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Appendix Table III.9: Region/State-wise Credit-Deposit Ratio and Investment plus Credit- Deposit Ratio of Scheduled Commercial Banks

(Per cent)


Sr.

Region/State/

Credit-Deposit Ratio

Investment plus Credit-

No.

Union Territory

 

Deposit Ratio @


   

2000


2001


2002


2003


2001


2002


   

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

As per

   

Sanc-

Utili-

Sanc-

Utili-

Sanc-

Utili-

Sanc-

Sanc-

Utili-

Sanc-

Utili-

   

tion

sation

tion

sation

tion

sation

tion

tion

sation

tion

sation


1

2

3

4

5

6

7

8

9

10

11

12

13


1

NORTHERN REGION

51.1

49.6

54.7

52.5

56.2

55.0

57.1

59.9

57.7

61.2

60.0

 

Haryana

42.4

53.4

41.0

54.0

43.7

55.0

43.6

49.8

62.8

51.9

63.1

 

Himachal Pradesh

23.8

26.8

21.3

25.7

23.4

32.5

24.7

35.5

39.9

36.3

45.4

 

Jammu & Kashmir

33.5

30.9

34.5

33.5

36.8

40.9

37.9

42.7

41.8

46.0

50.1

 

Punjab

39.4

40.9

41.1

42.3

41.8

43.9

41.6

47.0

48.2

47.0

49.2

 

Rajasthan

46.7

50.1

46.6

49.6

48.4

55.4

51.1

65.4

68.4

67.3

74.3

 

Chandigarh

82.0

79.5

99.4

99.3

102.8

102.3

110.4

99.4

99.3

102.8

102.3

 

Delhi

60.5

53.7

66.1

57.6

67.6

59.1

67.8

66.3

57.8

67.7

59.2

                         

2

NORTH-EASTERN REGION

28.1

30.6

27.6

32.0

27.2

53.2

26.8

44.9

49.3

45.2

71.2

 

Arunachal Pradesh

15.7

22.3

14.5

22.1

15.8

27.4

17.0

24.3

31.8

22.7

34.3

 

Assam

32.0

35.5

32.1

38.1

31.7

70.3

28.6

48.9

55.0

49.3

87.9

 

Manipur

37.4

37.9

40.1

40.7

26.4

27.3

28.0

72.2

72.8

58.9

59.8

 

Meghalaya

16.3

16.3

17.1

17.3

18.3

24.3

28.8

33.0

33.3

34.0

40.0

 

Mizoram

23.3

26.0

24.1

29.0

26.4

36.2

26.4

43.8

48.7

48.5

58.4

 

Nagaland

15.3

15.6

12.4

13.6

12.8

18.1

13.1

42.1

43.3

48.1

53.3

 

Tripura

25.7

25.7

21.7

21.7

21.5

21.6

25.6

34.2

34.2

33.6

33.7

                         

3

EASTERN REGION

37.0

37.2

36.7

36.6

37.6

41.4

40.2

47.7

47.6

48.6

52.4

 

Bihar

22.5

23.2

20.7

20.7

21.3

21.9

23.4

37.6

37.6

38.3

38.9

 

Jharkhand

28.0

30.6

25.1

31.0

27.3

28.7

31.2

27.1

33.0

 

Orissa

41.5

42.8

40.2

41.6

44.5

51.4

46.2

65.8

67.1

68.2

75.1

 

Sikkim

15.1

15.2

14.4

14.5

16.0

22.5

17.2

31.7

31.7

29.9

36.4

 

West Bengal

45.5

44.9

44.5

43.4

45.8

49.2

48.2

52.4

51.2

53.7

57.2

 

Andaman & Nicobar Islands

16.8

27.6

16.3

27.5

18.5

57.2

21.0

16.3

27.5

18.5

57.2

                         

4

CENTRAL REGION

33.9

36.8

32.7

36.9

33.9

38.4

33.5

43.9

48.1

44.8

49.3

 

Chhatishgarh

38.5

49.9

44.0

54.2

39.1

39.4

50.8

46.6

56.8

 

Madhya Pradesh

49.1

52.5

47.6

52.5

46.6

50.3

46.6

62.7

67.5

60.5

64.3

 

Uttar Pradesh

28.2

30.9

28.3

31.9

29.9

34.3

30.4

40.3

43.9

41.7

46.1

 

Uttaranchal

21.7

23.9

23.7

26.0

19.1

21.8

24.0

25.3

27.6

                         

5

WESTERN REGION

75.4

74.6

75.5

74.8

79.7

71.3

80.8

79.9

79.2

83.5

75.1

 

Goa

23.8

25.4

26.1

27.3

25.3

28.2

23.2

29.5

30.7

29.2

32.1

 

Gujarat

49.0

53.5

48.5

53.6

44.1

54.7

45.2

55.1

60.2

50.9

61.5

 

Maharashtra

86.4

83.4

86.4

83.5

92.3

77.5

93.2

90.1

87.2

95.3

80.5

 

Dadra & Nagar Haveli

18.8

135.6

14.3

135.2

20.9

189.0

23.5

14.3

135.2

20.9

189.0

 

Daman & Diu

15.7

87.6

13.3

75.3

9.9

79.4

9.0

13.3

75.3

9.9

79.4

                         

6

SOUTHERN REGION

66.2

66.8

66.6

66.8

64.6

68.9

65.0

75.2

75.3

72.9

77.1

 

Andhra Pradesh

64.2

65.5

64.5

64.9

61.9

67.7

62.6

77.2

77.6

74.0

79.7

 

Karnataka

63.3

65.5

61.0

61.8

61.6

68.9

60.9

67.6

68.5

68.4

75.7

 

Kerala

41.5

41.7

43.3

42.3

43.3

43.7

43.3

51.7

50.8

51.3

51.7

 

Tamil Nadu

88.6

87.5

90.6

90.6

85.4

88.5

86.5

97.6

97.5

91.9

95.1

 

Lakshadweep

7.4

9.1

10.4

11.8

7.9

9.6

5.1

10.4

11.8

7.9

9.6

 

Pondicherry

33.6

38.7

33.5

35.8

32.3

39.2

32.2

33.5

35.8

32.3

39.2

                         
 

ALL INDIA

56.0

56.0

56.7

56.7

58.4

58.4

59.4

64.3

64.3

65.6

65.6


@ Banks’ State-wise investment represent their holdings of state-level securities, such as, State Government loans and shares, bonds, debentures, etc. of Regional Rural Banks, Co-operative institutions, State Electricity Boards, Municipal Corporations, Municipalities and Port Trusts, State Financial Corporations, Housing Boards, State Industrial Development Corporations, Road Transport Corporations and other Government and quasi-Government bodies.
All-India investment plus credit-deposit ratio is worked out by excluding investments in Central Government and other securities not mentioned above.
— Not applicable.
Notes:
1. Deposits and credit (as per place of sanction and utilisation) data for 2000, 2001 and 2002 are based on BSR-1 and 2 surveys as on March 31.
2.The investment figures are based on BSR-5 survey as on March 31.
3.CD-ratio for 2003 are based on BSR-7 survey as on March 31, 2003.

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