Appendix Table III.15 (F) Financial Performance of State Bank Group - ആർബിഐ - Reserve Bank of India
Appendix Table III.15 (F) Financial Performance of State Bank Group
(Amount in Rs. crore) |
|||||||
Item |
2003-04 |
2004-05 |
Variation |
||||
Absolute |
Percentage |
||||||
1 |
2 |
3 |
4 |
5 |
|||
A. |
Income (i+ii) |
51,875.27 |
53,512.54 |
1,637.27 |
3.16 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Income |
40,956.39 |
44,045.35 |
3,088.96 |
7.54 |
||
(78.95) |
(82.31) |
||||||
of which: |
Interest on Advances |
16,250.05 |
18,919.56 |
2,669.51 |
16.43 |
||
Income on Investments |
20,864.16 |
21,326.48 |
462.32 |
2.22 |
|||
ii) |
Other Income |
10,918.88 |
9,467.19 |
-1,451.69 |
-13.30 |
||
(21.05) |
(17.69) |
||||||
of which: |
Commission and Brokerage |
4,217.36 |
4,792.99 |
575.63 |
13.65 |
||
B. |
Expenditure (i+ii+iii) |
46,256.55 |
47,836.68 |
1,580.13 |
3.42 |
||
(100.00) |
(100.00) |
||||||
i) |
Interest Expended |
25,395.15 |
24,842.08 |
-553.07 |
-2.18 |
||
(54.90) |
(51.93) |
||||||
of which: |
Interest on Deposits |
24,027.79 |
23,275.67 |
-752.12 |
-3.13 |
||
ii) |
Provisions and Contingencies |
8,744.80 |
9,584.29 |
839.49 |
9.60 |
||
(18.90) |
(20.04) |
||||||
of which: |
Provision for NPAs |
5,199.92 |
1,406.83 |
-3,793.09 |
-72.95 |
||
iii) |
Operating Expenses |
12,116.60 |
13,410.31 |
1,293.71 |
10.68 |
||
(26.19) |
(28.03) |
||||||
of which: |
Wage Bill |
8,318.98 |
9,009.43 |
690.45 |
8.30 |
||
C. |
Profit |
||||||
i) |
Operating Profit |
14,363.52 |
15,260.15 |
896.63 |
6.24 |
||
ii) |
Net Profit |
5,618.72 |
5,675.86 |
57.14 |
1.02 |
||
D. |
Net Interest Income/Margin |
15,561.24 |
19,203.27 |
3,642.03 |
23.40 |
||
E. |
Total Assets |
5,49,123.72 |
6,27,074.70 |
77,950.98 |
14.20 |
||
Note : Figures in brackets are percentage shares to the respective total. |