SOUTHERN REGION

STATE : ANDHRA PRADESH

(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

26,24,422

18752,88

16436,17

29,85,556

24250,85

21660,04

55

122,53

84,35

1. Direct Finance

25,68,491

15582,05

13703,34

28,05,053

19061,81

17478,09

10

88,88

51,01

2. Indirect Finance

55,931

3170,83

2732,83

1,80,503

5189,03

4181,95

45

33,66

33,35

II.

INDUSTRY

45,783

46464,38

31705,90

69,526

77492,52

51877,69

2,217

4400,81

2365,61

1. Mining & Quarrying

1,886

1237,23

706,77

898

1026,39

753,53

26

18,96

15,33

2. Food Manufacturing & Processing

12,645

7450,87

3933,19

10,166

4988,69

3219,94

29

142,10

75,40

(a) Rice Mills, Flour & Dal Mills

4,938

2736,23

1902,56

2,802

1511,96

1062,36

-

-

-

(b) Sugar

41

189,63

108,04

107

1396,11

833,20

1

3

3

(c) Edible Oils & Vanaspati

334

1301,42

563,68

216

320,79

192,15

11

112,89

47,49

(d) Tea Processing

12

53

42

56

11,89

6,48

-

-

-

(e) Processing of Fruits & Vegetables

133

147,53

122,71

88

27,86

21,52

-

-

-

(f) Others

7,187

3075,53

1235,78

6,897

1720,08

1104,22

17

29,18

27,89

3. Beverage & Tobacco

384

553,54

398,13

323

915,48

555,19

2

17,55

3,64

4. Textiles

6,248

3986,18

3028,00

6,809

3856,27

2440,10

13

103,45

3,41

(a) Cotton Textiles

1,566

2764,63

2118,67

2,443

2749,53

1620,16

4

26

26

(b) Jute & Other Natural Fibre Textiles

173

42,05

32,37

385

215,53

192,79

-

-

-

(c) Handloom Textiles & Khadi

2,696

100,57

84,10

1,280

20,09

17,42

-

-

-

(d) Other Textiles & Textile Products

1,813

1078,94

792,85

2,701

871,11

609,74

9

103,19

3,14

5. Paper, Paper Products & Printing

1,284

878,55

648,14

2,336

1703,96

1205,38

27

131,49

121,49

6. Woods and Wood Products

833

109,01

86,90

867

65,65

51,45

1

2

2

7. Leather & Leather Products

199

25,19

19,63

935

29,31

17,57

-

-

-

8. Gems and Jewellery

150

498,80

283,34

494

142,74

139,67

5

33

33

9. Rubber & Plastic Products

895

526,29

372,35

1,006

327,16

279,46

45

10,77

9,15

10. Chemicals & Chemical Products

1,799

4778,99

3434,29

4,771

10749,27

2997,06

245

1452,38

944,13

(a) Heavy Industrial Chemicals

339

693,49

514,28

313

525,36

355,25

37

9,59

8,22

(b) Fertilisers

56

261,75

131,50

109

809,27

549,61

2

10,74

7,15

(c) Drugs & Pharmaceuticals

416

2402,46

1709,79

2,232

8548,90

1475,69

53

1246,04

857,24

(d) Non-Edible Oils

78

211,31

185,92

111

208,58

147,30

-

-

-

(e) Other Chemicals & Chemical Products

910

1209,98

892,80

2,006

657,16

469,21

153

186,02

71,51

11. Petroleum, Coal Products & Nuclear Fuels

59

137,55

91,31

70

239,98

196,81

4

51,75

33,78

12. Manufacture of Cement & Cement Products

1,494

1051,68

737,62

991

2469,73

1805,64

9

83,78

75,03

13. Basic Metals & Metal Products

1,903

2501,64

1861,56

3,284

4170,91

2966,96

62

102,92

95,92

(a) Iron & Steel

502

1639,04

1225,01

509

3312,99

2328,29

37

21,16

17,15

(b) Non-Ferrous Metals

209

268,22

180,18

91

63,41

51,07

11

60,80

60,80

(c) Metal Products

1,192

594,38

456,38

2,684

794,51

587,61

14

20,96

17,97

14. Engineering

3,021

4692,50

3547,25

7,401

4769,94

3336,31

135

949,31

116,01

(a) Heavy Engineering

268

502,59

290,51

457

247,98

180,82

19

27,07

15,53

(b) Light Engineering

1,943

1401,17

1070,98

3,796

2295,55

1460,86

79

769,76

31,12

(c) Electrical Machinery & Goods

555

1701,61

1298,87

2,532

1395,50

1066,97

29

140,90

61,91

(d) Electronic Machinery & Goods

255

1087,12

886,89

616

830,91

627,66

8

11,58

7,44

15. Vehicles, Vehicle Parts & Transport Equipments

250

412,00

344,09

1,648

833,59

590,83

13

62,41

50,90

16. Other Industries

10,380

1053,67

780,71

17,183

2614,52

1943,22

142

81,66

17,21

17. Electricity, Gas & Water

506

2805,72

1913,10

603

13038,98

9990,94

6

11,86

10,15

(a) Electricity Generation & Transmission

100

2127,62

1471,16

315

12458,32

9561,33

3

11,72

10,00

(b) Non-Conventional Energy

25

543,77

334,96

58

371,25

263,14

-

-

-

(c) Gas, Steam & Water Supply

381

134,33

106,99

230

209,41

166,46

3

14

14

18. Construction

1,847

13764,97

9519,52

9,741

25549,93

19387,64

1,453

1180,06

793,71

(a) Other than Infrastructure

739

1050,08

704,87

4,994

4749,38

3225,99

151

139,93

134,16

(b) Infrastructure Construction

1,108

12714,89

8814,65

4,747

20800,55

16161,65

1,302

1040,13

659,55

III.

TRANSPORT OPERATORS

6,745

518,17

354,51

10,751

1260,87

940,85

56

16,27

15,70

IV.

PROFESSIONAL AND OTHER SERVICES

21,369

4784,44

3434,96

1,09,514

14512,76

11367,20

2,892

743,76

527,42

1. Professional Services

1,488

420,73

324,06

24,860

2683,74

2380,31

623

169,04

166,45

2. Tourism, Hotel & Restaurants

2,748

1197,88

948,36

4,201

1800,50

1180,85

31

61,79

61,16

3. Recreation services

790

273,16

165,67

975

668,64

574,58

48

8,36

8,17

4. IT and Telecommunications

145

50,91

44,64

246

1482,72

833,53

63

31,96

27,91

5. Others

16,198

2841,76

1952,23

79,232

7877,16

6397,92

2,127

472,61

263,72

V.

PERSONAL LOANS

12,71,987

30049,76

22939,25

12,65,744

24157,59

20082,90

49,164

1232,17

912,08

1. Housing

2,60,218

14902,72

11910,40

2,83,501

13029,84

11022,76

3,279

413,76

384,58

2. Consumer Durables

20,907

269,90

202,95

30,032

253,94

192,39

13

14

9

3. Vehicles

66,645

1683,91

1265,68

45,889

750,21

603,92

296

8,03

1,79

4. Education

81,104

2803,79

1864,00

1,24,023

3286,32

2582,45

-

-

-

5. Personal Credit Cards

-

-

-

3,53,205

1463,09

1332,98

8,919

267,86

59,78

6. Others

8,43,113

10389,44

7696,22

4,29,094

5374,18

4348,41

36,657

542,38

465,85

VI.

TRADE

1,61,410

14278,34

5571,17

1,81,843

9736,73

7428,90

3,039

1318,25

570,66

1. Wholesale Trade

2,898

10035,64

2183,36

9,499

4088,67

2796,73

908

257,11

223,32

2. Retail Trade

1,58,512

4242,70

3387,81

1,72,344

5648,06

4632,17

2,131

1061,13

347,35

VII.

FINANCE

1,986

867,37

638,69

51,251

4383,44

3431,57

144

1072,35

699,41

VIII.

ALL OTHERS

15,053

208,13

155,13

6,20,447

11477,55

8770,09

1,291

275,53

258,99

TOTAL BANK CREDIT

41,48,755

115923,46

81235,78

52,94,632

167272,30

125559,23

58,858

9181,67

5434,22

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010

STATE : ANDHRA PRADESH

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED COMMERCIAL BANKS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

16,44,261

5410,48

4934,09

2,86,261

7022,87

6084,48

75,40,555

55559,60

49199,14

1. Direct Finance

16,35,793

5072,68

4645,61

2,78,733

5286,92

4706,19

72,88,080

45092,34

40584,24

2. Indirect Finance

8,468

337,80

288,48

7,528

1735,95

1378,29

2,52,475

10467,26

8614,90

II.

INDUSTRY

52,225

359,03

300,41

26,161

21488,72

15988,85

1,95,912

150205,46

102238,45

1. Mining & Quarrying

258

26,75

23,23

318

203,55

171,59

3,386

2512,87

1670,44

2. Food Manufacturing & Processing

125

14,28

11,74

1,920

1219,65

826,20

24,885

13815,59

8066,47

(a) Rice Mills, Flour & Dal Mills

72

1,62

1,42

851

421,74

278,57

8,663

4671,55

3244,92

(b) Sugar

-

-

-

12

79,16

76,82

161

1664,93

1018,08

(c) Edible Oils & Vanaspati

1

-

-

156

301,25

200,01

718

2036,35

1003,33

(d) Tea Processing

8

4,85

4,11

63

1,17

87

139

18,44

11,88

(e) Processing of Fruits & Vegetables

1

6

6

14

11,17

9,17

236

186,62

153,46

(f) Others

43

7,75

6,15

824

405,15

260,76

14,968

5237,70

2634,80

3. Beverage & Tobacco

13

89

59

57

260,82

211,48

779

1748,29

1169,03

4. Textiles

3,418

27,33

21,85

1,697

986,86

722,51

18,185

8960,09

6215,87

(a) Cotton Textiles

628

17,21

12,88

886

687,00

487,74

5,527

6218,63

4239,71

(b) Jute & Other Natural Fibre Textiles

6

37

45

16

7,55

3,52

580

265,51

229,14

(c) Handloom Textiles & Khadi

2,258

6,04

5,45

142

20,31

15,46

6,376

147,01

122,42

(d) Other Textiles & Textile Products

526

3,71

3,07

653

272,00

215,79

5,702

2328,95

1624,60

5. Paper, Paper Products & Printing

933

5,64

5,31

565

809,74

686,77

5,145

3529,38

2667,08

6. Woods and Wood Products

60

2,41

2,12

80

26,03

20,57

1,841

203,12

161,06

7. Leather & Leather Products

122

3,47

2,91

387

32,30

27,01

1,643

90,28

67,12

8. Gems and Jewellery

40,410

62,49

54,31

101

211,41

151,45

41,160

915,77

629,09

9. Rubber & Plastic Products

153

1,96

1,52

312

201,51

153,59

2,411

1067,70

816,06

10. Chemicals & Chemical Products

438

12,92

12,18

1,727

2825,09

2169,30

8,980

19818,64

9556,95

(a) Heavy Industrial Chemicals

6

1,15

1,07

75

90,17

30,66

770

1319,75

909,49

(b) Fertilisers

360

4,07

3,82

39

901,70

757,66

566

1987,53

1449,74

(c) Drugs & Pharmaceuticals

56

79

96

917

1399,42

1064,64

3,674

13597,61

5108,32

(d) Non-Edible Oils

1

50

30

21

32,38

16,87

211

452,76

350,39

(e) Other Chemicals & Chemical Products

15

6,42

6,03

675

401,42

299,47

3,759

2460,99

1739,01

11. Petroleum, Coal Products & Nuclear Fuels

16

6,33

4,85

62

144,88

96,28

211

580,49

423,03

12. Manufacture of Cement & Cement Products

14

1,30

1,01

737

523,20

385,55

3,245

4129,69

3004,85

13. Basic Metals & Metal Products

245

17,91

14,14

1,472

1790,09

1172,08

6,966

8583,48

6110,65

(a) Iron & Steel

8

3,21

2,93

310

1042,43

804,89

1,366

6018,83

4378,26

(b) Non-Ferrous Metals

1

54

61

52

481,98

153,07

364

874,95

445,72

(c) Metal Products

236

14,16

10,60

1,110

265,68

214,12

5,236

1689,70

1286,67

14. Engineering

1,064

29,24

27,00

1,480

859,51

683,38

13,101

11300,50

7709,94

(a) Heavy Engineering

8

1,10

1,10

109

152,76

138,05

861

931,51

626,01

(b) Light Engineering

978

14,98

14,25

303

186,48

147,14

7,099

4667,92

2724,36

(c) Electrical Machinery & Goods

65

8,41

7,41

985

447,45

349,66

4,166

3693,87

2784,81

(d) Electronic Machinery & Goods

13

4,76

4,24

83

72,82

48,52

975

2007,20

1574,75

15. Vehicles, Vehicle Parts & Transport Equipments

955

13,01

12,18

318

247,84

173,64

3,184

1568,86

1171,64

16. Other Industries

2,218

35,47

29,40

5,067

1086,27

790,09

34,990

4871,59

3560,63

17. Electricity, Gas & Water

38

4,15

3,60

81

997,65

570,27

1,234

16858,37

12488,06

(a) Electricity Generation & Transmission

6

1,14

89

47

944,06

531,30

471

15542,86

11574,68

(b) Non-Conventional Energy

1

34

43

5

32,05

22,12

89

947,41

620,65

(c) Gas, Steam & Water Supply

31

2,67

2,28

29

21,54

16,85

674

368,10

292,72

18. Construction

1,745

93,48

72,49

9,780

9062,32

6977,11

24,566

49650,76

36750,48

(a) Other than Infrastructure

1,634

90,82

70,43

6,667

5493,53

4280,77

14,185

11523,74

8416,23

(b) Infrastructure Construction

111

2,66

2,06

3,113

3568,79

2696,34

10,381

38127,02

28334,25

III.

TRANSPORT OPERATORS

5,166

26,48

20,38

42,010

3530,37

2207,68

64,728

5352,16

3539,11

IV.

PROFESSIONAL AND OTHER SERVICES

45,981

255,09

210,00

24,273

5319,47

3599,53

2,04,029

25615,52

19139,11

1. Professional Services

13,297

77,68

61,10

1,852

944,72

694,96

42,120

4295,91

3626,88

2. Tourism, Hotel & Restaurants

2,491

16,24

13,15

2,557

516,79

315,48

12,028

3593,20

2519,00

3. Recreation services

6,761

22,30

21,58

122

226,01

163,43

8,696

1198,47

933,44

4. IT and Telecommunications

4

1,47

1,57

244

257,13

161,95

702

1824,19

1069,61

5. Others

23,428

137,39

112,60

19,498

3374,82

2263,71

1,40,483

14703,75

10990,18

V.

PERSONAL LOANS

2,58,836

1582,01

1287,43

6,57,629

17355,07

12380,83

35,03,360

74376,59

57602,50

1. Housing

26,560

298,34

245,50

71,499

9304,53

7445,54

6,45,057

37949,18

31008,78

2. Consumer Durables

35,145

201,55

152,53

2,856

34,66

24,39

88,953

760,19

572,34

3. Vehicles

7,133

47,61

36,14

2,43,180

2683,81

1442,17

3,63,143

5173,57

3349,70

4. Education

11,606

121,11

102,52

13,504

507,38

436,64

2,30,237

6718,60

4985,61

5. Personal Credit Cards

-

-

-

16,019

504,33

119,03

3,78,143

2235,28

1511,79

6. Others

1,78,392

913,40

750,74

3,10,571

4320,35

2913,06

17,97,827

21539,76

16174,28

VI.

TRADE

1,43,136

474,89

379,64

55,732

6942,56

4822,48

5,45,160

32750,76

18772,85

1. Wholesale Trade

8,121

45,90

38,47

10,343

2415,00

1943,44

31,769

16842,32

7185,31

2. Retail Trade

1,35,015

428,99

341,17

45,389

4527,56

2879,04

5,13,391

15908,45

11587,53

VII.

FINANCE

3,64,338

2673,06

2008,41

4,661

4191,39

3123,74

4,22,380

13187,61

9901,83

VIII.

ALL OTHERS

3,42,532

1888,10

1670,63

3,08,285

3102,26

2190,14

12,87,608

16951,56

13044,98

TOTAL BANK CREDIT

28,56,475

12669,15

10810,99

14,05,012

68952,69

50397,73

137,63,732

373999,27

273437,95