(As at end-March)

(Amount in Rs. crore)

Item

2003

2004

Amount

per cent

Amount

per cent

to total

to total

1

2

3

4

5

1.

Capital

4,497.80

3.86

4,644.53

3.41

2.

Reserves and Surplus

8,906.28

7.63

10,200.61

7.48

3.

Deposits

69,313.07

59.41

79,756.42

58.51

3.1

Demand Deposits

14,441.43

12.38

21,784.27

15.98

3.2

Savings Bank Deposits

8,969.17

7.69

12,567.56

9.22

3.3

Term Deposits

45,902.47

39.35

45,404.59

33.31

4.

Borrowings

22,904.41

19.63

25,388.82

18.63

5.

Other Liabilities and Provisions

11,039.22

9.46

16,325.34

11.98

Total Liabilities

1,16,660.78

100.00

1,36,315.72

100.00

1.

Cash and balances with RBI

4,557.40

3.91

7,278.23

5.34

2.

Balances with banks and

money at call and short notice

6,344.91

5.44

9,658.47

7.09

3.

Investments

40,794.22

34.97

41,586.88

30.51

3.1

In Government Securities (a+b)

30,803.82

26.40

32,672.29

23.97

a. In India

30,803.82

26.40

32,672.29

23.97

b. Outside India

–

–

–

–

3.2

In other approved Securities

155.09

0.13

172.22

0.13

3.3

In non-approved Securities

9,835.31

8.43

8,742.37

6.41

4.

Loans and Advances

52,167.76

44.72

60,507.40

44.39

4.1

Bills purchased & discounted

5,800.96

4.97

6,436.90

4.72

4.2

Cash Credit, Overdrafts, etc.

24,619.97

21.10

26,830.23

19.68

4.3

Term Loans

21,746.83

18.64

27,240.27

19.98

5.

Fixed Assets

2,185.53

1.87

1,949.51

1.43

6.

Other Assets

10,610.96

9.10

15,335.23

11.25

Total Assets

1,16,660.78

100.00

1,36,315.72

100.00

Source: Balance sheets of respective banks.