Appendix Table III.12(G): Financial Performance of Foreign Banks - ആർബിഐ - Reserve Bank of India
Appendix Table III.12(G): Financial Performance of Foreign Banks
(Amount in Rs.crore) |
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Item |
2001-02 |
2002-03 |
Variation of Col. (3) |
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Absolute |
Percentage |
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|
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1 |
2 |
3 |
4 |
5 |
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|
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A. |
Income |
12,964.01 |
12,043.59 |
-920.42 |
-7.10 |
|
(i+ii) |
(100.00) |
(100.00) |
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i) |
Interest Income |
9,699.65 |
8,972.19 |
-727.46 |
-7.50 |
|
(74.82) |
(74.50) |
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of which: Interest on Advances |
5,317.30 |
5,391.54 |
74.24 |
1.40 |
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Income on Investments |
3,669.81 |
3,141.09 |
-528.72 |
-14.41 |
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ii) |
Other Income |
3,264.36 |
3,071.40 |
-192.96 |
-5.91 |
|
(25.18) |
(25.50) |
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of which: Commission & Brokerage |
1,269.23 |
1,382.46 |
113.23 |
8.92 |
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B. |
Expenditure |
11,471.90 |
10,219.55 |
-1,252.35 |
-10.92 |
|
(i+ii+iii) |
(100.00) |
(100.00) |
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i) |
Interest Expended |
6,053.22 |
5,065.44 |
-987.78 |
-16.32 |
|
(52.77) |
(49.57) |
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of which: Interest on Deposits |
4,116.56 |
3,550.46 |
-566.10 |
-13.75 |
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ii) |
Provisions and Contingencies |
2,021.50 |
1,903.81 |
-117.69 |
-5.82 |
|
(17.62) |
(18.63) |
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of which: Provisions for NPAs |
587.18 |
724.09 |
136.91 |
23.32 |
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iii) |
Operating Expenses |
3,397.18 |
3,250.30 |
-146.88 |
-4.32 |
|
(29.61) |
(31.80) |
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of which : Wage Bill |
1,124.31 |
1,040.16 |
-84.15 |
-7.48 |
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C. |
Profit |
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i) |
Operating Profit |
3,513.61 |
3,727.85 |
214.24 |
6.10 |
|
ii) |
Net Profit |
1,492.11 |
1,824.04 * |
331.93 |
22.25 |
|
D. |
Spread (Net Interest Income) |
3,646.43 |
3,906.75 |
260.32 |
7.14 |
|
(Interest Income - Interest Expended) |
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E. |
Total Assets |
1,13,320.92 |
1,16,401.08 |
3,080.16 |
2.72 |
|
|
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* Before Extra Ordinary Item of Standard Chartered Bank for Rs.6.5 crore, for the year 2002-03. |
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Note: Figures in brackets are percentage shares to the respective total. |