Bihar - ആർബിഐ - Reserve Bank of India
Bihar
Bihar
Tableno.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
EASTERN REGION |
(Amount in Rupees Lakh) |
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|
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STATE BANK OF INDIA |
NATIONALISED BANKS |
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AND ITS ASSOCIATES |
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|
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OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
1 |
2 |
3 |
4 |
5 |
6 |
||||
|
|||||||||
I. |
AGRICULTURE |
1,18,270 |
546,02 |
448,86 |
2,67,250 |
858,91 |
766,47 |
||
1. Direct Finance |
1,17,902 |
498,90 |
414,66 |
2,36,745 |
604,79 |
545,90 |
|||
2. Indirect Finance |
368 |
47,12 |
34,20 |
30,505 |
254,12 |
220,57 |
|||
II. |
INDUSTRY |
46,614 |
706,39 |
482,23 |
89,427 |
520,20 |
498,90 |
||
1. Mining & Quarrying |
14 |
6,14 |
3,69 |
42 |
4,80 |
5,55 |
|||
2. Food Manufacturing & Processing |
5,659 |
327,14 |
162,58 |
5,093 |
73,05 |
70,58 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
3,682 |
35,45 |
27,88 |
3,593 |
23,68 |
21,05 |
||
(b) |
Sugar |
17 |
264,69 |
112,32 |
12 |
37,54 |
37,61 |
||
(c) |
Edible Oils & Vanaspati |
343 |
9,61 |
7,78 |
547 |
3,00 |
2,96 |
||
(d) |
Tea Processing |
2 |
6 |
7 |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
12 |
2,81 |
2,73 |
3 |
16 |
16 |
||
(f) |
Others |
1,603 |
14,51 |
11,80 |
938 |
8,67 |
8,80 |
||
3. Beverage & Tobacco |
29 |
8,56 |
7,55 |
69 |
4,44 |
4,07 |
|||
4. Textiles |
2,116 |
21,84 |
18,21 |
1,691 |
25,54 |
23,10 |
|||
(a) |
Cotton Textiles |
46 |
3,69 |
2,18 |
72 |
3,65 |
3,15 |
||
(b) |
Jute & Other Natural Fibre Textiles |
102 |
1,31 |
93 |
203 |
2,92 |
3,08 |
||
(c) |
Handloom Textiles & Khadi |
191 |
1,33 |
1,14 |
164 |
2,81 |
2,74 |
||
(d) |
Other Textiles & Textile Products |
1,777 |
15,50 |
13,95 |
1,252 |
16,16 |
14,13 |
||
5. Paper, Paper Products & Printing |
412 |
15,86 |
12,55 |
492 |
20,30 |
20,70 |
|||
6. Leather & Leather Products |
815 |
3,02 |
2,24 |
901 |
2,44 |
2,56 |
|||
7. Rubber & Plastic Products |
452 |
16,53 |
13,69 |
101 |
7,80 |
7,60 |
|||
8. Chemicals & Chemical Products |
305 |
79,71 |
75,92 |
575 |
13,72 |
11,68 |
|||
(a) |
Heavy Industrial Chemicals |
2 |
10 |
10 |
5 |
45 |
21 |
||
(b) |
Fertilisers |
21 |
66,94 |
65,90 |
2 |
5 |
3 |
||
(c) |
Drugs & Pharmaceuticals |
77 |
3,15 |
2,63 |
342 |
10,24 |
8,76 |
||
(d) |
Non-Edible Oils |
3 |
35 |
30 |
2 |
11 |
9 |
||
(e) |
Other Chemicals & Chemical Products |
202 |
9,16 |
6,98 |
224 |
2,87 |
2,59 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
2 |
18 |
8 |
24 |
2,88 |
2,66 |
|||
10. Manufacture of Cement & Cement Products |
200 |
6,66 |
5,96 |
217 |
18,55 |
18,54 |
|||
11. Basic Metals & Metal Products |
12,353 |
104,92 |
83,54 |
980 |
51,86 |
44,91 |
|||
(a) |
Iron & Steel |
84 |
69,79 |
50,29 |
110 |
35,55 |
33,84 |
||
(b) |
Non-Ferrous Metals |
4 |
1,42 |
1,09 |
5 |
43 |
42 |
||
(c) |
Metal Products |
12,265 |
33,71 |
32,16 |
865 |
15,88 |
10,65 |
||
12. Engineering |
888 |
18,66 |
9,72 |
1,335 |
18,19 |
18,27 |
|||
(a) |
Heavy Engineering |
10 |
1,44 |
28 |
7 |
1,04 |
1,12 |
||
(b) |
Light Engineering |
365 |
12,03 |
4,94 |
192 |
2,05 |
1,72 |
||
(c) |
Electrical Machinery & Goods |
367 |
4,25 |
3,50 |
484 |
7,89 |
7,83 |
||
(d) |
Electronic Machinery & Goods |
146 |
95 |
1,00 |
652 |
7,21 |
7,60 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
161 |
2,75 |
1,75 |
964 |
8,87 |
8,24 |
|||
14. Other Industries |
21,814 |
75,72 |
68,13 |
76,423 |
257,53 |
250,86 |
|||
15. Electricity, Gas & Water |
19 |
7,15 |
6,51 |
6 |
33 |
24 |
|||
(a) |
Electricity Generation &Transmission |
5 |
4,62 |
4,58 |
2 |
17 |
14 |
||
(b) |
Non-Conventional Energy |
4 |
44 |
35 |
2 |
7 |
5 |
||
(c) |
Gas, Steam & Water Supply |
10 |
2,09 |
1,58 |
2 |
9 |
5 |
||
16. Construction |
1,375 |
11,55 |
10,11 |
514 |
9,91 |
9,34 |
|||
III. |
TRANSPORT OPERATORS |
7,330 |
63,29 |
47,59 |
20,999 |
114,09 |
98,57 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
5,407 |
61,02 |
47,49 |
27,669 |
99,58 |
81,41 |
||
V. |
PERSONAL LOANS |
1,30,347 |
725,05 |
619,16 |
1,77,555 |
786,80 |
696,42 |
||
1. Loans for Purchase of Consumer Durables |
7,160 |
31,29 |
22,76 |
14,068 |
55,40 |
50,16 |
|||
2. Loans for Housing |
14,265 |
262,72 |
245,44 |
18,141 |
207,50 |
191,40 |
|||
3. Rest of the Personal Loans |
1,08,922 |
431,04 |
350,96 |
1,45,346 |
523,90 |
454,86 |
|||
VI. |
TRADE |
60,091 |
429,97 |
359,92 |
1,83,172 |
781,49 |
705,60 |
||
1. Wholesale Trade |
3,295 |
115,92 |
99,73 |
6,266 |
102,93 |
85,74 |
|||
2. Retail Trade |
56,796 |
314,05 |
260,19 |
1,76,906 |
678,56 |
619,85 |
|||
VII. |
FINANCE |
349 |
6,63 |
5,60 |
847 |
7,68 |
6,41 |
||
VIII. |
ALL OTHERS |
57,366 |
405,49 |
347,23 |
79,342 |
344,78 |
302,28 |
||
|
|||||||||
TOTAL BANK CREDIT |
4,25,774 |
2943,86 |
2358,07 |
8,46,261 |
3513,54 |
3156,06 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
10,483 |
89,77 |
78,02 |
25,184 |
58,15 |
53,91 |
|||
2.OtherSmallScaleIndustries |
16,469 |
107,98 |
91,79 |
39,545 |
170,03 |
159,94 |
|||
|
|
|||||||||
FOREIGN BANKS |
REGIONAL RURAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
7 |
8 |
9 |
10 |
11 |
12 |
||||
|
|||||||||
I. |
AGRICULTURE |
— |
— |
— |
3,26,296 |
363,21 |
269,79 |
||
1. Direct Finance |
— |
— |
— |
3,04,432 |
334,89 |
249,09 |
|||
2. Indirect Finance |
— |
— |
— |
21,864 |
28,32 |
20,70 |
|||
II. |
INDUSTRY |
1 |
58,06 |
51,06 |
1,23,553 |
120,12 |
92,12 |
||
1. Mining & Quarrying |
— |
— |
— |
10 |
36 |
30 |
|||
2. Food Manufacturing & Processing |
— |
— |
— |
4,541 |
7,40 |
5,75 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
1,511 |
3,48 |
2,66 |
||
(b) |
Sugar |
— |
— |
— |
— |
— |
— |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
16 |
11 |
9 |
||
(d) |
Tea Processing |
— |
— |
— |
— |
— |
— |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
— |
— |
— |
||
(f) |
Others |
— |
— |
— |
3,014 |
3,82 |
3,00 |
||
3. Beverage & Tobacco |
— |
— |
— |
— |
— |
— |
|||
4. Textiles |
— |
— |
— |
759 |
1,22 |
99 |
|||
(a) |
Cotton Textiles |
— |
— |
— |
8 |
35 |
38 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
9 |
— |
— |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
64 |
8 |
7 |
||
(d) |
Other Textiles & Textile Products |
— |
— |
— |
678 |
78 |
54 |
||
5. Paper, Paper Products & Printing |
— |
— |
— |
17 |
7 |
6 |
|||
6. Leather & Leather Products |
— |
— |
— |
100 |
12 |
8 |
|||
7. Rubber & Plastic Products |
— |
— |
— |
— |
— |
— |
|||
8. Chemicals & Chemical Products |
— |
— |
— |
54 |
33 |
21 |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
— |
— |
— |
||
(b) |
Fertilisers |
— |
— |
— |
— |
— |
— |
||
(c) |
Drugs & Pharmaceuticals |
— |
— |
— |
22 |
28 |
17 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
— |
— |
— |
||
(e) |
Other Chemicals & Chemical Products |
— |
— |
— |
32 |
5 |
4 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
— |
— |
— |
— |
— |
— |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
3 |
1 |
1 |
|||
11. Basic Metals & Metal Products |
— |
— |
— |
40 |
9 |
6 |
|||
(a) |
Iron & Steel |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
— |
— |
— |
||
(c) |
Metal Products |
— |
— |
— |
40 |
9 |
6 |
||
12. Engineering |
— |
— |
— |
729 |
46 |
47 |
|||
(a) |
Heavy Engineering |
— |
— |
— |
— |
— |
— |
||
(b) |
Light Engineering |
— |
— |
— |
672 |
36 |
36 |
||
(c) |
Electrical Machinery & Goods |
— |
— |
— |
55 |
10 |
11 |
||
(d) |
Electronic Machinery & Goods |
— |
— |
— |
2 |
1 |
— |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
— |
— |
— |
1,888 |
2,48 |
1,71 |
|||
14. Other Industries |
— |
— |
— |
1,15,227 |
105,35 |
80,41 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
— |
— |
— |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
— |
— |
— |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
— |
— |
— |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
— |
— |
— |
||
16. Construction |
1 |
58,06 |
51,06 |
185 |
2,22 |
2,06 |
|||
III. |
TRANSPORT OPERATORS |
— |
— |
— |
39,466 |
68,32 |
50,82 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
— |
— |
— |
20,168 |
28,90 |
22,91 |
||
V. |
PERSONAL LOANS |
— |
— |
— |
1,23,333 |
291,00 |
231,34 |
||
1. Loans for Purchase of Consumer Durables |
— |
— |
— |
4,095 |
12,72 |
9,58 |
|||
2. Loans for Housing |
— |
— |
— |
4,799 |
64,59 |
61,34 |
|||
3. Rest of the Personal Loans |
— |
— |
— |
1,14,439 |
213,69 |
160,41 |
|||
VI. |
TRADE |
— |
— |
— |
2,76,222 |
306,77 |
231,43 |
||
1. Wholesale Trade |
— |
— |
— |
6,389 |
10,98 |
8,87 |
|||
2. Retail Trade |
— |
— |
— |
2,69,833 |
295,79 |
222,57 |
|||
VII. |
FINANCE |
— |
— |
— |
861 |
1,63 |
1,18 |
||
VIII. |
ALL OTHERS |
— |
— |
— |
27,952 |
46,25 |
35,20 |
||
|
|||||||||
TOTAL BANK CREDIT |
1 |
58,06 |
51,06 |
9,37,851 |
1226,20 |
934,79 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
— |
— |
— |
95,903 |
79,64 |
58,78 |
|||
2.OtherSmallScaleIndustries |
— |
— |
— |
13,843 |
16,70 |
13,85 |
|||
|
|
|||||||||
OTHER SCHEDULED |
ALL SCHEDULED |
||||||||
COMMERCIAL BANKS |
COMMERCIAL BANKS |
||||||||
|
|||||||||
OCCUPATION |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|||
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
||||
standing |
standing |
||||||||
|
|||||||||
13 |
14 |
15 |
16 |
17 |
18 |
||||
|
|||||||||
I. |
AGRICULTURE |
14 |
4,80 |
1,96 |
7,11,830 |
1772,94 |
1487,08 |
||
1. Direct Finance |
6 |
19 |
14 |
6,59,085 |
1438,76 |
1209,79 |
|||
2. Indirect Finance |
8 |
4,61 |
1,82 |
52,745 |
334,18 |
277,29 |
|||
II. |
INDUSTRY |
159 |
28,41 |
23,62 |
2,59,754 |
1433,18 |
1147,92 |
||
1. Mining & Quarrying |
— |
— |
— |
66 |
11,30 |
9,54 |
|||
2. Food Manufacturing & Processing |
4 |
25,20 |
20,96 |
15,297 |
432,79 |
259,86 |
|||
(a) |
Rice Mills, Flour & Dal Mills |
— |
— |
— |
8,786 |
62,61 |
51,59 |
||
(b) |
Sugar |
4 |
25,20 |
20,96 |
33 |
327,43 |
170,90 |
||
(c) |
Edible Oils & Vanaspati |
— |
— |
— |
906 |
12,72 |
10,82 |
||
(d) |
Tea Processing |
— |
— |
— |
2 |
6 |
7 |
||
(e) |
Processing of Fruits & Vegetables |
— |
— |
— |
15 |
2,97 |
2,89 |
||
(f) |
Others |
— |
— |
— |
5,555 |
27,00 |
23,60 |
||
3. Beverage & Tobacco |
— |
— |
— |
98 |
12,99 |
11,62 |
|||
4. Textiles |
2 |
1,11 |
1,11 |
4,568 |
49,71 |
43,41 |
|||
(a) |
Cotton Textiles |
1 |
1,11 |
1,11 |
127 |
8,80 |
6,82 |
||
(b) |
Jute & Other Natural Fibre Textiles |
— |
— |
— |
314 |
4,24 |
4,01 |
||
(c) |
Handloom Textiles & Khadi |
— |
— |
— |
419 |
4,22 |
3,96 |
||
(d) |
Other Textiles & Textile Products |
1 |
— |
— |
3,708 |
32,45 |
28,63 |
||
5. Paper, Paper Products & Printing |
2 |
1 |
1 |
923 |
36,24 |
33,33 |
|||
6. Leather & Leather Products |
1 |
2 |
2 |
1,817 |
5,60 |
4,90 |
|||
7. Rubber & Plastic Products |
2 |
3 |
5 |
555 |
24,36 |
21,34 |
|||
8. Chemicals & Chemical Products |
10 |
14 |
12 |
944 |
93,89 |
87,92 |
|||
(a) |
Heavy Industrial Chemicals |
— |
— |
— |
7 |
55 |
31 |
||
(b) |
Fertilisers |
— |
— |
— |
23 |
67,00 |
65,94 |
||
(c) |
Drugs & Pharmaceuticals |
8 |
8 |
6 |
449 |
13,74 |
11,61 |
||
(d) |
Non-Edible Oils |
— |
— |
— |
5 |
46 |
39 |
||
(e) |
Other Chemicals & Chemical Products |
2 |
6 |
6 |
460 |
12,14 |
9,67 |
||
9. Petroleum, Coal Products & Nuclear Fuels |
3 |
15 |
10 |
29 |
3,20 |
2,85 |
|||
10. Manufacture of Cement & Cement Products |
— |
— |
— |
420 |
25,23 |
24,52 |
|||
11. Basic Metals & Metal Products |
1 |
1 |
1 |
13,374 |
156,87 |
128,52 |
|||
(a) |
Iron & Steel |
— |
— |
— |
194 |
105,34 |
84,13 |
||
(b) |
Non-Ferrous Metals |
— |
— |
— |
9 |
1,85 |
1,52 |
||
(c) |
Metal Products |
1 |
1 |
1 |
13,171 |
49,69 |
42,88 |
||
12. Engineering |
7 |
34 |
34 |
2,959 |
37,66 |
28,80 |
|||
(a) |
Heavy Engineering |
— |
— |
— |
17 |
2,47 |
1,39 |
||
(b) |
Light Engineering |
2 |
3 |
3 |
1,231 |
14,48 |
7,05 |
||
(c) |
Electrical Machinery & Goods |
4 |
29 |
29 |
910 |
12,53 |
11,73 |
||
(d) |
Electronic Machinery & Goods |
1 |
2 |
1 |
801 |
8,19 |
8,62 |
||
13. Vehicles, Vehicle Parts & Transport Equipments |
— |
— |
— |
3,013 |
14,10 |
11,70 |
|||
14. Other Industries |
114 |
67 |
36 |
2,13,578 |
439,28 |
399,76 |
|||
15. Electricity, Gas & Water |
— |
— |
— |
25 |
7,47 |
6,75 |
|||
(a) |
Electricity Generation &Transmission |
— |
— |
— |
7 |
4,79 |
4,72 |
||
(b) |
Non-Conventional Energy |
— |
— |
— |
6 |
51 |
40 |
||
(c) |
Gas, Steam & Water Supply |
— |
— |
— |
12 |
2,18 |
1,63 |
||
16. Construction |
13 |
75 |
55 |
2,088 |
82,48 |
73,12 |
|||
III. |
TRANSPORT OPERATORS |
15 |
20 |
10 |
67,810 |
245,89 |
197,09 |
||
IV. |
PROFESSIONAL AND OTHER SERVICES |
60 |
1,06 |
97 |
53,304 |
190,56 |
152,78 |
||
V. |
PERSONAL LOANS |
619 |
7,38 |
4,20 |
4,31,854 |
1810,23 |
1551,11 |
||
1. Loans for Purchase of Consumer Durables |
28 |
6 |
5 |
25,351 |
99,47 |
82,56 |
|||
2. Loans for Housing |
65 |
1,04 |
93 |
37,270 |
535,86 |
499,12 |
|||
3. Rest of the Personal Loans |
526 |
6,28 |
3,22 |
3,69,233 |
1174,90 |
969,44 |
|||
VI. |
TRADE |
137 |
16,31 |
12,11 |
5,19,622 |
1534,54 |
1309,06 |
||
1. Wholesale Trade |
71 |
6,51 |
4,58 |
16,021 |
236,33 |
198,92 |
|||
2. Retail Trade |
66 |
9,80 |
7,53 |
5,03,601 |
1298,21 |
1110,14 |
|||
VII. |
FINANCE |
1 |
10 |
9 |
2,058 |
16,04 |
13,28 |
||
VIII. |
ALL OTHERS |
565 |
3,47 |
4,23 |
1,65,225 |
800,00 |
688,95 |
||
|
|||||||||
TOTAL BANK CREDIT |
1,570 |
61,73 |
47,28 |
22,11,457 |
7803,39 |
6547,27 |
|||
OF WHICH: 1.ArtisansandVillage&TinyIndustries |
15 |
2 |
— |
1,31,585 |
227,58 |
190,72 |
|||
2.OtherSmallScaleIndustries |
115 |
1,06 |
76 |
69,972 |
295,77 |
266,34 |
|||
|