Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended September 2007

(per cent per annum)

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

5-17.5

4-17.75

6-17

6.4-17

Foreign Banks

2-18.5

5-28

6.5-16

5.6-20

Private Sector Banks

5.4-20.5

4-24

7.75-17.5

8.22-17.66

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2006.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.5-16.5

4-16.5

6-15.5

6-16

Foreign Banks

4.55-26.5

4.5-24

4.75-26.5

2.49-17

Private Sector Banks

3.15-20.5

4-24

7-16.5

6.47-17

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2006.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.5-16.5

4-16.5

6-15.5

7-16

Foreign Banks

4.75-17.5

4.5-23

5-16

4.73-17

Pvt. Sec. Banks

3.15-20.5

4-24

6.08-16.5

6.47-16.5

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2006.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.5-16.5

4-16

6-15.5

5.25-15.75

Foreign Banks

4.75-18

5-25

5-23.5

3.75-19

Private Sector Banks

3.15-20.5

4-26

6-16.5

6.25-16.5

Table 2  :  Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2005

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

6.875-14

7-14.25

8-11.625

8-11.625

Foreign Banks

6.5-14

5.85-12.5

7-9.5

7.2-9.5

Private Sector Banks

7.625-15.25

7.375-15.25

10-13

9.25-13

Note : Data pertains to 85 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks.

Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended  September 2005.

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

7.25-14

7.36-14.125

8-11.625

8-11.875

Foreign Banks

6.175-14

6.05-12.25

7-10.25

7.35-9.5

Private Sector Banks

7-15

7.25-16

10-12.5

9-13

Note : Data pertains to 86 banks , of which 28 are public sector banks, 29 are private sector banks and 29 are foreign banks.

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2005.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

3.35-16.5

4-16

5.7-15

5.25-15.25

Foreign Banks

4-23.5

4.45-25

5-23

4.45-19

Private Sector Banks

3.15-20

4-24.94

5.9-16.5

5.25-16

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit
For the Quarter Ended March 2005

(per cent per annum)

Interest Rate Range excluding 5%
of business contracted at Extreme Rate

Interest Rate Range at which at least
60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

2.75-16

4-15.5

5.7-15

5.25-15.25

Foreign Banks

3.55-23.5

4.23-23

4.55-23

4.5-16.5

Private Sector Banks

3.15-20

4-22

5.4-16.5

5.05-16

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended June 2004.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60%  of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4.25-15

4.8-16

4.8-15

6-15

Foreign Banks

3.75-21.5

4.25-23

3.75-18

4.25-18

Private Sector Banks

4-20

4-22.19

5-16.5

4.6-17

Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the  Quarter Ended September 2003.

(per cent per annum)

Interest Rate Range excluding 5% of business contracted at Extreme Rate

Interest Rate Range at which at least 60% of the business has been contracted

Demand Loan

Term Loan

Demand Loan

Term Loan

Public Sector Banks

4-15.5

5.75-16

4-15.5

6-16

Foreign Banks

4.2-25

3-23

4.9-18

4.75-22

Private Sector Banks

5.2-18.5

5-22

5.4-17.25

5-17.5