RbiSearchHeader

Press escape key to go back

Past Searches

Theme
Theme
Text Size
Text Size
S2

Press Releases Marquee

RBI Announcements
RBI Announcements

RbiAnnouncementWeb

RBI Announcements
RBI Announcements

Asset Publisher

136561768

Sectoral Deployment of Bank Credit – February 2025

Data on sectoral deployment of bank credit for the month of February 2025[1] collected from 41 select scheduled commercial banks, accounting for about 95 per cent of the total non-food credit deployed by all scheduled commercial banks, are set out in Statements I and II.

On a year-on-year (y-o-y) basis, non-food bank credit[2] as on the fortnight ended    February 21, 2025[3] grew at 12.0 per cent as compared to 16.6 per cent for the corresponding fortnight of the previous year (February 23, 2024). 

Highlights of the sectoral deployment of bank credit[3] are given below:

  • Credit to agriculture and allied activities registered a growth of 11.4 per cent (y-o-y) as on the fortnight ended February 21, 2025 (20.0 per cent for the corresponding fortnight of the previous year).
  • Credit to industry recorded a growth of 7.3 per cent (y-o-y) as on the fortnight ended February 21, 2025, compared with 8.4 per cent for the corresponding fortnight of the previous year. Among major industries, outstanding credit to ‘petroleum, coal products and nuclear fuels’, ‘all engineering’, ‘construction’, and ‘paper & paper products’ recorded an accelerated y-o-y growth. 
  • Credit to services sector recorded a growth of 13.0 per cent (y-o-y) as on the fortnight ended February 21, 2025 (21.4 per cent for the corresponding fortnight of the previous year), with a decelerated growth in credit to ‘non-banking financial companies’ (NBFCs). However, credit growth (y-o-y) to ‘computer software’ accelerated. Credit growth remained robust in ‘professional services’ and ‘trade’ segments.
  • Credit to personal loans segment registered a growth of 14.0 per cent (y-o-y) as on the fortnight ended February 21, 2025, as compared with 18.0 per cent a year ago, largely due to decline in growth rate in ‘other personal loans’, ‘credit card outstanding’ and ‘vehicle loans’ segments.

 

Ajit Prasad            
Deputy General Manager
(Communications)     

Press Release: 2024-2025/2474


 

[1] Data pertain to the last reporting Friday of the month.

[2] Non-food credit data are based on Section-42 return for the last reporting Friday of the month, which covers all scheduled commercial banks (SCBs).

[3] Excluding the impact of the merger of a non-bank with a bank.

RbiTtsCommonUtility

प्ले हो रहा है
കേൾക്കുക

Related Assets

RBI-Install-RBI-Content-Global

RbiSocialMediaUtility

റിസർവ് ബാങ്ക് ഓഫ് ഇന്ത്യ മൊബൈൽ ആപ്ലിക്കേഷൻ ഇൻസ്റ്റാൾ ചെയ്ത് ഏറ്റവും പുതിയ വാർത്തകളിലേക്ക് വേഗത്തിലുള്ള ആക്സസ് നേടുക!

Scan Your QR code to Install our app

RbiWasItHelpfulUtility

ഈ പേജ് സഹായകരമായിരുന്നോ?