Provisioning Requirement for Standard Assets

RBI 2009-10/209 DBOD.No.BP.BC. 58 /21.04.048/2009-10 November 5, 2009 The Chairman and Managing Director / Chief Executive Officer All Commercial Banks (Excluding RRBs and LABs) Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 – Provisioning Requirement for Standard Assets Please refer to paragraph 158 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy of the paragraph enclosed). 2.@@NBSP@@ I

RBI 2009-10/209 DBOD.No.BP.BC. 58 /21.04.048/2009-10 November 5, 2009 The Chairman and Managing Director / Chief Executive Officer All Commercial Banks (Excluding RRBs and LABs) Dear Sir, Second Quarter Review of Monetary Policy for the Year 2009-10 – Provisioning Requirement for Standard Assets Please refer to paragraph 158 of the Second Quarter Review of Monetary Policy for the year 2009-10 announced on October 27, 2009 (copy of the paragraph enclosed). 2.@@NBSP@@ I

Provisioning Requirement for Standard Assets

Maintenance of CRR on Exempted Categories

RBI/2009-10/208 DBOD. No. Ret. BC.57/12.01.001/2009-10 November 05, 2009 All Scheduled Commercial Banks, (Excluding Regional Rural Banks) Dear Sir, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our circular DBOD. No. Ret. BC. 84 /12.01.001/2006-07 dated April 20, 2007 on the captioned subject and the Master Circular DBOD. No. Ret.BC.45/12.01.001/2009-10 dated September 18, 2009 on Cash Reserve Ratio (CRR) and Statutary Liquidity Ratio

RBI/2009-10/208 DBOD. No. Ret. BC.57/12.01.001/2009-10 November 05, 2009 All Scheduled Commercial Banks, (Excluding Regional Rural Banks) Dear Sir, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our circular DBOD. No. Ret. BC. 84 /12.01.001/2006-07 dated April 20, 2007 on the captioned subject and the Master Circular DBOD. No. Ret.BC.45/12.01.001/2009-10 dated September 18, 2009 on Cash Reserve Ratio (CRR) and Statutary Liquidity Ratio

Maintenance of CRR on Exempted Categories

Special Term Repo Facility discontinued

RBI/2009-10/207 Ref: DBOD.Ret.BC.No.56/12.02.001/2009-10 November 05, 2009 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR)- Additional Liquidity Support under Liquidity Adjustment Facility (LAF)@@NBSP@@ Please refer to paragraph 2 of our circular DBOD. No. Ret. BC. 74/12.02.001/2008-09 dated November 03, 2008 and RBI Press Release 2008-

RBI/2009-10/207 Ref: DBOD.Ret.BC.No.56/12.02.001/2009-10 November 05, 2009 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 24 of the Banking Regulation Act, 1949- Shortfall in Maintenance of Statutory Liquidity Ratio (SLR)- Additional Liquidity Support under Liquidity Adjustment Facility (LAF)@@NBSP@@ Please refer to paragraph 2 of our circular DBOD. No. Ret. BC. 74/12.02.001/2008-09 dated November 03, 2008 and RBI Press Release 2008-

Special Term Repo Facility discontinued

RRBs - Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 - Obligation of banks

RBI/2009-10/206 RPCD.CO RRB.No. 39 /03.05.33(E)/2009-10 November 05, 2009 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 – Obligation of banks Please refer to our circular RPCD.CO.RRB.No.BC.50/03.05.33(E)/2007-08 dated February 27, 2008 on Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT). 2. In paragraph 5 (b) of the above

RBI/2009-10/206 RPCD.CO RRB.No. 39 /03.05.33(E)/2009-10 November 05, 2009 The Chairman All Regional Rural Banks (RRBs) Dear Sir, Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 – Obligation of banks Please refer to our circular RPCD.CO.RRB.No.BC.50/03.05.33(E)/2007-08 dated February 27, 2008 on Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT). 2. In paragraph 5 (b) of the above

RRBs - Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 - Obligation of banks

Inoperative Accounts

RBI/2009-10/202 DBOD.Leg. No.BC.@@NBSP@@55 /09.07.005 /2009-10 October 30, 2009 All Scheduled Commercial Banks(Excluding RRBs) Dear Sir, Inoperative Accounts Please refer to Paragraph 24.2 (iv) of our Master circular DBOD. No.Leg. BC. 9 / 09.07.006 / 2009-10@@NBSP@@ dated July 1,@@NBSP@@ 2009 on 'Customer Service' in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for a period o

RBI/2009-10/202 DBOD.Leg. No.BC.@@NBSP@@55 /09.07.005 /2009-10 October 30, 2009 All Scheduled Commercial Banks(Excluding RRBs) Dear Sir, Inoperative Accounts Please refer to Paragraph 24.2 (iv) of our Master circular DBOD. No.Leg. BC. 9 / 09.07.006 / 2009-10@@NBSP@@ dated July 1,@@NBSP@@ 2009 on 'Customer Service' in terms of which a savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for a period o

Inoperative Accounts

StCBs/DCCBs - Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 - Obligation of banks

RBI/2009-10/198 RPCD.CO.RF.AML.BC. No. 34/ 07.40.00/ 2009-10 October 29, 2009 All State and Central Co-operative Banks Dear Sir, Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 – Obligation of banks Please refer to our circular RPCD.CO.RF.AML.BC.No.51/07.40.00/2007-08 dated February 28, 2008 on Know Your Customer (KYC) norms /Anti-Money Laundering (AML) Standards/Combating of Financing of Terrorism (CFT). 2. In paragraph 5 of the above ci

RBI/2009-10/198 RPCD.CO.RF.AML.BC. No. 34/ 07.40.00/ 2009-10 October 29, 2009 All State and Central Co-operative Banks Dear Sir, Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 – Obligation of banks Please refer to our circular RPCD.CO.RF.AML.BC.No.51/07.40.00/2007-08 dated February 28, 2008 on Know Your Customer (KYC) norms /Anti-Money Laundering (AML) Standards/Combating of Financing of Terrorism (CFT). 2. In paragraph 5 of the above ci

StCBs/DCCBs - Combating Financing of Terrorism - Unlawful Activities (Prevention) Act, 1967 - Obligation of banks

RRBs - SLR increased

RBI/2009-10/201 RPCD.CO.RRB.BC.No.38@@NBSP@@ /03.05.28(B)/2009-10 October 29, 2009 The Chairman All Regional Rural Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) - RRBs Please refer to our circular RPCD.CO.RRB. BC.58/03.05.28 (B)/2008-09 @@NBSP@@dated November 3, 2008 on the captioned subject. 2.@@NBSP@@ As announced in the Second Quarter Review of Monetary Policy 2009-10 released on October 27, 2009, it h

RBI/2009-10/201 RPCD.CO.RRB.BC.No.38@@NBSP@@ /03.05.28(B)/2009-10 October 29, 2009 The Chairman All Regional Rural Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) - RRBs Please refer to our circular RPCD.CO.RRB. BC.58/03.05.28 (B)/2008-09 @@NBSP@@dated November 3, 2008 on the captioned subject. 2.@@NBSP@@ As announced in the Second Quarter Review of Monetary Policy 2009-10 released on October 27, 2009, it h

RRBs - SLR increased

Rupee Export Credit Interest Rates

RBI/2009-10/204 DBOD.Dir.(Exp).BC.No. 54/04.02.001/2009-10 October 29, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Rupee Export Credit Interest Rates Please refer to our circular DBOD.Dir.(Exp).BC.No.131/04.02.01/2008- 09 dated April 29, 2009 on the captioned subject. 2. The validity of the interest rates on rupee export credit indicated in the above circular would now remain in force up to April 30, 2010. In this connection, you may please refer to

RBI/2009-10/204 DBOD.Dir.(Exp).BC.No. 54/04.02.001/2009-10 October 29, 2009 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Rupee Export Credit Interest Rates Please refer to our circular DBOD.Dir.(Exp).BC.No.131/04.02.01/2008- 09 dated April 29, 2009 on the captioned subject. 2. The validity of the interest rates on rupee export credit indicated in the above circular would now remain in force up to April 30, 2010. In this connection, you may please refer to

Rupee Export Credit Interest Rates

RRBs - Maintenance of SLR

RBI/2009-10/200 RPCD.CO.RRB.BC No. 36 / 03.05.28(B)/ 2009-10 October 29, 2009 The Chairman All Regional Rural Banks Madam/ Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular RPCD.CO.RRB.No.BC.47/03.05.28(B)/2007-08 February 14, 2008 forwarding therewith the notification RPCD.CO.RRB. No.8483 / 03.05.28(B)/2007-08 dated February 14, 2008, on the captioned subject. 2. In partial modificatio

RBI/2009-10/200 RPCD.CO.RRB.BC No. 36 / 03.05.28(B)/ 2009-10 October 29, 2009 The Chairman All Regional Rural Banks Madam/ Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular RPCD.CO.RRB.No.BC.47/03.05.28(B)/2007-08 February 14, 2008 forwarding therewith the notification RPCD.CO.RRB. No.8483 / 03.05.28(B)/2007-08 dated February 14, 2008, on the captioned subject. 2. In partial modificatio

RRBs - Maintenance of SLR

SLR increased

RBI/2009-10/195 DBOD.Ret.BC. 51/12.02.001/2009-10 October 28, 2009 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBOD. No. Ret. BC. 73/12.02.001/2008-09 dated November 03, 2008 on the captioned subject. 2.@@NBSP@@ As announced in the Second Quarter Review of Monetary Policy 2009-10 released on October 27, 2009, it

RBI/2009-10/195 DBOD.Ret.BC. 51/12.02.001/2009-10 October 28, 2009 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBOD. No. Ret. BC. 73/12.02.001/2008-09 dated November 03, 2008 on the captioned subject. 2.@@NBSP@@ As announced in the Second Quarter Review of Monetary Policy 2009-10 released on October 27, 2009, it

SLR increased