(Amount in Rs. crore) |
Item |
2004-05 |
2005-06 |
Variation |
|
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
53,531.58 |
58,909.69 |
5,378.11 |
10.05 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
44,051.46 |
49,115.96 |
5,064.50 |
11.50 |
|
|
|
(82.29) |
(83.38) |
|
|
|
|
of which: Interest on Advances |
18,919.55 |
25,517.75 |
6,598.20 |
34.88 |
|
|
Income on Investments |
21,332.58 |
19,089.26 |
-2,243.32 |
-10.52 |
|
ii) |
Other Income |
9,480.12 |
9,793.73 |
313.61 |
3.31 |
|
|
|
(17.71) |
(16.62) |
|
|
|
|
of which: Commission and Brokerage |
4,793.00 |
5,310.38 |
517.38 |
10.79 |
|
|
|
|
|
|
|
B. |
Expenditure (i+ii+iii) |
47,855.72 |
52,953.21 |
5,097.49 |
10.65 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
24,842.07 |
27,808.94 |
2,966.87 |
11.94 |
|
|
|
(51.91) |
(52.52) |
|
|
|
|
of which: Interest on Deposits |
23,275.67 |
25,017.51 |
1,741.84 |
7.48 |
|
ii) |
Provisions and Contingencies |
9,603.32 |
9,373.42 |
-229.90 |
-2.39 |
|
|
|
(20.07) |
(17.70) |
|
|
|
|
of which: Provision for NPAs |
1,309.49 |
470.48 |
-839.01 |
-64.07 |
|
iii) |
Operating Expenses |
13,410.33 |
15,770.84 |
2,360.51 |
17.60 |
|
|
|
(28.02) |
(29.78) |
|
|
|
|
of which : Wage Bill |
9,042.53 |
10,665.09 |
1,622.55 |
17.94 |
|
|
|
|
|
|
|
C. |
Profit 5,681.81 6,253.65 |
|
|
|
|
|
i) |
Operating Profit |
15,279.17 |
15,329.90 |
50.73 |
0.33 |
|
ii) |
Net Profit |
5,675.86 |
5,956.48 |
280.62 |
4.94 |
|
|
|
|
|
|
|
D. |
Net Interest Income/Margin |
19,209.39 |
21,307.01 |
2,097.63 |
10.92 |
|
|
|
|
|
|
|
E. |
Total Assets |
6,27,117.14 |
6,91,871.17 |
64,754.03 |
10.33 |
|
|
|
|
|
|
|
Note : Figures in brackets are percentage shares to the respective total.
Source :
Balance sheets of respective banks. |
|
