RBI/2011-12/341 DPSS (CO) EPPD No.1199/04.03.01/2011-12 January 05, 2012 The Chairman and Managing Director / Chief Executive Officer of member banks participating in@@NBSP@@ NEFT / Indian Banks’ Association Madam / Dear Sir, Providing Positive Confirmation to the Originator – Non-adherence to RBI Instructions Please refer to our circular DPSS CO EPPD No. 168 / 04.03.01 / 2009-2010 dated February 5, 2010 putting in place a mechanism which would enable NEFT participati

RBI/2011 -12/312 DPSS.CO.PD.No. 1098 / 02.23.02 / 2011-12 December 22, 2011 The Chairman and Managing Director / Chief Executive OfficersAll Scheduled Commercial Banks including RRBs /Urban Co-operative Banks / State Co-operative Banks /District Central Co-operative Banks Madam/ Dear Sir Mobile Banking Transactions in India - Operative Guidelines for Banks A reference is invited to the guidelines appended to our circular no. RBI / 2008-09 / 208, DPSS.CO.No.619 / 02.23

RBI/2011-12/263 DPSS (CO) EPPD No. /838/04.03.01/2011-12 November 17, 2011 The Chairman and Managing Director / Chief Executive Officer All Scheduled Commercial Banks / Regional Rural Banks Madam / Dear Sir, NEFT - Access Criteria for Regional Rural Banks (RRBs) Please refer to our circular DPSS.CO.OD. 494 / 04.04.009 / 2011-12 dated September 21, 2011 laying down the access criteria for payment systems. We have been receiving many queries from banks on applicability

RBI/2011-12/210 DPSS. CO.AD. No. 604 /02.27.005 /2011-12 October 3, 2011 All Payment System Operators Authorised under the PSS Act, 2007 Dear Sir List of Terrorist Individuals / Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban / Al-Qaida Organisation Please refer to our circular DPSS.CO.AD.No. 208 /02.27.005/2011-12 dated August 4, 2011 on the captioned subject. We have since received from Government of India (Ministry of External Affairs) copies of note

RBI/2011-12/193 DPSS.CO.OD.494/04.04.009/2011-2012 September 21, 2011 The Chairman/Managing Director/Chief Executive OfficerAll Scheduled Commercial Banks including RRBs/Urban Co-operative Banks/State Co-operative Banks/District Central Co-operative Banks/ Primary Dealers Dear Sir/Madam Access criteria for payment systems 1. A reference is invited to circular DPSS.CO. No. 528/04.04.009/2008-09 dated September 22, 2008 prescribing the access criteria for national payme

RBI/2011-12/166 DPSS (CO) RTGS No.388/04.04.002/2011-2012 September 05, 2011 Chairman and Managing Director / Chief Executive Officer of all RTGS participants Madam / Dear Sir, RTGS service charges for members As you are aware, the Reserve Bank of India has not been levying any service charges on the members for the usage of the RTGS system since its inception. 2. In consultation with stakeholders it has since been decided to levy service charges for all outward trans

RBI/2011-12/155 DPSS. CO. AD. No 313/02.27.005/2011-12 August 18, 2011 All Payment System Operators Authorised under the PSS Act, 2007 Dear Sir Anti- Money Laundering (AML) / Combating of Financing of Terrorism (CFT) - Standards Please refer to our circular DPSS.CO.AD.No. 2317/02.27.005/2010-11 dated April 8, 2011 forwarding the Financial Action Task Force (FATF) Statement identifying @@NBSP@@@@NBSP@@a list of jurisdictions which have strategic AML/CFT deficiencies. 2

RBI/2011-12/156 DPSS. CO. AD. No 314./02.27.005/2011-12 August 18, 2011 All Payment System Operators Authorised under the PSS Act, 2007 Dear Sir Anti-Money Laundering (AML)/Combating of Financing of Terrorism (CFT) – Standards Please refer to our circular @@NBSP@@DPSS. CO. AD. No.2318 /02.27.005/2010-11 dated April 8, 2011 on risks arising from the deficiencies in AML/CFT regime of Iran and Democratic People's Republic of Korea (DPRK). 2. Financial Action Task Force (

RBI/2011-12/144 DPSS.CO.PD.No. 225/02.14.006/2011-12 August 04, 2011 To All System Providers, System Participantsand all other prospective prepaid payment instrument issuers Dear Sir, Policy Guidelines for issuance and operation of Prepaid Payment Instruments in India. A reference is invited to our circular RBI/2010-11/261DPSS.CO.No. 1041/02.14.006/2010-2011 dated November 04, 2010, containing the guidelines@@NBSP@@ for enabling additional category of prepaid payment

RBI/2011-12/146 DPSS. CO. AD. No. 208 /02.27.005 /2011-12 August 4, 2011 All Payment System Operators Authorised under the PSS Act, 2007 Dear Sir List of Terrorist Individuals / Organisations under UNSCR 1267(1999) and 1822(2008) on Taliban / Al-Qaida Organisation Please refer to our circular DPSS.CO.AD.No. 2868 /02.27.005/2010-11 dated June 30, 2011 on the captioned subject. We have since received from Government of India (Ministry of External Affairs) copy each of n