

36

99,37

13,44

72

54,02

45,45

 

4. Textiles

11,771

433,67

326,89

9,338

725,58

526,39

 

(a)

Cotton Textiles

483

108,98

69,38

1,068

176,77

157,84

 

(b)

Jute & Other Natural Fibre Textiles

4,493

59,85

41,61

859

232,32

153,62

 

(c)

Handloom Textiles & Khadi

1,054

4,02

3,56

965

5,40

4,83

 

(d)

Other Textiles & Textile Products

5,741

260,82

212,35

6,446

311,10

210,11

 

5. Paper, Paper Products & Printing

1,865

181,44

137,61

2,010

171,56

157,52

 

6. Leather & Leather Products

451

116,64

89,06

1,311

325,42

239,41

 

7. Rubber & Plastic Products

939

145,74

129,10

808

129,36

116,04

 

8. Chemicals & Chemical Products

743

770,39

615,07

6,145

548,72

494,54

 

(a)

Heavy Industrial Chemicals

34

74,57

57,70

114

64,81

46,23

 

(b)

Fertilisers

16

42,69

40,02

24

113,35

109,36

 

(c)

Drugs & Pharmaceuticals

160

66,12

40,24

653

83,24

66,93

 

(d)

Non-Edible Oils

9

1,52

1,49

8

1,53

1,54

 

(e)

Other Chemicals & Chemical Products

524

585,50

475,62

5,346

285,80

270,48

 

9. Petroleum, Coal Products & Nuclear Fuels

24

77,69

71,27

134

598,16

584,96

 

10. Manufacture of Cement & Cement Products

352

65,78

60,46

425

82,95

101,77

 

11. Basic Metals & Metal Products

1,394

1030,78

786,32

9,200

1634,40

1447,00

 

(a)

Iron & Steel

331

822,38

668,78

603

987,10

876,64

 

(b)

Non-Ferrous Metals

59

162,03

75,95

126

202,40

175,64

 

(c)

Metal Products

1,004

46,38

41,60

8,471

444,90

394,71

 

12. Engineering

3,719

786,42

656,91

3,960

1072,36

863,28

 

(a)

Heavy Engineering

88

95,63

97,85

363

337,70

267,70

 

(b)

Light Engineering

689

142,26

117,97

1,663

265,56

225,25

 

(c)

Electrical Machinery & Goods

2,509

514,89

412,12

1,308

414,73

318,48

 

(d)

Electronic Machinery & Goods

433

33,63

28,98

626

54,37

51,85

 

13. Vehicles, Vehicle Parts & Transport Equipments

367

93,54

63,41

1,153

202,12

191,77

 

14. Other Industries

68,268

351,67

269,71

2,01,389

886,94

749,79

 

15. Electricity, Gas & Water

75

77,50

67,32

97

427,61

313,12

 

(a)

Electricity Generation &Transmission

57

75,73

65,92

68

414,10

306,42

 

(b)

Non-Conventional Energy

7

97

87

6

98

79

 

(c)

Gas, Steam & Water Supply

11

80

52

23

12,53

5,91

 

16. Construction

743

43,86

41,22

5,430

752,31

650,91

III.

TRANSPORT OPERATORS

7,700

124,91

70,17

21,784

234,11

186,84

IV.

PROFESSIONAL AND OTHER SERVICES

9,264

245,54

202,50

51,614

968,29

843,87

V.

PERSONAL LOANS

2,22,369

1239,73

1031,93

4,67,709

2650,99

2241,26

 

1. Loans for Purchase of Consumer Durables

12,572

33,19

24,96

27,286

102,99

80,00

 

2. Loans for Housing

34,966

635,13

564,24

64,459

993,96

877,10

 

3. Rest of the Personal Loans

1,74,831

571,41

442,73

3,75,964

1554,04

1284,16

VI.

TRADE

1,00,391

1136,07

905,70

2,58,725

4326,08

3728,79

 

1. Wholesale Trade

4,692

639,40

489,99

21,170

2983,34

2642,44

 

2. Retail Trade

95,699

496,67

415,71

2,37,555

1342,74

1086,35

VII.

FINANCE

305

369,87

300,52

3,185

1383,56

1249,05

VIII.

ALL OTHERS

33,537

1583,05

1246,00

2,20,247

2968,73

2517,46


TOTAL BANK CREDIT

6,70,554

11420,29

9075,67

16,96,430

22929,56

19620,08

OF WHICH: 1.ArtisansandVillage&TinyIndustries

5,137

273,04

229,43

92,661

118,54

98,37

2.OtherSmallScaleIndustries

91,854

1029,39

816,34

1,03,666

1140,53

963,59




     

FOREIGN BANKS

REGIONAL RURAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

7

8

9

10

11

12


I.

AGRICULTURE

10

11,44

12,58

2,77,375

193,84

156,36

 

1. Direct Finance

5

11,30

12,50

2,74,139

183,45

149,50

 

2. Indirect Finance

5

14

8

3,236

10,38

6,86

II.

INDUSTRY

4,056

2318,75

1416,58

3,77,067

225,66

189,50

 

1. Mining & Quarrying

6

22,37

22,37

15

95

76

 

2. Food Manufacturing & Processing

46

265,40

113,19

1,917

2,28

2,03

 

(a)

Rice Mills, Flour & Dal Mills

985

1,16

1,04

 

(b)

Sugar

 

(c)

Edible Oils & Vanaspati

5

23,80

7,89

15

24

22

 

(d)

Tea Processing

32

190,40

87,43

 

(e)

Processing of Fruits & Vegetables

 

(f)

Others

9

51,20

17,87

917

88

78

 

3. Beverage & Tobacco

4

3,94

1,22

4

13

8

 

4. Textiles

46

223,82

83,80

1,677

2,81

2,93

 

(a)

Cotton Textiles

19

42,31

24,23

6

16

13

 

(b)

Jute & Other Natural Fibre Textiles

1,038

1,28

1,63

 

(c)

Handloom Textiles & Khadi

603

50

45

 

(d)

Other Textiles & Textile Products

27

181,51

59,58

30

86

72

 

5. Paper, Paper Products & Printing

19

9,94

3,65

76

16

14

 

6. Leather & Leather Products

21

32,88

19,69

70

14

15

 

7. Rubber & Plastic Products

14

30,08

15,07

3

11

10

 

8. Chemicals & Chemical Products

54

216,72

120,45

135

16

10

 

(a)

Heavy Industrial Chemicals

11

120,43

64,25

 

(b)

Fertilisers

3

5,62

4,92

 

(c)

Drugs & Pharmaceuticals

5

16,68

5,41

2

1

1

 

(d)

Non-Edible Oils

 

(e)

Other Chemicals & Chemical Products

35

73,99

45,87

133

15

9

 

9. Petroleum, Coal Products & Nuclear Fuels

11

237,32

247,27

2

6

5

 

10. Manufacture of Cement & Cement Products

1

97

5

9

8

 

11. Basic Metals & Metal Products

79

414,27

205,57

39

57

46

 

(a)

Iron & Steel

35

170,13

79,89

1

5

3

 

(b)

Non-Ferrous Metals

29

182,38

99,02

 

(c)

Metal Products

15

61,76

26,65

38

52

43

 

12. Engineering

84

383,87

275,76

33

47

37

 

(a)

Heavy Engineering

12

55,22

36,25

 

(b)

Light Engineering

22

42,68

15,73

14

18

13

 

(c)

Electrical Machinery & Goods

48

285,35

223,15

16

25

21

 

(d)

Electronic Machinery & Goods

2

62

62

3

4

3

 

13. Vehicles, Vehicle Parts & Transport Equipments

4

21

18

329

46

32

 

14. Other Industries

3,612

147,50

123,67

3,72,218

211,17

176,78

 

15. Electricity, Gas & Water

16

232,09

133,99

 

(a)

Electricity Generation &Transmission

10

120,06

97,51

 

(b)

Non-Conventional Energy

 

(c)

Gas, Steam & Water Supply

6

112,03

36,48

 

16. Construction

39

97,37

50,69

544

6,10

5,14

III.

TRANSPORT OPERATORS

69

20,73

16,88

27,021

32,17

23,35

IV.

PROFESSIONAL AND OTHER SERVICES

284

322,35

314,05

26,510

21,10

16,70

V.

PERSONAL LOANS

53,268

1104,00

804,88

2,49,000

689,66

554,80

 

1. Loans for Purchase of Consumer Durables

3,338

29,61

28,67

57,663

242,89

185,52

 

2. Loans for Housing

4,311

239,18

215,98

11,887

126,63

108,33

 

3. Rest of the Personal Loans

45,619

835,20

560,23

1,79,450

320,13

260,95

VI.

TRADE

522

52,96

26,12

2,24,757

197,06

159,93

 

1. Wholesale Trade

426

50,13

24,38

1,460

6,17

4,76

 

2. Retail Trade

96

2,82

1,74

2,23,297

190,89

155,16

VII.

FINANCE

36

35,47

29,55

870

1,04

89

VIII.

ALL OTHERS

18,890

150,79

104,12

29,373

40,61

35,10


TOTAL BANK CREDIT

77,135

4016,49

2724,77

12,11,973

1401,13

1136,62

OF WHICH: 1.ArtisansandVillage&TinyIndustries

11

42

29

3,14,496

166,10

140,47

2.OtherSmallScaleIndustries

107

25,15

12,76

37,295

31,56

25,37




     

OTHER SCHEDULED

ALL SCHEDULED

     

COMMERCIAL BANKS

COMMERCIAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Out-

Accounts

Limit

Out-

         

standing

   

standing


     

13

14

15

16

17

18


I.

AGRICULTURE

307

69,88

48,71

8,61,559

2173,44

1877,09

 

1. Direct Finance

228

38,49

29,12

8,41,077

1633,91

1388,40

 

2. Indirect Finance

79

31,40

19,59

20,482

539,53

488,69

II.

INDUSTRY

3,294

5763,24

3902,66

7,70,704

23528,32

18020,96

 

1. Mining & Quarrying

15

422,43

131,89

221

1288,45

965,03

 

2. Food Manufacturing & Processing

79

220,44

167,44

55,925

2980,08

2175,12

 

(a)

Rice Mills, Flour & Dal Mills

6

7,52

5,50

21,876

175,99

136,94

 

(b)

Sugar

2

13,84

13,50

32

739,90

520,77

 

(c)

Edible Oils & Vanaspati

18

8,12

2,29

12,560

135,08

98,11

 

(d)

Tea Processing

38

185,88

142,91

662

1494,48

1076,70

 

(e)

Processing of Fruits & Vegetables

1

7

7

48

13,01

10,85

 

(f)

Others

14

5,01

3,16

20,747

421,61

331,75

 

3. Beverage & Tobacco

7

7,36

3,42

123

164,83

63,62

 

4. Textiles

161

278,05

193,48

22,993

1663,93

1133,50

 

(a)

Cotton Textiles

30

8,02

3,25

1,606

336,25

254,82

 

(b)

Jute & Other Natural Fibre Textiles

44

97,00

63,81

6,434

390,45

260,66

 

(c)

Handloom Textiles & Khadi

2

50

53

2,624

10,41

9,37

 

(d)

Other Textiles & Textile Products

85

172,52

125,90

12,329

926,81

608,65

 

5. Paper, Paper Products & Printing

47

59,09

56,70

4,017

422,19

355,63

 

6. Leather & Leather Products

60

33,64

17,04

1,913

508,73

365,35

 

7. Rubber & Plastic Products

57

21,22

23,46

1,821

326,50

283,76

 

8. Chemicals & Chemical Products

99

565,80

428,33

7,176

2101,79

1658,49

 

(a)

Heavy Industrial Chemicals

28

269,56

237,93

187

529,37

406,11

 

(b)

Fertilisers

4

101,70

107,33

47

263,35

261,64

 

(c)

Drugs & Pharmaceuticals

6

4,99

3,35

826

171,04

115,94

 

(d)

Non-Edible Oils

17

3,04

3,03

 

(e)

Other Chemicals & Chemical Products

61

189,54

79,71

6,099

1134,98

871,78

 

9. Petroleum, Coal Products & Nuclear Fuels

12

107,51

63,56

183

1020,73

967,11

 

10. Manufacture of Cement & Cement Products

17

163,70

139,74

800

313,49

302,06

 

11. Basic Metals & Metal Products

164

388,35

317,35

10,876

3468,38

2756,69

 

(a)

Iron & Steel

70

92,35

75,09

1,040

2072,01

1700,43

 

(b)

Non-Ferrous Metals

22

190,23

141,09

236

737,04

491,70

 

(c)

Metal Products

72

105,77

101,16

9,600

659,33

564,55

 

12. Engineering

459

1025,08

625,31

8,255

3268,20

2421,63

 

(a)

Heavy Engineering

213

126,10

92,99

676

614,65

494,79

 

(b)

Light Engineering

150

109,44

100,13

2,538

560,12

459,20

 

(c)

Electrical Machinery & Goods

68

704,68

353,13

3,949

1919,90

1307,11

 

(d)

Electronic Machinery & Goods

28

84,86

79,06

1,092

173,53

160,54

 

13. Vehicles, Vehicle Parts & Transport Equipments

31

41,90

28,55

1,884

338,24

284,23

 

14. Other Industries

1,946

191,26

141,50

6,47,433

1788,53

1461,46

 

15. Electricity, Gas & Water

32

2093,14

1489,42

220

2830,34

2003,85

 

(a)

Electricity Generation &Transmission

29

2076,21

1486,96

164

2686,10

1956,82

 

(b)

Non-Conventional Energy

3

16,93

2,46

16

18,88

4,12

 

(c)

Gas, Steam & Water Supply

40

125,37

42,91

 

16. Construction

108

144,28

75,47

6,864

1043,93

823,43

III.

TRANSPORT OPERATORS

303

40,68

28,39

56,877

452,60

325,64

IV.

PROFESSIONAL AND OTHER SERVICES

911

458,47

296,27

88,583

2015,74

1673,39

V.

PERSONAL LOANS

19,565

305,85

228,47

10,11,911

5990,22

4861,34

 

1. Loans for Purchase of Consumer Durables

240

1,78

3,05

1,01,099

410,45

322,20

 

2. Loans for Housing

2,552

160,30

124,02

1,18,175

2155,21

1889,66

 

3. Rest of the Personal Loans

16,773

143,77

101,40

7,92,637

3424,56

2649,47

VI.

TRADE

1,059

400,46

212,45

5,85,454

6112,62

5032,99

 

1. Wholesale Trade

464

284,11

148,81

28,212

3963,15

3310,39

 

2. Retail Trade

595

116,36

63,64

5,57,242

2149,47

1722,61

VII.

FINANCE

260

588,98

387,75

4,656

2378,92

1967,76

VIII.

ALL OTHERS

3,782

218,80

196,00

3,05,829

4961,98

4098,69


TOTAL BANK CREDIT

29,481

7846,36

5300,72

36,85,573

47613,83

37857,86

OF WHICH: 1.ArtisansandVillage&TinyIndustries

373

4,09

2,24

4,12,678

562,19

470,80

2.OtherSmallScaleIndustries

1,208

66,37

50,90

2,34,130

2293,01

1868,95


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