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Appendix Table IV.13: Progress of Microfinance Programmes

(At end-March)
Item Self Help Groups
Number (lakh) Amount (in ₹ crore)
2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24
1 2 3 4 5 6 7 8 9 10 11 12 13
Loans Disbursed by Banks (During the FY) 27.0 31.5 28.9 34.0 43.0 54.8 58,317.6 77,659.3 58,070.6 99,729.2 1,45,200.2 2,09,285.9
(17.8) (22.1) (17.0) (24.8) (36.9) (47.6) (36,818.5) (55,589.9) (31,755.1) (68,916.9) (1,25,106.3) (1,83,297.1)
Loans Outstanding with Banks 50.8 56.8 57.8 67.4 69.6 77.4 87,098.2 1,08,075.1 1,03,289.0 1,51,051.0 1,88,078.8 2,59,663.7
(35.1) (39.6) (36.0) (47.8) (58.9) (65.0) (58,431.6) (73,183.9) (61,393.1) (1,01,840.1) (1,61,583.9) (2,22,452.1)
Savings with Banks 100.1 102.4 112.2 118.9 134.0 144.2 23,324.5 26,152.0 37,477.0 47,240.5 58,892.7 65,089.2
(60.2) (62.6) (70.1) (77.7) (89.4) (91.7) (14,481.6) (15,836.3) (21,307.8) (31,077.1) (40,971.9) (49,738.7)
  Microfinance Institutions
Number (lakh) Amount (in ₹ crore)
Loans Disbursed by Banks 0.0 0.0 0.3 0.2 0.8 0.3 13,721.0 19,133.0 12,120.3 23,173.4 36,757.0 31,497.1
Loans Outstanding with Banks 0.1 0.2 0.6 0.6 1.1 1.9 16,044.8 27,255.8 21,062.7 34,865.4 44,119.8 59,592.7
  Joint Liability Groups
Number (lakh) Amount (in ₹ crore)
Loans Disbursed by Banks (During the FY) 16.0 41.8 41.3 54.1 70.0 73.3 30,946.9 83,103.0 58,311.8 1,12,772.8 1,33,372.9 1,88,313.4
Notes: 1. Figures in brackets give the details of SHGs covered under the National Rural Livelihoods Mission (NRLM) and the National Urban Livelihoods Mission (NULM).
2. Actual number of MFIs availing loans from banks may be less than the number of accounts, as most of MFIs avail loans several times from the same bank and from more than one bank.
Source: NABARD.

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