Bihar (Part 2 of 2) - ആർബിഐ - Reserve Bank of India
Bihar (Part 2 of 2)
Table No. 5. 9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997 |
EASTERN REGION |
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| | | | | | (Amount in Rupees Thousand) | |||||||
MADHUBANI | MUNGER | MUZAFFARPUR | NALANDA | NAWADA | |||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||
Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | ||||
| | | 61 | 62 | 63 | 64 | 65 | 66 | 67 | 68 | 69 | 70 | |
I. | AGRICULTURE | 48,741 | 31,02,77 | 20,684 | 23,12,41 | 27,679 | 32,16,14 | 51,461 | 31,51,64 | 36,274 | 22,33,00 | ||
1. | Direct Finance | 48,292 | 29,54,94 | 20,441 | 22,46,79 | 27,289 | 30,14,88 | 51,301 | 30,86,42 | 36,172 | 21,84,35 | ||
2. | Indirect Finance | 449 | 1,47,83 | 243 | 65,62 | 390 | 2,01,26 | 160 | 65,22 | 102 | 48,65 | ||
II. | INDUSTRY | 11,698 | 10,91,06 | 4,170 | 10,59,76 | 13,883 | 35,76,51 | 12,559 | 16,04,51 | 13,474 | 11,85,03 | ||
1. | Mining & Quarrying | 14 | 12,12 | 14 | 13,11 | 23 | 17,28 | 11 | 9,82 | 9 | 6,51 | ||
2. | Manufacturing & Processing | 11,662 | 10,68,27 | 4,141 | 9,86,59 | 13,845 | 35,46,92 | 12,546 | 15,89,99 | 13,465 | 11,78,52 | ||
3. | Electricity, Gas & Water | 18 | 6,73 | 4 | 6,28 | 11 | 7,95 | 2 | 4,70 | - | - | ||
4. | Construction | 4 | 3,94 | 11 | 53,78 | 4 | 4,36 | - | - | - | - | ||
III. | TRANSPORT OPERATORS | 9,553 | 3,17,30 | 3,126 | 6,98,13 | 8,009 | 10,49,24 | 8,305 | 8,41,89 | 2,094 | 1,49,93 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 5,995 | 3,48,20 | 1,852 | 1,75,09 | 5,494 | 5,66,40 | 982 | 1,04,81 | 2,534 | 1,24,99 | ||
V. | PERSONAL LOANS | 13,825 | 11,68,87 | 7,810 | 12,85,94 | 22,198 | 44,25,61 | 9,056 | 14,37,49 | 6,248 | 3,88,61 | ||
1. | Loans for Purchase of Consumer Durables | 272 | 25,61 | 410 | 50,73 | 1,305 | 1,46,83 | 444 | 56,86 | 169 | 19,86 | ||
2. | Loans for Housing | 969 | 4,46,73 | 1,034 | 4,66,49 | 3,534 | 18,63,16 | 275 | 2,07,52 | 112 | 84,46 | ||
3. | Rest of the Personal Loans | 12,584 | 6,96,53 | 6,366 | 7,68,72 | 17,359 | 24,15,62 | 8,337 | 11,73,11 | 5,967 | 2,84,29 | ||
VI. | TRADE | 27,482 | 16,05,58 | 17,019 | 18,39,88 | 61,308 | 52,71,50 | 17,588 | 18,99,52 | 22,339 | 14,67,79 | ||
1. | Wholesale Trade | 184 | 1,96,83 | 203 | 1,69,91 | 589 | 6,64,53 | 578 | 1,22,40 | 89 | 76,13 | ||
2. | Retail Trade | 27,298 | 14,08,75 | 16,816 | 16,69,97 | 60,719 | 46,06,97 | 17,010 | 17,77,12 | 22,250 | 13,91,66 | ||
VII. | FINANCE | 17 | 19,17 | 2 | 2,76 | 10 | 66,09 | 9 | 55,64 | - | - | ||
VIII. | ALL OTHERS | 10,000 | 5,20,81 | 1,915 | 1,33,04 | 6,182 | 6,90,63 | 1,519 | 2,11,07 | 1,789 | 49,28 | ||
TOTAL BANK CREDIT | 1,27,311 | 81,73,76 | 56,578 | 75,07,01 | 1,44,763 | 188,62,12 | 1,01,479 | 93,06,57 | 84,752 | 55,98,63 | |||
OF WHICH: | 1. Artisans & Village Industries | 8,791 | 4,00,56 | 1,410 | 1,75,34 | 8,716 | 5,01,07 | 7,199 | 5,66,20 | 9,678 | 5,41,86 | ||
| 2. Other Small Scale Industries | 2,153 | 5,20,96 | 1,801 | 4,82,00 | 3,980 | 20,91,69 | 5,024 | 8,74,50 | 2,769 | 4,65,28 |
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PAKUR | PALAMU | PASCHIMI | PASCHIMI | PATNA | |||||||||
| | CHAMPARAN | SINGHBHUM | | |||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||
Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | ||||
| | | 71 | 72 | 73 | 74 | 75 | 76 | 77 | 78 | 79 | 80 | |
I. | AGRICULTURE | 18,725 | 6,88,66 | 54,269 | 25,64,76 | 76,530 | 102,04,41 | 46,877 | 20,85,43 | 64,711 | 62,91,85 | ||
1. | Direct Finance | 18,686 | 6,83,63 | 54,172 | 23,68,44 | 76,189 | 59,66,48 | 46,771 | 18,20,93 | 64,048 | 55,54,88 | ||
2. | Indirect Finance | 39 | 5,03 | 97 | 1,96,32 | 341 | 42,37,93 | 106 | 2,64,50 | 663 | 7,36,97 | ||
II. | INDUSTRY | 4,414 | 2,04,28 | 3,631 | 10,35,90 | 6,188 | 19,36,26 | 14,507 | 321,98,22 | 17,244 | 217,95,88 | ||
1. | Mining & Quarrying | 5 | 27,49 | 23 | 50,46 | 4 | 9,66 | 49 | 9,30,23 | 13 | 31,03 | ||
2. | Manufacturing & Processing | 4,408 | 1,76,49 | 3,596 | 9,55,33 | 6,179 | 19,24,12 | 14,407 | 303,93,89 | 17,180 | 212,71,71 | ||
3. | Electricity, Gas & Water | - | - | 4 | 1,13 | 2 | 1,71 | 19 | 4,06,25 | 18 | 35,20 | ||
4. | Construction | 1 | 30 | 8 | 28,98 | 3 | 77 | 32 | 4,67,85 | 33 | 4,57,94 | ||
III. | TRANSPORT OPERATORS | 1,438 | 88,08 | 2,381 | 4,53,60 | 4,567 | 3,16,17 | 1,045 | 11,59,45 | 9,093 | 26,55,02 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 241 | 14,85 | 1,436 | 1,22,26 | 1,533 | 1,47,56 | 7,649 | 6,13,25 | 7,959 | 28,29,37 | ||
V. | PERSONAL LOANS | 2,077 | 1,69,32 | 6,107 | 8,83,67 | 9,260 | 8,10,84 | 11,177 | 24,72,97 | 80,898 | 155,61,86 | ||
1. | Loans for Purchase of Consumer Durables | 499 | 37,55 | 839 | 71,25 | 74 | 10,11 | 595 | 97,88 | 10,701 | 12,95,71 | ||
2. | Loans for Housing | 94 | 15,65 | 140 | 1,70,88 | 284 | 1,76,98 | 965 | 8,50,33 | 5,782 | 48,37,93 | ||
3. | Rest of the Personal Loans | 1,484 | 1,16,12 | 5,128 | 6,41,54 | 8,902 | 6,23,75 | 9,617 | 15,24,76 | 64,415 | 94,28,22 | ||
VI. | TRADE | 7,373 | 3,52,61 | 16,785 | 20,34,80 | 24,153 | 20,98,79 | 33,533 | 29,43,32 | 55,212 | 128,32,13 | ||
1. | Wholesale Trade | 1,145 | 56,47 | 553 | 1,91,82 | 345 | 1,57,72 | 688 | 5,10,54 | 1,871 | 29,93,16 | ||
2. | Retail Trade | 6,228 | 2,96,14 | 16,232 | 18,42,98 | 23,808 | 19,41,07 | 32,845 | 24,32,78 | 53,341 | 98,38,97 | ||
VII. | FINANCE | - | - | 2 | 21,22 | 2 | 1,86 | 27 | 2,26,02 | 58 | 6,51,71 | ||
VIII. | ALL OTHERS | 1,123 | 52,20 | 10,673 | 5,37,98 | 1,666 | 86,33 | 5,361 | 4,63,61 | 15,359 | 47,53,35 | ||
TOTAL BANK CREDIT | 35,391 | 15,70,00 | 95,284 | 76,54,19 | 1,23,899 | 156,02,22 | 1,20,176 | 421,62,27 | 2,50,534 | 673,71,17 | |||
OF WHICH: | 1. Artisans & Village Industries | 2,240 | 73,91 | 1,113 | 1,67,75 | 4,108 | 2,16,53 | 8,751 | 3,20,22 | 3,935 | 8,87,77 | ||
| 2. Other Small Scale Industries | 2,009 | 96,38 | 1,865 | 5,62,79 | 1,583 | 3,79,51 | 5,194 | 67,03,95 | 8,910 | 78,12,49 |
| | | | | | | | | | | | | |
PURBI | PURBI | PURNIA | RANCHI | ROHTAS | |||||||||
CHAMPARAN | SINGHBHUM | | | | |||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||
Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | ||||
| | | 81 | 82 | 83 | 84 | 85 | 86 | 87 | 88 | 89 | 90 | |
I. | AGRICULTURE | 70,987 | 55,35,42 | 25,188 | 15,24,34 | 34,215 | 43,60,69 | 50,510 | 177,13,12 | 40,127 | 45,35,21 | ||
1. | Direct Finance | 70,523 | 51,59,13 | 24,859 | 13,45,39 | 33,825 | 40,84,32 | 50,143 | 27,30,75 | 39,985 | 44,57,48 | ||
2. | Indirect Finance | 464 | 3,76,29 | 329 | 1,78,95 | 390 | 2,76,37 | 367 | 149,82,37 | 142 | 77,73 | ||
II. | INDUSTRY | 4,643 | 9,35,72 | 8,892 | 296,55,09 | 10,171 | 65,37,61 | 15,963 | 294,79,51 | 17,746 | 22,59,30 | ||
1. | Mining & Quarrying | 11 | 8,08 | 12 | 18,76 | 12 | 39,88 | 65 | 13,53,55 | 141 | 1,58,36 | ||
2. | Manufacturing & Processing | 4,620 | 9,22,19 | 8,824 | 293,96,78 | 10,131 | 64,85,16 | 15,826 | 278,57,01 | 17,600 | 20,95,43 | ||
3. | Electricity, Gas & Water | 12 | 5,45 | 3 | 6,75 | 22 | 9,94 | 5 | 6,80 | 2 | 1,37 | ||
4. | Construction | - | - | 53 | 2,32,80 | 6 | 2,63 | 67 | 2,62,15 | 3 | 4,14 | ||
III. | TRANSPORT OPERATORS | 5,920 | 6,25,94 | 4,657 | 14,48,64 | 5,458 | 6,55,41 | 4,875 | 13,74,51 | 4,279 | 4,65,62 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 1,586 | 1,85,12 | 8,936 | 10,43,67 | 1,713 | 1,56,98 | 8,345 | 13,66,89 | 2,081 | 3,02,53 | ||
V. | PERSONAL LOANS | 13,107 | 17,32,81 | 27,482 | 46,56,41 | 8,883 | 18,72,85 | 29,856 | 52,57,52 | 10,450 | 15,09,71 | ||
1. | Loans for Purchase of Consumer Durables | 698 | 78,71 | 5,373 | 5,58,94 | 363 | 42,29 | 5,491 | 6,25,27 | 1,004 | 96,55 | ||
2. | Loans for Housing | 1,219 | 6,26,96 | 2,003 | 7,43,70 | 838 | 6,97,37 | 2,658 | 13,81,99 | 731 | 2,37,64 | ||
3. | Rest of the Personal Loans | 11,190 | 10,27,14 | 20,106 | 33,53,77 | 7,682 | 11,33,19 | 21,707 | 32,50,26 | 8,715 | 11,75,52 | ||
VI. | TRADE | 32,128 | 25,76,07 | 25,053 | 32,44,07 | 27,977 | 21,48,70 | 42,457 | 61,49,71 | 40,591 | 31,48,26 | ||
1. | Wholesale Trade | 1,672 | 3,90,16 | 661 | 6,97,59 | 757 | 2,25,51 | 2,290 | 16,78,63 | 302 | 1,43,58 | ||
2. | Retail Trade | 30,456 | 21,85,91 | 24,392 | 25,46,48 | 27,220 | 19,23,19 | 40,167 | 44,71,08 | 40,289 | 30,04,68 | ||
VII. | FINANCE | 2 | 2 | 13 | 2,07,49 | 6 | 9,64 | 27 | 2,20,18 | 16 | 18,01 | ||
VIII. | ALL OTHERS | 3,308 | 2,45,04 | 11,629 | 35,72,69 | 3,820 | 2,73,34 | 9,841 | 27,20,41 | 6,280 | 5,23,13 | ||
TOTAL BANK CREDIT | 1,31,681 | 118,36,14 | 1,11,850 | 453,52,40 | 92,243 | 160,15,22 | 1,61,874 | 642,81,85 | 1,21,570 | 127,61,77 | |||
OF WHICH: | 1. Artisans & Village Industries | 2,112 | 1,70,66 | 5,094 | 1,97,69 | 5,972 | 2,53,36 | 5,983 | 5,12,97 | 13,328 | 7,53,43 | ||
| 2. Other Small Scale Industries | 1,820 | 5,02,66 | 2,871 | 41,09,63 | 2,880 | 9,51,02 | 7,712 | 71,97,29 | 3,798 | 9,19,70 |
| | | | | | | | | | | | | |
SAHARSA | SAHEBGANJ | SAMASTIPUR | SARAN | SHEIKHPURA | |||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||
Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | ||||
| | | 91 | 92 | 93 | 94 | 95 | 96 | 97 | 98 | 99 | 100 | |
I. | AGRICULTURE | 22,732 | 16,40,74 | 24,364 | 11,41,99 | 35,099 | 36,57,59 | 47,903 | 38,44,23 | 13,830 | 7,62,87 | ||
1. | Direct Finance | 22,681 | 15,59,48 | 24,020 | 10,80,61 | 34,869 | 35,20,37 | 47,192 | 32,47,04 | 13,830 | 7,62,87 | ||
2. | Indirect Finance | 51 | 81,26 | 344 | 61,38 | 230 | 1,37,22 | 711 | 5,97,19 | - | - | ||
II. | INDUSTRY | 8,446 | 9,90,05 | 8,854 | 10,38,45 | 10,751 | 16,54,42 | 11,856 | 15,68,73 | 805 | 71,64 | ||
1. | Mining & Quarrying | 3 | 89 | 102 | 1,03,87 | 4 | 3,04 | 46 | 48,26 | - | - | ||
2. | Manufacturing & Processing | 8,433 | 9,81,35 | 8,747 | 8,70,40 | 10,718 | 16,29,12 | 11,804 | 15,17,71 | 805 | 71,64 | ||
3. | Electricity, Gas & Water | 5 | 4,88 | 4 | 63,47 | 24 | 18,79 | 2 | 1,05 | - | - | ||
4. | Construction | 5 | 2,93 | 1 | 71 | 5 | 3,47 | 4 | 1,71 | - | - | ||
III. | TRANSPORT OPERATORS | 1,778 | 1,69,48 | 808 | 93,68 | 2,834 | 4,12,83 | 4,036 | 5,45,70 | 1,293 | 89,57 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 1,940 | 1,29,70 | 413 | 29,90 | 2,320 | 2,63,67 | 4,627 | 3,01,78 | 124 | 11,56 | ||
V. | PERSONAL LOANS | 4,087 | 5,83,66 | 3,488 | 3,70,78 | 9,838 | 16,19,50 | 11,267 | 19,58,86 | 1,514 | 1,46,53 | ||
1. | Loans for Purchase of Consumer Durables | 93 | 11,58 | 996 | 1,25,02 | 372 | 53,13 | 343 | 26,66 | 22 | 2,38 | ||
2. | Loans for Housing | 207 | 2,10,95 | 79 | 58,65 | 448 | 3,54,94 | 973 | 6,12,51 | 39 | 11,96 | ||
3. | Rest of the Personal Loans | 3,787 | 3,61,13 | 2,413 | 1,87,11 | 9,018 | 12,11,43 | 9,951 | 13,19,69 | 1,453 | 1,32,19 | ||
VI. | TRADE | 16,803 | 12,45,92 | 8,916 | 5,72,16 | 30,116 | 25,23,28 | 28,813 | 27,07,39 | 4,969 | 3,14,95 | ||
1. | Wholesale Trade | 661 | 1,47,02 | 115 | 41,79 | 582 | 2,39,11 | 209 | 3,78,59 | 38 | 9,71 | ||
2. | Retail Trade | 16,142 | 10,98,90 | 8,801 | 5,30,37 | 29,534 | 22,84,17 | 28,604 | 23,28,80 | 4,931 | 3,05,24 | ||
VII. | FINANCE | 1 | 17 | - | - | 6 | 7,78 | 2 | 86 | - | - | ||
VIII. | ALL OTHERS | 7,064 | 1,95,20 | 703 | 90,47 | 2,182 | 2,45,21 | 3,866 | 3,13,99 | 265 | 13,08 | ||
TOTAL BANK CREDIT | 62,851 | 49,54,92 | 47,546 | 33,37,43 | 93,146 | 103,84,28 | 1,12,370 | 112,41,54 | 22,800 | 14,10,20 | |||
OF WHICH: | 1. Artisans & Village Industries | 5,598 | 3,28,70 | 5,489 | 2,06,08 | 7,146 | 4,14,45 | 8,097 | 4,73,76 | 691 | 57,44 | ||
| 2. Other Small Scale Industries | 2,431 | 5,55,62 | 3,023 | 6,70,36 | 3,149 | 8,11,66 | 3,265 | 8,30,58 | 112 | 12,75 |
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SHEOHAR | SITAMARHI | SIWAN | SUPAUL | VAISHALI | |||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||
Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | Accounts | Out standing | ||||
| | | 101 | 102 | 103 | 104 | 105 | 106 | 107 | 108 | 109 | 110 | |
I. | AGRICULTURE | 3,859 | 2,01,10 | 38,880 | 30,30,15 | 22,357 | 21,81,89 | 25,450 | 14,68,96 | 37,826 | 25,74,28 | ||
1. | Direct Finance | 3,857 | 1,98,67 | 38,707 | 29,26,37 | 22,207 | 21,54,26 | 25,270 | 14,49,23 | 37,663 | 25,47,23 | ||
2. | Indirect Finance | 2 | 2,43 | 173 | 1,03,78 | 150 | 27,63 | 180 | 19,73 | 163 | 27,05 | ||
II. | INDUSTRY | 970 | 58,44 | 8,158 | 14,60,30 | 8,533 | 10,13,53 | 8,843 | 5,82,26 | 11,001 | 11,43,25 | ||
1. | Mining & Quarrying | - | - | 16 | 22,18 | 6 | 5,05 | - | - | 5 | 3,50 | ||
2. | Manufacturing & Processing | 970 | 58,44 | 8,140 | 14,35,56 | 8,524 | 10,07,33 | 8,842 | 5,82,10 | 10,993 | 11,37,90 | ||
3. | Electricity, Gas & Water | - | - | 2 | 2,56 | 2 | 70 | 1 | 16 | 2 | 92 | ||
4. | Construction | - | - | - | - | 1 | 45 | - | - | 1 | 93 | ||
III. | TRANSPORT OPERATORS | 829 | 41,86 | 6,374 | 5,50,88 | 2,282 | 3,85,18 | 1,037 | 62,64 | 4,481 | 4,91,68 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 515 | 37,94 | 2,758 | 2,64,14 | 2,006 | 2,75,12 | 1,614 | 1,07,00 | 4,468 | 3,61,44 | ||
V. | PERSONAL LOANS | 286 | 24,47 | 5,383 | 9,79,58 | 7,787 | 13,47,54 | 2,766 | 3,33,06 | 7,822 | 12,04,97 | ||
1. | Loans for Purchase of Consumer Durables | 20 | 1,63 | 750 | 1,32,72 | 434 | 66,20 | 158 | 20,85 | 103 | 16,60 | ||
2. | Loans for Housing | 2 | 93 | 859 | 3,41,18 | 915 | 3,62,07 | 104 | 69,49 | 1,126 | 4,22,07 | ||
3. | Rest of the Personal Loans | 264 | 21,91 | 3,774 | 5,05,68 | 6,438 | 9,19,27 | 2,504 | 2,42,72 | 6,593 | 7,66,30 | ||
VI. | TRADE | 6,184 | 3,02,60 | 40,136 | 26,22,34 | 32,829 | 25,07,01 | 16,066 | 10,72,77 | 44,511 | 26,81,38 | ||
1. | Wholesale Trade | 3 | 1,02 | 932 | 1,84,15 | 153 | 1,69,20 | 298 | 46,64 | 296 | 1,59,13 | ||
2. | Retail Trade | 6,181 | 3,01,58 | 39,204 | 24,38,19 | 32,676 | 23,37,81 | 15,768 | 10,26,13 | 44,215 | 25,22,25 | ||
VII. | FINANCE | - | - | 1 | 1,63 | 3 | 2 | 3 | 1,70 | 3 | 91 | ||
VIII. | ALL OTHERS | 817 | 53,89 | 2,556 | 2,08,17 | 2,156 | 2,16,60 | 1,258 | 75,03 | 3,222 | 2,24,42 | ||
TOTAL BANK CREDIT | 13,460 | 7,20,30 | 1,04,246 | 91,17,19 | 77,953 | 79,26,89 | 57,037 | 37,03,42 | 1,13,334 | 86,82,33 | |||
OF WHICH: | 1. Artisans & Village Industries | 829 | 30,55 | 5,112 | 3,43,57 | 5,242 | 3,02,23 | 6,945 | 3,41,87 | 8,347 | 4,43,42 | ||
| 2. Other Small Scale Industries | 135 | 26,23 | 2,666 | 6,54,50 | 2,901 | 5,69,51 | 1,798 | 2,08,48 | 2,460 | 5,07,31 |