RBI/2004-2005/235 RPCD.PLNFS.BC.No. 42 /06. 02.31/2004-05 October 26, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (Including RRBs & Local Area Banks)  Dear Sir, Credit Facilities for Small Scale Industries (SSIs)- Enhancement of Composite Loan Limits Please refer to our letter RPCD. PLNFS. No. 2292/06.02.28 (i) /2002-03 dated June 13, 2003 in terms of which banks were advised to increase the limit of the composite loan from Rs. 25 lakh

RBI/2004-2005/237RPCD.PLNFS.BC. No. 44/06.11.01/2004-05 October 26, 2004 The Chairman/Managing Director All Scheduled Commercial Banks (Including RRBs & Local Area Banks) Dear Sir, Priority Sector Lending - Housing Loan: Enhancement of ceiling Please refer to paragraph 3.7.1 of Section I of the Master Circular RPCD.No.Plan.BC. 7/04.09.01/2004-05 dated July 20, 2004 on lending to priority sector in terms of which bank loans up to Rs. 10 lakh for construction of hou

RBI/2004-05/219 RPCD.Plan.BC.No.40 /04.09.01/2004-05 October 15, 2004   The Chairman/ Managing Director/Chief Executive Officer (All scheduled commercial banks) Dear Sir/ Madam,   The Advisory Committee on Flow of Credit to Agriculture and Related Activities from the Banking System Please refer to our circular RPCD.Plan.BC.10/04.09.01/2004-05 dated July 26, 2004 communicating some of the accepted recommendations of the above Committee set up under the chairm

RBI /2004-05/ 216 RPCD.PLNFS.BC. No. 39 / 09.04.01 /2004-2005 October 12, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Revised Target for achievement under the PMRY for the year 2004 – 05 . Please refer to our earlier circular RBI/2004/156-RPCD.PLNFS.BC.75/09.04.01/2003 –2004 dated April 19, 2004 on the captioned subject. 2. We advise that Ministry of A&RI, Government of India have since revised the targets

RBI/2004-05/204 RPCD. PLFS.BC. NO. 38 /05.05.09/2004-05 October 4, 2004 The Chairman and Managing Director All Scheduled commercial Banks Dear Sir, KCC Scheme Revised Please refer to our circular RPCD.PLFS.BC.NO 20/05.05.09/98-99 dated August 5,1998 advising you to introduce Kisan Credit Card Scheme on the lines of the Model Scheme prepared by NABARD. 2.The Kisan Credit Card (KCC) Scheme introduced in August 1998, has since stabilised, with major share of crop loans b

RBI /2004-05/ 191 RPCD.PLNFS.BC. No. 36 / 09.04.01 /2004-2005 September 24 , 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Target for achievement under the PMRY for the year 2004 – 05 – revision reg. Please refer to our earlier circular RBI/2004/156-RPCD.PLNFS.BC.75/09.04.01/2003 –2004 dated April 19, 2004 on the captioned subject. 2. We advise that Government of India have since revised the targets for the state

RBI /2004-05/ 190 RPCD.PLNFS.BC. No. 35 / 09.04.01 /2004-2005 September 24, 2004 The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs) Dear Sir, PMRY – Cut off date for Completion of disbursement for the programme year 2003 –2004 – extended to 15.11.2004. In view of the large number of cases remaining undisbursed by banks, it has been decided by the Govt. of India to extend the cut off date for completion of disbursement for the cases

RBI/2004-05/178 RPCD. Plan. BC. No. 33 /04.09.01/2004-05 September 15, 2004 The Chairman/ Managing Director/ Chief Executive Officer (All scheduled commercial banks) Dear Sir, Priority Sector Lending – Classification of advances It has come to our notice that some banks have been classifying the advances to food and agro-based processing sector units, whose investment in plant & machinery is above Rs. 5 crore, as also housing loans exceeding Rs. 10 lakh, under pri

RBI/2004-05/174 RPCD.RF.BC.No.32/07.02.05/2004-05 September 11, 2004 Bhadra 20, 1926(Saka) All Scheduled State Co-operative Banks/Regional Rural Banks Section 42(1) of the Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio(CRR) Please refer to our circulars RPCD.No.RF.BC49/07.02.05/2001-02 dated December 31, 2001 (addressed to all Scheduled State Co-operative Banks), RPCD.No.RF.BC50/07.02.05/2001-02 dated December 31, 2001 (addressed to all Regional R

RBI/ 2004-05/ 162 RPCD/PLNFS/BC.28 /06.02.31(WG)2004-05 September 4, 2004 Chairman/Managing Director (All Scheduled Commercial Banks including RRBs) Dear Sir, Working Group on Flow of Credit to SSI Sector The above Group constituted under the Chairmanship of Dr.A.S.Ganguly had submitted its report to the Reserve Bank of India. While some of the recommendations of the Group need to be examined further, the following recommendations have been accepted and are being forw