On Advances above Rs.2 lakh other than Export Credit - ಆರ್ಬಿಐ - Reserve Bank of India
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2004. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8-14.25 |
7.5-14.5 |
9-12.5 |
8.375-12.125 |
Foreign Banks |
5.875-14.75 |
6-14 |
7.25-9 |
7.375-10.95 |
Private Sector Banks |
7.375-15.875 |
7.5-15.875 |
10-13 |
9.25-13 |
Note : Data pertains to 88 banks , of which 28 are public sector banks, 30 are private sector banks and 30 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2004. |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
2.75-16.5 |
5-16 |
4.75-15 |
6-15 |
Foreign Banks |
2.55-21.5 |
3.1-23 |
2.55-18 |
3.1-18 |
Private Sector Banks |
3.15-20 |
4-21.48 |
5-16.5 |
4.6-16.5 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended June 2004. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8-14.25 |
7.5-14.5 |
10.5-12.5 |
10.75-12.75 |
Foreign Banks |
5.705-15 |
7-14.5 |
6.5-11.5 |
7.25-10.95 |
Private Sector Banks |
10-15.625 |
8.5-16 |
11.5-13.75 |
11-14 |
Note : Data pertains to 86 banks , of which 27 are public sector banks, 30 are private sector banks and 29 are foreign banks. |
||||
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2003. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8.75-14.5 |
8.5-15 |
11.5-13 |
11-13.25 |
Foreign Banks |
7.5-16 |
7.65-15.5 |
7.75-13.65 |
9-13 |
Private Sector Banks |
11.5-16 |
9.75-16 |
12.5-14.5 |
11.5-14.5 |
Note : Data pertains to 90 banks , of which 27 are public sector banks,29 are private sector banks and 35 are foreign banks. |
||||
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2002. |
||||
(per cent pre annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of business is contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6.5-16 |
8.7-16.5 |
8.5-16 |
8.7-16.5 |
Foreign Banks |
6.35-25 |
6.2-22.5 |
6.4-25 |
6.57-22.5 |
Private Sector Banks |
6-19.75 |
5-19.5 |
6.4-18 |
6.5-18 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended March 2006. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-16.5 |
4-16 |
6-15 |
5.25-15.25 |
Foreign Banks |
4.75-23.5 |
5-26 |
5-23 |
5.5-16.5 |
Private Sector Banks |
3.15-20.5 |
4-20.5 |
6-16.5 |
6.25-16.5 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2005 |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4-16.5 |
4-16 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
4-23.5 |
2.86-24 |
5-23 |
2.86-16.5 |
Private Sector Banks |
3.15-20.5 |
4-20.5 |
6-16.5 |
5.43-16 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2005. |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.05-16.5 |
4-15.5 |
5.7-15 |
5.25-15.25 |
Foreign Banks |
4-23.5 |
2.86-25 |
5.35-23 |
2.86-16.5 |
Private Sector Banks |
3.15-19.5 |
4-20.22 |
6-16.5 |
5.43-16 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2002. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of business is contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
10.5-15.5 |
11.5-16 |
12-14 |
12.25-14 |
Foreign Banks |
12-17.5 |
11.89-17 |
13.25-14.8 |
12.875-14.5 |
Private Sector Banks |
12.375-17.25 |
11.5-17 |
14-16.25 |
13.5-15 |
Note : Data pertains to 89 banks ,of which 27 are public sector banks, 29 are private sector banks and 33 are foreign banks. |
Table 2 : Median range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended September 2009 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
8.00 – 15.50 |
8.00 – 15.50 |
9.00 – 12.50 |
9.50 – 13.00 |
Foreign Banks |
6.10 – 14.40 |
7.49 – 14.50 |
7.50 – 12.50 |
8.70 – 11.73 |
Private Sector Banks |
8.75 – 18.13 |
8.63 – 18.13 |
10.25 – 14.00 |
10.75 – 14.00 |
Note : i) Data pertain to 79 banks, of which 27 are public sector banks,30 are foreign banks and 22 are private sector banks. |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended December 2009 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5% of business contracted at extreme rates |
Interest rate range at which at least 60% business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
3.25 – 18.00 |
6.00 – 18.00 |
7.00 – 15.50 |
6.00 – 16.25 |
Foreign Banks |
3.50 – 18.50 |
3.90 – 22.00 |
3.75 – 15.50 |
5.50 – 18.50 |
Private Sector Banks |
3.50 – 22.00 |
4.00 – 25.84 |
5.00 – 18.25 |
6.10 – 19.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks, 31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended March 2010 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5% of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
3.25 – 18.00 |
4.00 – 18.00 |
6.00 – 15.50 |
5.50 – 16.25 |
Foreign Banks |
3.60 – 17.00 |
4.60 – 23.00 |
4.20 – 17.00 |
5.50 – 20.00 |
Private Sector Banks |
3.00 – 22.00 |
3.50 – 28.00 |
4.00 – 18.25 |
6.75 – 19.00 |
Note :i) Data pertain to 80 banks, of which 27 are public sector banks,31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of interest rates on advances (above Rs. 2 lakh) excluding export credit for the quarter ended June 2010 |
||||
(per cent per annum) |
||||
Bank Group |
Interest rate range excluding 5 % of business contracted at extreme rates |
Interest rate range at which at least 60 % business contracted |
||
Demand Loans |
Term Loans |
Demand Loans |
Term Loans |
|
Public Sector Banks |
3.25 – 18.00 |
4.00 – 18.00 |
5.75 – 15.25 |
5.50 – 16.25 |
Foreign Banks |
3.60 – 17.00 |
4.60 – 25.00 |
4.54 – 16.50 |
6.05 – 18.51 |
Private Sector Banks |
2.80 – 22.00 |
3.80 – 26.00 |
4.00 – 18.25 |
7.10 – 19.00 |
Note : i) Data pertain to 80 banks, of which 27 are public sector banks, 31 are foreign banks and 22 are private sector banks. |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2008 |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
|||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
6-18.75 |
6.5-18.75 |
7-17.75 |
6.5-17.5 |
Foreign Banks |
5.4-23.53 |
5-25.5 |
7.28-20 |
7-21 |
Private Sector Banks |
5.5-22 |
5.06-23 |
9-18.25 |
9-18.49 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended December 2007 |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
4.5-17.5 |
4-17.75 |
7-17 |
6.75-17 |
Foreign Banks |
5.4-18.5 |
5-28 |
6-15.8 |
7-19 |
Private Sector Banks |
5.4-20.5 |
4-22 |
7-17.5 |
8.22-17.91 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
5-17.5 |
4-17.75 |
6-17 |
6.25-17 |
Foreign Banks |
2.98-17.5 |
5-28 |
4-17 |
6.47-25 |
Private Sector Banks |
4.49-21 |
4-26 |
7-17.5 |
7-17.5 |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
|
Interest Rate Range excluding 5% |
Interest Rate Range at which at least |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
5-16.75 |
4-17 |
6-16.5 |
7-16.75 |
Foreign Banks |
5-26.5 |
5-26 |
6.9-26.5 |
5.6-20 |
Private Sector Banks |
3.15-20.5 |
4-25.5 |
7-17.5 |
7.47-20 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs ) other than Export Credit For the Quarter Ended March 2003. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
10-15 |
9.75-15.25 |
11.5-14 |
12-14 |
Foreign Banks |
9.5-17 |
9.65-15.5 |
10.5-12.75 |
10.25-13.5 |
Private Sector Banks |
11.5-16.5 |
10-16.5 |
13.5-15.5 |
13-15 |
Note : Data pertains to 90 banks , of which 27 are public sector banks,29 are private sector banks and 34 are foreign banks. |
Table 1 : Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit |
||||
(per cent per annum) |
||||
Interest Rate Range excluding 5% of |
Interest Rate Range at which at least |
|||
|
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
Public Sector Banks |
4.5-17.5 |
4-17.75 |
7-17 |
6-17 |
Foreign Banks |
5.4-18.5 |
5-28 |
6-14.5 |
7-19.5 |
Private Sector Banks |
4.5-24 |
4-22.3 |
6.88-17.5 |
8.22-19.09 |
Table 2 : Median Range of Interest Rates on Advances (above Rs. 2 lakhs) other than Export Credit For the Quarter Ended September 2004. |
||||
|
Interest Rate Range excluding 5% of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||
Demand Loan |
Term Loan |
Demand Loan |
Term Loan |
|
Public Sector Banks |
8-14.25 |
7.5-14.5 |
10.5-12.5 |
9.5-12.25 |
Foreign Banks |
5.74-15 |
7-14.25 |
6.75-9 |
7.25-11 |
Private Sector Banks |
7.375-15.625 |
7.75-16 |
11.25-13.25 |
9.5-13 |
Note : Data pertains to 87 banks , of which 27 are public sector banks, 30 are private sector banks and 30 are foreign banks. |
||||