(Amount in Rs. crore) |
Year |
Operating |
Net |
Income |
Interest |
Other |
Expenditure |
Interest |
Operating Expenses |
Provisions |
Spread |
|
Profit(3+11) |
Profit(4-7) |
(5+6) |
Income |
Income |
(8+9+11) |
Expended |
Total |
of which: Wage Bill |
and Contin- gencies |
(NII) |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
Scheduled Commercial Banks |
2005-06 |
54,393.72 |
24,581.77 |
2,20,755.70 |
1,85,387.90 |
35,367.80 |
1,96,173.93 |
1,07,161.17 |
59,200.81 |
33,460.72 |
29,811.94 |
78,226.73 |
|
(1.95) |
(0.88) |
(7.92) |
(6.65) |
(1.27) |
(7.04) |
(3.85) |
(2.13) |
(1.20) |
(1.07) |
(2.81) |
2006-07 |
65,977.19 |
31,202.61 |
2,74,716.32 |
2,31,675.28 |
43,041.04 |
2,43,513.71 |
1,42,419.87 |
66,319.26 |
36,148.19 |
34,774.58 |
89,255.42 |
|
(1.91) |
(0.90) |
(7.94) |
(6.70) |
(1.24) |
(7.04) |
(4.12) |
(1.92) |
(1.04) |
(1.01) |
(2.58) |
|
|
|
|
|
|
|
|
|
|
|
|
2007-08 |
83,664.88 |
42,725.86 |
3,68,885.74 |
3,09,570.26 |
59,315.48 |
3,26,159.88 |
2,08,000.75 |
77,220.11 |
39,805.96 |
40,939.02 |
1,01,569.51 |
|
(1.93) |
(0.99) |
(8.53) |
(7.16) |
(1.37) |
(7.54) |
(4.81) |
(1.78) |
(0.92) |
(0.95) |
(2.35) |
Public Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
37,967.21 |
16,538.66 |
1,59,779.73 |
1,37,874.45 |
21,905.28 |
1,43,241.08 |
80,504.22 |
41,308.30 |
27,378.16 |
21,428.55 |
57,370.23 |
|
(1.88) |
(0.82) |
(7.93) |
(6.84) |
(1.09) |
(7.11) |
(4.00) |
(2.05) |
(1.36) |
(1.06) |
(2.85) |
2006-07 |
42,654.92 |
20,152.18 |
1,87,869.34 |
1,64,184.92 |
23,684.42 |
1,67,717.16 |
1,01,959.90 |
43,254.52 |
27,802.87 |
22,502.74 |
62,225.02 |
|
(1.75) |
(0.83) |
(7.70) |
(6.73) |
(0.97) |
(6.87) |
(4.18) |
(1.77) |
(1.14) |
(0.92) |
(2.55) |
2007-08 |
50,440.51 |
26,591.73 |
2,45,940.50 |
2,14,024.76 |
31,915.74 |
2,19,348.78 |
1,48,902.15 |
46,597.85 |
28,562.30 |
23,848.79 |
65,122.61 |
|
(1.67) |
(0.88) |
(8.14) |
(7.08) |
(1.06) |
(7.26) |
(4.93) |
(1.54) |
(0.95) |
(0.79) |
(2.15) |
Nationalised Banks |
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
22,139.88 |
10,021.29 |
94,292.03 |
83,193.13 |
11,098.90 |
84,270.75 |
47,463.29 |
24,688.87 |
16,394.57 |
12,118.59 |
35,729.84 |
|
(1.79) |
(0.81) |
(7.64) |
(6.74) |
(0.90) |
(6.83) |
(3.84) |
(2.00) |
(1.33) |
(0.98) |
(2.89) |
2006-07 |
27,456.37 |
12,949.84 |
1,17,611.58 |
1,04,374.66 |
13,236.92 |
1,04,661.75 |
63,665.91 |
26,489.30 |
17,049.80 |
14,506.54 |
40,708.75 |
|
(1.79) |
(0.85) |
(7.68) |
(6.82) |
(0.86) |
(6.84) |
(4.16) |
(1.73) |
(1.11) |
(0.95) |
(2.66) |
2007-08 |
31,663.48 |
16,856.47 |
1,54,038.75 |
1,35,576.21 |
18,462.53 |
1,37,182.28 |
93,728.91 |
28,646.36 |
17,883.47 |
14,807.01 |
41,847.30 |
|
(1.68) |
(0.90) |
(8.19) |
(7.21) |
(0.98) |
(7.30) |
(4.98) |
(1.52) |
(0.95) |
(0.79) |
(2.23) |
State Bank Group |
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
15,026.47 |
5,956.48 |
58,826.53 |
49,300.60 |
9,525.93 |
52,870.05 |
28,040.10 |
15,759.95 |
10,665.09 |
9,069.99 |
21,260.50 |
|
(2.17) |
(0.86) |
(8.50) |
(7.13) |
(1.38) |
(7.64) |
(4.05) |
(2.28) |
(1.54) |
(1.31) |
(3.07) |
2006-07 |
14,291.90 |
6,572.04 |
62,885.16 |
53,464.84 |
9,420.32 |
56,313.12 |
32,606.50 |
15,986.75 |
10,470.18 |
7,719.86 |
20,858.34 |
|
(1.77) |
(0.82) |
(7.80) |
(6.64) |
(1.17) |
(6.99) |
(4.05) |
(1.98) |
(1.30) |
(0.96) |
(2.59) |
2007-08 |
17,443.92 |
9,005.80 |
82,245.45 |
70,427.71 |
11,817.74 |
73,239.65 |
47,808.82 |
16,992.71 |
10,294.23 |
8,438.12 |
22,618.88 |
|
(1.73) |
(0.89) |
(8.13) |
(6.96) |
(1.17) |
(7.24) |
(4.73) |
(1.68) |
(1.02) |
(0.83) |
(2.24) |
Appendix Table III. 16: Important Financial Indicators - Bank Group-wise (Concluded) |
(Amount in Rs. crore) |
Year |
Operating |
Net |
Income |
Interest |
Other |
Expenditure |
Interest |
Operating Expenses |
Provisions |
Spread |
|
Profit(3+11) |
Profit(4-7) |
(5+6) |
Income |
Income |
(8+9+11) |
Expended |
Total |
Wage Bill |
and Contin- gencies |
(NII) |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
Other Public Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
800.86 |
560.89 |
6,661.17 |
5,380.72 |
1,280.45 |
6,100.28 |
5,000.82 |
859.48 |
318.51 |
239.97 |
379.89 |
|
(0.90) |
(0.63) |
(7.52) |
(6.08) |
(1.45) |
(6.89) |
(5.65) |
(0.97) |
(0.36) |
(0.27) |
(0.43) |
2006-07 |
906.65 |
630.31 |
7,372.60 |
6,345.42 |
1,027.18 |
6,742.29 |
5,687.49 |
778.47 |
282.90 |
276.34 |
657.93 |
|
(0.87) |
(0.61) |
(7.10) |
(6.11) |
(0.99) |
(6.49) |
(5.48) |
(0.75) |
(0.27) |
(0.27) |
(0.63) |
2007-08 |
1,333.11 |
729.46 |
9,656.31 |
8,020.84 |
1,635.47 |
8,926.85 |
7,364.41 |
958.78 |
384.61 |
603.66 |
656.43 |
|
(1.02) |
(0.56) |
(7.39) |
(6.14) |
(1.25) |
(6.83) |
(5.63) |
(0.73) |
(0.29) |
(0.46) |
(0.50) |
Old Private Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
2,257.18 |
865.66 |
11,592.88 |
10,372.05 |
1,220.83 |
10,727.22 |
6,246.73 |
3,088.97 |
1,766.94 |
1,391.52 |
4,125.32 |
|
(1.51) |
(0.58) |
(7.73) |
(6.92) |
(0.81) |
(7.15) |
(4.17) |
(2.06) |
(1.18) |
(0.93) |
(2.75) |
|
|
|
|
|
|
|
|
|
|
|
|
2006-07 |
3,020.64 |
1,121.87 |
13,042.31 |
11,474.07 |
1,568.23 |
11,920.44 |
7,054.55 |
2,967.12 |
1,692.75 |
1,898.78 |
4,419.53 |
|
(1.88) |
(0.70) |
(8.12) |
(7.15) |
(0.98) |
(7.42) |
(4.39) |
(1.85) |
(1.05) |
(1.18) |
(2.75) |
|
|
|
|
|
|
|
|
|
|
|
|
2007-08 |
3,604.78 |
1,977.64 |
16,798.57 |
14,694.15 |
2,104.42 |
14,820.93 |
9,959.87 |
3,233.93 |
1,803.04 |
1,627.14 |
4,734.29 |
|
(1.85) |
(1.02) |
(8.63) |
(7.55) |
(1.08) |
(7.62) |
(5.12) |
(1.66) |
(0.93) |
(0.84) |
(2.43) |
New Private Sector Banks |
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
7,510.89 |
4,108.85 |
31,721.02 |
24,850.58 |
6,870.44 |
27,612.17 |
15,260.73 |
8,949.41 |
2,310.45 |
3,402.03 |
9,589.85 |
|
(1.78) |
(0.97) |
(7.52) |
(5.89) |
(1.63) |
(6.55) |
(3.62) |
(2.12) |
(0.55) |
(0.81) |
(2.27) |
|
|
|
|
|
|
|
|
|
|
|
|
2006-07 |
10,682.16 |
5,343.40 |
48,837.10 |
38,092.46 |
10,744.64 |
43,493.70 |
25,801.93 |
12,353.01 |
3,571.46 |
5,338.76 |
12,290.53 |
|
(1.83) |
(0.91) |
(8.35) |
(6.51) |
(1.84) |
(7.44) |
(4.41) |
(2.11) |
(0.61) |
(0.91) |
(2.10) |
2007-08 |
15,631.63 |
7,544.26 |
71,199.92 |
56,434.66 |
14,765.26 |
63,655.66 |
38,534.87 |
17,033.41 |
5,310.00 |
8,087.38 |
17,899.79 |
|
(2.10) |
(1.01) |
(9.55) |
(7.57) |
(1.98) |
(8.54) |
(5.17) |
(2.28) |
(0.71) |
(1.08) |
(2.40) |
Foreign Banks |
|
|
|
|
|
|
|
|
|
|
|
2005-06 |
6,658.44 |
3,068.60 |
17,662.07 |
12,290.82 |
5,371.25 |
14,593.47 |
5,149.50 |
5,854.13 |
2,005.17 |
3,589.84 |
7,141.33 |
|
(3.34) |
(1.54) |
(8.86) |
(6.17) |
(2.69) |
(7.32) |
(2.58) |
(2.94) |
(1.01) |
(1.80) |
(3.58) |
2006-07 |
9,619.47 |
4,585.16 |
24,967.57 |
17,923.83 |
7,043.74 |
20,382.41 |
7,603.49 |
7,744.62 |
3,081.11 |
5,034.31 |
10,320.34 |
|
(3.51) |
(1.67) |
(9.10) |
(6.53) |
(2.57) |
(7.43) |
(2.77) |
(2.82) |
(1.12) |
(1.83) |
(3.76) |
2007-08 |
13,987.96 |
6,612.24 |
34,946.76 |
24,416.69 |
10,530.06 |
28,334.52 |
10,603.88 |
10,354.93 |
4,130.62 |
7,375.72 |
13,812.82 |
|
(3.84) |
(1.82) |
(9.60) |
(6.71) |
(2.89) |
(7.78) |
(2.91) |
(2.84) |
(1.13) |
(2.03) |
(3.79) |
Note : 1.The number of scheduled commercial banks in 2005-06, 2006-07 and 2007-08 were 85, 82 and 79 respecitvely. 2.The number of old private banks in 2005-06, 2006-07 and 2007-08 were 20, 17 and 15, respectively. 3.The number of new private banks in 2005-06, 2006-07 and 2007-08 were 8 in each year. 4.The number of foreign banks in 2005-06, 2006-07 and 2007-08 were 29, 29 and 28, respectively. 5.Figures in parentheses are percentages to total assets. 6.NII- Net Interest Income. 7.Scheduled commercial banks data for 2006-07 are as reported in the balance sheets for 2007-08 and hence may not tally with those reported in the Report on Trend and Progress of Banking in India, 2006-07, to the extent the figures of 2006-07 were revised by some banks. Source:Balance sheets of respective banks. |
|