Agricultural Debt Waiver and Debt Relief Scheme, 2008

RBI/2009-10/388 RPCD.No.PLFS.BC.66/05.04.02/2009-10 April 8, 2010 The Chairman/ Managing Director/Chief Executive Officer, All Scheduled Commercial Banks (including Local Area Banks) Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008 We forward herewith a copy of letter bearing number F.No.3/9/2008-AC dated March 26, 2010, received from Government of India, Ministry of Finance, New Delhi, on the captioned subject. The contents are self explanatory. 2. You

RBI/2009-10/388 RPCD.No.PLFS.BC.66/05.04.02/2009-10 April 8, 2010 The Chairman/ Managing Director/Chief Executive Officer, All Scheduled Commercial Banks (including Local Area Banks) Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008 We forward herewith a copy of letter bearing number F.No.3/9/2008-AC dated March 26, 2010, received from Government of India, Ministry of Finance, New Delhi, on the captioned subject. The contents are self explanatory. 2. You

Agricultural Debt Waiver and Debt Relief Scheme, 2008

Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques

RBI/2009-10/387 RPCD.CO.RRB.BC.No.65/03.05.33/2009-10 April 8, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques Please refer to our circular RPCD.CO.RRB.BC.No. 87/03.05.33/2008-09 dated February 5, 2009 advising RRBs to frame their Cheque Collection Policies covering local and outstation cheque collection as per the time frame prescribed by the National Consumer Disputes Redress

RBI/2009-10/387 RPCD.CO.RRB.BC.No.65/03.05.33/2009-10 April 8, 2010 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques Please refer to our circular RPCD.CO.RRB.BC.No. 87/03.05.33/2008-09 dated February 5, 2009 advising RRBs to frame their Cheque Collection Policies covering local and outstation cheque collection as per the time frame prescribed by the National Consumer Disputes Redress

Cheque Collection Policy (CCP) - Immediate credit of Local / Outstation Cheques

Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF) - Parallel run and prudential floor

RBI/2009-10/385 DBOD. BP.BC.No.87/21.06.001 / 2009-10 April 7, 2010 All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Market Discipline – New Capital Adequacy Framework (NCAF)@@NBSP@@@@NBSP@@ -@@NBSP@@ Parallel run and prudential floor Please refer to paragraph 2.4 of our Master Circular dated February 8,@@NBSP@@ 2010 on the captioned subject in terms of which the banks were adv

RBI/2009-10/385 DBOD. BP.BC.No.87/21.06.001 / 2009-10 April 7, 2010 All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Market Discipline – New Capital Adequacy Framework (NCAF)@@NBSP@@@@NBSP@@ -@@NBSP@@ Parallel run and prudential floor Please refer to paragraph 2.4 of our Master Circular dated February 8,@@NBSP@@ 2010 on the captioned subject in terms of which the banks were adv

Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF) - Parallel run and prudential floor

Prudential Guidelines on Capital Adequacy - Implementation of Internal Models Approach for Market Risk

RBI/2009-10/384 DBOD.No.BP.BC.86 /21.06.001 (A)/2009-10 April 7, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (Excluding@@NBSP@@ Regional Rural Banks and Local Area Banks) Dear Sir, Prudential Guidelines on Capital Adequacy - Implementation of@@NBSP@@ Internal Models Approach for Market Risk Please refer to our circular DBOD BP. BC. 23/21.06.001/2009-10 dated July 7, 2009, inter alia advising banks desirous of moving to ad

RBI/2009-10/384 DBOD.No.BP.BC.86 /21.06.001 (A)/2009-10 April 7, 2010 The Chairmen and Managing Directors/ Chief Executive Officers of All Commercial Banks (Excluding@@NBSP@@ Regional Rural Banks and Local Area Banks) Dear Sir, Prudential Guidelines on Capital Adequacy - Implementation of@@NBSP@@ Internal Models Approach for Market Risk Please refer to our circular DBOD BP. BC. 23/21.06.001/2009-10 dated July 7, 2009, inter alia advising banks desirous of moving to ad

Prudential Guidelines on Capital Adequacy - Implementation of Internal Models Approach for Market Risk

Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation

RBI/2009-10/383 DBOD.No.FID.FIC.10/01.02.00/2009-10 April 7, 2010 The CEOs of the select All-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation Please find enclosed a copy of Circular DBOD.No.BP.BC.85/21.01.048/2009-10 dated March 31, 2010 on the above subject. In this connection, it is advised t

RBI/2009-10/383 DBOD.No.FID.FIC.10/01.02.00/2009-10 April 7, 2010 The CEOs of the select All-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation Please find enclosed a copy of Circular DBOD.No.BP.BC.85/21.01.048/2009-10 dated March 31, 2010 on the above subject. In this connection, it is advised t

Prudential Norms on Income Recognition, Asset Classification and Provisioning Pertaining to Advances - Projects under Implementation

Agricultural Debt Waiver and Debt Relief Scheme, 2008- Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy- RRBs

RBI/2009-10/380 RPCD.CO.RRB.BC No. 63/ 03.05.72/2009-10 April 06, 2010 The Chairman All Regional Rural Banks Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008– Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy- RRBs Please refer to our circulars RPCD.CO.RRB.No.BC.18/03.05.072/2008-09 dated July 30, 2008; RPCD.CO.RRB.No.BC.64/ 03.05.072/2008-09 dated November 17, 2008,@@NBSP@@ RPCD.CO. RRB. No.BC.92/ 03.05.072

RBI/2009-10/380 RPCD.CO.RRB.BC No. 63/ 03.05.72/2009-10 April 06, 2010 The Chairman All Regional Rural Banks Dear Sir, Agricultural Debt Waiver and Debt Relief Scheme, 2008– Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy- RRBs Please refer to our circulars RPCD.CO.RRB.No.BC.18/03.05.072/2008-09 dated July 30, 2008; RPCD.CO.RRB.No.BC.64/ 03.05.072/2008-09 dated November 17, 2008,@@NBSP@@ RPCD.CO. RRB. No.BC.92/ 03.05.072

Agricultural Debt Waiver and Debt Relief Scheme, 2008- Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy- RRBs

Permissible period for remittance of Government revenues into Government account for Remote Locality, Difficult and Hill areas

RBI/2009-10/381 DGBA.GAD.No.H. 7790 /42.01.011/2009-10 April 6, 2010 The Chairman / Chairman & Managing Director / Managing Director All Public Sector Banks Dear Sir, Permissible period for remittance of Government revenues into Government account for Remote Locality, Difficult and Hill areas A committee had been constituted by CGA to review the expeditious movement of all categories of Government revenues to its exchequer and other related issues. After considera

RBI/2009-10/381 DGBA.GAD.No.H. 7790 /42.01.011/2009-10 April 6, 2010 The Chairman / Chairman & Managing Director / Managing Director All Public Sector Banks Dear Sir, Permissible period for remittance of Government revenues into Government account for Remote Locality, Difficult and Hill areas A committee had been constituted by CGA to review the expeditious movement of all categories of Government revenues to its exchequer and other related issues. After considera

Permissible period for remittance of Government revenues into Government account for Remote Locality, Difficult and Hill areas

UCBs - Maintenance of CSGL Accounts

RBI/2009-10/378 UBD. CO. (PCB).BPD.Cir.52 /09.11.00/2009-10 April 5, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Maintenance of CSGL Accounts Please refer to our circular UBD.No.BPD.PCB.Cir.33/09.11.00/2003-04 dated February 11, 2004 in terms of which all UCBs were advised to close the Constituent Subsidiary General Ledger (CSGL) Accounts of other Urban Co-operative Banks (UCBs), if any, maintained by them. 2. The Reserv

RBI/2009-10/378 UBD. CO. (PCB).BPD.Cir.52 /09.11.00/2009-10 April 5, 2010 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir/Madam, Maintenance of CSGL Accounts Please refer to our circular UBD.No.BPD.PCB.Cir.33/09.11.00/2003-04 dated February 11, 2004 in terms of which all UCBs were advised to close the Constituent Subsidiary General Ledger (CSGL) Accounts of other Urban Co-operative Banks (UCBs), if any, maintained by them. 2. The Reserv

UCBs - Maintenance of CSGL Accounts

UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on IRAC, Provisioning and Capital Adequacy

RBI/2009-2010/379 UBD.PCB.Cir. No. 54/13.05.000/2009-10 April 5, 2010 The Chief Executive Officer of all Primary (Urban) Co operative Banks Dear Sir / Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circulars UBD. PCB. Cir.@@NBSP@@No.5 / 13.05.000 / 2008-09 @@NBSP@@dated July 30, 2008, UBD. PCB. Cir. No. 54 / 13.05.000 / 2008-09 dated@@NBS

RBI/2009-2010/379 UBD.PCB.Cir. No. 54/13.05.000/2009-10 April 5, 2010 The Chief Executive Officer of all Primary (Urban) Co operative Banks Dear Sir / Madam, Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circulars UBD. PCB. Cir.@@NBSP@@No.5 / 13.05.000 / 2008-09 @@NBSP@@dated July 30, 2008, UBD. PCB. Cir. No. 54 / 13.05.000 / 2008-09 dated@@NBS

UCBs - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on IRAC, Provisioning and Capital Adequacy

Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT)

RBI/2009-10/377 UBD.BPD. (PCB).Cir. No.53 /14.01.062/2009-10 @@NBSP@@April 1, 2010 The Chief Executive Officers of All AD I Category Urban Co-operative Banks (As per List enclosed) Dear Sir / Madam, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) Please refer to our circular UBD (PCB) CO.BPD.Cir.No.33/14.01.062/2009-10 dated December 17, 2009 on risks arising from the deficiencies in AML / CFT regime o

RBI/2009-10/377 UBD.BPD. (PCB).Cir. No.53 /14.01.062/2009-10 @@NBSP@@April 1, 2010 The Chief Executive Officers of All AD I Category Urban Co-operative Banks (As per List enclosed) Dear Sir / Madam, Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT) Please refer to our circular UBD (PCB) CO.BPD.Cir.No.33/14.01.062/2009-10 dated December 17, 2009 on risks arising from the deficiencies in AML / CFT regime o

Know Your Customer (KYC) Norms / Anti-Money Laundering (AML) Standards / Combating of Financing of Terrorism (CFT)