New FAQ Page 2 - ಆರ್ಬಿಐ - Reserve Bank of India
Gold Monetization Scheme, 2015
Response: No. The renewal of MTGD/LTGD has been discontinued with effect from March 26, 2025.
ಉತ್ತರ. ಪಿಪಿಐಗಳನ್ನು ನಗದಿನ ಮೂಲಕ, ಬ್ಯಾಂಕ್ ಖಾತೆಗೆ ಡೆಬಿಟ್ ಮಾಡುವ ಮೂಲಕ, ಕ್ರೆಡಿಟ್/ಡೆಬಿಟ್ ಕಾರ್ಡ್ಗಳ ಮೂಲಕ, ಅಥವಾ ಇತರ ಪಿಪಿಐಗಳಿಂದ ಲೋಡ್ ಮಾಡಬಹುದು/ಮರುರೋಡ್ ಮಾಡಬಹುದು. ಪಿಪಿಐಗಳ ಲೋಡಿಂಗ್/ಮರುಲೋಡಿಂಗ್ ಅನ್ನು ಭಾರತದಲ್ಲಿ ನಿಯಂತ್ರಿಸಲ್ಪಡುವ ಘಟಗಳು ನೀಡುವ ಪಾವತಿ ಉಪಕರಣಗಳ ಮೂಲಕ ಹಾಗೂ ಭಾರತದ ರೂಪಾಯಿಗಳಲ್ಲಿ [ಐಎನ್ಆರ್]ಮಾತ್ರ ಇರಬೇಕು. ಬ್ಯಾಂಕುಗಳು ಹಾಗೂ ಬ್ಯಾಂಕೇತರರು ಅಂತಹ ಪಾವತಿ ಉಪಕರಣಗಳನ್ನು ತಮ್ಮ ಅಧಿಕೃತ ಮಳಿಗೆಳು/ಶಾಖೆಗಳು/ಎಟಿಎಮ್ಗಳ ಮೂಲಕ ಅಥವಾ ಅವರ ಅಧಿಕೃತ/ಗೊತ್ತುಪಡಿಸಿದ ಏಜಂಟ್ಗಳ ಮೂಲಕ ನೀಡಲು ಹಾಗೂ ಮರುಲೋಡ್ ಮಾಡಲು ಅನುಮತಿ ನೀಡುತ್ತಾರೆ.
Ans: Yes. ECS can be used to transfer funds to NRE and NRO accounts in the country. This, however, is subject to the adherence to the provisions of the Foreign Exchange Management Act, 2000 (FEMA) and Wire Transfer Guidelines.
For the purpose of studies abroad, exchange for maintenance expenses is released in the form of (i) currency notes up to US$ 2,000, (ii) the balance foreign exchange may be taken in form of traveller’s cheques or bank draft payable overseas.
In terms of our circular RPCD.SME&NFS.BC.No.79/06.02.31/2009-10 dated May 6, 2010, banks are mandated not to accept collateral security in the case of loans upto ₹ 10 lakh extended to units in the MSE sector.
Ans : The submission of returns to the Reserve Bank will be as specified presently in the case of registered NBFCs.
PM will not be able to place orders on behalf of the client in the web based system. However the PM can continue placing orders for the client in the existing system. But these orders will not be subject to the various risk validations that are available in the Web system.
Banks are free to go ahead with a holistic plan by designing and implementing long-term solutions. However, the banks need to implement ADF for the returns committed under their roadmaps. Further, the returns identified by Reserve Bank for immediate implementation in a time bound manner also need to be brought under ADF.
Ans While RBI has waived processing charges till March 31, 2008, levy of service charges by banks is left to the discretion of respective banks.
Yes. ECS can be used to transfer funds to NRE and NRO accounts in the country. This, however, is subject to the adherence to the provisions of the Foreign Exchange Management Act, 2000 (FEMA) and Wire Transfer Guidelines.
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