StCBs/DCCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy

RBI/2009-10/401 RPCD.CO.RF.BC.No. 71/07.37.02/2009-10 April 19, 2010 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circulars RPCD.CO.RF.BC.No.17/07.38.03/2008-09 dated July 30, 2008, RPCD.CO.RF.BC.No.91/07.37.02/ 2008-09 dated March 6, 2009 and RPCD.C

RBI/2009-10/401 RPCD.CO.RF.BC.No. 71/07.37.02/2009-10 April 19, 2010 All State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circulars RPCD.CO.RF.BC.No.17/07.38.03/2008-09 dated July 30, 2008, RPCD.CO.RF.BC.No.91/07.37.02/ 2008-09 dated March 6, 2009 and RPCD.C

StCBs/DCCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy

RRBs - Certificate of Registration granted to Equifax Credit Information Services Private Ltd to commence Business of Credit Information

RBI/2009-10/400 RPCD.CO RRB.BC No.70 /03.05.33/2009-10 April 19, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Grant of ‘Certificate of Registration’ for commencing business of credit information – Equifax Credit Information Services Private Ltd. Please refer to our circular RPCD.CO.RRB.BC.No.62/03.05.33/2009-10 dated@@NBSP@@ @@NBSP@@March 23, 2010 advising the issue of 'Certificate of Registration' to Experian Credit Information Company of India Private

RBI/2009-10/400 RPCD.CO RRB.BC No.70 /03.05.33/2009-10 April 19, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Grant of ‘Certificate of Registration’ for commencing business of credit information – Equifax Credit Information Services Private Ltd. Please refer to our circular RPCD.CO.RRB.BC.No.62/03.05.33/2009-10 dated@@NBSP@@ @@NBSP@@March 23, 2010 advising the issue of 'Certificate of Registration' to Experian Credit Information Company of India Private

RRBs - Certificate of Registration granted to Equifax Credit Information Services Private Ltd to commence Business of Credit Information

List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organization - UCBs

RBI/2009-10/397 UBD. BPD. (PCB).Cir. No.56 /14.01.062/2009-10 April 13, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam,@@NBSP@@ List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organization - UCBs@@NBSP@@ Please refer to our circular UBD (PCB)CO.BPD.Cir.No.55/14.01.062/2009-10 dated April 12, 2010 on the above subject. We have since received from Government of Ind

RBI/2009-10/397 UBD. BPD. (PCB).Cir. No.56 /14.01.062/2009-10 April 13, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam,@@NBSP@@ List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organization - UCBs@@NBSP@@ Please refer to our circular UBD (PCB)CO.BPD.Cir.No.55/14.01.062/2009-10 dated April 12, 2010 on the above subject. We have since received from Government of Ind

List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organization - UCBs

List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation - UCBs

RBI/2009-10/395 UBD. BPD. (PCB).Cir. No. 55 /14.01.062/2009-10 April 12, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation@@NBSP@@ - UCBs Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 51 / 14.01.062 / 2009-10 dated March 23, 2010 on the above subject. We have since received from Government of In

RBI/2009-10/395 UBD. BPD. (PCB).Cir. No. 55 /14.01.062/2009-10 April 12, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, List of Terrorist individuals / organizations – under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation@@NBSP@@ - UCBs Please refer to our circular UBD (PCB) CO.BPD. Cir. No. 51 / 14.01.062 / 2009-10 dated March 23, 2010 on the above subject. We have since received from Government of In

List of Terrorist individuals / organizations - under UNSCR 1267 (1999) and 1822(2008) on Taliban / Al-Qaida organisation - UCBs

Collateral Free Loans - Educational Loan Scheme

RBI/2009-10/396 RPCD.SME&NFS.BC.No. 69/06.12.05 /2009-10 April 12, 2010 The Chairman/Managing Director All Scheduled Commercial Banks Dear Sir, Collateral Free Loans - Educational Loan Scheme Please refer to our circular RPCD.PLNFS.BC.No.83/06.12.05/2000-01 dated April 28, 2001 regarding educational loan scheme, wherein it was advised that no security may be insisted upon for loans upto Rs.4 lakh. We have been receiving representations from various quarters that c

RBI/2009-10/396 RPCD.SME&NFS.BC.No. 69/06.12.05 /2009-10 April 12, 2010 The Chairman/Managing Director All Scheduled Commercial Banks Dear Sir, Collateral Free Loans - Educational Loan Scheme Please refer to our circular RPCD.PLNFS.BC.No.83/06.12.05/2000-01 dated April 28, 2001 regarding educational loan scheme, wherein it was advised that no security may be insisted upon for loans upto Rs.4 lakh. We have been receiving representations from various quarters that c

Collateral Free Loans - Educational Loan Scheme

Investment Portfolio of Primary Dealers- Quantum of Government securities to be held in the HTM category by PDs

RBI/2009-10/394 IDMD.PDRD.No. 4537 /03.64.00/2009-10 April 12, 2010 All Standalone Primary Dealers Dear Sir Investment Portfolio of Primary Dealers- Quantum of Government securities to be held in the HTM category by PDs Please refer to the circulars RBI/2009-10/136- IDMD.PDRD.No.1050/03.64.00/2009-10 dated August 31, 2009 and RBI/2009-10/343- IDMD.PDRD.No.3843/03.64.00/2009-10 dated March 9, 2010 allowing the standalone Primary Dealers (PDs) to categorize Government s

RBI/2009-10/394 IDMD.PDRD.No. 4537 /03.64.00/2009-10 April 12, 2010 All Standalone Primary Dealers Dear Sir Investment Portfolio of Primary Dealers- Quantum of Government securities to be held in the HTM category by PDs Please refer to the circulars RBI/2009-10/136- IDMD.PDRD.No.1050/03.64.00/2009-10 dated August 31, 2009 and RBI/2009-10/343- IDMD.PDRD.No.3843/03.64.00/2009-10 dated March 9, 2010 allowing the standalone Primary Dealers (PDs) to categorize Government s

Investment Portfolio of Primary Dealers- Quantum of Government securities to be held in the HTM category by PDs

Priority Sector Lending - Advances to Micro and Small Enterprises engaged in exports

RBI/2009-10/392 RPCD.CO.Plan.BC. 64/04.09.01/2009-10 April 9, 2010 The Chairman/ Managing Director [All domestic scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending – Advances to Micro and Small Enterprises engaged in exports Please refer to our Master Circular dated July 1, 2009 on Lending to Priority Sector, in terms of which finance granted by banks to micro and small enterprises as defined under the Micro, Small and Mediu

RBI/2009-10/392 RPCD.CO.Plan.BC. 64/04.09.01/2009-10 April 9, 2010 The Chairman/ Managing Director [All domestic scheduled commercial banks (excluding Regional Rural Banks)] Dear Sir, Priority Sector Lending – Advances to Micro and Small Enterprises engaged in exports Please refer to our Master Circular dated July 1, 2009 on Lending to Priority Sector, in terms of which finance granted by banks to micro and small enterprises as defined under the Micro, Small and Mediu

Priority Sector Lending - Advances to Micro and Small Enterprises engaged in exports

Investment in SLR Securities by Regional Rural Banks (RRBs)

RBI/2009-10/391 RPCD.RRB.BC.No.68 /03.05.34/2009-10 April 9, 2010 The Chairman All Regional Rural Banks/Sponsor Banks Dear Sir, Investment in SLR Securities by Regional Rural Banks (RRBs) Please refer to our circular RPCD.RRB.BC.No.94/03.05.34/2008-09 dated March 26, 2009 on the above subject. 2. On a review of the issue it has been decided that the exemption granted to RRBs up to the financial year 2008-09 from 'mark to market' norms in respect of their investments i

RBI/2009-10/391 RPCD.RRB.BC.No.68 /03.05.34/2009-10 April 9, 2010 The Chairman All Regional Rural Banks/Sponsor Banks Dear Sir, Investment in SLR Securities by Regional Rural Banks (RRBs) Please refer to our circular RPCD.RRB.BC.No.94/03.05.34/2008-09 dated March 26, 2009 on the above subject. 2. On a review of the issue it has been decided that the exemption granted to RRBs up to the financial year 2008-09 from 'mark to market' norms in respect of their investments i

Investment in SLR Securities by Regional Rural Banks (RRBs)

RRBs - Know your Customer (KYC) guidelines - accounts of proprietary concerns

RBI/2009-10/389 RPCD.CO RRB.AML.No.67/03.05.33(E)/2009-10 April 09, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Know your Customer (KYC) guidelines - accounts of proprietary concerns A reference is invited to Para 3 of the guidelines on 'Know Your Customer' norms and anti-money laundering measures enclosed to our circular RPCD.RRB.BC.No.81/03.05.33(E)/2004-05 dated February 18,2005. It has been advised to RRBs that internal guidelines for customer iden

RBI/2009-10/389 RPCD.CO RRB.AML.No.67/03.05.33(E)/2009-10 April 09, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Know your Customer (KYC) guidelines - accounts of proprietary concerns A reference is invited to Para 3 of the guidelines on 'Know Your Customer' norms and anti-money laundering measures enclosed to our circular RPCD.RRB.BC.No.81/03.05.33(E)/2004-05 dated February 18,2005. It has been advised to RRBs that internal guidelines for customer iden

RRBs - Know your Customer (KYC) guidelines - accounts of proprietary concerns

Guidelines on the Base Rate

RBI/2009-10/390 DBOD. No. Dir. BC 88 /13.03.00/2009-10 April@@NBSP@@ 9, 2010 All@@NBSP@@ Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Guidelines on the Base Rate Following the announcement in the Annual Policy Statement for the year 2009-10,@@NBSP@@ Reserve Bank of India constituted a Working Group on Benchmark Prime Lending Rate (Chairman: Shri Deepak Mohanty) to review the present@@NBSP@@ benchmark prime lending rate (BPLR) system and suggest changes t

RBI/2009-10/390 DBOD. No. Dir. BC 88 /13.03.00/2009-10 April@@NBSP@@ 9, 2010 All@@NBSP@@ Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam Guidelines on the Base Rate Following the announcement in the Annual Policy Statement for the year 2009-10,@@NBSP@@ Reserve Bank of India constituted a Working Group on Benchmark Prime Lending Rate (Chairman: Shri Deepak Mohanty) to review the present@@NBSP@@ benchmark prime lending rate (BPLR) system and suggest changes t

Guidelines on the Base Rate