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83479670

Bihar (Part 1 of 2)

Table No. 5. 9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997


EASTERN REGION

 

             
 
 
 
 
 
 

(Amount in Rupees Thousand)


   

ARARIA


AURANGABAD


BANKA


BEGUSARAI


BHABUA


 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


 
 
 

1


2


3


4


5


6


7


8


9


10


I.

AGRICULTURE

24,684

19,84,23

23,584

21,66,39

25,014

18,53,78

26,411

26,58,67

24,301

19,32,74

 

1.

Direct Finance

24,204

19,21,40

23,544

24,718

17,24,84

25,785

24,77,16

24,222

19,27,99

21,33,05

 

2.

Indirect Finance

480

62,83

40

296

1,28,94

626

1,81,51

79

4,75

33,34

II.

INDUSTRY

5,407

11,79,79

11,462

11,21,66

4,756

3,94,49

4,379

18,39,64

9,537

7,44,03

 

1.

Mining & Quarrying

1

31

4

10

5,76

4

18,90

-

-

2,39

 

2.

Manufacturing & Processing

5,400

11,75,88

11,458

4,746

3,88,73

4,348

18,01,05

9,537

7,44,03

11,19,27

 

3.

Electricity, Gas & Water

5

1,69

-

-

-

3

1,76

-

-

-

 

4.

Construction

1

1,91

-

-

-

24

17,93

-

-

-

III.

TRANSPORT OPERATORS

2,069

2,29,54

1,427

2,57,63

1,188

76,85

4,176

4,82,27

1,374

1,67,44

IV.

PROFESSIONAL AND OTHER SERVICES

963

94,20

2,308

1,74,61

4,769

4,21,61

5,577

3,22,74

1,710

89,80

V.

PERSONAL LOANS

3,738

6,27,53

7,805

7,53,52

3,002

2,62,27

15,941

17,84,80

3,880

3,86,88

 

1.

Loans for Purchase of Consumer Durables

159

20,63

53

107

10,93

2,483

3,61,40

24

2,97

4,85

 

2.

Loans for Housing

351

1,81,46

319

180

49,84

782

2,73,31

92

27,65

1,25,29

 

3.

Rest of the Personal Loans

3,228

4,25,44

7,433

2,715

2,01,50

12,676

11,50,09

3,764

3,56,26

6,23,38

VI.

TRADE

16,268

13,80,53

23,405

15,49,60

13,371

8,82,45

23,539

18,84,50

22,487

10,69,46

 

1.

Wholesale Trade

726

3,76,97

513

526

50,89

441

2,06,43

165

40,40

69,38

 

2.

Retail Trade

15,542

10,03,56

22,892

12,845

8,31,56

23,098

16,78,07

22,322

10,29,06

14,80,22

VII.

FINANCE

-

-

1

1,06

1

2

10

8,29

-

-

VIII.


ALL OTHERS


3,674


6,78,87


2,239


1,44,94


1,995


1,65,79


4,647


4,26,60


963


88,13


TOTAL BANK CREDIT

56,803

61,74,69

72,231

61,69,41

54,096

40,57,26

84,680

94,07,51

64,252

44,78,48

OF WHICH:

1. Artisans & Village Industries

4,053

1,45,90

9,221

4,48,48

3,790

2,38,82

1,604

1,77,01

8,303

4,71,56

 

2. Other Small Scale Industries


909


8,57,56


1,292


2,41,62


858


1,17,95


2,408


8,46,57


1,148


2,45,52



 
 
 
 
 
 
 
 
 
 
 
 
 
   

BHAGALPUR


BHOJPUR


BOKARO


BUXAR


CHATRA


 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


 
 
 

11


12


13


14


15


16


17


18


19


20


I.

AGRICULTURE

41,766

45,93,85

36,496

32,33,41

25,689

15,53,36

23,293

16,70,67

17,827

10,34,30

 

1.

Direct Finance

41,215

44,32,40

35,962

31,70,90

25,228

12,97,79

23,248

16,29,36

17,340

9,76,25

 

2.

Indirect Finance

551

1,61,45

534

62,51

461

2,55,57

45

41,31

487

58,05

II.

INDUSTRY

11,040

27,01,07

10,707

15,56,69

5,234

292,31,34

9,381

8,32,75

1,009

96,00

 

1.

Mining & Quarrying

7

6,17

22

16,23

5

25,61

-

-

-

-

 

2.

Manufacturing & Processing

11,018

26,83,93

10,656

15,27,40

5,191

291,77,36

9,381

8,32,75

1,009

96,00

 

3.

Electricity, Gas & Water

9

7,13

25

10,60

1

64

-

-

-

-

 

4.

Construction

6

3,84

4

2,46

37

27,73

-

-

-

-

III.

TRANSPORT OPERATORS

2,700

3,72,19

4,045

7,51,08

2,957

6,20,80

3,601

3,04,89

313

63,18

IV.

PROFESSIONAL AND OTHER SERVICES

8,071

7,13,73

1,476

1,42,74

6,368

7,52,79

1,871

1,70,90

1,453

1,06,15

V.

PERSONAL LOANS

15,974

25,61,68

12,773

14,66,01

22,953

26,66,73

6,538

5,89,91

1,871

2,43,30

 

1.

Loans for Purchase of Consumer Durables

987

1,15,15

167

18,87

2,070

3,11,27

577

39,95

53

3,46

 

2.

Loans for Housing

2,849

11,52,02

821

3,71,02

324

1,04,64

180

54,55

78

42,93

 

3.

Rest of the Personal Loans

12,138

12,94,51

11,785

10,76,12

20,559

22,50,82

5,781

4,95,41

1,740

1,96,91

VI.

TRADE

22,740

24,92,02

32,767

27,07,33

21,392

23,59,53

25,400

18,44,74

3,639

2,66,66

 

1.

Wholesale Trade

1,085

5,75,31

331

2,12,64

344

2,85,09

50

9,76

285

27,72

 

2.

Retail Trade

21,655

19,16,71

32,436

24,94,69

21,048

20,74,44

25,350

18,34,98

3,354

2,38,94

VII.

FINANCE

5

36,82

3

2,06,13

4

1,68,78

-

-

-

-

VIII.


ALL OTHERS


6,847


7,51,67


5,578


4,16,73


3,525


6,57,83


2,121


1,42,08


305


26,28


TOTAL BANK CREDIT

1,09,143

142,23,03

1,03,845

104,80,12

88,122

380,11,16

72,205

55,55,94

26,417

18,35,87

OF WHICH:

1. Artisans & Village Industries

4,230

3,33,89

7,993

4,06,88

2,632

1,58,83

8,261

4,35,82

647

40,27

 

2. Other Small Scale Industries


5,274


15,73,62


2,273


8,58,16


2,222


14,42,07


1,043


3,02,01


339


53,97



 
 
 
 
 
 
 
 
 
 
 
 
 
   

DARBHANGA


DEOGHAR


DHANBAD


DUMKA


GARHWA


 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


 
 
 

21


22


23


24


25


26


27


28


29


30


I.

AGRICULTURE

33,645

26,59,00

37,659

15,86,98

13,012

13,22,43

60,171

23,95,81

26,834

14,16,40

 

1.

Direct Finance

33,150

23,87,93

37,258

15,42,24

12,881

11,66,45

60,017

23,02,14

26,819

14,07,02

 

2.

Indirect Finance

495

2,71,07

401

44,74

131

1,55,98

154

93,67

15

9,38

II.

INDUSTRY

7,582

24,30,03

7,212

21,56,23

6,892

117,86,91

8,704

6,42,45

2,074

1,64,45

 

1.

Mining & Quarrying

2

1,07

7

14,56

58

6,20,43

23

19,08

1

1

 

2.

Manufacturing & Processing

7,567

24,23,12

7,202

21,36,26

6,703

105,77,26

8,677

6,21,55

2,073

1,64,44

 

3.

Electricity, Gas & Water

10

3,49

-

-

12

88,93

3

1,29

-

-

 

4.

Construction

3

2,35

3

5,41

119

5,00,29

1

53

-

-

III.

TRANSPORT OPERATORS

4,945

5,03,15

1,590

2,31,21

2,519

12,15,61

1,411

1,63,69

224

78,94

IV.

PROFESSIONAL AND OTHER SERVICES

8,512

6,65,82

964

95,19

3,704

8,55,78

877

61,64

332

33,30

V.

PERSONAL LOANS

13,607

23,44,00

9,612

11,34,74

32,989

48,00,08

8,349

7,78,57

1,436

1,33,10

 

1.

Loans for Purchase of Consumer Durables

896

95,94

804

90,21

3,571

3,92,28

861

1,07,14

256

23,96

 

2.

Loans for Housing

1,667

9,66,30

1,094

3,90,79

1,363

5,29,22

315

1,89,99

43

14,56

 

3.

Rest of the Personal Loans

11,044

12,81,76

7,714

6,53,74

28,055

38,78,58

7,173

4,81,44

1,137

94,58

VI.

TRADE

24,905

26,27,18

22,566

12,76,48

18,447

52,91,81

12,999

8,78,24

5,777

3,98,83

 

1.

Wholesale Trade

566

1,76,14

176

75,11

525

18,88,65

175

54,98

52

5,08

 

2.

Retail Trade

24,339

24,51,04

22,390

12,01,37

17,922

34,03,16

12,824

8,23,26

5,725

3,93,75

VII.

FINANCE

1

33

7

4,24

18

98,62

22

2,88,34

-

-

VIII.


ALL OTHERS


4,354


5,51,13


2,832


2,11,81


7,238


18,88,30


1,606


91,95


1,375


78,77


TOTAL BANK CREDIT

97,551

117,80,64

82,442

66,96,88

84,819

272,59,54

94,139

53,00,69

38,052

23,03,79

OF WHICH:

1. Artisans & Village Industries

3,791

2,61,85

3,881

2,52,85

1,109

1,92,52

6,840

2,67,17

598

49,01

 

2. Other Small Scale Industries


2,832


8,17,61


2,950


13,14,88


4,491


60,66,83


1,404


2,67,59


807


81,53



 
 
 
 
 
 
 
 
 
 
 
 
 
   

GAYA


GIRIDIH


GODDA


GOPALGANJ


GUMLA


 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


 
 
 

31


32


33


34


35


36


37


38


39


40


I.

AGRICULTURE

57,628

33,55,18

26,158

24,75,19

25,311

12,78,33

29,711

18,39,76

44,297

20,60,20

 

1.

Direct Finance

57,034

33,32,88

25,010

16,17,97

24,597

12,33,29

29,605

17,47,68

44,272

20,41,52

 

2.

Indirect Finance

594

22,30

1,148

8,57,22

714

45,04

106

92,08

25

18,68

II.

INDUSTRY

15,684

26,98,61

9,792

20,19,97

7,606

12,25,02

8,460

15,59,09

4,784

3,95,20

 

1.

Mining & Quarrying

46

49,96

14

9,02

7

3,53

6

2,73

9

7,05

 

2.

Manufacturing & Processing

15,607

26,24,76

9,764

19,96,23

7,592

11,72,77

8,454

15,56,36

4,773

3,85,73

 

3.

Electricity, Gas & Water

20

13,50

1

1,87

2

1,13

-

-

1

1,31

 

4.

Construction

11

10,39

13

12,85

5

47,59

-

-

1

1,11

III.

TRANSPORT OPERATORS

4,734

9,25,11

2,539

5,07,86

2,078

1,55,05

1,250

2,24,52

1,167

2,31,42

IV.

PROFESSIONAL AND OTHER SERVICES

7,351

11,44,55

6,353

4,09,84

623

45,29

5,197

2,68,90

6,110

3,62,71

V.

PERSONAL LOANS

21,283

29,16,16

9,773

13,66,43

4,822

5,59,02

4,569

6,20,42

3,616

5,61,07

 

1.

Loans for Purchase of Consumer Durables

1,396

1,78,82

969

1,28,69

593

54,39

137

17,89

228

22,76

 

2.

Loans for Housing

2,861

11,03,44

716

3,22,09

79

93,86

224

1,64,43

520

1,63,83

 

3.

Rest of the Personal Loans

17,026

16,33,90

8,088

9,15,65

4,150

4,10,77

4,208

4,38,10

2,868

3,74,48

VI.

TRADE

44,910

34,08,34

19,501

18,65,28

10,692

9,06,78

22,737

15,75,54

20,666

11,66,50

 

1.

Wholesale Trade

893

3,25,29

510

2,47,62

291

2,02,62

409

1,53,68

1,209

1,19,62

 

2.

Retail Trade

44,017

30,83,05

18,991

16,17,66

10,401

7,04,16

22,328

14,21,86

19,457

10,46,88

VII.

FINANCE

5

1,40,97

5

46,55

5

6,92

2

44

1

4,23

VIII.


ALL OTHERS


8,068


5,90,24


1,077


1,17,99


653


1,08,89


5,318


3,43,12


2,335


1,26,39


TOTAL BANK CREDIT

1,59,663

151,79,16

75,198

88,09,11

51,790

42,85,30

77,244

64,31,79

82,976

49,07,72

OF WHICH:

1. Artisans & Village Industries

10,475

5,26,06

6,011

3,34,10

4,019

1,62,57

6,929

3,18,13

2,939

1,23,31

 

2. Other Small Scale Industries


4,137


14,18,85


2,979


10,74,72


2,649


4,76,00


1,291


3,40,80


1,559


2,02,62



 
 
 
 
 
 
 
 
 
 
 
 
 
   

HAZARIBAGH


JAMUI


JEHANABAD


KATIHAR


KHAGARIA


 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


 
 
 

41


42


43


44


45


46


47


48


49


50


I.

AGRICULTURE

29,121

26,23,92

20,239

12,32,04

33,884

17,79,20

40,752

31,25,28

22,241

16,72,83

 

1.

Direct Finance

29,020

20,75,68

20,179

11,84,55

33,777

17,32,63

40,453

30,87,68

22,220

16,68,46

 

2.

Indirect Finance

101

5,48,24

60

47,49

107

46,57

299

37,60

21

4,37

II.

INDUSTRY

3,562

33,53,97

2,628

3,65,70

7,410

8,81,27

8,916

12,21,30

2,876

4,23,88

 

1.

Mining & Quarrying

41

95,07

9

8,82

13

35,80

-

-

-

-

 

2.

Manufacturing & Processing

3,487

32,07,77

2,618

3,56,59

7,396

8,43,64

8,900

12,08,75

2,876

4,23,88

 

3.

Electricity, Gas & Water

20

11,02

1

29

-

-

14

11,91

-

-

 

4.

Construction

14

40,11

-

-

1

1,83

2

64

-

-

III.

TRANSPORT OPERATORS

2,184

12,20,26

2,142

1,68,23

2,964

4,50,18

3,493

2,95,42

3,007

1,87,64

IV.

PROFESSIONAL AND OTHER SERVICES

2,927

5,29,67

1,619

1,15,69

2,256

2,04,65

1,729

1,40,63

1,543

93,58

V.

PERSONAL LOANS

14,959

23,86,92

2,940

2,39,96

6,858

6,85,77

5,935

10,51,67

2,588

7,35,41

 

1.

Loans for Purchase of Consumer Durables

1,754

1,90,61

43

5,95

145

18,26

394

51,82

43

5,93

 

2.

Loans for Housing

653

4,74,15

130

21,58

305

1,09,60

325

2,98,82

67

38,18

 

3.

Rest of the Personal Loans

12,552

17,22,16

2,767

2,12,43

6,408

5,57,91

5,216

7,01,03

2,478

6,91,30

VI.

TRADE

11,765

17,42,42

13,888

8,69,55

19,492

11,34,44

24,484

20,11,22

10,470

9,02,95

 

1.

Wholesale Trade

952

2,92,01

186

21,36

637

1,16,30

460

3,22,11

102

38,55

 

2.

Retail Trade

10,813

14,50,41

13,702

8,48,19

18,855

10,18,14

24,024

16,89,11

10,368

8,64,40

VII.

FINANCE

50

1,15,29

2

3

-

-

13

16,21

1

1,23

VIII.


ALL OTHERS


5,919


10,43,73


1,240


71,43


2,383


73,46


3,871


2,44,07


1,182


2,93,87


TOTAL BANK CREDIT

70,487

130,16,18

44,698

30,62,63

75,247

52,08,97

89,193

81,05,80

43,908

43,11,39

OF WHICH:

1. Artisans & Village Industries

1,568

1,41,85

1,732

1,29,32

4,451

2,04,08

5,250

2,87,04

2,051

1,29,21

 

2. Other Small Scale Industries


1,610


9,52,88


597


1,48,36


2,380


4,43,50


3,086


6,21,22


718


2,18,19



 
 
 
 
 
 
 
 
 
 
 
 
 
   

KISHANGANJ


KODERMA


LAKHISARAI


LOHARDAGGA


MADHEPURA


 

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

   

Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


Accounts


Out standing


 
 
 

51


52


53


54


55


56


57


58


59


60


I.

AGRICULTURE

26,226

14,86,30

6,201

4,10,80

16,812

8,98,83

19,217

8,28,65

28,940

21,01,25

 

1.

Direct Finance

25,343

13,86,18

6,153

4,03,62

16,788

8,87,03

19,195

8,07,64

28,355

20,13,76

 

2.

Indirect Finance

883

1,00,12

48

7,18

24

11,80

22

21,01

585

87,49

II.

INDUSTRY

5,099

2,61,70

1,269

1,99,38

1,856

2,36,50

1,123

2,06,02

8,585

8,18,70

 

1.

Mining & Quarrying

-

-

44

65,12

-

-

3

6,98

-

-

 

2.

Manufacturing & Processing

5,099

2,61,70

1,223

1,33,86

1,856

2,36,50

1,118

1,98,31

8,583

8,18,01

 

3.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

1

19

 

4.

Construction

-

-

2

40

-

-

2

73

1

50

III.

TRANSPORT OPERATORS

3,947

2,02,11

773

1,21,00

1,844

1,15,20

260

1,05,66

5,216

3,37,86

IV.

PROFESSIONAL AND OTHER SERVICES

1,483

81,42

1,454

99,41

1,013

63,84

1,189

83,20

1,212

84,90

V.

PERSONAL LOANS

2,401

2,49,21

4,169

3,50,63

4,415

3,50,76

1,541

2,21,60

3,485

3,47,63

 

1.

Loans for Purchase of Consumer Durables

424

40,17

535

30,65

317

35,84

876

1,09,72

67

9,18

 

2.

Loans for Housing

126

59,77

181

29,20

220

45,58

38

25,62

106

55,58

 

3.

Rest of the Personal Loans

1,851

1,49,27

3,453

2,90,78

3,878

2,69,34

627

86,26

3,312

2,82,87

VI.

TRADE

9,014

5,92,07

4,003

3,56,00

10,925

6,72,23

4,529

3,11,44

20,621

13,91,75

 

1.

Wholesale Trade

143

22,56

366

59,33

1,374

63,30

311

23,05

1,359

1,39,70

 

2.

Retail Trade

8,871

5,69,51

3,637

2,96,67

9,551

6,08,93

4,218

2,88,39

19,262

12,52,05

VII.

FINANCE

1

32

1

2,04

-

-

2

1,93

6

2,68

VIII.


ALL OTHERS


2,041


79,83


1,224


1,41,21


1,147


1,04,99


362


23,64


1,789


82,23


TOTAL BANK CREDIT

50,212

29,52,96

19,094

16,80,47

38,012

24,42,35

28,223

17,82,14

69,854

51,67,00

OF WHICH:

1. Artisans & Village Industries

3,496

1,19,99

371

27,84

786

45,05

598

48,64

5,834

2,80,20

 

2. Other Small Scale Industries


1,577


1,29,85


431


1,27,52


765


1,69,70


429


1,11,28


2,215


4,67,69


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