B1 : Liabilities and Assets of Scheduled Commercial Banks : 2003 and 2004 (Part 7 of 7) - ആർബിഐ - Reserve Bank of India
B1 : Liabilities and Assets of Scheduled Commercial Banks : 2003 and 2004 (Part 7 of 7)
|
|
|
|
(Amount in Rs. lakh) |
||
As on March 31 |
||||||
Items |
Karur Vysya Bank |
Kotak Mahindra Bank# |
Lakshmi Vilas Bank |
|||
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
|
(55) |
(38) |
(39) |
(40) |
(41) |
(42) |
1. Capital |
1641 |
1798 |
5953 |
1151 |
1151 |
|
(0.3) |
(0.3) |
(1.0) |
(0.4) |
(0.3) |
||
2. Reserves and Surplus |
54227 |
69405 |
54612 |
18058 |
21514 |
|
( 8.8) |
( 9.8) |
( 9.4) |
( 5.6) |
( 5.6) |
||
2.1. Statutory Reserves |
17868 |
22718 |
7776 |
10635 |
12035 |
|
2.2. Capital Reserves |
667 |
667 |
101 |
891 |
1434 |
|
2.3. Share Premium |
1891 |
2989 |
14211 |
1442 |
1442 |
|
2.4. Investments Fluctuations Reserves |
3085 |
7085 |
1100 |
2224 |
3599 |
|
2.5. Revenue and other Reserves |
30586 |
35836 |
13220 |
2857 |
2982 |
|
2.6. Balance of Profit |
130 |
110 |
18204 |
9 |
22 |
|
3. Deposits |
512192 |
591148 |
445933 |
277050 |
329581 |
|
( 82.9) |
( 83.2) |
( 76.7) |
( 86.7) |
( 86.2) |
||
Type-wise |
||||||
3A.1. Demand deposits |
56989 |
65331 |
260712 |
37772 |
40999 |
|
(i) From banks |
1111 |
1859 |
0 |
840 |
464 |
|
(ii) From others |
55878 |
63472 |
260712 |
36932 |
40535 |
|
3A.2. Savings bank deposits |
52982 |
69862 |
4257 |
34838 |
43773 |
|
3A.3. Term deposits |
402221 |
455955 |
180964 |
204440 |
244809 |
|
(i) From banks |
36471 |
58477 |
4808 |
7172 |
6418 |
|
(ii) From others |
365750 |
397478 |
176156 |
197268 |
238391 |
|
Location-Wise |
||||||
3B.1. Deposits of branches in India |
512192 |
591148 |
445934 |
277050 |
329582 |
|
3B.2. Deposits of branches outside India |
0 |
0 |
0 |
0 |
0 |
|
4. Borrowings |
26776 |
10319 |
51164 |
6411 |
3023 |
|
( 4.3) |
( 1.5) |
( 8.8) |
(2.0) |
(0.8) |
||
4.1. Borrowings in India |
25258 |
2950 |
44606 |
6411 |
3023 |
|
(i) From Reserve Bank of India |
1228 |
0 |
0 |
0 |
0 |
|
(ii) From other banks |
3714 |
2 |
26106 |
0 |
2261 |
|
(iii) From other institutions and agencies |
20316 |
2948 |
18500 |
6411 |
762 |
|
4.2. Borrowings outside India |
1518 |
7369 |
6558 |
0 |
0 |
|
Secured borrowings included in 4. |
0 |
0 |
10300 |
0 |
0 |
|
5. Other liabilities |
23043 |
38074 |
24032 |
17003 |
26866 |
|
( 3.7) |
( 5.4) |
( 4.1) |
( 5.3) |
(7.0) |
||
5.1. Bills Payable |
9644 |
15165 |
4635 |
4844 |
5299 |
|
5.2. Inter-office adjustments |
2579 |
2362 |
0 |
323 |
4149 |
|
5.3. Interest accured |
2218 |
3521 |
2229 |
1288 |
1572 |
|
5.4. Others (including provisions) |
8602 |
17026 |
17168 |
10548 |
15846 |
|
Total Liabilities |
617879 |
710744 |
581694 |
319673 |
382135 |
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
||
Note : Figures in brackets indicate per cent share in total . |
||||||
# : See 'Explanatory Notes' |
||||||
Source : Annual accounts of banks of respective years . |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
OTHER SCHEDULED COMMERCIAL BANKS |
||||||
(Amount in Rs. lakh) |
||||||
|
As on March 31 |
|||||
Items |
Karur Vysya Bank |
Kotak Mahindra Bank |
Lakshmi Vilas Bank |
|||
|
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
(55) |
(38) |
(39) |
(40) |
(41) |
(42) |
1 Cash in hand |
4926 |
4899 |
|
1226 |
3161 |
3870 |
|
(0.8) |
(0.7) |
|
(0.2) |
(1.0) |
(1.0) |
2. Balances with RBI |
18121 |
27805 |
|
11458 |
13444 |
19169 |
|
( 2.9) |
( 3.9) |
|
(2.0) |
( 4.2) |
(5.0) |
3. Balances with banks in india |
44318 |
25594 |
|
54404 |
6405 |
4401 |
|
( 7.2) |
( 3.6) |
|
( 9.4) |
(2.0) |
( 1.2) |
4. Money at call and short notice |
0 |
0 |
|
0 |
0 |
0 |
|
0 |
0 |
|
0 |
0 |
0 |
5. Balances with banks outside India |
1540 |
1481 |
|
753 |
286 |
573 |
|
(0.2) |
(0.2) |
|
(0.1) |
(0.1) |
(0.1) |
6. Investments |
185016 |
217301 |
|
288278 |
103658 |
133817 |
|
( 29.9) |
( 30.6) |
|
( 49.6) |
( 32.4) |
( 35) |
6.1. Investments in India |
185016 |
217301 |
|
288278 |
103658 |
133817 |
(i) Government securities |
132266 |
168580 |
|
227664 |
72855 |
108401 |
(ii) Other approved securities |
3970 |
3633 |
|
6 |
3255 |
2877 |
(iii) Shares |
2133 |
2159 |
|
365 |
639 |
659 |
(iv) Debentures and Bonds |
33838 |
35837 |
|
4002 |
11429 |
10833 |
(v) Subsidiaries and/or joint ventures |
0 |
0 |
|
22567 |
0 |
0 |
(vi) Others |
12809 |
7092 |
|
33674 |
15480 |
11047 |
6.2. Investments outside India |
0 |
0 |
|
0 |
0 |
0 |
(i) Government securities |
0 |
0 |
|
0 |
0 |
0 |
(ii) Subsidiaries and/or joint ventures |
0 |
0 |
|
0 |
0 |
0 |
(iii) Others |
0 |
0 |
|
0 |
0 |
0 |
7. Advances |
334440 |
402324 |
|
209702 |
176370 |
203871 |
|
( 54.1) |
( 56.6) |
|
( 36.1) |
( 55.2) |
( 53.4) |
Type-wise |
|
|
|
|
|
|
7A.1. Bills purchased and discounted |
25475 |
20060 |
|
7752 |
17478 |
20670 |
7A.2. Cash credits, overdrafts & loans |
127623 |
142276 |
|
6916 |
92706 |
99367 |
7A.3. Term loans |
181342 |
239988 |
|
195034 |
66186 |
83834 |
Security-wise |
|
|
|
|
|
|
7B.1. Secured by tangible assets |
272440 |
300045 |
|
164774 |
151719 |
174529 |
7B.2. Covered by Bank/Govt. Guarantees |
35985 |
44613 |
|
0 |
6886 |
10392 |
7B.3. Unsecured |
26015 |
57666 |
|
44929 |
17765 |
18949 |
Sector-wise |
|
|
|
|
|
|
7C.I. Advances in India |
334440 |
402324 |
|
209702 |
176370 |
203871 |
(i) Priority sectors |
111221 |
150887 |
|
87733 |
61089 |
76545 |
(ii) Public sectors |
43207 |
59178 |
|
0 |
12713 |
7550 |
(iii) Banks |
11 |
6 |
|
216 |
4 |
764 |
(iv) others |
180001 |
192253 |
|
121753 |
102564 |
119012 |
7C.II. Advances outside India |
0 |
0 |
|
0 |
0 |
0 |
8. Fixed Assets |
8554 |
9378 |
|
8526 |
2990 |
3132 |
|
( 1.4) |
( 1.3) |
|
( 1.5) |
(0.9) |
(0.8) |
8.1. Premises |
5290 |
5680 |
|
4855 |
1618 |
1585 |
8.2. Fixed assets under construction |
338 |
22 |
|
0 |
0 |
0 |
8.3. Other Fixed assets |
2926 |
3676 |
|
3671 |
1372 |
1547 |
9. Other Assets |
20964 |
21960 |
|
7348 |
13359 |
13304 |
|
( 3.4) |
( 3.1) |
|
( 1.3) |
( 4.2) |
( 3.5) |
9.1 Inter - office adjustments (net) |
0 |
0 |
|
0 |
0 |
0 |
9.2 Interest accrued |
7017 |
6833 |
|
2415 |
2434 |
3285 |
9.3 Tax paid |
7253 |
8207 |
|
680 |
3289 |
8017 |
9.4 Stationery and Stamps |
205 |
195 |
|
15 |
68 |
66 |
9.5 Others |
6489 |
6725 |
|
4238 |
7568 |
1936 |
Total Assets |
617879 |
710742 |
|
581695 |
319673 |
382137 |
|
( 100) |
( 100) |
|
( 100) |
( 100) |
( 100) |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
OTHER SCHEDULED COMMERCIAL BANKS |
||||||
|
|
|
(Amount in Rs. lakh) |
|||
As on March 31 |
||||||
Items |
Lord Krishna Bank |
Nainital Bank |
Ratnakar Bank |
|||
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
|
(55) |
(44) |
(45) |
(46) |
(47) |
(48) |
1. Capital |
5669 |
5669 |
1500 |
1500 |
1165 |
1840 |
( 3.1) |
( 2.2) |
(2.0) |
( 1.8) |
( 1.6) |
( 2.3) |
|
2. Reserves and Surplus |
6257 |
8063 |
4255 |
5221 |
2922 |
3527 |
( 3.4) |
( 3.1) |
( 5.5) |
( 6.1) |
( 3.9) |
( 4.3) |
|
2.1. Statutory Reserves |
2203 |
2977 |
1082 |
1389 |
1525 |
1750 |
2.2. Capital Reserves |
356 |
985 |
211 |
207 |
2 |
13 |
2.3. Share Premium |
1638 |
1638 |
1150 |
1150 |
65 |
65 |
2.4. Investments Fluctuations Reserves |
1100 |
1500 |
339 |
1000 |
521 |
826 |
2.5. Revenue and other Reserves |
890 |
890 |
1473 |
1475 |
753 |
823 |
2.6. Balance of Profit |
70 |
73 |
0 |
0 |
56 |
50 |
3. Deposits |
166329 |
231122 |
66871 |
75880 |
64231 |
71521 |
( 89.5) |
( 88.7) |
( 87) |
( 88.8) |
( 86.7) |
( 87.7) |
|
Type-wise |
||||||
3A.1. Demand deposits |
8711 |
11660 |
4977 |
6455 |
6092 |
7875 |
(i) From banks |
9 |
23 |
80 |
222 |
278 |
380 |
(ii) From others |
8702 |
11637 |
4897 |
6233 |
5814 |
7495 |
3A.2. Savings bank deposits |
11032 |
14889 |
26270 |
32369 |
8235 |
10865 |
3A.3. Term deposits |
146586 |
204573 |
35624 |
37056 |
49904 |
52781 |
(i) From banks |
10915 |
11917 |
114 |
53 |
1911 |
3081 |
(ii) From others |
135671 |
192656 |
35510 |
37003 |
47993 |
49700 |
Location-Wise |
||||||
3B.1. Deposits of branches in India |
166329 |
231122 |
66871 |
75881 |
64230 |
71521 |
3B.2. Deposits of branches outside India |
0 |
0 |
0 |
0 |
0 |
0 |
4. Borrowings |
193 |
63 |
14 |
11 |
220 |
99 |
(0.1) |
(0.0) |
(0.0) |
(0.0) |
(0.3) |
(0.1) |
|
4.1. Borrowings in India |
193 |
62 |
14 |
11 |
220 |
99 |
(i) From Reserve Bank of India |
0 |
0 |
0 |
0 |
0 |
0 |
(ii) From other banks |
0 |
8 |
0 |
0 |
0 |
0 |
(iii) From other institutions and agencies |
193 |
54 |
14 |
11 |
220 |
99 |
4.2. Borrowings outside India |
0 |
1 |
0 |
0 |
0 |
0 |
Secured borrowings included in 4. |
0 |
0 |
0 |
11 |
0 |
0 |
5. Other liabilities |
7317 |
15539 |
4198 |
2835 |
5524 |
4546 |
( 3.9) |
(6.0) |
( 5.5) |
( 3.3) |
( 7.5) |
( 5.6) |
|
5.1. Bills Payable |
595 |
2631 |
1782 |
1077 |
1460 |
1806 |
5.2. Inter-office adjustments |
1195 |
1101 |
664 |
0 |
0 |
0 |
5.3. Interest accured |
781 |
1121 |
286 |
286 |
284 |
292 |
5.4. Others (including provisions) |
4746 |
10686 |
1466 |
1472 |
3780 |
2448 |
Total Liabilities |
185765 |
260456 |
76838 |
85447 |
74062 |
81533 |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
|
Note : Figures in brackets indicate per cent share in total . |
||||||
Source : Annual accounts of banks of respective years . |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
OTHER SCHEDULED COMMERCIAL BANKS |
||||||
|
|
|
|
|
(Amount in Rs. lakh) |
|
|
As on March 31 |
|||||
Items |
Lord Krishna Bank |
Nainital Bank |
Ratnakar Bank |
|||
|
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
(55) |
(44) |
(45) |
(46) |
(47) |
(48) |
1 Cash in hand |
1449 |
1254 |
685 |
723 |
1391 |
1261 |
|
(0.8) |
(0.5) |
(0.9) |
(0.8) |
( 1.9) |
( 1.5) |
2. Balances with RBI |
11556 |
19185 |
4082 |
4495 |
3530 |
8469 |
|
( 6.2) |
( 7.4) |
( 5.3) |
( 5.3) |
( 4.8) |
( 10.4) |
3. Balances with banks in india |
7216 |
8081 |
16561 |
12450 |
4706 |
5933 |
|
( 3.9) |
( 3.1) |
( 21.6) |
( 14.6) |
( 6.4) |
( 7.3) |
4. Money at call and short notice |
5 |
5000 |
450 |
0 |
800 |
1000 |
|
(0.0) |
( 1.9) |
(0.6) |
0 |
( 1.1) |
( 1.2) |
5. Balances with banks outside India |
1198 |
1373 |
0 |
0 |
0 |
0 |
|
(0.6) |
(0.5) |
0 |
0 |
0 |
0 |
6. Investments |
66268 |
104714 |
34862 |
41046 |
27102 |
25840 |
|
( 35.7) |
( 40.2) |
( 45.4) |
( 48) |
( 36.6) |
( 31.7) |
6.1. Investments in India |
66268 |
104714 |
34862 |
41046 |
27102 |
25840 |
(i) Government securities |
53049 |
94021 |
23306 |
22464 |
21414 |
20109 |
(ii) Other approved securities |
2589 |
2116 |
383 |
338 |
165 |
140 |
(iii) Shares |
46 |
239 |
2 |
0 |
345 |
277 |
(iv) Debentures and Bonds |
10408 |
8167 |
9310 |
13006 |
4914 |
5124 |
(v) Subsidiaries and/or joint ventures |
0 |
0 |
0 |
0 |
0 |
0 |
(vi) Others |
176 |
171 |
1861 |
5238 |
264 |
190 |
6.2. Investments outside India |
0 |
0 |
0 |
0 |
0 |
0 |
(i) Government securities |
0 |
0 |
0 |
0 |
0 |
0 |
(ii) Subsidiaries and/or joint ventures |
0 |
0 |
0 |
0 |
0 |
0 |
(iii) Others |
0 |
0 |
0 |
0 |
0 |
0 |
7. Advances |
91503 |
111789 |
17238 |
23551 |
31204 |
34601 |
|
( 49.3) |
( 42.9) |
( 22.4) |
( 27.6) |
( 42.1) |
( 42.4) |
Type-wise |
|
|
|
|
|
|
7A.1. Bills purchased and discounted |
21889 |
5398 |
171 |
199 |
2480 |
1904 |
7A.2. Cash credits, overdrafts & loans |
49759 |
78878 |
11738 |
14301 |
16839 |
20416 |
7A.3. Term loans |
19855 |
27513 |
5329 |
9051 |
11885 |
12281 |
Security-wise |
|
|
|
|
|
|
7B.1. Secured by tangible assets |
65234 |
98825 |
17143 |
22660 |
26869 |
26871 |
7B.2. Covered by Bank/Govt. Guarantees |
16070 |
892 |
0 |
0 |
0 |
1448 |
7B.3. Unsecured |
10200 |
12073 |
95 |
891 |
4337 |
6282 |
Sector-wise |
|
|
|
|
|
|
7C.I. Advances in India |
91504 |
111790 |
17238 |
23551 |
31205 |
34603 |
(i) Priority sectors |
11663 |
40571 |
9772 |
13303 |
7464 |
7759 |
(ii) Public sectors |
0 |
1346 |
52 |
0 |
758 |
513 |
(iii) Banks |
0 |
135 |
0 |
0 |
1000 |
1500 |
(iv) others |
79841 |
69738 |
7414 |
10248 |
21983 |
24831 |
7C.II. Advances outside India |
0 |
0 |
0 |
0 |
0 |
0 |
8. Fixed Assets |
1678 |
2575 |
502 |
481 |
1268 |
1357 |
|
(0.9) |
(1.0) |
(0.7) |
(0.6) |
( 1.7) |
( 1.7) |
8.1. Premises |
299 |
346 |
251 |
260 |
326 |
314 |
8.2. Fixed assets under construction |
0 |
0 |
0 |
0 |
30 |
90 |
8.3. Other Fixed assets |
1379 |
2229 |
251 |
221 |
912 |
953 |
9. Other Assets |
4895 |
6484 |
2460 |
2700 |
4058 |
3071 |
|
( 2.6) |
( 2.5) |
( 3.2) |
( 3.2) |
( 5.5) |
( 3.8) |
9.1 Inter - office adjustments (net) |
0 |
0 |
0 |
372 |
312 |
767 |
9.2 Interest accrued |
1922 |
2724 |
1916 |
1899 |
795 |
708 |
9.3 Tax paid |
2056 |
2434 |
316 |
160 |
2421 |
1198 |
9.4 Stationery and Stamps |
28 |
29 |
0 |
0 |
25 |
29 |
9.5 Others |
889 |
1297 |
228 |
269 |
505 |
369 |
Total Assets |
185768 |
260455 |
76840 |
85446 |
74059 |
81532 |
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
OTHER SCHEDULED COMMERCIAL BANKS |
||||||
|
|
|
|
(Amount in Rs. lakh) |
||
As on March 31 |
||||||
Items |
Sangli Bank |
SBI Comm.& Int. Bank |
South Indian Bank |
|||
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
|
(55) |
(50) |
(51) |
(52) |
(53) |
(54) |
1. Capital |
2041 |
2225 |
10000 |
10000 |
3577 |
3578 |
( 1.1) |
( 1.1) |
( 17) |
( 20.4) |
(0.5) |
(0.4) |
|
2. Reserves and Surplus |
6001 |
6397 |
-1958 |
-161 |
28521 |
35912 |
( 3.3) |
( 3.2) |
(-3.3) |
0 |
( 3.7) |
( 3.9) |
|
2.1. Statutory Reserves |
1760 |
2065 |
801 |
1250 |
7699 |
9809 |
2.2. Capital Reserves |
56 |
165 |
0 |
0 |
1799 |
1766 |
2.3. Share Premium |
0 |
0 |
0 |
0 |
6483 |
6486 |
2.4. Investments Fluctuations Reserves |
110 |
310 |
300 |
440 |
3206 |
8206 |
2.5. Revenue and other Reserves |
4070 |
3852 |
0 |
0 |
9303 |
9643 |
2.6. Balance of Profit |
5 |
5 |
-3059 |
-1851 |
31 |
2 |
3. Deposits |
167778 |
185936 |
49434 |
37333 |
686126 |
828002 |
( 92.3) |
( 93.3) |
( 83.9) |
( 76.3) |
( 89.9) |
( 89.5) |
|
Type-wise |
||||||
3A.1. Demand deposits |
16496 |
17271 |
1301 |
1204 |
32801 |
39762 |
(i) From banks |
246 |
279 |
0 |
0 |
5111 |
268 |
(ii) From others |
16250 |
16992 |
1301 |
1204 |
27690 |
39494 |
3A.2. Savings bank deposits |
39516 |
45255 |
1558 |
2973 |
98835 |
133856 |
3A.3. Term deposits |
111766 |
123410 |
46575 |
33156 |
554490 |
654384 |
(i) From banks |
21142 |
31205 |
5072 |
2758 |
37291 |
51315 |
(ii) From others |
90624 |
92205 |
41503 |
30398 |
517199 |
603069 |
Location-Wise |
||||||
3B.1. Deposits of branches in India |
167778 |
185936 |
49435 |
37333 |
686127 |
828003 |
3B.2. Deposits of branches outside India |
0 |
0 |
0 |
0 |
0 |
0 |
4. Borrowings |
688 |
35 |
0 |
800 |
9489 |
7945 |
(0.4) |
(0.0) |
0 |
( 1.6) |
( 1.2) |
(0.9) |
|
4.1. Borrowings in India |
558 |
34 |
0 |
800 |
9489 |
401 |
(i) From Reserve Bank of India |
0 |
0 |
0 |
0 |
0 |
0 |
(ii) From other banks |
500 |
0 |
0 |
0 |
8098 |
401 |
(iii) From other institutions and agencies |
58 |
34 |
0 |
800 |
1391 |
0 |
4.2. Borrowings outside India |
130 |
1 |
0 |
0 |
0 |
7544 |
Secured borrowings included in 4. |
0 |
0 |
0 |
0 |
0 |
0 |
5. Other liabilities |
5222 |
4652 |
1415 |
947 |
35153 |
49968 |
( 2.9) |
( 2.3) |
( 2.4) |
( 1.9) |
( 4.6) |
( 5.4) |
|
5.1. Bills Payable |
1324 |
1313 |
160 |
155 |
6041 |
8153 |
5.2. Inter-office adjustments |
507 |
87 |
0 |
0 |
1492 |
469 |
5.3. Interest accured |
1356 |
823 |
597 |
368 |
3161 |
3836 |
5.4. Others (including provisions) |
2035 |
2429 |
658 |
424 |
24459 |
37510 |
Total Liabilities |
181730 |
199245 |
58891 |
48919 |
762866 |
925405 |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
|
Note : Figures in brackets indicate per cent share in total . |
||||||
Source : Annual accounts of banks of respective years . |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
OTHER SCHEDULED COMMERCIAL BANKS |
||||||
|
|
|
(Amount in Rs. lakh) |
|||
|
As on March 31 |
|||||
Items |
Sangli Bank |
SBI Comm.& Int. Bank |
South Indian Bank |
|||
|
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
(55) |
(50) |
(51) |
(52) |
(53) |
(54) |
1 Cash in hand |
2254 |
2434 |
66 |
64 |
5930 |
7300 |
|
( 1.2) |
( 1.2) |
(0.1) |
(0.1) |
(0.8) |
(0.8) |
2. Balances with RBI |
5516 |
6810 |
2809 |
2133 |
33707 |
33162 |
|
(3.0) |
( 3.4) |
( 4.8) |
( 4.4) |
( 4.4) |
( 3.6) |
3. Balances with banks in india |
5785 |
1385 |
11942 |
6827 |
27434 |
35936 |
|
( 3.2) |
(0.7) |
( 20.3) |
( 14) |
( 3.6) |
( 3.9) |
4. Money at call and short notice |
0 |
290 |
4311 |
5609 |
0 |
0 |
|
0 |
(0.1) |
( 7.3) |
( 11.5) |
0 |
0 |
5. Balances with banks outside India |
1249 |
873 |
234 |
1951 |
10938 |
4210 |
|
(0.7) |
(0.4) |
(0.4) |
(4.0) |
( 1.4) |
(0.5) |
6. Investments |
95333 |
108000 |
14863 |
14304 |
299932 |
396208 |
|
( 52.5) |
( 54.2) |
( 25.2) |
( 29.2) |
( 39.3) |
( 42.8) |
6.1. Investments in India |
95333 |
108000 |
14863 |
14304 |
299932 |
396208 |
(i) Government securities |
73103 |
83487 |
13335 |
13443 |
261417 |
357995 |
(ii) Other approved securities |
1187 |
1185 |
505 |
505 |
7094 |
5554 |
(iii) Shares |
152 |
602 |
23 |
23 |
1315 |
960 |
(iv) Debentures and Bonds |
3034 |
2609 |
1000 |
333 |
23952 |
20059 |
(v) Subsidiaries and/or joint ventures |
0 |
0 |
0 |
0 |
0 |
0 |
(vi) Others |
17857 |
20117 |
0 |
0 |
6154 |
11640 |
6.2. Investments outside India |
0 |
0 |
0 |
0 |
0 |
0 |
(i) Government securities |
0 |
0 |
0 |
0 |
0 |
0 |
(ii) Subsidiaries and/or joint ventures |
0 |
0 |
0 |
0 |
0 |
0 |
(iii) Others |
0 |
0 |
0 |
0 |
0 |
0 |
7. Advances |
56814 |
64824 |
17586 |
12056 |
361293 |
419682 |
|
( 31.3) |
( 32.5) |
( 29.9) |
( 24.6) |
( 47.4) |
( 45.4) |
Type-wise |
|
|
|
|
|
|
7A.1. Bills purchased and discounted |
21904 |
22038 |
3638 |
1960 |
39265 |
50894 |
7A.2. Cash credits, overdrafts & loans |
23806 |
19988 |
12793 |
8934 |
158828 |
154553 |
7A.3. Term loans |
11104 |
22798 |
1155 |
1162 |
163200 |
214235 |
Security-wise |
|
|
|
|
|
|
7B.1. Secured by tangible assets |
33305 |
40688 |
13054 |
9941 |
276271 |
330824 |
7B.2. Covered by Bank/Govt. Guarantees |
20052 |
21399 |
2590 |
2057 |
22917 |
29952 |
7B.3. Unsecured |
3457 |
2737 |
1943 |
58 |
62106 |
58906 |
Sector-wise |
|
|
|
|
|
|
7C.I. Advances in India |
56815 |
64825 |
17587 |
12057 |
361294 |
419682 |
(i) Priority sectors |
13083 |
9800 |
1654 |
1451 |
100395 |
129060 |
(ii) Public sectors |
0 |
0 |
0 |
0 |
29192 |
46443 |
(iii) Banks |
20002 |
21074 |
0 |
0 |
6815 |
6597 |
(iv) others |
23730 |
33951 |
15933 |
10606 |
224892 |
237582 |
7C.II. Advances outside India |
0 |
0 |
0 |
0 |
0 |
0 |
8. Fixed Assets |
3326 |
3281 |
4980 |
4890 |
5441 |
6584 |
|
( 1.8) |
( 1.6) |
( 8.5) |
( 10) |
(0.7) |
(0.7) |
8.1. Premises |
2924 |
2864 |
4902 |
4832 |
4479 |
5355 |
8.2. Fixed assets under construction |
0 |
0 |
0 |
0 |
0 |
0 |
8.3. Other Fixed assets |
402 |
417 |
78 |
58 |
962 |
1229 |
9. Other Assets |
11453 |
11349 |
2101 |
1086 |
18188 |
22324 |
|
( 6.3) |
( 5.7) |
( 3.6) |
( 2.2) |
( 2.4) |
( 2.4) |
9.1 Inter - office adjustments (net) |
0 |
0 |
0 |
0 |
0 |
0 |
9.2 Interest accrued |
1899 |
1534 |
505 |
467 |
11097 |
12434 |
9.3 Tax paid |
2021 |
1708 |
407 |
334 |
4695 |
0 |
9.4 Stationery and Stamps |
73 |
63 |
1 |
4 |
110 |
121 |
9.5 Others |
7460 |
8044 |
1188 |
281 |
2286 |
9769 |
Total Assets |
181730 |
199246 |
58892 |
48920 |
762863 |
925406 |
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
OTHER SCHEDULED COMMERCIAL BANKS |
||||||
|
(Amount in Rs. lakh) |
|||||
As on March 31 |
||||||
Items |
Tamilnadu Mercantile Bank |
United Western Bank |
UTI Bank |
|||
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
|
(55) |
(56) |
(57) |
(58) |
(59) |
(60) |
1. Capital |
28 |
28 |
2989 |
2989 |
23019 |
23158 |
(0.0) |
(0.0) |
(0.5) |
(0.4) |
( 1.2) |
(1.0) |
|
2. Reserves and Surplus |
39661 |
47653 |
24907 |
27409 |
68792 |
90647 |
( 8.4) |
( 9.4) |
( 4.2) |
( 3.8) |
( 3.5) |
( 3.8) |
|
2.1. Statutory Reserves |
12256 |
14687 |
7933 |
8713 |
14544 |
21501 |
2.2. Capital Reserves |
61 |
72 |
17 |
20 |
60 |
1439 |
2.3. Share Premium |
0 |
0 |
5473 |
5473 |
28231 |
28623 |
2.4. Investments Fluctuations Reserves |
0 |
0 |
2950 |
4925 |
12281 |
19281 |
2.5. Revenue and other Reserves |
27321 |
32870 |
8361 |
8272 |
1430 |
1593 |
2.6. Balance of Profit |
23 |
24 |
173 |
6 |
12246 |
18210 |
3. Deposits |
408457 |
440428 |
539109 |
643019 |
1696472 |
2095391 |
( 86.5) |
( 86.5) |
( 90.3) |
( 90.1) |
( 86.5) |
( 86.8) |
|
Type-wise |
||||||
3A.1. Demand deposits |
54331 |
57159 |
49332 |
85118 |
248553 |
539373 |
(i) From banks |
363 |
189 |
4021 |
3807 |
11647 |
20206 |
(ii) From others |
53968 |
56970 |
45311 |
81311 |
236906 |
519167 |
3A.2. Savings bank deposits |
44820 |
54022 |
87767 |
106830 |
142325 |
258451 |
3A.3. Term deposits |
309306 |
329247 |
402010 |
451071 |
1305594 |
1297567 |
(i) From banks |
4468 |
11515 |
56745 |
83470 |
237894 |
227852 |
(ii) From others |
304838 |
317732 |
345265 |
367601 |
1067700 |
1069715 |
Location-Wise |
||||||
3B.1. Deposits of branches in India |
408458 |
440427 |
539109 |
643019 |
1696472 |
2095390 |
3B.2. Deposits of branches outside India |
0 |
0 |
0 |
0 |
0 |
0 |
4. Borrowings |
7277 |
2847 |
5174 |
6003 |
71931 |
52775 |
( 1.5) |
(0.6) |
(0.9) |
(0.8) |
( 3.7) |
( 2.2) |
|
4.1. Borrowings in India |
7277 |
2847 |
4704 |
4012 |
65759 |
40097 |
(i) From Reserve Bank of India |
0 |
0 |
0 |
0 |
0 |
0 |
(ii) From other banks |
0 |
0 |
807 |
0 |
24652 |
9825 |
(iii) From other institutions and agencies |
7277 |
2847 |
3897 |
4012 |
41107 |
30272 |
4.2. Borrowings outside India |
0 |
0 |
470 |
1991 |
6172 |
12678 |
Secured borrowings included in 4. |
0 |
0 |
0 |
0 |
0 |
0 |
5. Other liabilities |
16742 |
17992 |
24985 |
34515 |
101104 |
153046 |
( 3.5) |
( 3.5) |
( 4.2) |
( 4.8) |
( 5.2) |
( 6.3) |
|
5.1. Bills Payable |
9200 |
9787 |
1589 |
4288 |
23313 |
43851 |
5.2. Inter-office adjustments |
0 |
0 |
1166 |
0 |
20 |
15 |
5.3. Interest accured |
2196 |
1490 |
3962 |
5152 |
2067 |
3143 |
5.4. Others (including provisions) |
5346 |
6715 |
18268 |
25075 |
75704 |
106037 |
Total Liabilities |
472165 |
508948 |
597164 |
713935 |
1961318 |
2415017 |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
|
Note : Figures in brackets indicate per cent share in total . |
||||||
Source : Annual accounts of banks of respective years . |
TABLE B1 : LIABILITIES AND ASSETS OF SCHEDULED COMMERCIAL BANKS : 2003 AND 2004 |
||||||
OTHER SCHEDULED COMMERCIAL BANKS |
||||||
|
|
(Amount in Rs. lakh) |
||||
|
As on March 31 |
|||||
Items |
Tamilnadu Mercantile Bank |
United Western Bank |
UTI Bank |
|||
|
2003 |
2004 |
2003 |
2004 |
2003 |
2004 |
|
(55) |
(56) |
(57) |
(58) |
(59) |
(60) |
1 Cash in hand |
5871 |
5045 |
6288 |
7714 |
11257 |
15330 |
|
( 1.2) |
(1.0) |
( 1.1) |
( 1.1) |
(0.6) |
(0.6) |
2. Balances with RBI |
21197 |
17331 |
27934 |
28004 |
148746 |
362364 |
|
( 4.5) |
( 3.4) |
( 4.7) |
( 3.9) |
( 7.6) |
( 15) |
3. Balances with banks in india |
9693 |
10741 |
20951 |
26302 |
147494 |
149769 |
|
( 2.1) |
( 2.1) |
( 3.5) |
( 3.7) |
( 7.5) |
( 6.2) |
4. Money at call and short notice |
0 |
4200 |
2508 |
0 |
43425 |
31392 |
|
0 |
(0.8) |
(0.4) |
0 |
( 2.2) |
( 1.3) |
5. Balances with banks outside India |
1674 |
1139 |
1568 |
2044 |
6049 |
7467 |
|
(0.4) |
(0.2) |
(0.3) |
(0.3) |
(0.3) |
(0.3) |
6. Investments |
214211 |
235371 |
191505 |
241313 |
784102 |
779275 |
|
( 45.4) |
( 46.2) |
( 32.1) |
( 33.8) |
( 40) |
( 32.3) |
6.1. Investments in India |
214211 |
235371 |
191505 |
241313 |
784102 |
779275 |
(i) Government securities |
103117 |
133262 |
139432 |
193932 |
463235 |
505593 |
(ii) Other approved securities |
5991 |
5298 |
3348 |
3216 |
0 |
0 |
(iii) Shares |
79 |
54 |
2598 |
2486 |
20467 |
18983 |
(iv) Debentures and Bonds |
104770 |
96757 |
34867 |
30286 |
296043 |
253905 |
(v) Subsidiaries and/or joint ventures |
0 |
0 |
8 |
8 |
0 |
0 |
(vi) Others |
254 |
0 |
11252 |
11385 |
4357 |
794 |
6.2. Investments outside India |
0 |
0 |
0 |
0 |
0 |
0 |
(i) Government securities |
0 |
0 |
0 |
0 |
0 |
0 |
(ii) Subsidiaries and/or joint ventures |
0 |
0 |
0 |
0 |
0 |
0 |
(iii) Others |
0 |
0 |
0 |
0 |
0 |
0 |
7. Advances |
195998 |
211398 |
314545 |
374447 |
717992 |
936295 |
|
( 41.5) |
( 41.5) |
( 52.7) |
( 52.4) |
( 36.6) |
( 38.8) |
Type-wise |
|
|
|
|
|
|
7A.1. Bills purchased and discounted |
16814 |
18466 |
65660 |
84693 |
20988 |
25850 |
7A.2. Cash credits, overdrafts & loans |
121530 |
125574 |
163632 |
192796 |
306139 |
311973 |
7A.3. Term loans |
57654 |
67358 |
85253 |
96958 |
390865 |
598472 |
Security-wise |
|
|
|
|
|
|
7B.1. Secured by tangible assets |
184721 |
198934 |
239080 |
276587 |
631741 |
823909 |
7B.2. Covered by Bank/Govt. Guarantees |
1689 |
2293 |
43215 |
57418 |
5826 |
8804 |
7B.3. Unsecured |
9588 |
10172 |
32251 |
40442 |
80425 |
103581 |
Sector-wise |
|
|
|
|
|
|
7C.I. Advances in India |
195998 |
211399 |
314545 |
374447 |
717992 |
936295 |
(i) Priority sectors |
79988 |
95416 |
126097 |
127698 |
163926 |
245622 |
(ii) Public sectors |
0 |
0 |
4847 |
2029 |
11147 |
1450 |
(iii) Banks |
0 |
0 |
39000 |
48745 |
0 |
25 |
(iv) others |
116010 |
115983 |
144601 |
195975 |
542919 |
689198 |
7C.II. Advances outside India |
0 |
0 |
0 |
0 |
0 |
0 |
8. Fixed Assets |
4940 |
5364 |
11206 |
11495 |
30551 |
43515 |
|
(1.0) |
( 1.1) |
( 1.9) |
( 1.6) |
( 1.6) |
( 1.8) |
8.1. Premises |
2864 |
2939 |
7846 |
7911 |
728 |
2680 |
8.2. Fixed assets under construction |
0 |
0 |
0 |
0 |
2346 |
2622 |
8.3. Other Fixed assets |
2076 |
2425 |
3360 |
3584 |
27477 |
38213 |
9. Other Assets |
18581 |
18359 |
20659 |
22618 |
71702 |
89609 |
|
( 3.9) |
( 3.6) |
( 3.5) |
( 3.2) |
( 3.7) |
( 3.7) |
9.1 Inter - office adjustments (net) |
0 |
0 |
0 |
2796 |
0 |
0 |
9.2 Interest accrued |
8041 |
8199 |
6075 |
5567 |
20866 |
21085 |
9.3 Tax paid |
0 |
0 |
4998 |
6156 |
5485 |
8241 |
9.4 Stationery and Stamps |
17 |
21 |
270 |
283 |
62 |
65 |
9.5 Others |
10523 |
10139 |
9316 |
7816 |
45289 |
60218 |
Total Assets |
472165 |
508948 |
597164 |
713937 |
1961318 |
2415016 |
|
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |
( 100) |