(As at end-March)

(Amount in Rs. crore)

Item

Private Sector Banks

Old Private Sector Banks

New Private Sector Banks

2003

2004

2003

2004

2003

2004

Amount

per cent

Amount

per cent

Amount

per cent

Amount

per cent

Amount

per cent

Amount

per cent

to total

to total

to total

to total

to total

to total

1

2

3

4

5

6

7

8

9

10

11

12

13

1.

Capital

2,921.06

0.98

3,028.14

0.82

648.77

0.62

632.71

0.52

2,272.29

1.18

2,395.43

0.97

2.

Reserves and Surplus

15,974.60

5.38

19,490.78

5.31

5,646.58

5.38

6,657.97

5.52

10,328.02

5.37

12,832.81

5.20

3.

Deposits

2,07,173.56

69.73

2,68,549.30

73.12

91,431.25

87.11

1,05,331.32

87.27

1,15,742.31

60.23

1,63,217.98

66.19

3.1

Demand Deposits

23,274.15

7.83

40,134.73

10.93

8,515.54

8.11

9,793.11

8.11

14,758.61

7.68

30,341.62

12.31

3.2

Savings Bank Deposits

26,160.41

8.80

40,093.07

10.92

13,673.97

13.03

16,983.84

14.07

12,486.44

6.50

23,109.23

9.37

3.3

Term Deposits

1,57,739.00

53.09

1,88,321.50

51.28

69,241.74

65.97

78,554.37

65.08

88,497.26

46.05

1,09,767.13

44.52

4.

Borrowings

42,139.95

14.18

40,365.62

10.99

2,385.75

2.27

2,129.85

1.76

39,754.20

20.69

38,235.77

15.51

5.

Other Liabilities and Provisions

28,916.90

9.73

35,842.34

9.76

4,843.91

4.62

5,948.58

4.93

24,072.99

12.53

29,893.76

12.12

Total Liabilities

2,97,126.07

100.00

3,67,276.18

100.00

1,04,956.26

100.00

1,20,700.43

100.00

1,92,169.81

100.00

2,46,575.75

100.00

1.

Cash and balances with RBI

16,398.85

5.52

21,725.57

5.92

5,243.57

5.00

6,268.68

5.19

11,155.28

5.80

15,456.89

6.27

2.

Balances with banks and

money at call and short notice

11,035.63

3.71

15,115.47

4.12

5,210.51

4.96

6,092.27

5.05

5,825.12

3.03

9,023.20

3.66

3.

Investments

1,07,322.85

36.12

1,34,801.05

36.70

39,995.94

38.11

47,461.51

39.32

67,326.91

35.04

87,339.54

35.42

3.1

In Government Securities (a+b)

73,166.95

24.62

96,239.45

26.20

28,479.35

27.13

35,286.32

29.23

44,687.60

23.25

60,953.13

24.72

a. In India

73,082.81

24.60

96,142.62

26.18

28,395.21

27.05

35,202.78

29.17

44,687.60

23.25

60,939.84

24.71

b. Outside India

84.14

0.03

96.83

0.03

84.14

0.08

83.54

0.07

–

–

13.29

0.01

3.2

In other approved Securities

960.93

0.32

790.68

0.22

882.58

0.84

690.94

0.57

78.35

0.04

99.74

0.04

3.3

In non-approved Securities

33,194.97

11.17

37,770.92

10.28

10,634.01

10.13

11,484.25

9.51

22,560.96

11.74

26,286.67

10.66

4.

Loans and Advances

1,38,948.68

46.76

1,70,895.56

46.53

49,433.92

47.10

55,789.52

46.22

89,514.76

46.58

1,15,106.04

46.68

4.1

Bills purchased & discounted

11,113.67

3.74

12,868.58

3.50

5,321.15

5.07

5,192.51

4.30

5,792.52

3.01

7,676.07

3.11

4.2

Cash Credit, Overdrafts, etc.

38,467.33

12.95

45,392.98

12.36

23,661.51

22.54

25,892.78

21.45

14,805.82

7.70

19,500.20

7.91

4.3

Term Loans

89,367.68

30.08

1,12,634.00

30.67

20,451.26

19.49

24,704.23

20.47

68,916.42

35.86

87,929.77

35.66

5.

Fixed Assets

7,499.41

2.52

7,925.96

2.16

1,528.16

1.46

1,514.19

1.25

5,971.25

3.11

6,411.77

2.60

6.

Other Assets

15,920.65

5.36

16,812.57

4.58

3,544.16

3.38

3,574.26

2.96

12,376.49

6.44

13,238.31

5.37

Total Assets

2,97,126.07

100.00

3,67,276.18

100.00

1,04,956.26

100.00

1,20,700.43

100.00

1,92,169.81

100.00

2,46,575.75

100.00

Source: Balance sheets of respective banks.