(Amount in Rs. crore)

Outstanding

Variations

as on

Financial Year

April-September

Item

March 21,

2002-03

2001-02

2003-04 P

2002-03

2003

Absolute

Per cent

Absolute

Per cent

Absolute

Per cent

Absolute

     Per cent

1

2

3

4

5

6

7

8

9

10

1.

Gross Demand and Time Liabilites

14,85,643

2,13,470

16.8

1,38,694

12.2

1,01,626

4.1

1,42,573

8.2

(2+3+4+6)

2.

Aggregate Deposits (a+b)

12,80,853

1,77,493

16.1

1,40,742

14.6

96,480

7.5

1,24,331

11.3

(1,47,822)

(13.4)

(87,199)

(7.9)

a.

Demand deposits

1,70,289

17,241

11.3

10,496

7.4

4,984

2.9

182

0.1

b.

Time deposits

11,10,564

1,60,252

16.9

1,30,246

15.9

91,496

8.2

1,24,149

13.6

(1,30,581)

(13.7)

(87,017)

(9.2)

3.

Other Borrowings #

12,638

9,609

317.3

462

18.0

4,622

36.6

7,240

239.1

4.

Other Demand and Time Liabilities

1,29,806

17,923

16.0

20,676

22.7

2,901

2.2

3,875

3.5

5.

Borrowings from the RBI

79

-3,537

-97.8

-280

-7.2

-78

-98.7

-3,605

-99.7

6.

Inter-bank Liabilities

62,346

8,444

15.7

-23,186

-30.1

-2,377

-3.8

7,127

13.2

7.

Bank Credit (a+b)

7,29,215

1,39,493

23.7

78,289

15.3

6,331

0.9

71,396

12.1

a.

Food Credit

49,479

-4,499

-8.3

13,987

35.0

-12,014

-24.3

-616

-1.1

b.

Non-food Credit

6,79,736

1,43,992

26.9

64,302

13.6

18,345

2.7

72,011

13.4

8.

Investments (a+b)

5,47,546

1,09,276

24.9

68,110

18.4

82,526

15.1

64,070

14.6

a.

Government securities

5,23,417

1,12,241

27.3

71,142

20.9

79,505

15.2

65,762

16.0

b.

Other approved securities

24,129

-2,964

-10.9

-3,032

-10.1

3,020

12.5

-1,692

-6.3

9.

Cash in hand

7,567

1,322

21.2

587

10.4

741

9.8

181

2.9

10.

Balances with the RBI

58,335

-4,068

-6.5

2,858

4.8

4,995

8.6

4,325

6.9

11.

Inter-Bank Assets

59,019

6,156

11.6

-9,491

-15.2

1,493

2.5

11,671

22.1

A.

Credit-Deposit Ratio (%)

56.9

—

78.6

—

55.6

—

6.6

—

57.4

B.

Non-food Credit-Deposit Ratio (%)

53.1

—

81.1

—

45.7

—

19.0

—

57.9

C.

Investment-Deposit Ratio (%)

42.7

—

61.6

—

48.4

—

85.5

—

51.5

P Provisional.
— Not applicable.
# Other than from RBI/IDBI/NABARD/EXIM Bank.
Notes :
1.Figures in brackets exclude the impact of mergers since May 3, 2002.
2. Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply : Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.