FAQ Page 1 - ಆರ್ಬಿಐ - Reserve Bank of India
Content Type:
Retail Direct Scheme
Investment and Account holdings related queries
| S. No. | Government security | Minimum investment amount/quantity (as on Nov 12, 2021) |
| 1 | Government of India Treasury Bills (T-Bills) | ₹10,000 |
| 2 | Government of India dated securities (dated G-Sec) | ₹10,000 |
| 3 | State Development Loans (SDLs) | ₹10,000 |
| 4 | Sovereign Gold Bonds (SGB) | One gram of gold |
External Commercial Borrowings (ECB) and Trade Credits
G. END-USES
FAQs on Non-Banking Financial Companies
Credit Rating
Business restrictions imposed on Paytm Payments Bank Limited vide Press Releases dated January 31 and February 16, 2024
Accounts frozen, lien marked etc.
The bank has been directed to allow withdrawal or transfer to another bank account of the customer, upto the available balance in the account / wallets.
Annual Return on Foreign Liabilities and Assets (FLA) under FEMA 1999
Some Useful Definitions
Ans: Under FLA return, calculation of market value of equity capital for unlisted companies is done using the Own Funds at Book Value (OFVB) method, in accordance with IMF’s guidelines under the compilation of CDIS data for a country. It is calculated as follows:
Market value of equity capital held by Non- resident at OFBV for current year/previous year
= (Net worth of the company for current year/previous year) * (% non-resident equity holding for current year/previous year)
where, Net worth of the company
= (Paid up Equity & Participating Preference share capital of company + Reserves & Surplus - Accumulated losses)
Domestic Deposits
III. Advances
Indian Currency
C) Different Types of Bank Notes and Security Features of banknotes
Mobile Aided Note Identifier (MANI) is a mobile application launched by the Reserve Bank for aiding visually impaired persons to identify the denomination of Indian Banknotes. The free of cost application, once installed, does not require internet and is capable of identifying the denominations of Mahatma Gandhi Series and Mahatma Gandhi (New) series banknote by checking front or reverse side/part of the note including half folded notes at various holding angles and in a broad range of light conditions (normal light/day light/low light etc).
Note: This mobile application does not authenticate a note as being either genuine or counterfeit.
All you wanted to know about NBFCs
B. Entities Regulated by RBI and applicable regulations
As per extant guidelines, NBFCs with asset size of ₹1,000 crore and above are permitted to participate in IRF as trading members duly subject to provisions of ‘Rupee Interest Rate Derivatives (Reserve Bank) Directions, 2019’ dated June 26, 2019 (as amended from time to time). While trading members of stock exchanges are permitted to execute trades on their own account as well as on account of their clients, only banks, SPDs and All India Financial Institutions (AIFIs) have been allowed to act as market-makers. Hence, currently, NBFCs as trading members are permitted to execute only their proprietary trades and are not allowed to undertake transactions on behalf of clients.
Core Investment Companies
D. Miscellaneous:
Ans: Yes. As per the present directions for CICs, they are permitted to make investments in money market instruments, including money market mutual funds. Since Liquid Funds are also mutual funds with the underlying being money market instruments; CICs are permitted to invest their surplus funds in Liquid Fund Schemes also.
Foreign Investment in India
ಭಾರತೀಯ ರಿಸರ್ವ್ ಬ್ಯಾಂಕ್ ಮೊಬೈಲ್ ಅಪ್ಲಿಕೇಶನ್ ಅನ್ನು ಇನ್ಸ್ಟಾಲ್ ಮಾಡಿ ಮತ್ತು ಇತ್ತೀಚಿನ ಸುದ್ದಿಗಳಿಗೆ ತ್ವರಿತ ಅಕ್ಸೆಸ್ ಪಡೆಯಿರಿ!
