Table No. 5.8 – State and Population Group-Wise Classification of Outstanding Credit of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation – March 2002

WESTERN REGION

STATE : GOA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

5,951

11,96

1,728

4,63

—

—

7,679

16,59

1.Direct Finance

5,581

10,80

1,454

4,04

—

—

7,035

14,84

2.Indirect Finance

370

1,16

274

59

—

—

644

1,75

II.

INDUSTRY

1,537

6,48

12,727

27,00

—

—

14,264

33,48

III.

TRANSPORT OPERATORS

1,773

9,03

1,253

6,65

—

—

3,026

15,68

IV.

PROFESSIONAL AND OTHER SERVICES

2,368

7,81

3,292

14,80

—

—

5,660

22,61

V.

PERSONAL LOANS

21,184

67,27

34,877

135,17

—

—

56,061

202,44

1.Loans for Purchase of Consumer Durables

1,480

3,10

3,138

8,45

—

—

4,618

11,55

2.Loans for Housing

1,126

9,11

2,811

27,08

—

—

3,937

36,19

3.Rest of the Personal Loans

18,578

55,07

28,928

99,64

—

—

47,506

154,70

VI.

TRADE

3,058

11,24

3,317

20,23

—

—

6,375

31,47

1.Wholesale Trade

113

49

211

1,81

—

—

324

2,30

2.Retail Trade

2,945

10,75

3,106

18,42

—

—

6,051

29,16

VII.

FINANCE

97

53

332

2,85

—

—

429

3,37

VIII.

ALL OTHERS

6,462

19,90

15,725

45,35

—

—

22,187

65,26

TOTAL BANK CREDIT

42,430

134,21

73,251

256,67

—

—

1,15,681

390,88

OF WHICH: 1. Artisans and Village & Tiny Industries

370

78

403

1,27

—

—

773

2,05

2.Other Small Scale Industries

841

4,41

1,515

8,86

—

—

2,356

13,26

STATE : GUJARAT

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

5,82,821

1174,49

2,55,844

600,44

26,949

96,44

8,65,614

1871,37

1. Direct Finance

5,76,293

1160,47

2,51,989

589,95

26,469

93,72

8,54,751

1844,14

2. Indirect Finance

6,528

14,02

3,855

10,50

480

2,72

10,863

27,23

II.

INDUSTRY

35,619

52,63

28,477

72,97

91,153

191,53

1,55,249

317,13

III.

TRANSPORT OPERATORS

9,098

28,73

7,522

24,98

6,965

22,78

23,585

76,49

IV.

PROFESSIONAL AND OTHER SERVICES

18,035

30,05

20,783

53,47

28,475

83,80

67,293

167,32

V.

PERSONAL LOANS

1,12,398

291,32

1,27,425

425,52

3,00,764

1098,97

5,40,587

1815,81

1. Loans for Purchase of Consumer Durables

8,897

16,84

8,568

17,49

13,752

38,13

31,217

72,47

2.Loans for Housing

9,231

62,70

20,528

172,33

54,757

404,96

84,516

639,99

3.Rest of the Personal Loans

94,270

211,78

98,329

235,69

2,32,255

655,88

4,24,854

1103,35

VI.

TRADE

70,130

106,64

52,226

117,39

48,327

179,97

1,70,683

404,00

1.Wholesale Trade

3,228

6,69

3,016

11,54

12,001

71,15

18,245

89,38

2.Retail Trade

66,902

99,95

49,210

105,85

36,326

108,82

1,52,438

314,62

VII.

FINANCE

803

3,19

1,581

5,72

2,234

14,80

4,618

23,71

VIII.

ALL OTHERS

39,117

95,45

37,063

103,66

1,07,832

354,90

1,84,012

554,01

TOTAL BANK CREDIT

8,68,021

1782,49

5,30,921

1404,15

6,12,699

2043,19

20,11,641

5229,84

OF WHICH: 1. Artisans and Village & Tiny Industries

20,148

22,86

10,734

17,63

5,396

13,30

36,278

53,79

2.Other Small Scale Industries

10,185

19,65

10,675

35,93

20,591

91,77

41,451

147,35

STATE : MAHARASHTRA

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

7,60,233

1379,51

4,07,295

892,82

94,164

214,61

12,61,692

2486,94

1.Direct Finance

7,41,728

1343,50

3,98,009

856,02

68,435

173,22

12,08,172

2372,75

2.Indirect Finance

18,505

36,00

9,286

36,80

25,729

41,39

53,520

114,19

II.

INDUSTRY

46,449

118,27

37,818

128,53

2,42,167

812,37

3,26,434

1059,17

III.

TRANSPORT OPERATORS

12,130

47,94

11,723

49,98

28,117

98,18

51,970

196,10

IV.

PROFESSIONAL AND OTHER SERVICES

44,928

94,87

32,995

108,53

54,808

214,09

1,32,731

417,48

V.

PERSONAL LOANS

2,07,522

531,36

2,33,829

766,00

16,77,403

3704,16

21,18,754

5001,51

1. Loans for Purchase of Consumer Durables

26,522

48,76

23,095

46,13

45,343

138,32

94,960

233,22

2.Loans for Housing

12,683

119,38

27,847

289,06

95,825

815,87

1,36,355

1224,31

3.Rest of the Personal Loans

1,68,317

363,22

1,82,887

430,81

15,36,235

2749,96

18,87,439

3543,99

VI.

TRADE

1,54,554

329,01

1,12,641

334,55

1,17,635

437,56

3,84,830

1101,12

1.Wholesale Trade

3,957

11,20

5,096

20,32

17,119

70,33

26,172

101,85

2.Retail Trade

1,50,597

317,81

1,07,545

314,23

1,00,516

367,23

3,58,658

999,27

VII.

FINANCE

2,115

15,86

2,601

24,53

7,714

45,52

12,430

85,92

VIII.

ALL OTHERS

91,085

214,03

82,282

252,25

2,14,037

718,24

3,87,404

1184,52

TOTAL BANK CREDIT

13,19,016

2730,85

9,21,184

2557,19

24,36,045

6244,71

46,76,245

11532,76

OF WHICH: 1. Artisans and Village & Tiny Industries

16,628

32,36

11,670

25,44

10,310

32,20

38,608

90,00

2.Other Small Scale Industries

21,834

64,19

18,494

69,59

82,103

295,31

1,22,431

429,09

DADRA & NAGAR HAVELI

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

701

96

600

74

—

—

1,301

1,70

1.Direct Finance

701

96

600

74

—

—

1,301

1,70

2.Indirect Finance

—

—

—

—

—

—

—

—

II.

INDUSTRY

93

23

192

68

—

—

285

90

III.

TRANSPORT OPERATORS

37

30

96

76

—

—

133

1,05

IV.

PROFESSIONAL AND OTHER SERVICES

74

34

94

24

—

—

168

58

V.

PERSONAL LOANS

265

1,21

913

3,38

—

—

1,178

4,59

1. Loans for Purchase of Consumer Durables

4

1

52

17

—

—

56

18

2.Loans for Housing

36

53

98

1,13

—

—

134

1,66

3.Rest of the Personal Loans

225

67

763

2,08

—

—

988

2,75

VI.

TRADE

263

76

323

1,22

—

—

586

1,98

1.Wholesale Trade

—

—

5

2

—

—

5

2

2.Retail Trade

263

76

318

1,20

—

—

581

1,96

VII.

FINANCE

—

—

—

—

—

—

—

—

VIII.

ALL OTHERS

187

93

703

2,73

—

—

890

3,65

TOTAL BANK CREDIT

1,620

4,73

2,921

9,73

—

—

4,541

14,46

OF WHICH: 1. Artisans and Village & Tiny Industries

35

14

32

6

—

—

67

21

2.OtherSmallScaleIndustries

58

8

98

20

—

—

156

28

DAMAN & DIU

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

URBAN/METROPOLITAN

TOTAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I .

AGRICULTURE

144

26

285

53

—

—

429

80

1.Direct Finance

144

26

285

53

—

—

429

80

2.Indirect Finance

—

—

—

—

—

—

—

—

II.

INDUSTRY

1

(..)

133

86

—

—

134

87

III.

TRANSPORT OPERATORS

111

13

134

71

—

—

245

85

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

122

75

—

—

122

75

V.

PERSONAL LOANS

109

23

1,879

6,35

—

—

1,988

6,59

1.Loans for Purchase of Consumer Durables

—

—

193

52

—

—

193

52

2.Loans for Housing

4

4

152

1,57

—

—

156

1,60

3.Rest of the Personal Loans

105

20

1,534

4,26

—

—

1,639

4,46

VI.

TRADE

—

—

480

1,42

—

—

480

1,42

1.Wholesale Trade

—

—

2

2

—

—

2

2

2.Retail Trade

—

—

478

1,40

—

—

478

1,40

VII.

FINANCE

—

—

4

3

—

—

4

3

VIII.

ALL OTHERS

6

(..)

902

2,36

—

—

908

2,37

TOTAL BANK CREDIT

371

64

3,939

13,01

—

—

4,310

13,66

OF WHICH: 1. Artisans and Village & Tiny Industries

—

—

34

8

—

—

34

8

2.Other Small Scale Industries

1

(..)

71

57

—

—

72

57