Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

8,16,783

580,85

530,61

2,18,371

187,17

174,73

1.

Direct Finance

8,08,655

508,77

474,90

2,16,666

163,72

153,31

2.

Indirect Finance

8,128

72,08

55,71

1,705

23,44

21,41

II.

INDUSTRY

6,03,680

1108,16

847,87

1,71,516

651,30

569,34

1.

Mining & Quarrying

156

8,24

8,90

79

12,47

12,48

2.

Food Manufacturing and Processing

4,529

281,23

135,27

3,363

142,63

102,41

(a)

Rice Mills, Flour and Dal Mills

856

9,76

9,17

366

13,66

11,80

(b)

Sugar

8

18

17

12

28

28

(c)

Edible Oils and Vanaspati

398

8,38

7,23

265

6,51

7,03

(d)

Tea Processing

116

254,98

111,34

113

102,27

66,27

(e)

Processing of Fruits & Vegetables

20

1,17

1,07

36

4,24

4,24

(f)

Others

3,131

6,77

6,28

2,571

15,67

12,78

3.

Beverage and Tobacco

142

2,10

1,93

81

2,44

1,84

4.

Textiles

2,103

73,93

62,54

1,937

66,58

49,53

(a)

Cotton Textiles

198

13,71

9,46

149

5,92

3,02

(b)

Jute Textiles

95

11,33

10,58

137

32,78

23,15

(c)

Handloom Textiles & Khadi

332

1,56

1,56

264

1,80

1,78

(d)

Other Textiles

1,478

47,32

40,94

1,387

26,09

21,58

5.

Paper, Paper Products and Printing

357

21,48

25,03

438

5,02

4,82

6.

Leather and Leather Products

237

2,27

1,98

284

1,79

1,83

7.

Rubber and Rubber Products

122

14,23

12,32

193

37,05

41,68

8.

Chemicals and Chemical Products

575

80,50

79,56

709

79,85

70,65

(a)

Heavy Industrial Chemicals

30

2,92

3,15

24

1,65

1,70

(b)

Fertilizers

16

2,94

2,97

17

1,99

1,79

(c)

Drugs and Pharmaceuticals

54

3,15

3,25

117

3,24

2,89

(d)

Non-Edible Oils

7

42

51

13

68

58

(e)

Other Chemicals & Chemical Products

468

71,06

69,69

538

72,29

63,69

9.

Petroleum, Coal Products & Nuclear Fuels

164

2,44

3,83

130

9,36

9,33

10.

Manufacture of Cement & Cement Products

204

6,74

5,99

157

2,15

1,89

11.

Basic Metals & Metal Products

826

119,56

92,22

801

63,87

57,41

(a)

Iron and Steel

199

19,77

17,92

166

54,91

47,77

(b)

Non-Ferrous Metals

59

68,99

56,86

55

2,44

2,90

(c)

Other Metal Products

568

30,80

17,44

580

6,52

6,75

12.

Engineering

1,088

148,62

96,84

774

68,93

65,33

(a)

Heavy Engineering

62

81,94

48,30

43

11,34

11,21

(b)

Light Engineering

399

9,94

10,46

213

2,68

2,52

(c)

Electrical Machinery & Goods

477

55,77

37,10

313

52,30

49,43

(d)

Electronic Machinery & Goods

150

98

97

205

2,61

2,17

13.

Vehicles, Vehicle Parts & Transport Equipments

354

6,46

4,87

274

4,82

4,78

14.

Other Industries

5,92,268

330,26

308,71

1,61,811

140,16

133,67

15.

Electricity, Gas & Water

327

4,78

4,04

125

7,13

4,82

(a)

Electricity Generation & Transmission

200

2,22

2,05

86

5,29

3,36

(b)

Non-Conventional Energy

79

2,29

1,71

8

6

5

(c)

Gas, Steam & Water Supply

48

28

28

31

1,78

1,41

16.

Construction

228

5,33

3,86

360

7,05

6,88

III.

TRANSPORT OPERATORS

49,893

66,62

59,82

19,751

56,50

50,52

IV.

PROFESSIONAL AND OTHER SERVICES

71,911

48,92

46,67

26,219

32,26

31,16

V.

PERSONAL LOANS

1,93,175

284,76

256,64

1,04,655

253,95

227,76

1.

Loans for Purchase of Consumer Durables

15,511

19,46

16,97

7,474

9,99

7,96

2.

Loans for Housing

17,429

91,17

82,42

14,891

122,19

110,17

3.

Rest of the Personal Loans

1,60,235

174,14

157,25

82,290

121,77

109,63

VI.

TRADE

5,62,427

434,95

402,69

2,12,798

249,37

232,49

1.

Wholesale Trade

8,563

64,13

47,18

5,841

44,91

38,75

2.

Retail Trade

5,53,864

370,81

355,52

2,06,957

204,45

193,74

VII.

FINANCE

382

9,32

8,59

182

4,83

5,37

VIII.

ALL OTHERS

1,10,755

122,20

112,98

42,738

64,18

66,32

TOTAL BANK CREDIT

24,09,006

2655,79

2265,87

7,96,230

1499,55

1357,68

OF WHICH :

1.

Artisans & Village Industries

4,30,966

206,78

190,40

90,732

51,90

48,75

2.

Other Small Scale Industries

1,41,498

165,00

160,35

69,569

163,50

158,94

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

56,003

75,91

74,99

3,856

210,35

170,33

1.

Direct Finance

54,157

67,78

67,79

3,065

86,18

77,49

2.

Indirect Finance

1,846

8,13

7,20

791

124,16

92,84

II.

INDUSTRY

82,200

1027,20

975,58

37,298

10186,77

7432,34

1.

Mining & Quarrying

50

3,60

1,20

192

762,18

477,18

2.

Food Manufacturing and Processing

1,507

62,63

46,74

1,014

795,34

605,14

(a)

Rice Mills, Flour and Dal Mills

304

18,45

15,82

90

14,18

8,88

(b)

Sugar

6

23

24

10

2,29

2,72

(c)

Edible Oils and Vanaspati

110

11,27

6,34

135

56,81

38,35

(d)

Tea Processing

44

20,90

12,72

356

595,48

448,60

(e)

Processing of Fruits & Vegetables

35

45

45

25

1,73

2,90

(f)

Others

1,008

11,33

11,17

398

124,84

103,70

3.

Beverage and Tobacco

48

6,97

6,74

152

413,94

315,34

4.

Textiles

1,440

152,26

115,23

1,767

1299,58

913,29

(a)

Cotton Textiles

103

7,99

8,56

298

333,49

251,47

(b)

Jute Textiles

119

120,02

83,90

226

245,09

169,48

(c)

Handloom Textiles & Khadi

88

54

55

24

4,81

5,34

(d)

Other Textiles

1,130

23,71

22,23

1,219

716,19

487,00

5.

Paper, Paper Products and Printing

598

34,23

20,42

1,653

234,34

185,17

6.

Leather and Leather Products

282

11,11

22,92

1,176

320,25

243,69

7.

Rubber and Rubber Products

201

7,29

5,96

430

167,67

161,45

8.

Chemicals and Chemical Products

876

75,45

54,92

2,515

879,47

716,79

(a)

Heavy Industrial Chemicals

53

16,71

9,42

248

296,07

162,07

(b)

Fertilizers

16

85

64

69

74,12

70,13

(c)

Drugs and Pharmaceuticals

96

4,66

6,27

486

175,82

208,45

(d)

Non-Edible Oils

21

1,97

1,85

31

4,68

3,28

(e)

Other Chemicals & Chemical Products

690

51,25

36,74

1,681

328,78

272,85

9.

Petroleum, Coal Products & Nuclear Fuels

106

7,34

6,49

205

88,14

67,14

10.

Manufacture of Cement & Cement Products

116

6,16

5,16

93

45,63

34,78

11.

Basic Metals & Metal Products

1,860

238,87

195,88

2,544

1857,90

1267,84

(a)

Iron and Steel

495

180,49

142,36

928

955,65

594,04

(b)

Non-Ferrous Metals

86

10,43

11,06

239

291,03

199,85

(c)

Other Metal Products

1,279

47,95

42,45

1,377

611,22

473,94

12.

Engineering

1,956

216,89

315,39

3,924

1646,11

1150,51

(a)

Heavy Engineering

233

70,29

138,55

446

430,10

327,97

(b)

Light Engineering

906

35,28

32,02

1,451

507,05

246,01

(c)

Electrical Machinery & Goods

559

50,29

59,32

1,397

587,91

463,50

(d)

Electronic Machinery & Goods

258

61,02

85,51

630

121,05

113,03

13.

Vehicles, Vehicle Parts & Transport Equipments

276

31,21

21,99

606

126,81

107,14

14.

Other Industries

72,326

141,34

140,13

19,737

828,10

642,21

15.

Electricity, Gas & Water

87

16,30

4,05

274

574,51

412,24

(a)

Electricity Generation & Transmission

72

15,82

3,78

234

555,55

401,40

(b)

Non-Conventional Energy

3

3

3

5

15

15

(c)

Gas, Steam & Water Supply

12

45

24

35

18,81

10,69

16.

Construction

471

15,55

12,35

1,016

146,80

132,45

III.

TRANSPORT OPERATORS

11,432

43,26

39,31

9,282

159,76

146,82

IV.

PROFESSIONAL AND OTHER SERVICES

14,884

39,77

38,01

11,351

362,89

298,09

V.

PERSONAL LOANS

1,14,719

290,95

258,86

5,14,806

1669,59

1050,50

1.

Loans for Purchase of Consumer Durables

4,489

6,03

4,73

3,769

9,32

8,11

2.

Loans for Housing

21,044

130,60

119,48

37,144

337,72

309,15

3.

Rest of the Personal Loans

89,186

154,33

134,65

4,73,893

1322,54

733,24

V I.

TRADE

92,226

246,59

222,72

54,532

1636,69

1269,86

1.

Wholesale Trade

3,649

85,67

71,36

5,943

1227,52

890,74

2.

Retail Trade

88,577

160,92

151,37

48,589

409,17

379,13

VII.

FINANCE

150

7,72

7,46

1,026

995,93

858,87

VIII.

ALL OTHERS

50,028

114,95

96,22

84,550

1149,48

1008,60

TOTAL BANK CREDIT

4,21,642

1846,35

1713,17

7,16,701

16371,45

12235,42

OF WHICH :

1.

Artisans & Village Industries

24,775

21,50

20,91

4,188

10,28

9,66

2.

Other Small Scale Industries

46,526

236,51

237,27

21,218

972,25

835,45