Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

EASTERN REGION

STATE :BIHAR

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,96,664

521,17

478,24

6,44,388

660,44

628,23

-

-

-

1.

Direct Finance

2,91,694

432,74

400,71

6,34,138

604,60

578,69

-

-

-

2.

Indirect Finance

4,970

88,43

77,53

10,250

55,84

49,54

-

-

-

II.

INDUSTRY

66,759

1232,30

1055,50

1,57,091

1469,89

1278,25

4

29,87

19,72

1.

Mining & Quarrying

370

81,75

48,93

587

30,72

28,93

-

-

-

2.

Food Manufacturing & Processing

4,644

90,35

66,67

9,660

115,23

105,96

-

-

-

(a)

Rice Mills, Flour & Dal Mills

1,811

20,80

18,35

3,656

36,11

32,38

-

-

-

(b)

Sugar

31

46,75

26,92

44

36,73

32,77

-

-

-

(c)

Edible Oils & Vanaspati

701

8,26

7,91

1,575

22,01

20,15

-

-

-

(d)

Tea Processing

2

1

1

1

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

57

1,77

1,39

31

1,37

1,24

-

-

-

(f)

Others

2,042

12,77

12,10

4,353

19,00

19,41

-

-

-

3.

Beverage & Tobacco

135

3,02

2,70

142

20,05

16,36

-

-

-

4.

Textiles

1,377

22,42

17,67

2,724

41,65

39,61

-

-

-

(a)

Cotton Textiles

162

3,61

3,35

231

10,71

10,35

-

-

-

(b)

Jute Textiles

34

80

75

47

3,83

2,24

-

-

-

(c)

Handloom Textiles & Khadi

66

55

52

181

4,59

4,66

-

-

-

(d)

Other Textiles

1,115

17,45

13,06

2,265

22,52

22,37

-

-

-

5.

Paper, Paper Products & Printing

505

18,50

16,03

885

22,03

21,68

-

-

-

6.

Leather & Leather Products

288

5,59

5,17

613

3,70

4,22

-

-

-

7.

Rubber & Rubber Products

69

3,31

3,26

141

16,17

7,24

-

-

-

8.

Chemicals & Chemical Products

763

70,69

60,74

1,043

49,51

39,09

-

-

-

(a)

Heavy Industrial Chemicals

37

7,69

9,46

50

10,62

8,26

-

-

-

(b)

Fertilisers

28

23,59

23,76

17

3,70

2,91

-

-

-

(c)

Drugs & Pharmaceuticals

207

5,12

4,90

176

11,45

11,02

-

-

-

(d)

Non-Edible Oils

33

41

47

53

1,17

1,09

-

-

-

(e)

Other Chemicals & Chemical Products

458

33,88

22,16

747

22,56

15,81

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

129

5,30

4,81

462

31,14

29,88

-

-

-

10.

Manufacture of Cement & Cement Products

185

18,37

16,37

212

63,51

64,74

-

-

-

11.

Basic Metals & Metal Products

1,439

190,00

156,23

2,537

428,44

395,55

2

20,18

10,03

(a)

Iron & Steel

278

148,61

118,30

390

370,99

348,72

2

20,18

10,03

(b)

Non-Ferrous Metals

31

5,11

3,99

69

4,44

3,74

-

-

-

(c)

Other Metal Products

1,130

36,28

33,93

2,078

53,00

43,09

-

-

-

12.

Engineering

860

371,90

351,87

1,569

207,89

131,68

1

6,76

6,76

(a)

Heavy Engineering

146

285,94

273,90

176

121,47

53,30

-

-

-

(b)

Light Engineering

300

73,41

66,20

625

52,90

46,14

-

-

-

(c)

Electrical Machinery & Goods

212

10,17

9,68

427

24,56

22,99

1

6,76

6,76

(d)

Electronic Machinery & Goods

202

2,39

2,09

341

8,95

9,25

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

1,170

125,99

101,51

944

139,68

113,77

-

-

-

14.

Other Industries

54,713

217,38

197,13

1,35,046

257,64

258,52

-

-

-

15.

Electricity, Gas & Water

30

3,44

2,92

132

12,38

2,39

-

-

-

(a)

Electricity Generation & Transmission

14

2,39

2,39

106

12,06

2,04

-

-

-

(b)

Non-Conventional Energy

2

3

3

7

7

8

-

-

-

(c)

Gas, Steam & Water Supply

14

1,02

50

19

25

27

-

-

-

16.

Construction

82

4,27

3,49

394

30,18

18,62

1

2,93

2,93

III.

TRANSPORT OPERATORS

27,010

88,92

75,45

69,020

225,23

186,17

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

14,185

133,31

116,62

1,06,046

248,60

199,30

2

4

4

V.

PERSONAL LOANS

2,32,801

492,75

451,16

2,48,128

680,83

594,12

765

5,57

62

1.

Loans for Purchase of Consumer Durables

29,581

54,68

49,51

14,477

27,73

21,47

-

-

-

2.

Loans for Housing

19,981

117,43

107,10

27,555

203,68

175,32

-

-

-

3.

Rest of the Personal Loans

1,83,239

320,65

294,55

2,06,096

449,43

397,33

765

5,57

62

VI.

TRADE

1,88,710

445,94

412,63

4,27,864

773,38

718,15

-

-

-

1.

Wholesale Trade

31,607

139,50

124,30

19,713

128,69

111,03

-

-

-

2.

Retail Trade

1,57,103

306,44

288,33

4,08,151

644,69

607,13

-

-

-

VII.

FINANCE

35

3,36

2,37

330

43,07

42,14

-

-

-

VIII.

ALL OTHERS

29,541

53,69

48,84

1,37,664

281,94

242,59

-

-

-

TOTAL BANK CREDIT

8,55,705

2971,44

2640,81

17,90,531

4383,38

3888,95

771

35,47

20,38

OF WHICH:

1. Artisans & Village Industries

21,838

38,03

35,72

72,914

71,59

74,25

-

-

-

2. Other Small Scale Industries

31,114

238,88

219,19

65,913

359,25

338,70

-

-

-

EASTERN REGION

STATE :BIHAR

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

7,20,450

356,46

288,02

108

11

10

16,61,610

1538,17

1394,59

1.

Direct Finance

7,18,363

354,70

286,19

108

11

10

16,44,303

1392,14

1265,69

2.

Indirect Finance

2,087

1,76

1,83

-

-

-

17,307

146,03

128,90

II.

INDUSTRY

2,11,938

95,97

81,75

140

21,89

21,33

4,35,932

2849,92

2456,55

1.

Mining & Quarrying

16

21

18

-

-

-

973

112,68

78,04

2.

Food Manufacturing & Processing

532

1,69

1,41

2

25

13

14,838

207,52

174,17

(a)

Rice Mills, Flour & Dal Mills

45

1,10

1,02

2

25

13

5,514

58,26

51,88

(b)

Sugar

2

3

1

-

-

-

77

83,52

59,70

(c)

Edible Oils & Vanaspati

8

3

4

-

-

-

2,284

30,29

28,09

(d)

Tea Processing

-

-

-

-

-

-

3

1

1

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

88

3,14

2,64

(f)

Others

477

53

35

-

-

-

6,872

32,30

31,86

3.

Beverage & Tobacco

9

12

3

-

-

-

286

23,19

19,08

4.

Textiles

11

7

8

-

-

-

4,112

64,14

57,36

(a)

Cotton Textiles

-

-

-

-

-

-

393

14,32

13,70

(b)

Jute Textiles

1

-

1

-

-

-

82

4,63

2,99

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

247

5,14

5,18

(d)

Other Textiles

10

6

7

-

-

-

3,390

40,04

35,50

5.

Paper, Paper Products & Printing

5

5

3

5

4

5

1,400

40,61

37,79

6.

Leather & Leather Products

1

-

-

1

2

1

903

9,31

9,41

7.

Rubber & Rubber Products

-

-

-

-

-

-

210

19,48

10,50

8.

Chemicals & Chemical Products

5

3

3

9

26

25

1,820

120,48

100,12

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

87

18,31

17,71

(b)

Fertilisers

-

-

-

-

-

-

45

27,30

26,67

(c)

Drugs & Pharmaceuticals

1

1

1

2

2

2

386

16,60

15,94

(d)

Non-Edible Oils

-

-

-

-

-

-

86

1,58

1,57

(e)

Other Chemicals & Chemical Products

4

2

2

7

24

23

1,216

56,70

38,23

9.

Petroleum, Coal Products & Nuclear Fuels

2

1

1

2

5

5

595

36,50

34,75

10.

Manufacture of Cement & Cement Products

1

1

1

-

-

-

398

81,89

81,12

11.

Basic Metals & Metal Products

2

1

2

3

3

4

3,983

638,66

561,86

(a)

Iron & Steel

-

-

-

1

2

2

671

539,80

477,07

(b)

Non-Ferrous Metals

-

-

-

-

-

-

100

9,55

7,74

(c)

Other Metal Products

2

1

2

2

1

2

3,212

89,31

77,05

12.

Engineering

7

5

3

23

18,85

19,19

2,460

605,45

509,53

(a)

Heavy Engineering

1

-

-

7

14,85

15,21

330

422,27

342,41

(b)

Light Engineering

2

2

-

6

6

5

933

126,39

112,40

(c)

Electrical Machinery & Goods

3

2

1

6

11

10

649

41,61

39,54

(d)

Electronic Machinery & Goods

1

1

1

4

3,84

3,83

548

15,19

15,18

13.

Vehicles, Vehicle Parts & Transport Equipments

9

7

5

3

4

2

2,126

265,78

215,36

14.

Other Industries

2,11,334

93,62

79,83

68

40

45

4,01,161

569,03

535,94

15.

Electricity, Gas & Water

-

-

-

-

-

-

162

15,82

5,31

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

120

14,45

4,43

(b)

Non-Conventional Energy

-

-

-

-

-

-

9

9

11

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

33

1,27

77

16.

Construction

4

3

4

24

1,96

1,13

505

39,38

26,21

III.

TRANSPORT OPERATORS

86,399

74,22

65,14

80

44

37

1,82,509

388,81

327,13

IV.

PROFESSIONAL AND OTHER SERVICES

59,586

26,74

22,45

24

23

17

1,79,843

408,92

338,58

V.

PERSONAL LOANS

1,15,229

134,99

99,66

663

2,21

2,12

5,97,586

1316,35

1147,68

1.

Loans for Purchase of Consumer Durables

3,908

5,73

5,03

13

3

2

47,979

88,16

76,02

2.

Loans for Housing

2,325

23,03

21,99

29

21

18

49,890

344,34

304,59

3.

Rest of the Personal Loans

1,08,996

106,23

72,64

621

1,97

1,92

4,99,717

883,85

767,06

VI.

TRADE

5,30,756

272,61

248,90

303

3,60

3,05

11,47,633

1495,52

1382,74

1.

Wholesale Trade

913

2,98

2,53

26

1,44

1,12

52,259

272,61

238,98

2.

Retail Trade

5,29,843

269,63

246,37

277

2,16

1,93

10,95,374

1222,91

1143,75

VII.

FINANCE

-

-

-

10

2,16

2,23

375

48,59

46,74

VIII.

ALL OTHERS

60,373

33,66

26,67

835

1,30

1,23

2,28,413

370,59

319,33

TOTAL BANK CREDIT

17,84,731

994,65

832,59

2,163

31,93

30,61

44,33,901

8416,88

7413,34

OF WHICH:

1. Artisans & Village Industries

1,84,830

79,12

66,37

1

-

-

2,79,583

188,74

176,34

2. Other Small Scale Industries

21,756

12,92

12,01

60

62

56

1,18,843

611,67

570,46