(Amount in Rs. crore)

As on March 31

State Bank of India and its Associates

Nationalised Banks

Occupation

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

(1)

(2)

(3)

(4)

(5)

(6)

I. Agriculture

4771579

40857

20420

9165165

46151

39572

1. Direct Finance

4704989

35273

16283

8868032

32216

28717

2. Indirect Finance

66590

5584

4137

297133

13935

10855

II. Industry

769074

106379

69775

1616457

158880

129849

1. Mining & Quarrying

2695

12196

6979

5837

4165

3234

2. Food Manufacturing & Processing

57761

10013

5853

184079

14617

11530

(a) Rice Mills, Flour & Dal Mills

28913

2455

1725

95920

4190

2895

(b) Sugar

327

2326

1412

549

2826

2423

(c) Edible Oils & Vanaspati

3325

1113

835

22156

1243

1036

(d) Tea Processing

420

492

331

1309

1645

1273

(e) Processing of Fruits & Vegetables

333

110

70

731

423

377

(f) Others

24443

3517

1480

63414

4290

3526

3. Beverage & Tobacco

683

411

280

2304

1711

1471

4. Textiles

49210

12726

8762

141110

21229

17415

(a) Cotton Textiles

10033

4884

3671

31868

8825

7215

(b) Jute Textiles

1961

211

123

3094

451

349

(c) Handloom Textiles & Khadi

6258

335

253

16408

712

524

(d) Other Textiles

30958

7296

4715

89740

11241

9327

5. Paper, Paper Products & Printing

11286

1844

1373

25566

3967

3380

6. Leather & Leather Products

6902

1412

972

20485

2257

1918

7. Rubber & Rubber Products

9527

2495

1962

22228

4353

3549

8. Chemicals & Chemical Products

12113

12331

8132

67434

14058

11768

(a) Heavy Industrial Chemicals

1099

1764

876

3290

2575

2039

(b) Fertilisers

345

2778

2035

690

2734

2271

(c) Drugs & Pharmaceuticals

3907

2638

1881

22265

4244

3554

(d) Non-Edible Oils

224

119

88

412

165

194

(e) Other Chemicals & Chemical Products

6538

5032

3252

40777

4340

3710

9. Petroleum, Coal Products & Nuclear Fuels

436

790

549

1620

6207

5097

10. Manufacture of Cement & Cement Products

4800

979

780

5097

2269

2042

11. Basic Metals & Metal Products

17989

13142

8484

66773

17217

15017

(a) Iron & Steel

4200

8661

6378

8657

11037

9546

(b) Non-Ferrous Metals

1106

1019

685

2528

1570

1389

(c) Other Metal Products

12683

3462

1421

55588

4610

4082

12. Engineering

27187

12086

7456

123880

18007

13329

(a) Heavy Engineering

1980

1784

957

6666

3195

2540

(b) Light Engineering

9919

4808

3189

80365

4511

3731

(c) Electrical Machinery & Goods

9172

3669

1984

19326

6737

4096

(d) Electronic Machinery & Goods

6116

1825

1326

17523

3564

2962

13. Vehicles, Vehicle Parts & Transport Equipments

8415

2239

1429

32884

4744

3641

14. Other Industries

514901

11820

8354

868907

16166

13870

15. Electricity, Gas & Water

1756

8155

5783

1980

13302

10636

(a) Electricity Generation & Transmission

1293

7551

5347

1034

12501

10024

(b) Non-Conventional Energy

107

126

114

167

160

105

(c) Gas, Steam & Water Supply

356

478

322

779

641

507

16. Construction

43413

3740

2627

46273

14611

11952

III. Transport operators

103430

2554

1640

249666

5771

4572

IV. Professional and other services

177586

10233

3340

850996

17924

14648

V. Personal loans

4345777

43265

31425

7021045

56944

49388

1. Loans for Purchase of Consumer Durables

205918

917

628

430523

1529

1210

2. Loans for Housing

1123085

24859

17650

1000208

24620

22379

3. Rest of the Personal Loans

3016774

17489

13147

5593314

30795

25799

VI. Trade

1098789

33747

25745

2725253

69430

61861

1. Wholesale Trade

80000

25483

19705

174393

48042

43537

2. Retail Trade

1018789

8264

6040

2550860

21388

18324

VII. Finance

14264

14066

11973

77675

27336

24497

VIII. All others

1510613

30744

18183

3153700

35618

29543

Total bank credit

12791112

281845

182501

24859957

418054

353930

  of which:     1. Artisans & Village Industries

197083

3643

2821

317382

1647

1472

                      2. Other Small Scale Industries

380350

12452

8710

724628

27958

23634

Note : Data reported here cover bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks.

            Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 5. 

Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 32, March 2003.

            TABLE 5.1 : BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS

ACCORDING TO OCCUPATION: 2003

(Amount in Rs. crore)

As on March 31

Foreign Banks

Regional Rural Banks

Occupation

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

(7)

(8)

(9)

(10)

(11)

(12)

I. Agriculture

1377

962

676

6319335

12617

10642

1. Direct Finance

1215

862

620

6066099

12098

10239

2. Indirect Finance

162

100

56

253236

519

403

II. Industry

85386

32154

23966

1183370

1910

1487

1. Mining & Quarrying

50

493

410

414

25

19

2. Food Manufacturing & Processing

329

765

539

17387

121

94

(a) Rice Mills Flour & Dal Mills

14

12

10

9737

64

48

(b) Sugar

5

21

14

21

3

1

(c) Edible Oils & Vanaspati

40

201

157

1013

11

9

(d) Tea Processing

33

56

20

6

1

1

(e) Processing of Fruits & Vegetables

9

29

25

63

3

3

(f) Others

228

446

313

6547

39

32

3. Beverage & Tobacco

102

1040

933

117

8

5

4. Textiles

1311

2795

1707

10826

34

27

(a) Cotton Textiles

643

651

502

911

8

7

(b) Jute Textiles

7

8

7

1311

2

2

(c) Handloom Textiles & Khadi

155

4

4

7506

12

9

(d) Other Textiles

506

2132

1194

1098

12

9

5. Paper Paper Products & Printing

236

907

666

809

12

10

6. Leather & Leather Products

80

131

89

1305

3

2

7. Rubber & Rubber Products

917

994

726

184

6

5

8. Chemicals & Chemical Products

1644

4781

3337

747

33

6

(a) Heavy Industrial Chemicals

369

915

688

4

25

0

(b) Fertilisers

23

337

220

5

1

0

(c) Drugs & Pharmaceuticals

433

1389

972

446

3

2

(d) Non-Edible Oils

36

310

149

5

0

0

(e) Other Chemicals & Chemical Products

783

1830

1308

287

4

4

9. Petroleum Coal Products & Nuclear Fuels

58

1606

1429

34

2

1

10. Manufacture of Cement & Cement Products

162

1342

1021

447

6

5

11. Basic Metals & Metal Products

648

2049

1476

583

14

11

(a) Iron & Steel

211

724

535

17

4

3

(b) Non-Ferrous Metals

156

737

553

5

1

1

(c) Other Metal Products

281

588

388

561

9

7

12. Engineering

2027

6313

4480

2991

15

11

(a) Heavy Engineering

247

1059

750

53

2

1

(b) Light Engineering

822

2216

1536

394

6

5

(c) Electrical Machinery & Goods

567

1449

1201

1882

5

4

(d) Electronic Machinery & Goods

391

1589

993

662

2

1

13. Vehicles, Vehicle Parts & Transport Equipments

552

3495

2423

4612

26

20

14. Other Industries

76831

3360

3035

1124825

1411

1105

15. Electricity Gas & Water

91

920

772

53

2

2

(a) Electricity Generation & Transmission

63

659

615

4

0

0

(b) Non-Conventional Energy

2

18

13

19

1

1

(c) Gas Steam & Water Supply

26

243

144

30

1

1

16. Construction

348

1163

923

18036

192

164

III. Transport operators

853

655

493

179596

752

529

IV. Professional and other services

6119

5220

4275

415427

842

659

V. Personal loans

4592151

29439

15803

2124365

6900

5583

1. Loans for Purchase of Consumer Durables

25828

253

254

356556

1124

839

2. Loans for Housing

51746

5086

4235

148138

1540

1365

3. Rest of the Personal Loans

4514577

24100

11314

1619671

4236

3379

VI. Trade

5515

2679

1926

1825806

3098

2463

1. Wholesale Trade

1844

1554

1054

73973

227

181

2. Retail Trade

3671

1125

872

1751833

2871

2282

VII. Finance

790

7790

4880

12203

39

29

VIII. All others

56552

1901

1607

813305

1506

1228

Total bank credit

4748743

80800

53626

12873407

27664

22620

  of which:     1. Artisans & Village Industries

613

26

18

8801

1000

775

                      2. Other Small Scale Industries

760

846

711

2320

459

365

Note : Data reported here cover bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks.

            Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 5. 

Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 32, March 2003.

            TABLE 5.1 : BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS

ACCORDING TO OCCUPATION: 2003

(Amount in Rs. crore)

As on March 31

Other Scheduled Commercial Banks

All Scheduled Commercial Banks

Occupation

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

(13)

(14)

(15)

(16)

(17)

(18)

I. Agriculture

582978

5718

4625

20840434

106305

75935

1. Direct Finance

555129

3788

3198

20195464

84237

59057

2. Indirect Finance

27849

1930

1427

644970

22068

16878

II. Industry

183508

111348

84750

3837795

410671

309827

1. Mining & Quarrying

3673

3601

2823

12669

20480

13465

2. Food Manufacturing & Processing

9714

6779

5109

269270

32295

23125

(a) Rice Mills Flour & Dal Mills

2956

651

527

137540

7372

5205

(b) Sugar

210

1587

1230

1112

6763

5080

(c) Edible Oils & Vanaspati

1636

750

567

28170

3318

2604

(d) Tea Processing

173

859

688

1941

3053

2313

(e) Processing of Fruits & Vegetables

211

241

172

1347

806

647

(f) Others

4528

2691

1925

99160

10983

7276

3. Beverage & Tobacco

464

948

830

3670

4118

3519

4. Textiles

21408

12098

9355

223865

48882

37266

(a) Cotton Textiles

11526

7853

6112

54981

22221

17507

(b) Jute Textiles

332

333

273

6705

1005

754

(c) Handloom Textiles & Khadi

640

47

44

30967

1110

834

(d) Other Textiles

8910

3865

2926

131212

24546

18171

5. Paper Paper Products & Printing

10360

3419

2637

48257

10149

8066

6. Leather & Leather Products

2285

480

342

31057

4283

3323

7. Rubber & Rubber Products

3018

1937

1542

35874

9785

7784

8. Chemicals & Chemical Products

8091

15450

11829

90029

46653

35072

(a) Heavy Industrial Chemicals

886

4562

3869

5648

9841

7472

(b) Fertilisers

227

2121

1687

1290

7971

6213

(c) Drugs & Pharmaceuticals

2381

3095

2378

29432

11369

8787

(d) Non-Edible Oils

47

90

68

724

684

499

(e) Other Chemicals & Chemical Products

4550

5582

3827

52935

16788

12101

9. Petroleum Coal Products & Nuclear Fuels

250

5158

4424

2398

13763

11500

10. Manufacture of Cement & Cement Products

969

3673

3042

11475

8269

6890

11. Basic Metals & Metal Products

4922

14437

12211

90915

46859

37199

(a) Iron & Steel

1911

11272

9906

14996

31698

26368

(b) Non-Ferrous Metals

377

1139

971

4172

4466

3599

(c) Other Metal Products

2634

2026

1334

71747

10695

7232

12. Engineering

8178

12947

8800

164263

49368

34076

(a) Heavy Engineering

1498

3262

2117

10444

9302

6365

(b) Light Engineering

3590

1469

995

95090

13010

9456

(c) Electrical Machinery & Goods

1713

3818

2402

32660

15678

9687

(d) Electronic Machinery & Goods

1377

4398

3286

26069

11378

8568

13. Vehicles, Vehicle Parts & Transport Equipments

2646

6636

4040

49109

17140

11553

14. Other Industries

94266

6154

5080

2679730

38911

31444

15. Electricity Gas & Water

509

10609

7637

4389

32988

24830

(a) Electricity Generation & Transmission

302

9924

7141

2696

30635

23127

(b) Non-Conventional Energy

61

306

232

356

611

465

(c) Gas Steam & Water Supply

146

379

264

1337

1742

1238

16. Construction

12755

7022

5049

120825

26728

20715

III. Transport operators

39118

3213

2175

572663

12945

9409

IV. Professional and other services

86626

13944

10985

1536754

48163

33907

V. Personal loans

2215449

16564

11743

20301787

153112

113942

1. Loans for Purchase of Consumer Durables

103815

357

291

1122640

4180

3222

2. Loans for Housing

122904

3977

3437

2446081

60082

49066

3. Rest of the Personal Loans

1988730

12230

8015

16733066

88850

61654

VI. Trade

260537

14267

12056

5915900

123221

104051

1. Wholesale Trade

32775

7250

6045

362985

82556

70522

2. Retail Trade

227762

7017

6011

5552915

40665

33529

VII. Finance

10721

11942

9266

115653

61173

50645

VIII. All others

839031

9774

7691

6373201

79543

58252

Total bank credit

4217968

186770

143291

59494187

995133

755968

  of which:     1. Artisans & Village Industries

21592

162

139

1416743

6478

5226

                      2. Other Small Scale Industries

93724

5457

4520

1431421

47173

37940

Note : Data reported here cover bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks.

Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 5. 

Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 32, March 2003.