Appendix Table II.4 (B): Financial Performance of Public Sector Banks for the years 1998-99 and 1999-2000 - ആർബിഐ - Reserve Bank of India
Appendix Table II.4 (B): Financial Performance of Public Sector Banks for the years 1998-99 and 1999-2000
(Amount in Rs. crore) |
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Item |
1998-99 |
1999-2000 |
Variation of |
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Column (3) over (2) |
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Absolute |
Percentage |
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1 |
2 |
3 |
4 |
5 |
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|
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A. Income (i+ii) |
78,850.36 |
90,900.44 |
12,050.08 |
15.28 |
|
(100.00) |
(100.00) |
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i) |
Interest Income |
69,417.42 |
79,459.71 |
10,042.29 |
14.47 |
(88.04) |
(87.41) |
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ii) |
Other Income |
9,432.94 |
11,440.73 |
2,007.79 |
21.28 |
(11.96) |
(12.59) |
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B. Expenditure (i+ii+iii) |
75,596.51 |
85,786.57 |
10,190.06 |
13.48 |
|
(100.00) |
(100.00) |
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i) |
Interest Expended |
47,839.75 |
55,375.28 |
7,535.53 |
15.75 |
(63.28) |
(64.55) |
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ii) |
Provisions and Contingencies |
7,306.94 |
7,950.16 |
643.22 |
8.80 |
(9.67) |
(9.27) |
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iii) |
Operating Expenses |
20,449.82 |
22,461.13 |
2,011.31 |
9.84 |
(27.05) |
(26.18) |
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of which : Wage Bill |
14,839.66 |
16,361.57 |
1,521.91 |
10.26 |
|
(19.63) |
(19.07) |
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C. Profit |
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i) |
Operating Profit |
10,560.79 |
13,064.03 |
2,503.24 |
23.70 |
ii) |
Net Profit |
3,253.85 |
5,113.87 |
1,860.02 |
57.16 |
D. Total Assets |
7,70,144.92 |
8,90,951.73 |
1,20,806.81 |
15.69 |
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E. Financial Ratios (per cent) $ |
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i) |
Operating Profit |
1.37 |
1.47 |
0.10 |
|
ii) |
Net Profit |
0.42 |
0.57 |
0.15 |
|
iii) |
Income |
10.24 |
10.20 |
-0.04 |
|
iv) |
Interest Income |
9.01 |
8.92 |
-0.09 |
|
v) |
Other Income |
1.22 |
1.28 |
0.06 |
|
vi) |
Expenditure |
9.82 |
9.63 |
-0.19 |
|
vii) |
Interest Expended |
6.21 |
6.22 |
0.01 |
|
viii) |
Operating Expenses |
2.66 |
2.52 |
-0.14 |
|
ix) |
Wage Bill |
1.93 |
1.84 |
-0.09 |
|
x) |
Provisions and Contingencies |
0.95 |
0.89 |
-0.06 |
|
xi) |
Spread (Net Interest Income) |
2.80 |
2.70 |
-0.10 |
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Notes: 1. $ Ratios to Total Assets. |
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2. Figures in brackets are percentage shares to the respective total. |