Notifications -Regulating Co-operative Banking - ಆರ್ಬಿಐ - Reserve Bank of India
notifications
ಜನವರಿ 29, 2009
Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose-
RBI/2008-09/364 UBD. BPD (PCB) Cir No. 41 /12.05.001/2008-09 January 29, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose- Please refer to our circular UBD (PCB). Cir. No.3/12.05.001/2008-09 dated July 11, 2008 on the above subject. 2. In terms of the circular referred to above, UCBs were advised that the balance maintained by them in current account with IDBI B
RBI/2008-09/364 UBD. BPD (PCB) Cir No. 41 /12.05.001/2008-09 January 29, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose- Please refer to our circular UBD (PCB). Cir. No.3/12.05.001/2008-09 dated July 11, 2008 on the above subject. 2. In terms of the circular referred to above, UCBs were advised that the balance maintained by them in current account with IDBI B
ಜನವರಿ 21, 2009
Internal assignments in banks by statutory auditors
RBI/2008-09/355 UBD.CO.BPD.35 /12.05.001/2008-09 January 21, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Internal assignments in banks by statutory auditors Please refer to our circular No. UBD. POT. 77/09.06.00/93-94 dated May 31, 1994 on introduction of concurrent audit system in UCBs. The extant guidelines provide that concurrent audit could be carried out by external auditors (professionally qualified Chartered Account
RBI/2008-09/355 UBD.CO.BPD.35 /12.05.001/2008-09 January 21, 2009 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Internal assignments in banks by statutory auditors Please refer to our circular No. UBD. POT. 77/09.06.00/93-94 dated May 31, 1994 on introduction of concurrent audit system in UCBs. The extant guidelines provide that concurrent audit could be carried out by external auditors (professionally qualified Chartered Account
ಜನವರಿ 21, 2009
UCBs - Investments in Government/other Approved Securities
RBI/2008-09/356 UBD (PCB).Cir. No. 37/16.26.000/2008-09 January 21, 2009 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam Banking Regulation Act 1949 (AACS)- Investments in Government and other approved securities by UCBs - Exemption under Section 24A Please refer to our circular UBD (PCB). Cir. No.31/16.26.00/2005-06 dated February 17, 2006 on the above subject. 2. In terms of the above circular, non-scheduled UCBs in Tier I were
RBI/2008-09/356 UBD (PCB).Cir. No. 37/16.26.000/2008-09 January 21, 2009 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir /Madam Banking Regulation Act 1949 (AACS)- Investments in Government and other approved securities by UCBs - Exemption under Section 24A Please refer to our circular UBD (PCB). Cir. No.31/16.26.00/2005-06 dated February 17, 2006 on the above subject. 2. In terms of the above circular, non-scheduled UCBs in Tier I were
ಜನವರಿ 13, 2009
Instruments for Augmenting Capital Funds- UCBs
RBI/2008-09/349 UBD.PCB. Cir .No.32/09.18.201/2008-09 January 13 , 2009 The Chief Executive Officer of All Primary@@NBSP@@ (Urban) Co-operative Banks. Dear Sir/Madam, Instruments for Augmenting Capital Funds- UCBs Please refer to our circular UBD.PCB. Cir. No. 4/ 09.18.201/2008-09 dated July 15, 2008 on the captioned subject, forwarding@@NBSP@@ therewith guidelines on issuance of Preference Shares and Long Term Deposits (LTDs). 2. In this connection we further advise
RBI/2008-09/349 UBD.PCB. Cir .No.32/09.18.201/2008-09 January 13 , 2009 The Chief Executive Officer of All Primary@@NBSP@@ (Urban) Co-operative Banks. Dear Sir/Madam, Instruments for Augmenting Capital Funds- UCBs Please refer to our circular UBD.PCB. Cir. No. 4/ 09.18.201/2008-09 dated July 15, 2008 on the captioned subject, forwarding@@NBSP@@ therewith guidelines on issuance of Preference Shares and Long Term Deposits (LTDs). 2. In this connection we further advise
ಜನವರಿ 05, 2009
UCBs - CRR reduced
RBI/2008-2009/346Ref: UBD (PCB).No./9 /12.03.000/2008-09January 05, 2009The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.8/ 12.03.000/ 2008-09 dated November 03, 2008 on the captioned subject. 2. On a review of the current global and domestic macroeconomic situation, and as set out in the Reserve
RBI/2008-2009/346Ref: UBD (PCB).No./9 /12.03.000/2008-09January 05, 2009The Chief Executive Officers ofAll Scheduled Primary (Urban) Co-operative BanksDear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular UBD (PCB) Cir. No.8/ 12.03.000/ 2008-09 dated November 03, 2008 on the captioned subject. 2. On a review of the current global and domestic macroeconomic situation, and as set out in the Reserve
ಡಿಸೆಂ 26, 2008
Detection and impounding of Counterfeit Notes - Issue of Receipt to tenderer
RBI/2008-09/331 UBD. PCB. Cir. No. 31 /09.39.000/2008-09 December 26, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Detection and impounding of Counterfeit Notes – Issue of Receipt to tenderer - Please refer to para. 3 on Issue of Receipt to the tenderer of a counterfeit note detailed in the Master Circular DCM (FNVD) No.G – 1/16.01.05/2008- 09 dated July 1, 2008 (available on our website www.rbi.org.in) relating to detection an
RBI/2008-09/331 UBD. PCB. Cir. No. 31 /09.39.000/2008-09 December 26, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Detection and impounding of Counterfeit Notes – Issue of Receipt to tenderer - Please refer to para. 3 on Issue of Receipt to the tenderer of a counterfeit note detailed in the Master Circular DCM (FNVD) No.G – 1/16.01.05/2008- 09 dated July 1, 2008 (available on our website www.rbi.org.in) relating to detection an
ಡಿಸೆಂ 08, 2008
UCBs - Housing Loans - Implementation of Delhi High Court Orders
RBI/2008-09/316 UBD.PCB.Cir.No. 30/ 09.09.001/ 08-09 December@@NBSP@@ 8 , 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Housing Loans – Orders of the Delhi High Court - Writ Petition by Kalyan Sanstha Welfare Organisation against Union of India and Others- Implementation of Directions - UCBs Please refer to our circular UBD.PCB.Cir. No.20/09.09.001/2006-07 dated November 22, 2006 on the captioned subject. 2. On rec
RBI/2008-09/316 UBD.PCB.Cir.No. 30/ 09.09.001/ 08-09 December@@NBSP@@ 8 , 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Housing Loans – Orders of the Delhi High Court - Writ Petition by Kalyan Sanstha Welfare Organisation against Union of India and Others- Implementation of Directions - UCBs Please refer to our circular UBD.PCB.Cir. No.20/09.09.001/2006-07 dated November 22, 2006 on the captioned subject. 2. On rec
ಡಿಸೆಂ 01, 2008
Review of Prudential Norms - Provisioning for Std. Assets & RWs for Exposures to Comm. Real Estate and NBFCs
RBI.No.2008-09/ 300 UBD.PCB.Cir. No.29 / 09.11.600/2008-09 December 1 , 2008 Chief Executive Officer All Primary (Urban) Co-operative@@NBSP@@ Banks Dear Sir/Madam, Review of Prudential Norms – Provisioning for Standard Assets and Risk Weights for Exposures to Commercial Real Estate and NBFCs Please refer to circular UBD.(PCB). Cir. No.30/09.11.600/06-07 dated February 19, 2007 on provisioning requirement for standard Assets and UBD.PCB.Cir.@@NBSP@@ No.55/ 09.11.600/ 0
RBI.No.2008-09/ 300 UBD.PCB.Cir. No.29 / 09.11.600/2008-09 December 1 , 2008 Chief Executive Officer All Primary (Urban) Co-operative@@NBSP@@ Banks Dear Sir/Madam, Review of Prudential Norms – Provisioning for Standard Assets and Risk Weights for Exposures to Commercial Real Estate and NBFCs Please refer to circular UBD.(PCB). Cir. No.30/09.11.600/06-07 dated February 19, 2007 on provisioning requirement for standard Assets and UBD.PCB.Cir.@@NBSP@@ No.55/ 09.11.600/ 0
ನವೆಂ 26, 2008
UCBs - Investment in Government/other approved Securities
RBI/2008-09/297UBD (PCB) CO BPD Cir No: 28 /16.26.00/2008-09November 26, 2008Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam,Banking Regulation Act, 1949 (As Applicable to Co-operative@@NBSP@@Societies) Section 24-@@NBSP@@Investment in Government and other approved securities by Urban Co-operative Banks (UCBs)Please refer to our circular UBD.BR.Cir.19/16.26.00/2001-02@@NBSP@@@@NBSP@@dated@@NBSP@@October 22, 2001 on the captioned subject.2
RBI/2008-09/297UBD (PCB) CO BPD Cir No: 28 /16.26.00/2008-09November 26, 2008Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam,Banking Regulation Act, 1949 (As Applicable to Co-operative@@NBSP@@Societies) Section 24-@@NBSP@@Investment in Government and other approved securities by Urban Co-operative Banks (UCBs)Please refer to our circular UBD.BR.Cir.19/16.26.00/2001-02@@NBSP@@@@NBSP@@dated@@NBSP@@October 22, 2001 on the captioned subject.2
ನವೆಂ 17, 2008
UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - provisioning
RBI/2008-09/291 UBD. PCB.Cir.No. 27 / 13.05.000/08-09 November 17 , 2008 The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy – UCBs Please refer to our circular UBD.PCB.Cir. No.5/13.05.000/08-09 dated July 30, 2008 on the captioned subject. 2. In this regard we advise that under th
RBI/2008-09/291 UBD. PCB.Cir.No. 27 / 13.05.000/08-09 November 17 , 2008 The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy – UCBs Please refer to our circular UBD.PCB.Cir. No.5/13.05.000/08-09 dated July 30, 2008 on the captioned subject. 2. In this regard we advise that under th
ನವೆಂ 17, 2008
Interest Rate on FCNR (B) Deposits- UCBs (ADs)
RBI/2008-09/294UBD BPD. AD Cir No. 26 /13.01.000/2008-09November 17, 2008 Chief Executive Officer ofAll AD Category-I UCBsDear Sir/Madam,Interest Rate on FCNR (B) Deposits- UCBs (ADs)Please refer to UBD BPD. AD Cir No.23 /13.01.000/2008-09 dated October 16, 2008 on the captioned subject. 2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of business in India as on November 15, 2008, the interest rat
RBI/2008-09/294UBD BPD. AD Cir No. 26 /13.01.000/2008-09November 17, 2008 Chief Executive Officer ofAll AD Category-I UCBsDear Sir/Madam,Interest Rate on FCNR (B) Deposits- UCBs (ADs)Please refer to UBD BPD. AD Cir No.23 /13.01.000/2008-09 dated October 16, 2008 on the captioned subject. 2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of business in India as on November 15, 2008, the interest rat
ನವೆಂ 17, 2008
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs
RBI/2008-09/293 UBD (PCB) CO BPD Cir No. 25 /13.01.000/2008-09November 17, 2008Chief Executive Officer of All Primary (urban) Cooperative BanksDear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBsPlease refer to our circular UBD (PCB) CO BPD Cir No: 22/13.01.000/2008-09 dated October 16, 2008 on the captioned subject.2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of
RBI/2008-09/293 UBD (PCB) CO BPD Cir No. 25 /13.01.000/2008-09November 17, 2008Chief Executive Officer of All Primary (urban) Cooperative BanksDear Sir/Madam,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBsPlease refer to our circular UBD (PCB) CO BPD Cir No: 22/13.01.000/2008-09 dated October 16, 2008 on the captioned subject.2. In view of the prevailing market conditions, it has been decided that until further notice and with effect from close of
ನವೆಂ 10, 2008
UCBs - Advances against pledge of Gold/Silver Ornaments
RBI/2008/275 UBD.PCB.Cir.No. 24/ 13.05.001/ 08-09 November 10, 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Advances against pledge of Gold / Silver Ornaments Please refer to UBD.PCB. Cir. No. 34 & 22 /13.05.000/07-08 dated March 2, 2006 and November 26, 2007 respectively. It was observed that some Urban Cooperative Banks were granting advances against the pledge of Gold / Silver without exercising due care in
RBI/2008/275 UBD.PCB.Cir.No. 24/ 13.05.001/ 08-09 November 10, 2008 The Chief Executive Officer of All Primary (Urban) @@NBSP@@Co-operative Banks. Dear Sir/Madam, Advances against pledge of Gold / Silver Ornaments Please refer to UBD.PCB. Cir. No. 34 & 22 /13.05.000/07-08 dated March 2, 2006 and November 26, 2007 respectively. It was observed that some Urban Cooperative Banks were granting advances against the pledge of Gold / Silver without exercising due care in
ನವೆಂ 03, 2008
Scheduled UCBs - CRR reduced
RBI/2008-2009/265 Ref: UBD (PCB).No./8 /12.03.000/2008-09 November 03, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/239 UBD (PCB) Cir. No.7/ 12.03.000/ 2008-09 dated October 16, 2008 on the captioned subject. 2. On a review of the current and evolving macroeconomic situation and liquidit
RBI/2008-2009/265 Ref: UBD (PCB).No./8 /12.03.000/2008-09 November 03, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/239 UBD (PCB) Cir. No.7/ 12.03.000/ 2008-09 dated October 16, 2008 on the captioned subject. 2. On a review of the current and evolving macroeconomic situation and liquidit
ಅಕ್ಟೋ 16, 2008
Maintenance of Cash Reserve Ratio - Urban Co-operative Banks
RBI/2008-2009/239 Ref: UBD (PCB).No./7 /12.03.000/2008-09 October 16, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/216 UBD (PCB) Cir. No.5/ 12.03.000/ 2008-09 dated October 10, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 150 basis points from 9.00 per
RBI/2008-2009/239 Ref: UBD (PCB).No./7 /12.03.000/2008-09 October 16, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/216 UBD (PCB) Cir. No.5/ 12.03.000/ 2008-09 dated October 10, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 150 basis points from 9.00 per
ಅಕ್ಟೋ 16, 2008
Interest Rate on FCNR (B) Deposits- UCBs (ADs)
RBI/2008-09/238 UBD BPD. AD Cir No. 23 /13.01.000/2008-09 October 16 , 2008 Chief Executive Officer of All AD Category-I UCBs Dear Sir/Madam, Interest Rate on FCNR (B) Deposits- UCBs (ADs) Please refer to UBD BPD. AD Cir No.17 /13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on October 15, 2008, the interest rates on FCNR (B) Deposits w
RBI/2008-09/238 UBD BPD. AD Cir No. 23 /13.01.000/2008-09 October 16 , 2008 Chief Executive Officer of All AD Category-I UCBs Dear Sir/Madam, Interest Rate on FCNR (B) Deposits- UCBs (ADs) Please refer to UBD BPD. AD Cir No.17 /13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on October 15, 2008, the interest rates on FCNR (B) Deposits w
ಅಕ್ಟೋ 16, 2008
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs
RBI/2008-09/237 UBD (PCB) CO BPD Cir No: 22 /13.01.000/2008-09 October 16, 2008 @@NBSP@@Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs Please refer to our circular UBD (PCB) CO BPD Cir No: 16/13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in Indi
RBI/2008-09/237 UBD (PCB) CO BPD Cir No: 22 /13.01.000/2008-09 October 16, 2008 @@NBSP@@Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs Please refer to our circular UBD (PCB) CO BPD Cir No: 16/13.01.000/2008-09 dated September 19, 2008 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in Indi
ಅಕ್ಟೋ 15, 2008
Savings Bonds now eligible as Collateral for Loans
RBI/2008-2009/225 UBD.PCB.Cir. No. 6 /13.05.000/2008-09 October 15@@NBSP@@ , 2008 The Chief Executive Officer of all Primary Scheduled (Urban) Co-op. Banks Dear Sir / Madam, 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds@@NBSP@@ 2003 - Collateral facility - UCBs As you are aware of, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, were not eligible as collateral for
RBI/2008-2009/225 UBD.PCB.Cir. No. 6 /13.05.000/2008-09 October 15@@NBSP@@ , 2008 The Chief Executive Officer of all Primary Scheduled (Urban) Co-op. Banks Dear Sir / Madam, 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds@@NBSP@@ 2003 - Collateral facility - UCBs As you are aware of, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, were not eligible as collateral for
ಅಕ್ಟೋ 10, 2008
Scheduled Primary (Urban) Co-operative Banks - CRR reduced
RBI/2008-2009/216 Ref: UBD (PCB).No./5 /12.03.000/2008-09 October 10, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/206 UBD (PCB) Cir. No.4/ 12.03.000/ 2008-09 dated October 07, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 50 basis points from 9.00 per c
RBI/2008-2009/216 Ref: UBD (PCB).No./5 /12.03.000/2008-09 October 10, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/206 UBD (PCB) Cir. No.4/ 12.03.000/ 2008-09 dated October 07, 2008 on the captioned subject advising reduction in Cash Reserve Ratio (CRR) by 50 basis points from 9.00 per c
ಅಕ್ಟೋ 07, 2008
Scheduled Primary (Urban) Co-operative Banks - CRR reduced
RBI/2008-2009/206 Ref: UBD (PCB).No./4/12.03.000/2008-09 October 07, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/110@@NBSP@@ UBD (PCB) Cir. No.1/ 12.03.000/ 2008-09 dated July 31, 2008 on the captioned subject. On a review of the current liquidity situation in the context of global and
RBI/2008-2009/206 Ref: UBD (PCB).No./4/12.03.000/2008-09 October 07, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2008-2009/110@@NBSP@@ UBD (PCB) Cir. No.1/ 12.03.000/ 2008-09 dated July 31, 2008 on the captioned subject. On a review of the current liquidity situation in the context of global and
ಅಕ್ಟೋ 01, 2008
Payment of interest on accounts frozen - UCBs
RBI/2008-09/ 202UBD (PCB) CO BPD Cir No: 21 /13.01.000/2008-09 October 1, 2008 Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam Payment of interest on accounts frozen - UCBs As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian
RBI/2008-09/ 202UBD (PCB) CO BPD Cir No: 21 /13.01.000/2008-09 October 1, 2008 Chief Executive Officer ofAll Primary (urban) Cooperative BanksDear Sir/Madam Payment of interest on accounts frozen - UCBs As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian
ಸೆಪ್ಟೆಂ 30, 2008
Treatment of deposits with DCCB / SCB as SLR
RBI/2008-09/200 UBD.CO. BPD. (PCB).@@NBSP@@ No. 20 /12.05.001/2008-09 September 30, 2008 Chief Executive Officers All Salary Earners Primary (Urban) Co-operative Banks Dear Sir / Madam, Treatment of deposits with DCCB / SCB as SLR Please refer to our circular UBD. CO. BPD. (PCB) No. 17 / 12.05.001 / 2007-08 dated September 20, 2007 on the captioned subject advising urban co-operative banks that when loan is availed from DCCB / SCB with which the UCB maintains deposits
RBI/2008-09/200 UBD.CO. BPD. (PCB).@@NBSP@@ No. 20 /12.05.001/2008-09 September 30, 2008 Chief Executive Officers All Salary Earners Primary (Urban) Co-operative Banks Dear Sir / Madam, Treatment of deposits with DCCB / SCB as SLR Please refer to our circular UBD. CO. BPD. (PCB) No. 17 / 12.05.001 / 2007-08 dated September 20, 2007 on the captioned subject advising urban co-operative banks that when loan is availed from DCCB / SCB with which the UCB maintains deposits
ಸೆಪ್ಟೆಂ 26, 2008
UCBs - Acquisition of Accommodation on Lease/Rental Basis
RBI/2008-09/198 UBD.CO.LS. Cir. No. 19 /07.01.000/2008-09 September 26, 2008 All Primary Cooperative Banks Dear Sir, Acquisition of Accommodation on Lease/Rental basis by Primary Cooperative Banks for their use (i.e., for Office and Residence of Staff) Please refer to our circular UBD.No.DS. PCB (Cir) 30/13.05.00/98-99 dated May 8, 1999 on the above subject.@@NBSP@@ 2.@@NBSP@@ As you are aware, the authorisations issued for opening of bank branches/offices are locatio
RBI/2008-09/198 UBD.CO.LS. Cir. No. 19 /07.01.000/2008-09 September 26, 2008 All Primary Cooperative Banks Dear Sir, Acquisition of Accommodation on Lease/Rental basis by Primary Cooperative Banks for their use (i.e., for Office and Residence of Staff) Please refer to our circular UBD.No.DS. PCB (Cir) 30/13.05.00/98-99 dated May 8, 1999 on the above subject.@@NBSP@@ 2.@@NBSP@@ As you are aware, the authorisations issued for opening of bank branches/offices are locatio
ಸೆಪ್ಟೆಂ 22, 2008
Revival of the Interest -tax Act 1974-Collection from borrowers
RBI/2008-09/188 UBD.BPD (PCB) Cir No: 18 /13.04.00/2008-09 September 22, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ @@NBSP@@ Dear Sir Revival of the Interest –tax Act 1974-Collection from borrowers Please refer to our circulars UBD (PCB)17/DC.(V.1).91/92 dated September 04, 1991 and UBD.No.PCB.CIR.5/13.04.00/97-98 dated August 11, 1997 on the above subject. 2. The Hon'ble Supreme Court in its judgement dated April 16, 2004 has orde
RBI/2008-09/188 UBD.BPD (PCB) Cir No: 18 /13.04.00/2008-09 September 22, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ @@NBSP@@ Dear Sir Revival of the Interest –tax Act 1974-Collection from borrowers Please refer to our circulars UBD (PCB)17/DC.(V.1).91/92 dated September 04, 1991 and UBD.No.PCB.CIR.5/13.04.00/97-98 dated August 11, 1997 on the above subject. 2. The Hon'ble Supreme Court in its judgement dated April 16, 2004 has orde
ಸೆಪ್ಟೆಂ 19, 2008
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs
RBI/2008-09/184 UBD (PCB) CO BPD Cir No: 16/13.01.000/2008-09 September 19, 2008 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs Please refer to our circular UBD (PCB) CO BPD Cir No: 37/13.01.000/2006-07 dated April 26, 2007 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on Sep
RBI/2008-09/184 UBD (PCB) CO BPD Cir No: 16/13.01.000/2008-09 September 19, 2008 Chief Executive Officer of All Primary (urban) Cooperative Banks Dear Sir/Madam, Interest Rates on Non-Resident (External) Rupee (NRE) Deposits- UCBs Please refer to our circular UBD (PCB) CO BPD Cir No: 37/13.01.000/2006-07 dated April 26, 2007 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on Sep
ಸೆಪ್ಟೆಂ 19, 2008
Interest Rate on FCNR (B) Deposits- UCBs (ADs)
RBI/2008-09/185 UBD BPD. AD Cir No.17 /13.01.000/2008-09 September 19, 2008 Chief Executive Officer of All AD Category-I UCBs Dear Sir/Madam, Interest Rate on FCNR (B) Deposits- UCBs (ADs) Please refer to UBD BPD. AD Cir No.2 /13.01.000/2006-07 dated April 26, 2007 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on September 16, 2008, the interest rates on FCNR (B) Deposits will
RBI/2008-09/185 UBD BPD. AD Cir No.17 /13.01.000/2008-09 September 19, 2008 Chief Executive Officer of All AD Category-I UCBs Dear Sir/Madam, Interest Rate on FCNR (B) Deposits- UCBs (ADs) Please refer to UBD BPD. AD Cir No.2 /13.01.000/2006-07 dated April 26, 2007 on the captioned subject. 2. On a review, it has been decided that until further notice and with effect from close of business in India as on September 16, 2008, the interest rates on FCNR (B) Deposits will
ಸೆಪ್ಟೆಂ 18, 2008
Display of information relating to Interest Rates and Service Charges - Rates at a quick glance
RBI/2008-09/ 181 UBD. PCB. Cir. No. 15 /12.05.001/2008-09 September 18, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Display of information relating to Interest Rates and Service Charges – Rates at a quick glance Please refer to our Circular UBD. PCB. Cir. No. 10/12.05.001/2008-09 dated September 1, 2008 wherein we had forwarded to banks a format of Comprehensive Notice Board and advised@@NBSP@@ them to display information i
RBI/2008-09/ 181 UBD. PCB. Cir. No. 15 /12.05.001/2008-09 September 18, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Display of information relating to Interest Rates and Service Charges – Rates at a quick glance Please refer to our Circular UBD. PCB. Cir. No. 10/12.05.001/2008-09 dated September 1, 2008 wherein we had forwarded to banks a format of Comprehensive Notice Board and advised@@NBSP@@ them to display information i
ಸೆಪ್ಟೆಂ 17, 2008
Liquidity Risk Management System in Tier I UCBs- Guidelines
RBI/2008-09/174 UBD. PCB. Cir. No12/12.05.001/2008-09 September 17, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Liquidity Risk Management System in Tier I UCBs- Guidelines As you may be aware a comprehensive Asset Liability Management (ALM) including Liquidity Risk Management guidelines have been prescribed for scheduled UCBs. These guidelines have been extended to other Tier II as well. 2. Liquidity is the ability of a ba
RBI/2008-09/174 UBD. PCB. Cir. No12/12.05.001/2008-09 September 17, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Liquidity Risk Management System in Tier I UCBs- Guidelines As you may be aware a comprehensive Asset Liability Management (ALM) including Liquidity Risk Management guidelines have been prescribed for scheduled UCBs. These guidelines have been extended to other Tier II as well. 2. Liquidity is the ability of a ba
ಸೆಪ್ಟೆಂ 17, 2008
Guidelines on Asset- Liability Management (ALM) System in Tier II UCBs (other than scheduled UCBs) -
RBI/2008-09/175 UBD. PCB. Cir. No 13 /12.05.001/2008-09 September 17, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Guidelines on Asset- Liability Management (ALM) System in Tier II UCBs (other than scheduled UCBs) - As you are aware, Urban Co-operative Banks (UCBs) are now operating in a fairly deregulated environment and are required to determine their own interest rates on deposits (other than saving account) and interest
RBI/2008-09/175 UBD. PCB. Cir. No 13 /12.05.001/2008-09 September 17, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Guidelines on Asset- Liability Management (ALM) System in Tier II UCBs (other than scheduled UCBs) - As you are aware, Urban Co-operative Banks (UCBs) are now operating in a fairly deregulated environment and are required to determine their own interest rates on deposits (other than saving account) and interest
ಸೆಪ್ಟೆಂ 17, 2008
Guidelines on Asset-Liability Management (ALM) System - Amendments-Scheduled UCBs
RBI/2008-09/176 UBD.PCB.Cir.No. 3/12.05.001/08-09 September 17, 2008 The Chief Executive Officer of all Scheduled Primary (Urban) Co-operative Banks. Dear Sir/Madam Guidelines on Asset-Liability Management (ALM) System – Amendments-Scheduled UCBs As you are aware, Reserve Bank had issued guidelines on ALM system vide circular dated April 15, 2002 which covered, among others, interest rate risk and liquidity risk measurement/reporting framework and prudential limits. F
RBI/2008-09/176 UBD.PCB.Cir.No. 3/12.05.001/08-09 September 17, 2008 The Chief Executive Officer of all Scheduled Primary (Urban) Co-operative Banks. Dear Sir/Madam Guidelines on Asset-Liability Management (ALM) System – Amendments-Scheduled UCBs As you are aware, Reserve Bank had issued guidelines on ALM system vide circular dated April 15, 2002 which covered, among others, interest rate risk and liquidity risk measurement/reporting framework and prudential limits. F
ಸೆಪ್ಟೆಂ 17, 2008
Introduction of Currency Futures - UCBs
RBI/2008-09/178 UBD.PCB.Cir.No. 14/16.12.000/ 08-09 September 17, 2008. The Chief Executive Officer of All Primary@@NBSP@@ (Urban) Co-operative Banks. Dear Sir/Madam, Introduction of Currency Futures - UCBs As announced in the Annual Policy Statement for the year 2007-08, an Internal Working Group was set up by the Reserve Bank of India to study the international experience and suggest a suitable framework to operationalise the proposal to introduce exchange traded Cu
RBI/2008-09/178 UBD.PCB.Cir.No. 14/16.12.000/ 08-09 September 17, 2008. The Chief Executive Officer of All Primary@@NBSP@@ (Urban) Co-operative Banks. Dear Sir/Madam, Introduction of Currency Futures - UCBs As announced in the Annual Policy Statement for the year 2007-08, an Internal Working Group was set up by the Reserve Bank of India to study the international experience and suggest a suitable framework to operationalise the proposal to introduce exchange traded Cu
ಸೆಪ್ಟೆಂ 05, 2008
Union Budget - 2008-09 - Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs
RBI/2008-09/ 157 UBD.PCB.Cir.No.11 /13.05.000/2008-09 September 5, 2008 The Chief Executive Officer of all Primary (Urban) co-operative banks Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/07-08 @@NBSP@@dated May 23, 2008, forwarding therewith the Agricultural Debt Waiver and Debt Relief Scheme 2008, and our subsequent circular UBD.PCB.Cir.No.50/13.05.000/07-0
RBI/2008-09/ 157 UBD.PCB.Cir.No.11 /13.05.000/2008-09 September 5, 2008 The Chief Executive Officer of all Primary (Urban) co-operative banks Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-UCBs Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/07-08 @@NBSP@@dated May 23, 2008, forwarding therewith the Agricultural Debt Waiver and Debt Relief Scheme 2008, and our subsequent circular UBD.PCB.Cir.No.50/13.05.000/07-0
ಸೆಪ್ಟೆಂ 01, 2008
Display of information by banks - Comprehensive Notice Board
RBI/2008-09/151 UBD. PCB. Cir. No. 10 /12.05.001/2008-09 September 1, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Display of information by banks – Comprehensive Notice Board The display of information by banks in their branches is one of the modes of imparting@@NBSP@@ financial education. This display enables customers to make informed decisions regarding products and services of the bank and be aware of their rights as also
RBI/2008-09/151 UBD. PCB. Cir. No. 10 /12.05.001/2008-09 September 1, 2008 To Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam Display of information by banks – Comprehensive Notice Board The display of information by banks in their branches is one of the modes of imparting@@NBSP@@ financial education. This display enables customers to make informed decisions regarding products and services of the bank and be aware of their rights as also
ಸೆಪ್ಟೆಂ 01, 2008
Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs
RBI/2008-09/150 UBD.BPD (PCB) Cir No: 9 /13.01.000/2008-09 September 1, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.50/13.01.00/2000-2001@@NBSP@@dated April 19, 2001 on applicability of interest rates on renewal of overdue deposits. Further, as per the extant instructions, accounts which have not been operated upon ov
RBI/2008-09/150 UBD.BPD (PCB) Cir No: 9 /13.01.000/2008-09 September 1, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@ Dear Sir Unclaimed Deposits and Inoperative/ Dormant Accounts in UCBs Please refer to our circular UBD.No.DS.PCB.Cir.50/13.01.00/2000-2001@@NBSP@@dated April 19, 2001 on applicability of interest rates on renewal of overdue deposits. Further, as per the extant instructions, accounts which have not been operated upon ov
ಆಗ 28, 2008
Grievance Redressal Mechanism in banks
RBI/2008-09/144UBD. CO. BPD (PCB). No. 8 /09.39.000 / 2008 – 09August 28, 2008ToThe Chief Executive OfficersAll Primary (Urban) Co-operative BanksDear Sir / Madam,Grievance Redressal Mechanism in banksPlease refer to our circular UBD. BPD. (PCB) No. 31/12.05.001/2006-07 dated March 9, 2007 advising urban co-operative banks to implement the recommendations of the Working Group that had been set up to formulate a scheme for ensuring reasonableness of bank charges. One o
RBI/2008-09/144UBD. CO. BPD (PCB). No. 8 /09.39.000 / 2008 – 09August 28, 2008ToThe Chief Executive OfficersAll Primary (Urban) Co-operative BanksDear Sir / Madam,Grievance Redressal Mechanism in banksPlease refer to our circular UBD. BPD. (PCB) No. 31/12.05.001/2006-07 dated March 9, 2007 advising urban co-operative banks to implement the recommendations of the Working Group that had been set up to formulate a scheme for ensuring reasonableness of bank charges. One o
ಆಗ 12, 2008
RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad
RBI/2008-09/126UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
RBI/2008-09/126UBD.PCB. Cir . No.6/12.05.000 /2008-09 August 12 , 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam RBI cautions Public against Fictitious offers of Remitting cheap funds from abroad As you may be aware, fictitious lottery and money circulation schemes aimed at defrauding members of the public have come to light from time to time. It is clarified that remittances in any form towards participation in lottery schemes is
ಜುಲೈ 31, 2008
Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy-UCBs
RBI/2008-09/111 UBD. PCB.Cir.No. 5/13.05.000/08-09 July 30, 2008 The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy-UCBs As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 73) for 2008-09 has announced a debt waiver and debt relief scheme for farmers,
RBI/2008-09/111 UBD. PCB.Cir.No. 5/13.05.000/08-09 July 30, 2008 The Chief Executive Officer of all Primary (Urban) Co-operative Banks Dear Sir/Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy-UCBs As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 73) for 2008-09 has announced a debt waiver and debt relief scheme for farmers,
ಜುಲೈ 31, 2008
UCBs - CRR increased
RBI/2008-2009/110 Ref: UBD (PCB).No./ 1/12.03.000/2008-09 July 31, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/386@@NBSP@@ UBD (PCB) Cir. No.6/ 12.03.000/ 2007-08 dated June 26, 2008 on the captioned subject. As set out in the Governor's statement on the First Quarter Review of Annual M
RBI/2008-2009/110 Ref: UBD (PCB).No./ 1/12.03.000/2008-09 July 31, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/386@@NBSP@@ UBD (PCB) Cir. No.6/ 12.03.000/ 2007-08 dated June 26, 2008 on the captioned subject. As set out in the Governor's statement on the First Quarter Review of Annual M
ಜುಲೈ 15, 2008
Instruments for Augmenting Capital Funds-UCBs
RBI/2008-09/96 UBD.PCB.Cir.No.4 /09.18.201/08-09 @@NBSP@@July 15, 2008. The Chief Executive Officer of All Primary (Urban) Co-operative Banks. @@NBSP@@ Dear Sir/Madam, Instruments for Augmenting Capital Funds-UCBs @@NBSP@@Following the announcement in the Annual Policy Statement for the year 2006-07, the Reserve Bank constituted a Working Group (Chairman: Shri N.S.Vishwanathan) to examine the issues concerning raising of capital by UCBs and identifying alternate instr
RBI/2008-09/96 UBD.PCB.Cir.No.4 /09.18.201/08-09 @@NBSP@@July 15, 2008. The Chief Executive Officer of All Primary (Urban) Co-operative Banks. @@NBSP@@ Dear Sir/Madam, Instruments for Augmenting Capital Funds-UCBs @@NBSP@@Following the announcement in the Annual Policy Statement for the year 2006-07, the Reserve Bank constituted a Working Group (Chairman: Shri N.S.Vishwanathan) to examine the issues concerning raising of capital by UCBs and identifying alternate instr
ಜುಲೈ 11, 2008
Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose
RBI/2008-09/93 UBD.BPD (PCB) Cir No: 3 /12.05.001/2008-09 July 11, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose- As you are aware, in terms of Section 18(1) (c) and 24(2) (a) of the B.R. Act, 1949 (AACS), net balance maintained in current account by the co-operative banks with the following banks are treated as cash for the purpose of CRR/SLR. i) State Bank
RBI/2008-09/93 UBD.BPD (PCB) Cir No: 3 /12.05.001/2008-09 July 11, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir Balances held by UCBs with IDBI Bank Limited- Treatment for CRR/SLR purpose- As you are aware, in terms of Section 18(1) (c) and 24(2) (a) of the B.R. Act, 1949 (AACS), net balance maintained in current account by the co-operative banks with the following banks are treated as cash for the purpose of CRR/SLR. i) State Bank
ಜುಲೈ 03, 2008
Union Budget -2008-09 - Agricultural Debt Waiver and Debt Relief Scheme,2008
RBI/2008-09/89 UBD.PCB. Cir .No.2/13.05.000 /2008-09 July@@NBSP@@ 3, 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam Union Budget -2008-09 – Agricultural Debt Waiver and Debt Relief Scheme,2008 Please refer to our Circular No. UBD.PCB. Cir. No. 58/13.05.000/2007-08 dated June 20, 2008 on the captioned subject. 2.The clarification provided against query No.33 in the above circular has been modified by@@NBSP@@ Govt. of India as under:
RBI/2008-09/89 UBD.PCB. Cir .No.2/13.05.000 /2008-09 July@@NBSP@@ 3, 2008 The Chief Executive Officer of All Primary (Urban) Co-op. Banks Dear Sir/Madam Union Budget -2008-09 – Agricultural Debt Waiver and Debt Relief Scheme,2008 Please refer to our Circular No. UBD.PCB. Cir. No. 58/13.05.000/2007-08 dated June 20, 2008 on the captioned subject. 2.The clarification provided against query No.33 in the above circular has been modified by@@NBSP@@ Govt. of India as under:
ಜುಲೈ 02, 2008
Prevention of Money Laundering Act, 2002 - Obligation of banks in terms of Rules notified there under - UCBs
RBI/2008-2009/86 UBD. CO. BPD.(PCB) No.1/12.05.001/ 2008-09 July@@NBSP@@@@NBSP@@ 2, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified there under - UCBs Please refer to our circular UBD. CO. BPD. (PCB) No. 38 / 09.16.100/2005-06 dated March 21, 2006 on the captioned subject. In paragraphs 4 & 5 of the said circular, it was advised that banks
RBI/2008-2009/86 UBD. CO. BPD.(PCB) No.1/12.05.001/ 2008-09 July@@NBSP@@@@NBSP@@ 2, 2008 The Chief Executive Officers, All Primary (Urban) Co-operative Banks Dear Sir, Prevention of Money Laundering Act, 2002 – Obligation of banks in terms of Rules notified there under - UCBs Please refer to our circular UBD. CO. BPD. (PCB) No. 38 / 09.16.100/2005-06 dated March 21, 2006 on the captioned subject. In paragraphs 4 & 5 of the said circular, it was advised that banks
ಜುಲೈ 01, 2008
Master Circular Maintenance of Statutory Reserves Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)
RBI/2008-09/60UBD CO Ret /MC No/ 15/12.03.000/2008-09July 01, 2008Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@Dear Sir,Master Circular Maintenance of Statutory ReservesCash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)The Reserve Bank of India has been periodically issuing instructions to primary (urban) co-operative banks (PCBs) regarding maintenance of Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) and matters re
RBI/2008-09/60UBD CO Ret /MC No/ 15/12.03.000/2008-09July 01, 2008Chief Executive Officers of All Primary (Urban) Co-operative Banks@@NBSP@@Dear Sir,Master Circular Maintenance of Statutory ReservesCash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)The Reserve Bank of India has been periodically issuing instructions to primary (urban) co-operative banks (PCBs) regarding maintenance of Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) and matters re
ಜುಲೈ 01, 2008
Master Circular - Frauds - Classification and Reporting
RBI/2008- 09/30 DBS.CO.FrMC.BC..No.@@NBSP@@ 16/23.04.001/2008-09 July 01, 2008 The Chief Executives of all Primary (Urban) Co-operative Banks Dear Sir, Frauds – Classification and Reporting Please refer to our letter DBS.CO. FrMC BC No. 2 /23.04.001/2007-08 dated July 02, 2007 forwarding therewith Master Circular on 'Frauds – Classification & Reporting'. It may be noted that the Master Circular consolidates and updates all the instructions issued during the year s
RBI/2008- 09/30 DBS.CO.FrMC.BC..No.@@NBSP@@ 16/23.04.001/2008-09 July 01, 2008 The Chief Executives of all Primary (Urban) Co-operative Banks Dear Sir, Frauds – Classification and Reporting Please refer to our letter DBS.CO. FrMC BC No. 2 /23.04.001/2007-08 dated July 02, 2007 forwarding therewith Master Circular on 'Frauds – Classification & Reporting'. It may be noted that the Master Circular consolidates and updates all the instructions issued during the year s
ಜೂನ್ 30, 2008
Priority Sector Lending -Revision of Reporting Formats-UCBs
RBI/2007-08/388 UBD.PCB.Cir.No. 58A/09.09.01/ 2007-08 June 30,2008. The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Priority Sector Lending –Revision of Reporting Formats-UCBs. Please refer to our circular UBD.PCB.Cir.No.11/09.09.01/ 2007-08 dated August 30, 2007 forwarding therewith revised guidelines for priority sector lending (PSL) by UCBs and the reporting formats (Statements I,Statement II and Statement III) there under for repo
RBI/2007-08/388 UBD.PCB.Cir.No. 58A/09.09.01/ 2007-08 June 30,2008. The Chief Executive Officer All Primary (Urban) Co-operative Bank Dear Sir/Madam, Priority Sector Lending –Revision of Reporting Formats-UCBs. Please refer to our circular UBD.PCB.Cir.No.11/09.09.01/ 2007-08 dated August 30, 2007 forwarding therewith revised guidelines for priority sector lending (PSL) by UCBs and the reporting formats (Statements I,Statement II and Statement III) there under for repo
ಜೂನ್ 26, 2008
Scheduled UCBs - Maintenance of CRR
RBI/2007-2008/386 Ref: UBD (PCB).No./6 /12.03.000/2007-08 June 26, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/307 UBD (PCB) Cir. No.5/ 12.03.000/ 2007-08 dated April 30, 2008 on the captioned subject.@@NBSP@@ On review of current global and domestic macroeconomic and financial developm
RBI/2007-2008/386 Ref: UBD (PCB).No./6 /12.03.000/2007-08 June 26, 2008 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934- Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI 2007-2008/307 UBD (PCB) Cir. No.5/ 12.03.000/ 2007-08 dated April 30, 2008 on the captioned subject.@@NBSP@@ On review of current global and domestic macroeconomic and financial developm
ಜೂನ್ 24, 2008
Wilful Defaulters and action thereagainst -UCBs
RBI/2007-08/377 UBD.PCB.Cir.No.57/16.74.00/2008-09 June 24, 2008 The Chief Executive Officer of All Scheduled Primary (Urban) Urban Co-operative BanksDear Sir/Madam,Wilful Defaulters and action thereagainst –UCBsPlease refer to paragraph 3 of our circular UBD.BR.Cir.1/16.74.00/2002-03 dated August 01, 2002 wherein the term “wilful default” has been defined. @@NBSP@@In this connection, we advise that pursuant to the Hon’ble Supreme Court’s Order relating to writ petiti
RBI/2007-08/377 UBD.PCB.Cir.No.57/16.74.00/2008-09 June 24, 2008 The Chief Executive Officer of All Scheduled Primary (Urban) Urban Co-operative BanksDear Sir/Madam,Wilful Defaulters and action thereagainst –UCBsPlease refer to paragraph 3 of our circular UBD.BR.Cir.1/16.74.00/2002-03 dated August 01, 2002 wherein the term “wilful default” has been defined. @@NBSP@@In this connection, we advise that pursuant to the Hon’ble Supreme Court’s Order relating to writ petiti
ಜೂನ್ 20, 2008
Union Budget - 2008-09 - Agricultural Debt Waiver and Debt Relief Scheme, 2008-Clarification-UCBs
RBI / 2007-08/374 UBD.PCB.Cir.No.58/13.05.000/2007-08 June 20, 2008 The Chief Executive Officer of All Primary (Urban) Co-operative Banks. Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-Clarification-UCBs. Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/2007-08 dated May 23, 2008, and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. Your attention is also invited to our circular UB
RBI / 2007-08/374 UBD.PCB.Cir.No.58/13.05.000/2007-08 June 20, 2008 The Chief Executive Officer of All Primary (Urban) Co-operative Banks. Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008-Clarification-UCBs. Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/2007-08 dated May 23, 2008, and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. Your attention is also invited to our circular UB
ಜೂನ್ 17, 2008
UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Additional Instructions
RBI/2007-08/370 UBD.PCB.Cir.No. 55/13.05.000/2007-08 June 17, 2008 To The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008- UCBs Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/07-08 dated May 23, 2008 and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. 2. In this connection, we forward certain additional instructions f
RBI/2007-08/370 UBD.PCB.Cir.No. 55/13.05.000/2007-08 June 17, 2008 To The Chief Executive Officer, All Primary (Urban) Co-operative Banks Dear Sir/Madam, Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008- UCBs Please refer to our circular UBD.PCB.Cir.No.43/13.05.000/07-08 dated May 23, 2008 and the Agricultural Debt Waiver and Debt Relief Scheme, 2008, forwarded therewith. 2. In this connection, we forward certain additional instructions f
ಜೂನ್ 17, 2008
UCBs - Valuation of Non-SLR Securities issued by GOI
RBI -2007-08/371 UBD.BPD. (PCB). No 56 /16.20.000/2007-08 June 17, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Valuation of Non-SLR securities issued by the Government of India Please refer to para 12 of our Master Circular UBD. BPD. (PCB) MC. No 2 /16.20.000/2007-08 dated July 2, 2007 on 'Investments by Primary (Urban) Co-operative Banks'. 2. It has been observed that, over the years, the Government of India has, from time to tim
RBI -2007-08/371 UBD.BPD. (PCB). No 56 /16.20.000/2007-08 June 17, 2008 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Valuation of Non-SLR securities issued by the Government of India Please refer to para 12 of our Master Circular UBD. BPD. (PCB) MC. No 2 /16.20.000/2007-08 dated July 2, 2007 on 'Investments by Primary (Urban) Co-operative Banks'. 2. It has been observed that, over the years, the Government of India has, from time to tim
ಪೇಜ್ ಕೊನೆಯದಾಗಿ ಅಪ್ಡೇಟ್ ಆದ ದಿನಾಂಕ: ಅಕ್ಟೋಬರ್ 24, 2024