On Advances other than Rupee Export Credit - ಆರ್ಬಿಐ - Reserve Bank of India
Table 1 : Range of Interest Rates on Advances for the Quarter ended December 2018 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 1.85 | 39.45 | 3.15 | 44.75 | 1.00 | 30.00 | 5.15 | 19.50 | 3.15 | 19.00 | 4.00 | 20.25 |
Private Sector Banks | 4.00 | 30.00 | 3.90 | 48.13 | 2.10 | 36.68 | 4.15 | 30.00 | 5.09 | 24.00 | 4.00 | 26.00 |
Foreign Banks | 1.40 | 47.88 | 3.30 | 25.00 | 1.00 | 27.00 | 7.63 | 47.88 | 3.30 | 20.75 | 2.50 | 27.00 |
Table 1 : Range of Interest Rates on Advances - March 2018 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 2.00 | 37.00 | 2.59 | 54.90 | 1.00 | 24.95 | 6.00 | 19.00 | 2.59 | 19.00 | 3.95 | 16.95 |
Private Sector Banks | 2.65 | 34.25 | 3.00 | 46.00 | 1.35 | 34.25 | 5.55 | 21.00 | 5.50 | 20.00 | 4.00 | 26.00 |
Foreign Banks | 7.35 | 42.46 | 1.40 | 47.88 | 0.80 | 28.00 | 7.35 | 42.46 | 3.50 | 47.88 | 3.00 | 28.00 |
Table 1 : Range of Interest Rates on Advances for the Quarter ended March 2019 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.00 | 39.40 | 4.00 | 44.75 | 2.00 | 30.00 | 6.00 | 19.50 | 4.00 | 19.00 | 4.00 | 17.20 |
Private Sector Banks | 4.00 | 30.00 | 2.00 | 48.13 | 1.71 | 39.98 | 4.15 | 30.00 | 4.20 | 24.00 | 3.75 | 26.00 |
Foreign Banks | 7.25 | 45.20 | 1.40 | 47.88 | 1.00 | 27.00 | 7.40 | 42.46 | 0.03 | 47.88 | 2.50 | 27.00 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended June 2019 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 7.00 | 16.25 | 7.00 | 15.98 | 8.15 | 16.75 | 8.35 | 12.95 | 8.08 | 13.18 | 8.60 | 14.30 |
Private Sector Banks | 8.80 | 19.00 | 7.52 | 19.00 | 5.62 | 23.28 | 9.90 | 13.65 | 9.25 | 12.50 | 8.58 | 15.98 |
Foreign Banks | 9.45 | 13.43 | 7.79 | 11.00 | 8.25 | 11.93 | 10.33 | 12.55 | 8.07 | 9.75 | 8.41 | 11.35 |
Table 2 : Median Range of Interest Rates on Advances For the Month Ended September 2011 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range including allof business contracted at Extreme Rate |
Interest Rate Range at which at least60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
10.13 |
17.75 |
10.38 |
17.75 |
10.13 |
18.25 |
11.00 |
15.00 |
10.65 |
14.85 |
10.50 |
15.25 |
Pvt. Sec. Banks |
10.25 |
19.13 |
9.88 |
19.00 |
4.75 |
19.50 |
12.38 |
15.25 |
10.40 |
13.75 |
9.00 |
15.25 |
Foreign Banks |
11.00 |
15.25 |
9.40 |
13.35 |
8.00 |
14.25 |
12.50 |
14.75 |
10.45 |
11.73 |
9.13 |
13.00 |
Table 1 : Range of Interest Rates on Advances for the Month Ended December 2011 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least 60% of the business has been contracted |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
4.00 |
22.10 |
3.00 |
22.75 |
3.50 |
24.40 |
7.00 |
22.10 |
5.93 |
17.75 |
4.00 |
20.60 |
Pvt. Sec. Banks |
5.85 |
24.00 |
4.00 |
25.00 |
2.00 |
30.00 |
11.05 |
18.90 |
7.00 |
21.75 |
5.00 |
24.00 |
Foreign Banks |
9.00 |
42.00 |
4.50 |
47.88 |
4.00 |
53.48 |
9.75 |
42.00 |
8.00 |
25.00 |
4.00 |
28.25 |
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended June 2012 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business (Including businesses contracted at Extreme Rates) |
Interest Rate Range at which at least |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
3.00 |
22.10 |
3.50 |
22.75 |
3.50 |
24.40 |
5.25 |
19.75 |
6.21 |
17.75 |
4.00 |
19.50 |
Pvt. Sec. Banks |
5.85 |
27.75 |
4.19 |
24.00 |
1.50 |
33.00 |
9.40 |
20.75 |
4.19 |
21.75 |
5.00 |
22.25 |
Foreign Banks |
7.15 |
44.40 |
2.73 |
47.88 |
2.50 |
53.47 |
7.98 |
42.00 |
2.78 |
25.00 |
2.50 |
28.25 |
Table 1 : Range of Interest Rates on Advances (other than export credit) for the Quarter Ended September 2012 |
||||||||||||
(Per cent per annum) |
||||||||||||
Bank Group |
Interest Rate Range - All Business |
Interest Rate Range at which at least |
||||||||||
Cash Credit |
Demand Loan |
Term Loan |
Cash Credit |
Demand Loan |
Term Loan |
|||||||
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
Min |
Max |
|
Public Sector Banks |
3.00 |
24.50 |
3.50 |
22.75 |
3.50 |
36.00 |
4.00 |
20.10 |
6.21 |
17.75 |
4.00 |
19.50 |
Pvt. Sec. Banks |
5.85 |
27.75 |
2.80 |
24.00 |
1.50 |
33.01 |
9.40 |
20.75 |
2.80 |
21.75 |
5.00 |
22.25 |
Foreign Banks |
9.00 |
44.40 |
3.33 |
47.88 |
2.00 |
45.57 |
9.00 |
41.88 |
3.33 |
25.00 |
2.00 |
28.25 |
Table 2 : Median Range of Interest Rates on Outstanding Loans for the Quarter ended December 2022 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.35 | 15.73 | 5.58 | 15.50 | 5.63 | 16.15 | 7.65 | 11.73 | 6.94 | 11.73 | 7.00 | 13.08 |
Pvt. Sec. Banks | 7.46 | 19.75 | 5.43 | 18.90 | 4.00 | 25.35 | 8.83 | 12.93 | 7.50 | 10.20 | 6.60 | 16.25 |
Foreign Banks | 8.50 | 12.25 | 6.45 | 10.58 | 6.30 | 10.95 | 9.25 | 10.75 | 7.01 | 8.32 | 6.95 | 10.00 |
Table 1 : Range of Interest Rates on Advances for the Quarter Ended March 2022 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.01 | 26.05 | 0.01 | 20.00 | 0.01 | 21.50 | 4.75 | 17.25 | 3.80 | 18.75 | 4.00 | 17.25 |
Pvt. Sec. Banks | 2.10 | 47.88 | 1.50 | 46.00 | 0.01 | 40.00 | 5.55 | 30.00 | 2.00 | 46.00 | 2.85 | 29.00 |
Foreign Banks | 3.90 | 45.63 | 1.28 | 47.88 | 1.00 | 34.00 | 3.95 | 45.62 | 1.75 | 47.88 | 2.50 | 25.00 |
Table 1 : Range of Interest Rates on Outstanding Loans for the Quarter ended March 2023 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.75 | 21.10 | 3.05 | 18.75 | 4.00 | 18.45 | 4.00 | 18.45 | 4.00 | 18.75 | 4.00 | 18.45 |
Pvt. Sec. Banks | 4.00 | 47.88 | 1.50 | 47.40 | 1.95 | 36.00 | 5.55 | 36.00 | 5.10 | 47.40 | 2.75 | 27.00 |
Foreign Banks | 6.26 | 45.63 | 2.00 | 47.88 | 1.00 | 42.00 | 6.26 | 45.63 | 4.25 | 47.88 | 2.50 | 42.00 |
Table 1: Range of Interest Rates on Advances for the Quarter ended March 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.00 | 27.05 | 0.00 | 26.55 | 0.00 | 26.85 | 0.15 | 27.00 | 0.00 | 23.80 | 0.00 | 25.55 |
Private Sector Banks | 0.00 | 47.88 | 0.00 | 46.00 | 0.00 | 40.00 | 4.00 | 30.00 | 3.50 | 46.00 | 0.00 | 29.00 |
Foreign Banks | 4.15 | 45.02 | 0.05 | 47.88 | 0.00 | 26.00 | 4.95 | 45.00 | 0.05 | 47.88 | 0.00 | 21.99 |
Table 2: Median Range of Interest Rates on Advances for the Quarter ended March 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.90 | 15.30 | 4.88 | 15.43 | 5.25 | 15.13 | 6.90 | 13.35 | 6.81 | 11.68 | 7.03 | 12.95 |
Private Sector Banks | 7.25 | 20.00 | 4.30 | 17.68 | 3.25 | 25.00 | 8.50 | 12.00 | 7.00 | 10.95 | 5.95 | 14.00 |
Foreign Banks | 9.00 | 13.00 | 4.31 | 10.21 | 5.46 | 10.88 | 9.00 | 10.50 | 5.30 | 7.50 | 6.43 | 9.75 |
Table 1 : Range of Interest Rates on Advances for the Quarter ended September 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.01 | 25.50 | 0.01 | 26.55 | 0.01 | 30.00 | 5.00 | 24.00 | 4.00 | 23.80 | 5.00 | 30.00 |
Private Sector Banks | 1.00 | 47.88 | 2.00 | 46.00 | 1.00 | 40.00 | 4.00 | 30.00 | 4.10 | 46.00 | 2.25 | 29.00 |
Foreign Banks | 4.05 | 45.63 | 0.01 | 47.88 | 1.00 | 34.00 | 4.05 | 45.62 | 0.01 | 47.88 | 2.50 | 25.00 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended September 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.80 | 15.30 | 5.88 | 14.64 | 5.63 | 15.13 | 7.26 | 12.68 | 7.00 | 11.68 | 7.00 | 12.43 |
Private Sector Banks | 7.00 | 19.50 | 4.00 | 19.05 | 3.88 | 24.13 | 8.38 | 11.75 | 7.38 | 10.70 | 6.25 | 16.25 |
Foreign Banks | 8.25 | 12.63 | 4.09 | 10.18 | 5.50 | 10.88 | 8.65 | 11.23 | 4.78 | 7.65 | 6.50 | 9.73 |
Table 1: Range of Interest Rates on Advances for the Quarter Ended September 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 0.00 | 25.60 | 0.00 | 22.15 | 0.00 | 27.50 | 0.00 | 24.05 | 0.00 | 18.75 | 0.00 | 24.70 |
Pvt. Sec. Banks | 1.00 | 33.30 | 0.00 | 46.00 | 0.00 | 40.00 | 4.05 | 30.00 | 4.10 | 19.25 | 0.00 | 29.00 |
Foreign Banks | 4.55 | 45.02 | 0.10 | 47.88 | 0.00 | 25.00 | 4.55 | 45.02 | 1.30 | 47.88 | 0.00 | 19.00 |
Table 1 : Range of Interest Rates on Advances for the Month ended December 2019 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 3.30 | 28.20 | 4.00 | 24.25 | 4.00 | 30.00 | 4.05 | 28.05 | 4.00 | 18.75 | 4.00 | 24.50 |
Private Sector Banks | 1.00 | 30.00 | 3.91 | 46.00 | 1.00 | 40.00 | 4.60 | 30.00 | 4.10 | 19.45 | 3.50 | 29.00 |
Foreign Banks | 6.45 | 45.02 | 0.05 | 47.88 | 1.00 | 23.99 | 6.56 | 42.46 | 0.50 | 47.88 | 2.50 | 19.49 |
Table 2 : Median Range of Interest Rates on Advances for the Month ended March 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 7.00 | 15.70 | 7.00 | 15.98 | 7.93 | 16.13 | 7.90 | 12.23 | 7.45 | 11.78 | 8.25 | 13.50 |
Private Sector Banks | 8.55 | 18.25 | 7.00 | 19.00 | 5.00 | 22.95 | 9.70 | 13.30 | 9.15 | 12.00 | 8.30 | 15.30 |
Foreign Banks | 8.60 | 13.70 | 6.49 | 10.48 | 7.20 | 10.90 | 10.00 | 10.50 | 7.13 | 9.23 | 7.55 | 10.25 |
Table 2 : Median Range of Interest Rates on Advances for the Quarter ended December 2020 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.90 | 16.63 | 6.00 | 16.63 | 5.40 | 16.13 | 7.00 | 13.70 | 7.00 | 12.55 | 7.08 | 14.08 |
Pvt. Sec. Banks | 7.40 | 18.90 | 4.40 | 19.00 | 4.00 | 23.73 | 8.75 | 13.00 | 8.15 | 11.75 | 7.15 | 15.63 |
Foreign Banks | 9.00 | 12.40 | 4.33 | 9.58 | 5.62 | 10.75 | 9.00 | 10.50 | 5.66 | 8.13 | 6.75 | 9.75 |
Table 2: Median Range of Interest Rates on Advances for the Quarter ended June 2021 | ||||||||||||
(Per cent per annum) | ||||||||||||
Bank Group | Interest Rate Range including all of business contracted at Extreme Rate | Interest Rate Range at which at least 60% of the business has been contracted | ||||||||||
Cash Credit | Demand Loan | Term Loan | Cash Credit | Demand Loan | Term Loan | |||||||
Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | Min | Max | |
Public Sector Banks | 6.75 | 15.30 | 6.00 | 14.36 | 5.25 | 15.13 | 7.08 | 12.68 | 7.00 | 11.68 | 6.93 | 12.43 |
Private Sector Banks | 7.23 | 19.50 | 4.00 | 19.00 | 3.75 | 25.00 | 8.28 | 12.25 | 6.60 | 10.53 | 5.95 | 16.25 |
Foreign Banks | 7.78 | 13.10 | 4.30 | 9.95 | 5.37 | 10.75 | 8.70 | 11.33 | 4.80 | 7.48 | 6.50 | 9.50 |