Appendix Table IV.17 (A) Financial Performance of Scheduled Commercial Banks - ആർബിഐ - Reserve Bank of India
Appendix Table IV.17 (A) Financial Performance of Scheduled Commercial Banks
(Amount in Rs. crore) |
|||||
Item |
2007-08 |
2008-09 |
Variation |
||
Absolute |
Percentage |
||||
1 |
2 |
3 |
4 |
5 |
|
A. |
Income (i+ii) |
3,68,873 |
4,63,837 |
94,964 |
25.8 |
|
|
(100.0) |
(100.0) |
|
|
|
i) Interest Income |
3,08,482 |
3,88,816 |
80,334 |
26.0 |
|
|
(83.6) |
(83.8) |
|
|
|
of which: Interest on Advances |
2,21,171 |
2,87,678 |
66,507 |
30.1 |
|
Income on Investments |
77,952 |
92,096 |
14,144 |
18.1 |
|
ii) Other Income |
60,391 |
75,021 |
14,630 |
24.2 |
|
|
(16.4) |
(16.2) |
|
|
|
of which: Commission & Brokerage |
30,735 |
37,061 |
6,326 |
20.6 |
B. |
Expenditure (i+ii+iii) |
3,26,147 |
4,11,066 |
84,918 |
26.0 |
|
|
(100.0) |
(100.0) |
|
|
|
i) Interest Expended |
2,08,001 |
2,63,221 |
55,219 |
26.6 |
|
|
(63.8) |
(64.0) |
|
|
|
of which: Interest on Deposits |
1,79,559 |
2,30,189 |
50,630 |
28.2 |
|
ii) Provisions and Contingencies |
40,864 |
58,578 |
17,714 |
43.4 |
|
|
(12.5) |
(14.3) |
|
|
|
of which: Provision for NPAs |
134 |
192 |
58 |
43.0 |
|
iii) Operating Expenses |
77,283 |
89,268 |
11,985 |
15.5 |
|
|
(23.7) |
(21.7) |
|
|
|
of which : Wage Bill |
39,954 |
47,660 |
7,705 |
19.3 |
C. |
Profit |
|
|
|
|
|
i) Operating Profit |
83,590 |
1,11,349 |
27,759 |
33.2 |
|
ii) Net Profit |
42,726 |
52,771 |
10,046 |
23.5 |
D. |
Net Interest Income/Margin |
1,00,481 |
1,25,596 |
25,114 |
25.0 |
E. |
Total Assets |
43,26,166 |
52,41,331 |
9,15,165 |
21.2 |
Note : Figures in parentheses are percentage shares to the respective total. |