(Amount in Rs. crore)

Item

2007-08

2008-09

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

2,45,872

3,15,608

69,737

28.4

(100.00)

(100.00)

i) Interest Income

2,13,075

2,73,428

60,353

28.3

(86.7)

(86.6)

of which: Interest on Advances

1,54,101

2,04,709

50,609

32.8

Income on Investments

53,119

63,080

9,961

18.8

ii) Other Income

32,797

42,180

9,383

28.6

(13.3)

(13.4)

of which: Commission & Brokerage

14,799

18,475

3,675

24.8

B.

Expenditure (i+ii+iii)

2,19,280

2,81,215

61,935

28.2

(100.00)

(100.00)

i) Interest Expended

1,48,902

1,93,447

44,545

29.9

(67.9)

(68.8)

of which: Interest on Deposits

1,32,718

1,74,313

41,595

31.3

ii) Provisions and Contingencies

23,715

32,578

8,863

37.4

(10.8)

(11.6)

of which: Provision for NPAs

80

93

12

15.5

iii) Operating Expenses

46,663

55,190

8,527

18.3

(21.3)

(19.6)

of which: Wage Bill

28,660

34,250

5,590

19.5

C.

Profit

i) Operating Profit

50,307

66,972

16,665

33.1

ii) Net Profit

26,592

34,394

7,802

29.3

D.

Net Interest Income/Margin

64,172

79,981

15,809

24.6

E.

Total Assets

30,21,924

37,66,716

7,44,793

24.7

* : Includes IDBI Bank Ltd.
Note : Figures in parentheses are percentage shares to the respective total.
Source : Balance sheets of respective banks.