(Per cent)

Sr.

Region / State /

Credit-Deposit Ratio

Investment+Credit Deposit Ratio @

No.

Union Territory

1996

1997

1998

1999

1996

1997

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

Sanction

Utilisation

Sanction

Utilisation

Sanction

Utilisation

Sanction

Sanction

Utilisation

Sanction

Utilisation

1

2

3

4

5

6

7

8

9

10

11

12

13

1.

Northern Region

51.4

50.4

48.4

47.0

48.8

47.5

57.0

57.1

56.1

54.0

52.5

Haryana

44.7

54.0

42.5

53.2

42.9

55.1

42.2

55.2

64.4

52.3

63.0

Himachal Pradesh

24.2

29.1

21.2

23.7

21.4

25.3

22.0

36.1

41.0

32.0

34.5

Jammu & Kashmir

28.6

28.7

25.7

26.0

37.7

35.7

38.7

41.4

41.4

36.6

37.0

Punjab

41.0

43.3

38.3

40.3

36.5

38.9

38.7

46.2

48.4

43.9

46.0

Rajasthan

45.4

45.3

46.7

50.2

47.2

51.7

45.1

65.1

65.0

65.7

69.2

Chandigarh

63.9

61.0

55.7

55.7

57.9

56.2

83.8

63.9

61.0

55.7

55.7

Delhi

62.3

57.0

58.6

51.0

58.2

50.7

73.6

62.7

57.3

58.9

51.3

2.

North-Eastern Region

35.5

41.1

32.1

36.1

30.4

33.5

28.0

58.0

63.6

52.9

56.8

Arunachal Pradesh

12.8

24.6

12.4

17.6

13.3

16.8

14.1

19.8

31.6

18.4

23.7

Assam

40.3

45.4

36.3

41.5

33.6

37.8

31.5

63.3

68.4

58.0

63.2

Manipur

56.0

55.7

63.7

63.4

58.2

58.6

41.7

98.0

97.7

105.8

105.6

Meghalaya

15.2

23.6

15.1

14.1

15.4

15.7

16.7

35.6

44.0

32.4

31.3

Mizoram

15.9

23.5

13.8

14.7

23.2

25.2

20.6

26.3

33.9

23.8

24.7

Nagaland

28.9

37.3

22.2

29.9

19.0

21.2

15.7

65.5

73.9

54.3

62.0

Tripura

43.9

44.7

38.7

39.3

33.8

35.1

29.4

62.0

62.8

54.2

54.8

3.

Eastern Region

47.0

46.4

42.8

42.1

40.9

40.4

37.4

62.6

62.1

56.9

56.2

Bihar

30.1

31.1

28.9

29.7

28.3

28.7

25.2

49.6

50.6

46.0

46.8

Orissa

55.9

58.0

45.9

48.1

47.6

49.4

42.5

89.3

91.4

76.7

78.8

Sikkim

21.1

22.3

17.4

18.1

21.3

18.0

20.0

107.7

108.9

34.4

35.1

West Bengal

55.2

53.3

50.8

48.6

47.2

45.7

43.8

64.9

62.9

59.8

57.7

Andaman & Nicobar Islands

16.9

17.8

13.7

15.4

15.1

16.5

16.6

16.9

17.8

13.7

15.4

4.

Central Region

40.0

42.0

37.5

40.7

35.8

39.2

33.0

55.0

57.0

51.3

54.4

Madhya Pradesh

56.2

60.6

52.5

56.4

52.8

56.7

48.4

73.3

77.6

67.7

71.7

Uttar Pradesh

33.8

35.0

31.9

34.7

29.5

32.7

27.2

48.1

49.2

45.1

47.9

5.

Western Region

72.2

71.4

67.2

66.2

66.5

65.0

65.9

76.7

75.9

71.3

70.4

Goa

25.8

26.3

24.6

25.4

24.7

25.6

25.0

27.2

27.7

26.0

26.8

Gujarat

52.9

56.9

48.2

52.3

49.0

53.8

48.9

61.2

65.2

55.5

59.7

Maharashtra

79.6

77.3

74.4

71.8

73.4

69.8

72.8

83.2

80.9

77.7

75.1

Dadra & Nagar Haveli

21.7

129.1

17.7

89.9

22.4

127.6

31.1

21.7

129.1

17.7

89.9

Daman & Diu

23.9

48.6

20.1

45.1

21.3

69.9

17.6

23.9

48.6

20.1

45.1

6.

Southern Region

74.2

74.8

74.5

75.3

71.1

72.0

68.6

84.5

85.1

84.2

84.9

Andhra Pradesh

79.4

81.2

76.2

77.4

71.1

72.4

68.5

93.1

94.9

88.7

90.0

Karnataka

70.0

71.1

70.9

72.2

68.4

70.3

64.5

78.1

79.1

78.3

79.5

Kerala

44.5

44.7

45.4

45.7

44.2

44.7

41.1

55.0

55.3

55.7

56.0

Tamil Nadu

94.9

94.4

97.3

97.3

92.6

92.6

93.0

104.8

104.2

106.3

106.3

Lakshadweep

15.5

17.3

8.3

9.4

7.8

9.8

7.7

15.5

17.3

8.3

9.4

Pondicherry

40.3

50.2

39.6

53.0

36.5

48.3

33.8

40.3

50.3

39.6

53.0

All India

59.8

59.8

56.8

56.8

55.3

55.3

55.5

69.0

69.0

65.4

65.4

Notes :

1.

@ State-wise investment figures pertain to investments by scheduled commercial banks in the respective States only. All India investment + credit-deposit (ICD) ratio is worked out by excluding investments in Central Government and other approved securities.

2.

Deposits and Credit (as per place of sanction and utilisation) data for 1996, 1997 and 1998 are based on BSR-1 and 2 surveys as on 31st March.

3.

The investment figures are based on BSR-5 survey as on 31st March.

4.

Deposit and Credit (as per place of sanction) data for 1999 are based on BSR-7 surveys as on 31st March 1999.