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ಡಿಸೆಂ 31, 2009
UCBs - List of Terrorist Individuals / Organisations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation
RBI/2009-10/280 UBD (PCB) CO.BPD. Cir. No. 40 /14.01.062/2009-10 December 31, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No.32 / 14.01.062 / 2009-10 dated December 17, 2009 on the above subject. We have since received from Government of India (Min
RBI/2009-10/280 UBD (PCB) CO.BPD. Cir. No. 40 /14.01.062/2009-10 December 31, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No.32 / 14.01.062 / 2009-10 dated December 17, 2009 on the above subject. We have since received from Government of India (Min
ಡಿಸೆಂ 30, 2009
UCBs - Liquidity Risk Management System in Non Scheduled Banks - Reporting
RBI/2009-10/277 UBD.BPD.(PCB).Cir No. 39 /12.05.001/2009-10 December 30, 2009 The Chief Executive Officers All Non-Scheduled Primary (Urban) Cooperative Banks Dear Sir / Madam UCBs - Liquidity Risk Management System in Non Scheduled Banks – Reporting Please refer to our circular UBD.PCB.Cir No. 12 & 13/12.05.001/2008-09 dated September 17, 2008 prescribing Asset Liability Managerment (ALM) including Liquidity Risk Management guidelines to be followed by Non-Schedu
RBI/2009-10/277 UBD.BPD.(PCB).Cir No. 39 /12.05.001/2009-10 December 30, 2009 The Chief Executive Officers All Non-Scheduled Primary (Urban) Cooperative Banks Dear Sir / Madam UCBs - Liquidity Risk Management System in Non Scheduled Banks – Reporting Please refer to our circular UBD.PCB.Cir No. 12 & 13/12.05.001/2008-09 dated September 17, 2008 prescribing Asset Liability Managerment (ALM) including Liquidity Risk Management guidelines to be followed by Non-Schedu
ಡಿಸೆಂ 23, 2009
UCBs - KYC Guidelines - Accounts of Proprietary Concerns
RBI/2009-10/271 UBD.BPD.CO.NSBI/ 38 /12.03.000/2009-10 December 23, 2009 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Know Your Customer (KYC) Guidelines – Accounts of Proprietary Concern Please refer to the circular UBD.BPD.CO/NSB1/11/12.03.000/2009-10 dated September 29, 2009 on the captioned subject. In partial modification of paragraph 3 (ii) thereof, it is advised that apart from the documents mentioned therein, any cert
RBI/2009-10/271 UBD.BPD.CO.NSBI/ 38 /12.03.000/2009-10 December 23, 2009 The Chief Executive Officer of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Know Your Customer (KYC) Guidelines – Accounts of Proprietary Concern Please refer to the circular UBD.BPD.CO/NSB1/11/12.03.000/2009-10 dated September 29, 2009 on the captioned subject. In partial modification of paragraph 3 (ii) thereof, it is advised that apart from the documents mentioned therein, any cert
ಡಿಸೆಂ 21, 2009
Settlement of Interest Rate Futures (IRF) - UCBs
RBI/2009-10/267 UBD. BPD. (PCB).Cir. No. 37 / 13.01.000/ 2009-10 December 21, 2009 Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir/ Madam Settlement of Interest Rate Futures (IRF) - UCBs Please refer to circular UBD (PCB) BPD Cir No. 17 /13.01.000/2009-10 dated October 28, 2009 on the introduction of Exchange Traded Interest Rate Futures (IRFs). 2. As regards the settlement mechanism for the IRF contracts, it has been decided that all entitie
RBI/2009-10/267 UBD. BPD. (PCB).Cir. No. 37 / 13.01.000/ 2009-10 December 21, 2009 Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir/ Madam Settlement of Interest Rate Futures (IRF) - UCBs Please refer to circular UBD (PCB) BPD Cir No. 17 /13.01.000/2009-10 dated October 28, 2009 on the introduction of Exchange Traded Interest Rate Futures (IRFs). 2. As regards the settlement mechanism for the IRF contracts, it has been decided that all entitie
ಡಿಸೆಂ 17, 2009
UCBs - Investment in Government and other approved Securities
RBI/2009-10/262 UBD (PCB) BPD Cir No. 34/16.26.000/2009-10 December 17, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) Section 24- Investment in Government and other approved securities by Urban Co-operative Banks (UCBs) Please refer to our circulars UBD.BR.Cir.19/16.26.00/2001-02@@NBSP@@dated October 22, 2001 and UBD (PCB) CO BPD Cir No: 28 /16.26.00/2008-09
RBI/2009-10/262 UBD (PCB) BPD Cir No. 34/16.26.000/2009-10 December 17, 2009 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/ Madam Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) Section 24- Investment in Government and other approved securities by Urban Co-operative Banks (UCBs) Please refer to our circulars UBD.BR.Cir.19/16.26.00/2001-02@@NBSP@@dated October 22, 2001 and UBD (PCB) CO BPD Cir No: 28 /16.26.00/2008-09
ಡಿಸೆಂ 17, 2009
UCBs - KYC Norms/AML Standards/Combating Financing of Terrorism CFT
RBI/2009-10/260 UBD (PCB) CO.BPD. Cir. No. 33 /14.01.062/2009-10 December 17, 2009 The Chief Executive Officers of All AD I Category Urban Co-operative Banks (As per List enclosed) Dear Sir / Madam, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) Please refer to our circular UBD (PCB) CO.BPD.Cir.No.18/14.01.062/2009-10 dated October 28, 2009 on risks arising from the deficiencies in AML / CFT regime of
RBI/2009-10/260 UBD (PCB) CO.BPD. Cir. No. 33 /14.01.062/2009-10 December 17, 2009 The Chief Executive Officers of All AD I Category Urban Co-operative Banks (As per List enclosed) Dear Sir / Madam, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) Please refer to our circular UBD (PCB) CO.BPD.Cir.No.18/14.01.062/2009-10 dated October 28, 2009 on risks arising from the deficiencies in AML / CFT regime of
ಡಿಸೆಂ 17, 2009
UCBs - List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation
RBI/2009-10/259 UBD (PCB) CO.BPD. Cir. No.32 /14.01.062/2009-10 December 17, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals/organizations –under UNSCR 1267 (1999) and 1822 (2008) on Taliban/Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD.Cir.No.31/14.01.062/2009-10 dated December 16, 2009 on the above subject. We have since received from Government of India (Ministry of Ex
RBI/2009-10/259 UBD (PCB) CO.BPD. Cir. No.32 /14.01.062/2009-10 December 17, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals/organizations –under UNSCR 1267 (1999) and 1822 (2008) on Taliban/Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD.Cir.No.31/14.01.062/2009-10 dated December 16, 2009 on the above subject. We have since received from Government of India (Ministry of Ex
ಡಿಸೆಂ 16, 2009
UCBs - Prudential Treatment of Different Types of Provisions in respect of Loan Portfolios
RBI/2009-10/256 UBD.BPD(PCB).Cir.No. 30/09.14.000/2009-10@@NBSP@@ December 16, 2009 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam, Prudential Treatment of Different Types of Provisions in respect of Loan Portfolios Please refer to our circular UBD.PCB.Cir.No. 73 / 09.14.000/2008-09 dated June 29, 2009 prescribing guidelines in regard to the prudential treatment of different types of provisions in respect of loan portfolios. It i
RBI/2009-10/256 UBD.BPD(PCB).Cir.No. 30/09.14.000/2009-10@@NBSP@@ December 16, 2009 The Chief Executive Officer of All Primary (Urban) Cooperative Banks Dear Sir / Madam, Prudential Treatment of Different Types of Provisions in respect of Loan Portfolios Please refer to our circular UBD.PCB.Cir.No. 73 / 09.14.000/2008-09 dated June 29, 2009 prescribing guidelines in regard to the prudential treatment of different types of provisions in respect of loan portfolios. It i
ಡಿಸೆಂ 16, 2009
UCBs - List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida Organisation
RBI/2009-10/258 UBD (PCB) CO.BPD. Cir. No.31/14.01.062/2009-10 December 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals/organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban/Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 15 / 14.01.062 / 2009-10 dated October 22, 2009 on the above subject. We have since received from Government of India (Ministry
RBI/2009-10/258 UBD (PCB) CO.BPD. Cir. No.31/14.01.062/2009-10 December 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals/organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban/Al-Qaida organisation Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 15 / 14.01.062 / 2009-10 dated October 22, 2009 on the above subject. We have since received from Government of India (Ministry
ಡಿಸೆಂ 08, 2009
UCBs - Provisioning Requirement for Standard Assets
RBI/2009-10/249 UBD.BPD(PCB).Cir No. 29 /09.11.600/2009-10 December 8 , 2009 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 - Provisioning Requirement for Standard Assets Please refer to paragraph 158 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy of the paragraph enclosed). 2. In terms of paragraph 2(a) of our circular UBD.P
RBI/2009-10/249 UBD.BPD(PCB).Cir No. 29 /09.11.600/2009-10 December 8 , 2009 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 - Provisioning Requirement for Standard Assets Please refer to paragraph 158 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy of the paragraph enclosed). 2. In terms of paragraph 2(a) of our circular UBD.P
ಡಿಸೆಂ 03, 2009
UCBs - Credit Information Companies (Regulation) Act, 2005
RBI/2009-10/246 UBD.BPD (PCB).Cir No.25/09.11.200/2009-10 December 3, 2009 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir / Madam, Credit Information Companies (Regulation) Act, 2005 As you are aware, the Credit Information Companies (Regulation) Act, 2005 (the Act) has been operationalised with effect from December 14, 2006. In terms of Section 15(1) of the Act, every credit institution has to become member of at least one credit information c
RBI/2009-10/246 UBD.BPD (PCB).Cir No.25/09.11.200/2009-10 December 3, 2009 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir / Madam, Credit Information Companies (Regulation) Act, 2005 As you are aware, the Credit Information Companies (Regulation) Act, 2005 (the Act) has been operationalised with effect from December 14, 2006. In terms of Section 15(1) of the Act, every credit institution has to become member of at least one credit information c
ಡಿಸೆಂ 03, 2009
UCBs - Marketing/Distribution of Mutual Fund/Insurance Products
RBI/2009-10/245 UBD.No.BPD.PCB.26/09.11.200/2009-10 December 3, 2009 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir / Madam, Marketing/Distribution of Mutual Fund/Insurance Products by Urban Cooperative Banks Please refer to our circulars UBD.No.BPD.PCB.Cir9/09.11.200/2003-04 dated August 18, 2003 and UBD.PCB. Cir.No.42/09.11.200/2006-07 dated May 7, 2007 permitting Urban Cooperative Banks (UCBs) to undertake insurance business as corporate age
RBI/2009-10/245 UBD.No.BPD.PCB.26/09.11.200/2009-10 December 3, 2009 Chief Executive Officer All Primary (Urban) Cooperative Banks Dear Sir / Madam, Marketing/Distribution of Mutual Fund/Insurance Products by Urban Cooperative Banks Please refer to our circulars UBD.No.BPD.PCB.Cir9/09.11.200/2003-04 dated August 18, 2003 and UBD.PCB. Cir.No.42/09.11.200/2006-07 dated May 7, 2007 permitting Urban Cooperative Banks (UCBs) to undertake insurance business as corporate age
ಡಿಸೆಂ 03, 2009
Master Circular on Investments by Primary (Urban) Co-operative Banks - Corrigendum
RBI/2009-10/247 UBD.BPD.(PCB).Cir.No.27/16.20.000/2009-10 December 03, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Master Circular on Investments by Primary (Urban) Co-operative Banks – Corrigendum Please refer to our Master Circular UBD (PCB) BPD MC No. 12/16.20.000/2009-10 dated July 01, 2009 on the captioned subject. The instructions contained in paragraph 15.2.3 of the Circular may be omitted as they were inadvertentl
RBI/2009-10/247 UBD.BPD.(PCB).Cir.No.27/16.20.000/2009-10 December 03, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Master Circular on Investments by Primary (Urban) Co-operative Banks – Corrigendum Please refer to our Master Circular UBD (PCB) BPD MC No. 12/16.20.000/2009-10 dated July 01, 2009 on the captioned subject. The instructions contained in paragraph 15.2.3 of the Circular may be omitted as they were inadvertentl
ನವೆಂ 27, 2009
Augmentation of capital funds by issue of Long Term Deposits
RBI/2009-10/232 UBD.PCB.Cir.No. 24 /09.18.201/2009-10 November 27, 2009 The Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam Augmentation of capital funds by issue of Long Term Deposits Please refer to our circular UBD.PCB.Cir.No.4/09.18.201/2008-09 dated July 15, 2008 prescribing guidelines for issue of Preference shares and Long term Deposits by Urban Cooperative Banks.@@NBSP@@ In this connection, it is advised that the Long Term Deposits r
RBI/2009-10/232 UBD.PCB.Cir.No. 24 /09.18.201/2009-10 November 27, 2009 The Chief Executive Officer Primary (Urban) Cooperative Banks Dear Sir / Madam Augmentation of capital funds by issue of Long Term Deposits Please refer to our circular UBD.PCB.Cir.No.4/09.18.201/2008-09 dated July 15, 2008 prescribing guidelines for issue of Preference shares and Long term Deposits by Urban Cooperative Banks.@@NBSP@@ In this connection, it is advised that the Long Term Deposits r
ನವೆಂ 16, 2009
UCBs - Combating Financing of Terrorism
RBI/2009-10/222 UBD. CO. BPD. PCB.Cir. No.21/ 12.05.001/2009-10 November 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Combating Financing of Terrorism – Unlawful Activities (Prevention) Act, 1967 – Obligation of banks – Urban Co-operative Banks Please refer to our circulars UBD.CO.BPD. (PCB) No. 32/09.39.000/2007-08 dated February 25, 2008 on Know Your Customer (KYC) Norms/ Anti-Money Laundering (AML) Standards/Combati
RBI/2009-10/222 UBD. CO. BPD. PCB.Cir. No.21/ 12.05.001/2009-10 November 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Combating Financing of Terrorism – Unlawful Activities (Prevention) Act, 1967 – Obligation of banks – Urban Co-operative Banks Please refer to our circulars UBD.CO.BPD. (PCB) No. 32/09.39.000/2007-08 dated February 25, 2008 on Know Your Customer (KYC) Norms/ Anti-Money Laundering (AML) Standards/Combati
ನವೆಂ 16, 2009
UCBs - KYC/AML/Combating Financing of Terrorism - Obligation of Banks under PMLA, 2002
RBI/2009-10/224 UBD. CO. BPD. PCB.Cir. No.@@NBSP@@ 23/ 12.05.001 / 2009-10 November 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards / Combating Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act, 2002 – Urban Co-operative Banks Please refer to our circulars UBD.PCB. Cir.30/09.16.100/2004-05 dated December 15, 20
RBI/2009-10/224 UBD. CO. BPD. PCB.Cir. No.@@NBSP@@ 23/ 12.05.001 / 2009-10 November 16, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Know Your Customer (KYC) norms / Anti-Money Laundering (AML) standards / Combating Financing of Terrorism (CFT) / Obligation of banks under Prevention of Money Laundering Act, 2002 – Urban Co-operative Banks Please refer to our circulars UBD.PCB. Cir.30/09.16.100/2004-05 dated December 15, 20
ನವೆಂ 16, 2009
UCBs - Embossing Locker Keys with Identification Code of Bank/Branch
RBI/2009-10/223 UBD.CO.BPD. (PCB). Cir. No. 22/12.05.001/2009-10 November 16, 2009 Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir Extension of Safe Deposit Locker/Safe Custody Article Facility and Access to Safe Deposit Lockers/Return of Safe Custody Articles by banks – Urban Co-operative Banks Please refer to paragraph No. 5 of our circular UBD.CO. BPD. No. 47/12.05.001/2006-07 dated June 21, 2007 on the captioned subject wherein banks
RBI/2009-10/223 UBD.CO.BPD. (PCB). Cir. No. 22/12.05.001/2009-10 November 16, 2009 Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir Extension of Safe Deposit Locker/Safe Custody Article Facility and Access to Safe Deposit Lockers/Return of Safe Custody Articles by banks – Urban Co-operative Banks Please refer to paragraph No. 5 of our circular UBD.CO. BPD. No. 47/12.05.001/2006-07 dated June 21, 2007 on the captioned subject wherein banks
ನವೆಂ 13, 2009
UCBs - PMLA, 2002 - Obligation of Banks
RBI/2009-10/221 UBD. CO. BPD. PCB.Cir. No. 20/ 12.05.001/2009-10 November 13, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified there under - Urban Co-operative Banks (UCBs) Please refer to our circular UBD.CO. BPD. (PCB) No. 1/12.05.001/2008-09 dated July 02, 2008 on the captioned subject wherein banks have been advised to submit Counterf
RBI/2009-10/221 UBD. CO. BPD. PCB.Cir. No. 20/ 12.05.001/2009-10 November 13, 2009 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Madam/Dear Sir Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified there under - Urban Co-operative Banks (UCBs) Please refer to our circular UBD.CO. BPD. (PCB) No. 1/12.05.001/2008-09 dated July 02, 2008 on the captioned subject wherein banks have been advised to submit Counterf
ನವೆಂ 09, 2009
Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs
RBI/2009-10/211 UBD.BPD (PCB) Cir No19 /13.01.000/2009-10 @@NBSP@@November 9, 2009 Chief Executive Officers ofAll Primary (Urban) Co-operative Banks@@NBSP@@@@NBSP@@Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.9/13.01.00/2008-2009@@NBSP@@dated September 01, 2008 on captioned subject.@@NBSP@@ In terms of para 2 (vi) of the circular, for the purpose of classifying an account as 'inoperative', debit a
RBI/2009-10/211 UBD.BPD (PCB) Cir No19 /13.01.000/2009-10 @@NBSP@@November 9, 2009 Chief Executive Officers ofAll Primary (Urban) Co-operative Banks@@NBSP@@@@NBSP@@Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.9/13.01.00/2008-2009@@NBSP@@dated September 01, 2008 on captioned subject.@@NBSP@@ In terms of para 2 (vi) of the circular, for the purpose of classifying an account as 'inoperative', debit a
ನವೆಂ 09, 2009
Scheduled UCBs - Maintenance of CRR on Exempted Categories
RBI/2009-10/210 UBD (PCB) Cir. No.1/12.03.003/2009-10@@NBSP@@ @@NBSP@@November 09, 2009 The Chief Executive Officers All Scheduled Primary (Urban) Co-operative Banks Dear Sir/ Madam, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our circular UBD (PCB) Cir. No. 6/12.03.000/2006-07 dated April 25,, 2007 and the Master Circular UBD.CO.BSD.NSB 1/Ret/MC.No.15/12.03.000/2009-10 dated July 1, 2009 on the captioned subject.. 2. As announced in
RBI/2009-10/210 UBD (PCB) Cir. No.1/12.03.003/2009-10@@NBSP@@ @@NBSP@@November 09, 2009 The Chief Executive Officers All Scheduled Primary (Urban) Co-operative Banks Dear Sir/ Madam, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our circular UBD (PCB) Cir. No. 6/12.03.000/2006-07 dated April 25,, 2007 and the Master Circular UBD.CO.BSD.NSB 1/Ret/MC.No.15/12.03.000/2009-10 dated July 1, 2009 on the captioned subject.. 2. As announced in

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