RBI invites public comments on the Draft Reserve Bank of India (Non-Banking Financial Company – Scale Based Regulation) Amendment Directions, 2025
Infrastructure projects that have commenced operations typically exhibit lower risk compared to those under construction. Recognizing this risk differential, the existing capital adequacy norms permit NBFCs to assign a lower risk weight to operational projects under Public-Private Partnerships (PPPs). With a view to further rationalise the risk weights for infrastructure lending by NBFCs in line with the nuanced risk-profile of operational projects, it has been decided to introduce a principle-based framework. The framework aims to align risk weights with the actual risk characteristics of operational infrastructure projects, promoting better risk assessment and capital allocation.
The draft Reserve Bank of India (Non-Banking Financial Company – Scale Based Regulation) Amendment Directions, 2025 have been issued for public comments.
Additional comments or any attachments may also be submitted by email at feedbackcrg@rbi.org.in.
Last date for submission of comments is November 21, 2025.
RBI invites public comments on the Draft Reserve Bank of India (Commercial Banks - Capital Market Exposure) Directions, 2025
Capital market exposures (CME) of the regulated entities (REs) which include, inter alia, lending against securities to individuals and lending to capital market intermediaries, have been subject to prudential regulations relating to sectoral exposure limits, single borrower limits, margin requirements, etc. Further, bank finance for acquisition of shares has been generally disallowed.
There has been significant growth and development in the capital market structure, along with strengthening of the banking system in recent years. With the objective of rationalising the extant guidelines and broadening the scope for capital market lending by banks, it is proposed to inter alia:
-
provide an enabling framework for banks to finance acquisitions by Indian corporates;
-
enhance the limit for lending by banks against shares, units of REITs, units of InvITs while removing the regulatory ceiling altogether on lending against listed debt securities; and
-
put in place a more principle-based framework for lending to capital market intermediaries.
The draft Reserve Bank of India (Commercial Banks - Capital Market Exposure) Directions, 2025 have been issued for public comments.
Additional comments or any attachments may also be submitted by email at feedbackcrg@rbi.org.in.
Last date for submission of comments is November 21, 2025.
RBI invites public comments on the Draft Reserve Bank of India (Small Finance Banks - Capital Market Exposure) Directions, 2025
Capital market exposures (CME) of the regulated entities (REs) which include, inter alia, lending against securities to individuals and lending to capital market intermediaries, have been subject to prudential regulations relating to sectoral exposure limits, single borrower limits, margin requirements, etc. Further, bank finance for acquisition of shares has been generally disallowed.
There has been significant growth and development in the capital market structure, along with strengthening of the banking system in recent years. With the objective of rationalising the extant guidelines and broadening the scope for capital market lending by banks, it is proposed to inter alia:
-
enhance the limit for lending by banks against shares, units of REITs, units of InvITs while removing the regulatory ceiling altogether on lending against listed debt securities; and
-
put in place a more principle-based framework for lending to capital market intermediaries.
The draft Reserve Bank of India (Small Finance Banks - Capital Market Exposure) Directions, 2025 have been issued for public comments.
Additional comments or any attachments may also be submitted by email at feedbackcrg@rbi.org.in.
Last date for submission of comments is November 21, 2025.
RBI invites public comments on the Draft circular on Guidelines to facilitate faster cross-border inward payments
The Reserve Bank of India today placed on its website a draft circular on Guidelines to facilitate faster cross-border inward payments. Comments / feedback on the draft Circular are invited from banks by November 19, 2025. Additional comments or any attachments may also be submitted by email with subject line “Feedback on Draft circular on Guidelines to facilitate faster cross-border inward payments”.
Background and objective
2. The Reserve Bank’s Payments Vision 2025 aims to bring efficiency in the cross-border payments aligning with the G20 roadmap for cross-border payments that has set targets for achieving cheaper, faster, transparent, and accessible cross-border payments. One of the challenges with speed of cross-border payments is the delay between receipt of the payment at the beneficiary bank and credit to the beneficiary account. This draft circular aims to address some of the frictions for facilitating timely intimation of payment information and credit to the beneficiary’s account.
RBI invites public comments on the “Circulars proposed to be repealed”
The list of regulatory instructions that could be withdrawn / repealed, once the consolidated Master Directions are finalised, has been issued for public comments.
Additional comments or any attachments may also be submitted by email at feedbackconsoldor@rbi.org.in.
Last date for submission of comments is November 10, 2025.
RBI invites public comments on the draft “Reserve Bank of India (Urban Co-operative Banks – Licensing, Scheduling and Regulatory Classification) Guidelines, 2025”
With a view to consolidate the existing regulatory instructions on the topic on an ‘as-is’ basis, the draft of Reserve Bank of India (Urban Co-operative Banks – Licensing, Scheduling and Regulatory Classification) Guidelines, 2025 has been issued for public comments.
Additional comments or any attachments may also be submitted by email at feedbackconsoldor@rbi.org.in.
Last date for submission of comments is November 10, 2025.
RBI invites public comments on the draft “Reserve Bank of India (Urban Co-operative Banks – Branch Authorisation) Directions, 2025”
With a view to consolidate the existing regulatory instructions on the topic on an ‘as-is’ basis, the draft of Reserve Bank of India (Urban Co-operative Banks – Branch Authorisation) Directions 2025 has been issued for public comments.
Additional comments or any attachments may also be submitted by email at feedbackconsoldor@rbi.org.in.
Last date for submission of comments is November 10, 2025.
RBI invites public comments on the draft “Reserve Bank of India (Urban Co-operative Banks – Undertaking of Financial Services) Directions, 2025”
With a view to consolidate the existing regulatory instructions on the topic on an ‘as-is’ basis, the draft of Reserve Bank of India (Urban Co-operative Banks – Undertaking of Financial Services) Directions 2025 has been issued for public comments.
Additional comments or any attachments may also be submitted by email at feedbackconsoldor@rbi.org.in.
Last date for submission of comments is November 10, 2025.
RBI invites public comments on the draft “Reserve Bank of India (Urban Co-operative Banks – Governance) Directions, 2025”
With a view to consolidate the existing regulatory instructions on the topic on an ‘as-is’ basis, the draft of Reserve Bank of India (Urban Co-operative Banks – Governance) Directions 2025 has been issued for public comments.
Additional comments or any attachments may also be submitted by email at feedbackconsoldor@rbi.org.in.
Last date for submission of comments is November 10, 2025.
RBI invites public comments on the draft “Reserve Bank of India (Urban Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025”
With a view to consolidate the existing regulatory instructions on the topic on an ‘as-is’ basis, the draft of Reserve Bank of India (Urban Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions 2025 has been issued for public comments.
Additional comments or any attachments may also be submitted by email at feedbackconsoldor@rbi.org.in.
Last date for submission of comments is November 10, 2025.
ಪೇಜ್ ಕೊನೆಯದಾಗಿ ಅಪ್ಡೇಟ್ ಆದ ದಿನಾಂಕ: