Bihar - ആർബിഐ - Reserve Bank of India
Bihar
Table.No.5.7–State And Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation | ||||||||
March 2002 | ||||||||
EASTERN REGION | (Amount in Rupees Lakh) | |||||||
RURAL | SEMI-URBAN | |||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out | Accounts | Limit | Out | |||
1 | 2 | 3 | 4 | 5 | 6 | |||
I. | AGRICULTURE | 5,29,768 | 954,96 | 792,46 | 1,56,005 | 574,13 | 495,67 | |
1. | Direct Finance | 4,89,228 | 857,40 | 714,70 | 1,45,745 | 456,02 | 387,50 | |
2. | Indirect Finance | 40,540 | 97,56 | 77,75 | 10,260 | 118,11 | 108,17 | |
II. | INDUSTRY | 1,73,642 | 402,26 | 350,94 | 49,681 | 327,80 | 257,55 | |
1. | Mining & Quarrying | 43 | 1,72 | 1,57 | 12 | 61 | 52 | |
2. | Food Manufacturing & Processing | 10,373 | 73,58 | 66,08 | 3,944 | 138,76 | 88,52 | |
(a) Rice Mills, Flour & Dal Mills | 5,543 | 21,89 | 19,36 | 2,701 | 20,28 | 16,70 | ||
(b) Sugar | 10 | 38,33 | 35,06 | 13 | 106,72 | 61,42 | ||
(c) Edible Oils & Vanaspati | 579 | 2,92 | 2,68 | 248 | 2,18 | 2,03 | ||
(d) Tea Processing | 2 | 6 | 7 | — | — | — | ||
(e) Processing of Fruits & Vegetables | 3 | 10 | 9 | 6 | 59 | 54 | ||
(f) Others | 4,236 | 10,28 | 8,82 | 976 | 8,98 | 7,83 | ||
3. | Beverage & Tobacco | 14 | 1,57 | 1,35 | 21 | 1,37 | 1,32 | |
4. | Textiles | 1,819 | 16,28 | 14,83 | 1,891 | 12,66 | 11,23 | |
(a) Cotton Textiles | 43 | 27 | 24 | 26 | 4,08 | 3,55 | ||
(b) Jute & Other Natural Fibre Textiles | 136 | 2,34 | 2,52 | 86 | 54 | 46 | ||
(c) Handloom Textiles & Khadi | 156 | 59 | 53 | 183 | 2,54 | 2,44 | ||
(d) Other Textiles & Textile Products | 1,484 | 13,08 | 11,54 | 1,596 | 5,51 | 4,79 | ||
5. | Paper, Paper Products & Printing | 103 | 84 | 79 | 451 | 18,63 | 18,74 | |
6. | Leather & Leather Products | 1,182 | 2,09 | 2,05 | 448 | 2,32 | 1,76 | |
7. | Rubber & Plastic Products | 112 | 1,96 | 1,75 | 196 | 2,05 | 1,85 | |
8. | Chemicals & Chemical Products | 320 | 3,48 | 2,45 | 230 | 9,95 | 8,80 | |
(a) Heavy Industrial Chemicals | — | — | — | 2 | 13 | 9 | ||
(b) Fertilisers | 3 | 1,50 | 68 | 1 | 20 | 20 | ||
(c) Drugs & Pharmaceuticals | 136 | 1,07 | 89 | 103 | 2,94 | 3,16 | ||
(d) Non-Edible Oils | 1 | 3 | 1 | 3 | 35 | 30 | ||
(e) Other Chemicals &Chemical Products | 180 | 87 | 88 | 121 | 6,33 | 5,06 | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 8 | 41 | 39 | 12 | 1,70 | 1,57 | |
10. | Manufacture of Cement &Cement Products | 117 | 1,47 | 1,36 | 209 | 7,06 | 6,53 | |
11. | Basic Metals &Metal Products | 457 | 6,69 | 5,74 | 368 | 12,57 | 7,03 | |
(a) Iron & Steel | 24 | 2,86 | 1,96 | 31 | 1,92 | 1,62 | ||
(b) Non-Ferrous Metals | 1 | 4 | 4 | 1 | 15 | 15 | ||
(c) Metal Products | 432 | 3,80 | 3,75 | 336 | 10,50 | 5,27 | ||
12. | Engineering | 593 | 3,27 | 2,38 | 1,368 | 5,37 | 4,62 | |
(a) Heavy Engineering | 1 | 10 | 10 | 5 | 29 | 24 | ||
(b) Light Engineering | 204 | 1,19 | 95 | 886 | 2,61 | 2,03 | ||
(c) Electrical Machinery & Goods | 345 | 1,75 | 1,16 | 401 | 1,51 | 1,39 | ||
(d) Electronic Machinery & Goods | 43 | 22 | 17 | 76 | 96 | 96 | ||
13. | Vehicles, Vehicle Parts &Transport Equipments | 2,046 | 4,79 | 3,78 | 768 | 3,56 | 3,10 | |
14. | Other Industries | 1,55,442 | 219,76 | 190,06 | 39,000 | 102,28 | 93,94 | |
15. | Electricity, Gas & Water | 2 | 6 | 1 | 11 | 1,05 | 98 | |
(a) Electricity Generation & Transmission | 1 | 2 | 1 | 1 | 15 | 13 | ||
(b) Non-Conventional Energy | — | — | — | 2 | 5 | 5 | ||
(c) Gas, Steam & Water Supply | 1 | 4 | — | 8 | 85 | 80 | ||
16. | Construction | 1,011 | 64,29 | 56,33 | 752 | 7,86 | 7,02 | |
III. | TRANSPORT OPERATORS | 45,965 | 123,44 | 95,36 | 14,219 | 61,52 | 49,28 | |
IV. | PROFESSIONAL AND OTHER SERVICES | 35,358 | 59,13 | 49,63 | 11,979 | 50,39 | 43,24 | |
V. | PERSONAL LOANS | 1,95,205 | 527,14 | 443,78 | 1,14,172 | 491,24 | 413,78 | |
1. | Loans for Purchase of Consumer Durables | 7,861 | 21,40 | 16,85 | 8,000 | 29,94 | 21,03 | |
2. | Loans for Housing | 9,132 | 84,43 | 79,45 | 9,790 | 132,04 | 119,99 | |
3. | Rest of the Personal Loans | 1,78,212 | 421,31 | 347,48 | 96,382 | 329,26 | 272,76 | |
VI. | TRADE | 3,63,267 | 621,71 | 520,26 | 1,16,212 | 424,55 | 369,39 | |
1. | Wholesale Trade | 9,372 | 51,33 | 45,01 | 3,876 | 65,02 | 54,71 | |
2. | Retail Trade | 3,53,895 | 570,39 | 475,25 | 1,12,336 | 359,53 | 314,67 | |
VII. | FINANCE | 1,412 | 3,32 | 2,50 | 405 | 5,80 | 5,07 | |
VIII. | ALL OTHERS | 76,727 | 216,66 | 182,93 | 54,776 | 216,92 | 180,16 | |
TOTAL BANK CREDIT | 14,21,344 | 2908,63 | 2437,86 | 5,17,449 | 2152,35 | 1814,14 | ||
OF WHICH: 1.Artisans and Village & Tiny Industries | 1,04,579 | 113,15 | 90,98 | 22,350 | 62,15 | 54,52 | ||
2.Other Small Scale Industries | 40,786 | 98,26 | 90,63 | 16,865 | 77,89 | 68,12 | ||
(Amount in Rupees Lakh) | ||||||||
URBAN | METROPOLITAN | |||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||
Accounts | Limit | Out | Accounts | Limit | Out | |||
7 | 8 | 9 | 10 | 11 | 12 | |||
I. | AGRICULTURE | 26,057 | 243,85 | 198,95 | — | — | — | |
1. | Direct Finance | 24,112 | 125,34 | 107,59 | — | — | — | |
2. | Indirect Finance | 1,945 | 118,51 | 91,37 | — | — | — | |
II. | INDUSTRY | 36,431 | 703,12 | 539,44 | — | — | — | |
1. | Mining & Quarrying | 11 | 8,96 | 7,45 | — | — | — | |
2. | Food Manufacturing & Processing | 980 | 220,45 | 105,26 | — | — | — | |
(a) RiceMills, Flour &Dal Mills | 542 | 20,44 | 15,52 | — | — | — | ||
(b) Sugar | 10 | 182,38 | 74,41 | — | — | — | ||
(c) Edible Oils & Vanaspati | 79 | 7,61 | 6,11 | — | — | — | ||
(d) Tea Processing | — | — | — | — | — | — | ||
(e) Processing of Fruits &Vegetables | 6 | 2,28 | 2,26 | — | — | — | ||
(f) Others | 343 | 7,74 | 6,96 | — | — | — | ||
3. | Beverage & Tobacco | 63 | 10,05 | 8,95 | — | — | — | |
4. | Textiles | 858 | 20,77 | 17,34 | — | — | — | |
(a) Cotton Textiles | 58 | 4,45 | 3,03 | — | — | — | ||
(b) Jute & OtherNatural Fibre Textiles | 92 | 1,36 | 1,03 | — | — | — | ||
(c) Handloom Textiles & Khadi | 80 | 1,10 | 99 | — | — | — | ||
(d) Other Textiles &Textile Products | 628 | 13,87 | 12,30 | — | — | — | ||
5. | Paper, Paper Products & Printing | 369 | 16,77 | 13,80 | — | — | — | |
6. | Leather & Leather Products | 187 | 1,19 | 1,08 | — | — | — | |
7. | Rubber & Plastic Products | 247 | 20,35 | 17,73 | — | — | — | |
8. | Chemicals & Chemical Products | 394 | 80,47 | 76,67 | — | — | — | |
(a) Heavy Industrial Chemicals | 5 | 43 | 22 | — | — | — | ||
(b) Fertilisers | 19 | 65,29 | 65,06 | — | — | — | ||
(c) Drugs & Pharmaceuticals | 210 | 9,73 | 7,57 | — | — | — | ||
(d) Non-Edible Oils | 1 | 8 | 8 | — | — | — | ||
(e) Other Chemicals &Chemical Products | 159 | 4,94 | 3,74 | — | — | — | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 9 | 1,09 | 89 | — | — | — | |
10. | Manufacture of Cement &Cement Products | 94 | 16,71 | 16,62 | — | — | — | |
11. | Basic Metals &Metal Products | 12,549 | 137,61 | 115,75 | — | — | — | |
(a) Iron & Steel | 139 | 100,56 | 80,55 | — | — | — | ||
(b) Non-Ferrous Metals | 7 | 1,66 | 1,33 | — | — | — | ||
(c) Metal Products | 12,403 | 35,38 | 33,86 | — | — | — | ||
12. | Engineering | 998 | 29,02 | 21,80 | — | — | — | |
(a) Heavy Engineering | 11 | 2,08 | 1,05 | — | — | — | ||
(b) Light Engineering | 141 | 10,67 | 4,08 | — | — | — | ||
(c) Electrical Machinery & Goods | 164 | 9,27 | 9,18 | — | — | — | ||
(d) Electronic Machinery & Goods | 682 | 7,00 | 7,49 | — | — | — | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 199 | 5,75 | 4,81 | — | — | — | |
14. | Other Industries | 19,136 | 117,24 | 115,77 | — | — | — | |
15. | Electricity, Gas & Water | 12 | 6,36 | 5,75 | — | — | — | |
(a) Electricity Generation & Transmission | 5 | 4,62 | 4,58 | — | — | — | ||
(b) Non-Conventional Energy | 4 | 45 | 35 | — | — | — | ||
(c) Gas, Steam & Water Supply | 3 | 1,29 | 83 | — | — | — | ||
16. | Construction | 325 | 10,33 | 9,77 | — | — | — | |
III. | TRANSPORT OPERATORS | 7,626 | 60,93 | 52,45 | — | — | — | |
IV. | PROFESSIONAL AND OTHER SERVICES | 5,967 | 81,05 | 59,91 | — | — | — | |
V. | PERSONAL LOANS | 1,22,477 | 791,85 | 693,55 | — | — | — | |
1. | Loans for Purchase of Consumer Durables | 9,490 | 48,12 | 44,67 | — | — | — | |
2. | Loans for Housing | 18,348 | 319,39 | 299,68 | — | — | — | |
3. | Rest of the Personal Loans | 94,639 | 424,34 | 349,20 | — | — | — | |
VI. | TRADE | 40,143 | 488,28 | 419,41 | — | — | — | |
1. | Whole sale Trade | 2,773 | 119,99 | 99,19 | — | — | — | |
2. | Retail Trade | 37,370 | 368,29 | 320,22 | — | — | — | |
VII. | FINANCE | 241 | 6,92 | 5,71 | — | — | — | |
VIII. | ALL OTHERS | 33,722 | 366,42 | 325,85 | — | — | — | |
TOTAL BANK CREDIT | 2,72,664 | 2742,41 | 2295,27 | — | — | — | ||
OF WHICH: 1.Artisans and Village & Tiny Industries | 4,656 | 52,28 | 45,22 | — | — | — | ||
2.Other Small Scale Industries | 12,321 | 119,62 | 107,60 | — | — | — | ||