(Amount in ` Lakh)

OCCUPATION

STATE BANK OF INDIA AND
ITS ASSOCIATES

NATIONALISED BANKS

FOREIGN BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

718

3845,19

2190,42

5,592

17727,38

15184,67

203

147,72

76,66

1. Direct Finance

430

58,02

16,26

3,049

1460,56

1332,71

20

27,32

22,94

2. Indirect Finance

288

3787,17

2174,16

2,543

16266,82

13851,96

183

120,40

53,72

II.

INDUSTRY

13,506

84239,35

47410,75

1,23,901

133876,34

97589,11

6,829

38174,05

15323,04

1. Mining & Quarrying

93

3269,15

1524,37

302

4465,87

3117,19

65

1930,09

917,32

2. Food Manufacturing & Processing

705

5100,36

3893,59

7,192

8023,10

6179,96

151

656,40

280,45

(a) Rice Mills, Flour & Dal Mills

160

1555,02

1212,51

4,787

2748,03

1703,24

13

125,76

48,52

(b) Sugar

82

1425,33

1123,28

57

1276,59

1044,41

1

7

7

(c) Edible Oils & Vanaspati

39

319,38

219,27

38

102,05

73,64

12

97,53

42,05

(d) Tea Processing

5

32,12

22,50

34

192,82

119,99

-

-

-

(e) Processing of Fruits & Vegetables

13

46,19

22,02

58

120,96

84,82

1

7

7

(f) Others

406

1722,32

1294,01

2,218

3582,65

3153,88

124

432,96

189,72

3. Beverage & Tobacco

76

649,15

459,45

158

583,11

392,81

135

1935,99

1159,12

4. Textiles

2,804

5282,73

4085,92

46,305

11465,82

7037,58

658

1949,94

896,07

(a) Cotton Textiles

309

1257,51

1042,86

4,195

3210,97

1730,42

176

76,93

69,07

(b) Jute & Other Natural Fibre Textiles

22

73,47

69,87

45

138,68

132,54

1

100,00

-

(c) Handloom Textiles & Khadi

103

305,27

219,77

1,528

315,34

227,23

-

-

-

(d) Other Textiles & Textile Products

2,370

3646,47

2753,43

40,537

7800,83

4947,39

481

1773,01

827,00

5. Paper, Paper Products & Printing

645

966,65

739,91

2,845

2585,14

2171,96

518

2100,09

1071,98

6. Woods and Wood Products

55

63,40

48,38

7,821

312,20

272,97

13

96,72

9,92

7. Leather & Leather Products

355

187,65

142,28

5,982

2083,96

739,91

63

509,67

203,55

8. Gems and Jewellery

1,290

287,32

239,90

2,349

1089,77

685,46

40

29,72

28,41

9. Rubber & Plastic Products

541

962,50

646,65

6,969

2692,89

1837,03

235

354,90

146,67

10.Chemicals & Chemical Products

1,345

8496,80

3524,00

4,428

4686,24

3151,57

381

2779,17

1515,18

(a) Heavy Industrial Chemicals

120

733,52

553,79

166

701,06

596,99

151

192,40

142,60

(b) Fertilisers

21

1311,32

1084,42

26

1687,78

873,74

29

303,67

155,64

(c) Drugs & Pharmaceuticals

91

611,27

471,01

1,466

966,51

678,60

81

1632,77

819,52

(d) Non-Edible Oils

18

91,32

89,70

12

83,14

34,54

6

73,60

50,00

(e) Other Chemicals & Chemical Products

1,095

5749,36

1325,07

2,758

1247,75

967,69

114

576,73

347,42

11. Petroleum, Coal Products & Nuclear Fuels

28

1961,20

1336,27

103

5361,99

4513,08

43

2616,78

805,07

12. Manufacture of Cement & Cement Products

47

454,77

277,83

588

3873,22

3374,32

44

817,22

361,95

13. Basic Metals & Metal Products

835

14599,55

8327,64

12,890

25085,26

18178,71

651

5005,10

2004,85

(a) Iron & Steel

430

12930,30

7233,22

1,373

16881,13

12279,56

118

2953,65

841,78

(b) Non-Ferrous Metals

198

1219,43

826,42

234

596,48

383,03

197

1375,11

726,05

(c) Metal Products

207

449,81

268,00

11,283

7607,65

5516,12

336

676,34

437,03

14. Engineering

1,511

5871,52

3962,24

14,078

10829,56

7752,02

810

2953,06

1665,43

(a) Heavy Engineering

118

697,86

534,73

499

1725,41

1512,40

71

200,49

129,51

(b) Light Engineering

595

2187,92

1403,41

4,837

3113,66

2228,21

390

1214,59

729,69

(c) Electrical Machinery & Goods

548

1842,40

1307,22

6,701

4133,92

2620,26

266

1393,59

732,95

(d) Electronic Machinery & Goods

250

1143,35

716,88

2,041

1856,58

1391,16

83

144,39

73,28

15. Vehicles, Vehicle Parts & Transport Equipments

353

3762,41

2368,46

2,780

3903,05

2798,29

363

3443,61

2199,14

16. Other Industries

481

2176,97

1591,96

4,446

3038,89

2124,21

688

868,44

598,37

17. Electricity, Gas & Water

132

16814,34

5444,62

323

17039,08

13641,82

9

105,43

105,38

(a) Electricity Generation & Transmission

83

15469,56

4621,58

175

15554,52

12409,41

4

92,91

92,86

(b) Non-Conventional Energy

17

361,69

289,29

45

658,74

519,87

-

-

-

  (c) Gas, Steam & Water Supply

32

983,09

533,75

103

825,81

712,54

5

12,52

12,53

18. Construction

2,210

13332,88

8797,28

4,342

26757,20

19620,22

1,962

10021,70

1354,17

  (a) Other than Infrastructure

148

2926,45

2167,12

1,973

6949,18

5827,50

345

766,32

526,24

  (b) Infrastructure Construction

2,062

10406,44

6630,16

2,369

19808,02

13792,73

1,617

9255,38

827,93

III.

TRANSPORT OPERATORS

204

537,60

339,64

2,314

5561,53

4806,13

270

234,75

179,14

IV.

PROFESSIONAL AND OTHER SERVICES

1,831

4387,69

2568,99

32,478

38875,25

29651,09

12,798

8201,70

6709,65

1. Professional Services

376

83,71

54,22

5,046

6375,80

5238,87

1,751

1359,87

1251,45

2. Tourism, Hotel & Restaurants

245

698,65

438,17

1,362

3235,83

2563,81

100

602,14

485,86

3. Recreation services

73

278,31

197,99

311

1681,09

1343,89

163

134,03

115,86

4. IT and Telecommunications

42

1569,14

620,25

393

4115,04

2749,04

164

2223,40

1646,45

5. Others

1,095

1757,87

1258,35

25,366

23467,50

17755,49

10,620

3882,25

3210,04

V.

PERSONAL LOANS

1,39,254

6158,07

4571,60

3,40,936

15993,60

13382,42

2,45,107

11117,32

6527,42

1. Housing

32,435

3707,25

2850,18

95,735

10896,62

9469,51

14,197

4947,75

3847,58

2. Consumer Durables

3,769

25,45

18,54

27,140

315,14

287,08

43

14

14

3. Vehicles

26,504

756,99

567,75

32,642

898,93

742,13

1,763

53,45

22,58

4. Education

8,005

358,53

253,08

21,539

741,10

616,89

-

-

-

5. Personal Credit Cards

-

-

-

6,374

55,18

37,06

90,631

2863,67

443,07

6. Others

68,541

1309,86

882,05

1,57,506

3086,63

2229,76

1,38,473

3252,31

2214,05

VI.

TRADE

7,336

39364,85

8672,66

55,137

23767,23

17900,36

10,429

6998,57

3813,69

1. Wholesale Trade

1,294

37049,77

6950,47

24,880

14278,36

11791,39

2,937

4179,72

1467,70

2. Retail Trade

6,042

2315,08

1722,20

30,257

9488,87

6108,97

7,492

2818,85

2346,00

VII.

FINANCE

236

5865,42

4994,37

2,562

33758,23

29440,34

815

4897,27

4229,20

VIII.

ALL OTHERS

1,195

139,08

137,67

43,069

7781,12

6021,41

3,778

2056,56

1812,34

TOTAL BANK CREDIT

1,64,280

144537,26

70886,10

6,05,989

277340,68

213975,52

2,80,229

71827,95

38671,14

TABLE NO. 5.6 – STATE AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010

(Amount in ` Lakh)

OCCUPATION

REGIONAL RURAL BANKS

PRIVATE SECTOR BANKS

ALL SCHEDULED
COMMERCIAL BANKS

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

10

11

12 

13

14

15 

16

17

18 

I.

AGRICULTURE

-

-

-

6,259

3409,41

2497,62

12,772

25129,70

19949,37

1. Direct Finance

-

-

-

5,417

1328,73

910,05

8,916

2874,62

2281,96

2. Indirect Finance

-

-

-

842

2080,68

1587,57

3,856

22255,07

17667,41

II.

INDUSTRY

1

5

5

25,264

42316,20

28863,12

1,69,501

298606,00

189186,07

1. Mining & Quarrying

-

-

-

51

985,77

614,82

511

10650,88

6173,69

2. Food Manufacturing & Processing

-

-

-

2,322

3575,95

2777,39

10,370

17355,82

13131,38

(a) Rice Mills, Flour & Dal Mills

-

-

-

507

895,48

767,96

5,467

5324,29

3732,23

(b) Sugar

-

-

-

46

479,57

323,62

186

3181,55

2491,37

(c) Edible Oils & Vanaspati

-

-

-

21

212,91

168,99

110

731,88

503,95

(d) Tea Processing

-

-

-

2

3,03

2,95

41

227,98

145,44

(e) Processing of Fruits & Vegetables

-

-

-

22

190,04

179,92

94

357,27

286,83

(f) Others

-

-

-

1,724

1794,91

1333,94

4,472

7532,85

5971,55

3. Beverage & Tobacco

-

-

-

40

459,23

350,55

409

3627,48

2361,94

4. Textiles

-

-

-

4,215

1604,32

1128,13

53,982

20302,80

13147,70

(a) Cotton Textiles

-

-

-

463

638,90

452,43

5,143

5184,31

3294,77

(b) Jute & Other Natural Fibre Textiles

-

-

-

14

80

35

82

312,95

202,76

(c) Handloom Textiles & Khadi

-

-

-

63

19,75

16,29

1,694

640,36

463,29

(d) Other Textiles & Textile Products

-

-

-

3,675

944,87

659,06

47,063

14165,17

9186,88

5. Paper, Paper Products & Printing

-

-

-

530

1052,44

876,22

4,538

6704,33

4860,06

6. Woods and Wood Products

-

-

-

33

125,05

75,31

7,922

597,36

406,57

7. Leather & Leather Products

-

-

-

631

295,13

195,41

7,031

3076,41

1281,15

8. Gems and Jewellery

-

-

-

257

122,42

65,53

3,936

1529,23

1019,30

9. Rubber & Plastic Products

-

-

-

547

827,17

602,55

8,292

4837,46

3232,90

10. Chemicals & Chemical Products

-

-

-

1,379

5722,23

4915,09

7,533

21684,44

13105,85

(a) Heavy Industrial Chemicals

-

-

-

70

137,41

96,79

507

1764,40

1390,17

(b) Fertilisers

-

-

-

42

4407,84

4200,83

118

7710,61

6314,63

(c) Drugs & Pharmaceuticals

-

-

-

68

481,37

192,63

1,706

3691,93

2161,77

(d) Non-Edible Oils

-

-

-

1

50,00

50,27

37

298,05

224,52

(e) Other Chemicals & Chemical Products

-

-

-

1,198

645,61

374,58

5,165

8219,45

3014,76

11. Petroleum, Coal Products & Nuclear Fuels

-

-

-

30

3514,61

678,34

204

13454,59

7332,76

12. Manufacture of Cement & Cement Products

-

-

-

42

1883,65

1219,05

721

7028,87

5233,14

13. Basic Metals & Metal Products

-

-

-

1,741

4929,83

2978,12

16,117

49619,74

31489,32

(a) Iron & Steel

-

-

-

266

3943,49

2380,96

2,187

36708,57

22735,52

(b) Non-Ferrous Metals

-

-

-

67

225,82

146,96

696

3416,84

2082,46

(c) Metal Products

-

-

-

1,408

760,53

450,20

13,234

9494,33

6671,35

14. Engineering

-

-

-

1,252

2428,35

1242,23

17,651

22082,50

14621,92

(a) Heavy Engineering

-

-

-

122

362,66

217,15

810

2986,42

2393,79

(b) Light Engineering

-

-

-

441

475,73

355,79

6,263

6991,90

4717,11

(c) Electrical Machinery & Goods

-

-

-

523

1267,27

401,33

8,038

8637,18

5061,75

(d) Electronic Machinery & Goods

-

-

-

166

322,69

267,96

2,540

3467,00

2449,27

15. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

1,131

1847,37

1071,58

4,627

12956,45

8437,48

16. Other Industries

1

5

5

4,979

1738,43

1112,07

10,595

7822,78

5426,65

17. Electricity, Gas & Water

-

-

-

56

1683,72

1313,39

520

35642,57

20505,21

(a) Electricity Generation & Transmission

-

-

-

38

1639,84

1286,21

300

32756,83

18410,05

(b) Non-Conventional Energy

-

-

-

5

16,64

15,27

67

1037,07

824,43

(c) Gas, Steam & Water Supply

-

-

-

13

27,24

11,91

153

1848,67

1270,72

18. Construction

-

-

-

6,028

9520,52

7647,36

14,542

59632,30

37419,04

(a) Other than Infrastructure

-

-

-

3,994

4521,34

3711,18

6,460

15163,29

12232,04

(b) Infrastructure Construction

-

-

-

2,034

4999,18

3936,17

8,082

44469,01

25187,00

III.

TRANSPORT OPERATORS

-

-

-

40,562

3524,75

1915,66

43,350

9858,63

7240,56

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

32,773

13966,35

9910,16

79,880

65430,99

48839,89

1. Professional Services

-

-

-

1,899

1250,83

1017,36

9,072

9070,21

7561,89

2. Tourism, Hotel & Restaurants

-

-

-

2,370

1676,83

1083,67

4,077

6213,45

4571,51

3. Recreation services

-

-

-

125

598,20

380,49

672

2691,63

2038,23

4. IT and Telecommunications

-

-

-

174

973,92

660,51

773

8881,50

5676,24

5. Others

-

-

-

28,205

9466,57

6768,13

65,286

38574,20

28992,02

V.

PERSONAL LOANS

1

3

1

5,47,061

22430,83

14331,71

12,72,359

55699,86

38813,16

1. Housing

-

-

-

45,014

8589,39

6968,82

1,87,381

28141,01

23136,09

2. Consumer Durables

-

-

-

2,205

43,91

27,34

33,157

384,63

333,10

3. Vehicles

1

3

1

2,47,708

6101,34

3001,53

3,08,618

7810,73

4334,01

4. Education

-

-

-

32,180

1141,53

1027,82

61,724

2241,16

1897,79

5. Personal Credit Cards

-

-

-

19,419

607,23

128,11

1,16,424

3526,08

608,23

6. Others

-

-

-

2,00,535

5947,43

3178,09

5,65,055

13596,24

8503,95

VI.

TRADE

-

-

-

21,615

12513,87

9447,53

94,517

82644,52

39834,25

1. Wholesale Trade

-

-

-

7,049

4965,63

3749,96

36,160

60473,48

23959,51

2. Retail Trade

-

-

-

14,566

7548,24

5697,58

58,357

22171,03

15874,74

VII.

FINANCE

-

-

-

1,163

7008,73

6137,47

4,776

51529,65

44801,38

VIII.

ALL OTHERS

-

-

-

2,66,357

3402,19

2182,74

3,14,399

13378,95

10154,15

TOTAL BANK CREDIT

2

8

6

9,41,054

108572,33

75286,02

19,91,554

602278,30

398818,83