On Advances above Rs.2 lakh other than Export Credit - ಆರ್ಬಿಐ - Reserve Bank of India
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
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|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
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Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
7.75-14.25 |
7.5-14.5 |
9-12.5 |
8.375-12 |
Foreign Banks |
6.5-14.5 |
6.515-13.375 |
7.125-9 |
7.625-9.5 |
Private Sector Banks |
7-15.5 |
7.5-16 |
10-12.5 |
9-13 |
Note : Data pertains to 88 banks , of which 28 are public sector banks, 30 are private sector banks and 29 are foreign banks. |
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Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended June 2010 |
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(per cent per annum) |
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Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
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Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
8.00 – 15.50 |
8.00 – 15.75 |
9.00 – 12.75 |
9.00 – 13.00 |
Foreign Banks |
6.25 – 14.00 |
6.50 – 13.50 |
7.50 – 11.00 |
8.00 – 11.00 |
Private Sector Banks |
8.63 – 17.50 |
8.25 – 17.88 |
10.00 – 14.00 |
10.00 – 14.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2004. |
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(per cent per annum) |
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|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
3.5-15.25 |
4-19.5 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
3-23 |
4.45-23 |
4.5-23 |
4.45-16.5 |
Private Sector Banks |
2.62-21 |
4-22 |
5.25-16.5 |
4.6-16 |
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended December 2008 |
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(Per cent per annum)
|
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|
Interest rate range excluding 5 % of business contracted at extreme rate |
Interest rate range at which at least 60 % business is contracted |
||
|
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
Public Sector Banks |
9.00 – 16.25 |
9.00 – 16.25 |
10.63 – 14.00 |
10.00 – 13.75 |
Foreign Banks |
9.50 – 15.85 |
8.75 – 15.25 |
12.00 – 14.50 |
10.65 – 12.50 |
Private Sector Banks |
9.38 – 18.88 |
9.88 – 18.88 |
12.00 – 15.00 |
11.63 – 15.00 |
Note : i) Data pertain to 77 banks, of which 27 are public sector banks,28 are foreign banks and 22 are private sector banks. ii) The median interest rate range has been worked out by taking into account separately the median values of minimum and maximum lending rates charged by banks. |
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) other than export credit for the quarter ended March 2009 |
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(per cent per annum) |
||||
|
Interest rate range excluding 5 % of business contracted at extreme rate |
Interest rate range at which at least 60 % business is contracted |
||
|
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
Public Sector Banks |
8.75 – 16.00 |
8.75 – 15.75 |
10.00 – 13.13 |
9.50 – 13.25 |
Foreign Banks |
8.25 – 15.00 |
9.00 – 15.33 |
9.75 – 14.01 |
10.30 – 12.60 |
Private Sector Banks |
9.00 – 18.75 |
9.75 – 18.50 |
11.63 – 14.25 |
11.50 – 14.25 |
Note : i) Data pertain to 78 banks, of which 27 are public sector banks,29 are foreign banks and 22 are private sector banks. ii) The median interest rate range has been worked out by taking into account separately the median values of minimum and maximum lending rates charged by banks. |