Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,48,195

545,02

434,39

4,63,410

1200,47

998,05

1

1,00

1,11

1.

Direct Finance

2,46,001

475,05

374,14

4,59,247

919,53

780,78

1

1,00

1,11

2.

Indirect Finance

2,194

69,97

60,25

4,163

280,94

217,27

-

-

-

II.

INDUSTRY

47,942

3539,44

2819,94

77,109

6976,55

5311,51

123

424,24

345,41

1.

Mining & Quarrying

245

16,71

14,27

580

30,04

26,19

-

-

-

2.

Food Manufacturing and Processing

693

243,15

220,00

1,659

384,30

286,80

-

-

-

(a)

Rice Mills, Flour and Dal Mills

72

4,57

3,75

373

48,40

35,12

-

-

-

(b)

Sugar

6

4,82

6,81

38

5,79

4,22

-

-

-

(c)

Edible Oils and Vanaspati

248

59,78

40,88

274

159,86

118,05

-

-

-

(d)

Tea Processing

15

5,13

3,56

13

3,05

2,85

-

-

-

(e)

Processing of Fruits & Vegetables

3

6

5

73

45,48

27,17

-

-

-

(f)

Others

349

168,77

164,94

888

121,72

99,40

-

-

-

3.

Beverage and Tobacco

81

2,80

2,62

459

32,25

20,86

-

-

-

4.

Textiles

2,396

656,13

538,14

10,264

1921,21

1534,02

28

149,53

141,89

(a)

Cotton Textiles

865

472,26

365,28

1,587

794,81

640,19

15

133,67

132,76

(b)

Jute Textiles

15

76

63

40

5,02

4,04

-

-

-

(c)

Handloom Textiles & Khadi

25

2,52

2,28

96

9,95

8,23

-

-

-

(d)

Other Textiles

1,491

180,59

169,95

8,541

1111,45

881,55

13

15,87

9,13

5.

Paper, Paper Products and Printing

603

91,16

75,57

1,479

147,71

120,69

-

-

-

6.

Leather and Leather Products

70

6,98

5,21

126

9,08

9,40

-

-

-

7.

Rubber and Rubber Products

201

11,28

10,17

364

38,57

30,37

-

-

-

8.

Chemicals and Chemical Products

2,417

807,11

621,79

5,851

1830,06

1269,50

36

123,85

85,80

(a)

Heavy Industrial Chemicals

372

215,64

143,26

947

411,98

299,87

11

50,90

20,06

(b)

Fertilizers

55

30,04

24,67

89

333,62

163,92

1

60

-

(c)

Drugs and Pharmaceuticals

304

199,95

177,08

1,021

416,71

271,86

10

49,24

50,27

(d)

Non-Edible Oils

23

24,30

24,59

114

23,50

17,17

-

-

-

(e)

Other Chemicals & Chemical Products

1,663

337,18

252,19

3,680

644,26

516,67

14

23,11

15,47

9.

Petroleum, Coal Products & Nuclear Fuels

205

267,56

285,86

340

77,25

67,02

-

-

-

10.

Manufacture of Cement & Cement Products

187

51,55

36,03

393

149,29

99,11

3

10,83

3,24

11.

Basic Metals & Metal Products

2,194

343,99

261,50

3,676

592,36

491,75

6

5,68

4,15

(a)

Iron and Steel

691

198,24

157,45

1,321

353,45

323,06

2

1,28

1,28

(b)

Non-Ferrous Metals

359

12,63

9,69

507

74,66

59,27

-

-

-

(c)

Other Metal Products

1,144

133,12

94,36

1,848

164,26

109,42

4

4,40

2,88

12.

Engineering

2,808

487,08

369,87

4,705

740,92

544,69

9

15,93

21,41

(a)

Heavy Engineering

1,047

175,95

130,14

1,019

284,53

187,05

1

50

97

(b)

Light Engineering

1,108

108,70

84,69

1,994

125,80

88,75

3

3,83

3,58

(c)

Electrical Machinery & Goods

362

150,98

114,12

933

231,42

186,23

3

10,57

15,83

(d)

Electronic Machinery & Goods

291

51,45

40,92

759

99,16

82,67

2

1,03

1,03

Vehicles, Vehicle Parts & Transport Equipments

375

47,90

44,02

1,353

110,43

77,82

2

10,35

35

14.

Other Industries

35,261

346,97

228,81

44,487

529,57

404,44

33

97,38

82,01

15.

Electricity, Gas & Water

25

119,51

68,61

333

286,54

252,40

5

7,80

3,66

(a)

Electricity Generation & Transmission

16

119,12

68,23

248

278,43

246,47

1

2,80

2,53

(b)

Non-Conventional Energy

-

-

-

21

1,13

1,02

-

-

-

(c)

Gas, Steam & Water Supply

9

40

38

64

6,98

4,91

4

5,00

1,13

16.

Construction

181

39,55

37,48

1,040

96,97

76,46

1

2,89

2,89

III.

TRANSPORT OPERATORS

10,074

84,84

52,32

21,875

186,72

142,77

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

13,535

94,68

71,08

92,175

423,13

327,63

-

-

-

V .

PERSONAL LOANS

1,50,948

470,85

406,51

2,20,455

856,65

714,42

6

93

93

1.

Loans for Purchase of Consumer Durables

7,753

12,50

9,79

7,402

12,96

9,98

-

-

-

2.

Loans for Housing

17,549

183,51

162,28

32,877

262,89

221,95

3

23

23

3.

Rest of the Personal Loans

1,25,646

274,84

234,43

1,80,176

580,80

482,48

3

70

70

VI.

TRADE

68,821

349,29

236,70

1,09,418

650,54

458,93

8

25,50

25,99

1.

Wholesale Trade

5,551

205,04

126,39

12,188

389,05

265,83

4

24,79

25,28

2.

Retail Trade

63,270

144,25

110,31

97,230

261,49

193,11

4

70

70

VII.

FINANCE

416

129,85

86,12

1,446

490,00

411,37

4

7,10

6,54

VIII.

ALL OTHERS

23,858

375,75

319,67

1,01,676

657,81

564,28

2

1,42

31

TOTAL BANK CREDIT

5,63,789

5589,72

4426,73

10,87,564

11441,86

8928,96

144

460,19

380,29

OF WHICH :

1.

Artisans & Village Industries

17,227

29,45

22,63

23,534

36,88

30,53

-

-

-

2.

Other Small Scale Industries

22,348

866,15

657,71

38,684

2190,12

1594,63

19

10,45

3,22

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

   Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

1,63,867

134,06

114,56

182

7,37

2,29

8,75,655

1887,92

1550,39

1.

Direct Finance

1,61,736

131,28

112,39

151

1,15

42

8,67,136

1528,01

1268,83

2.

Indirect Finance

2,131

2,78

2,17

31

6,22

1,87

8,519

359,91

281,56

II.

INDUSTRY

20,960

11,37

8,98

1,169

411,19

329,73

1,47,303

11362,80

8815,57

1.

Mining & Quarrying

3

2

2

16

1,65

1,13

844

48,43

41,60

2.

Food Manufacturing and Processing

178

48

48

18

20,85

19,71

2,548

648,78

527,00

(a)

Rice Mills, Flour and Dal Mills

5

11

10

1

40

38

451

53,47

39,36

(b)

Sugar

-

-

-

-

-

-

44

10,62

11,03

(c)

Edible Oils and Vanaspati

8

5

4

11

18,82

18,29

541

238,51

177,27

(d)

Tea Processing

-

-

-

-

-

-

28

8,19

6,41

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

76

45,54

27,22

(f)

Others

165

32

34

6

1,63

1,04

1,408

292,45

265,72

3.

Beverage and Tobacco

2

1

-

2

58

44

544

35,64

23,92

4.

Textiles

19

6

6

387

112,28

89,43

13,094

2839,21

2303,55

(a)

Cotton Textiles

-

-

-

112

35,16

26,20

2,579

1435,89

1164,43

(b)

Jute Textiles

-

-

-

-

-

-

55

5,77

4,67

(c)

Handloom Textiles & Khadi

1

-

-

3

56

40

125

13,03

10,92

(d)

Other Textiles

18

6

6

272

76,56

62,83

10,335

1384,52

1123,53

5.

Paper, Paper Products and Printing

2

1

1

12

2,44

2,00

2,096

241,32

198,26

6.

Leather and Leather Products

1

-

-

3

2

1

200

16,08

14,62

7.

Rubber and Rubber Products

1

3

2

7

22

18

573

50,09

40,74

8.

Chemicals and Chemical Products

5

2

2

131

104,86

81,82

8,440

2865,91

2058,92

(a)

Heavy Industrial Chemicals

-

-

-

16

8,13

6,82

1,346

686,66

470,01

(b)

Fertilizers

-

-

-

-

-

-

145

364,26

188,59

(c)

Drugs and Pharmaceuticals

-

-

-

21

50,89

41,93

1,356

716,79

541,14

(d)

Non-Edible Oils

1

-

-

2

12

13

140

47,93

41,89

(e)

Other Chemicals & Chemical Products

4

2

2

92

45,72

32,94

5,453

1050,29

817,29

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

4

87

86

549

345,69

353,73

10.

Manufacture of Cement & Cement Products

1

-

-

3

2,09

88

587

213,76

139,26

11.

Basic Metals & Metal Products

11

7

6

106

49,48

43,21

5,993

991,58

800,69

(a)

Iron and Steel

-

-

-

49

40,53

33,78

2,063

593,49

515,56

(b)

Non-Ferrous Metals

-

-

-

21

6,77

6,90

887

94,07

75,87

(c)

Other Metal Products

11

7

6

36

2,18

2,54

3,043

304,02

209,26

12.

Engineering

16

63

64

117

71,92

52,68

7,655

1316,47

989,29

(a)

Heavy Engineering

8

13

13

28

5,43

3,11

2,103

466,54

321,39

(b)

Light Engineering

6

48

50

37

12,27

8,73

3,148

251,09

186,24

(c)

Electrical Machinery & Goods

-

-

-

36

53,09

40,06

1,334

446,06

356,24

(d)

Electronic Machinery & Goods

2

2

2

16

1,13

78

1,070

152,78

125,42

Vehicles, Vehicle Parts & Transport Equipments

44

72

64

12

1,36

1,37

1,786

170,76

124,19

14.

Other Industries

20,674

9,30

7,00

291

30,43

23,17

1,00,746

1013,66

745,44

15.

Electricity, Gas & Water

-

-

-

-

-

-

363

413,85

324,67

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

265

400,34

317,24

(b)

Non-Conventional Energy

-

-

-

-

-

-

21

1,13

1,02

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

77

12,37

6,41

16.

Construction

3

1

1

60

12,15

12,85

1,285

151,57

129,69

III.

TRANSPORT OPERATORS

4,690

14,60

11,51

133

1,94

83

36,772

288,10

207,43

IV.

PROFESSIONAL AND OTHER SERVICES

8,154

5,58

4,54

293

9,34

7,41

1,14,157

532,73

410,66

V .

PERSONAL LOANS

9,739

17,61

16,51

3,694

40,02

32,52

3,84,842

1386,07

1170,89

1.

Loans for Purchase of Consumer Durables

1,934

2,58

2,09

148

32

23

17,237

28,35

22,10

2.

Loans for Housing

458

4,57

4,87

210

15,58

13,30

51,097

466,79

402,64

3.

Rest of the Personal Loans

7,347

10,46

9,54

3,336

24,13

18,99

3,16,508

890,92

746,15

VI.

TRADE

28,937

19,46

14,80

2,313

94,31

76,57

2,09,497

1139,09

812,98

1.

Wholesale Trade

613

1,41

1,00

1,557

70,68

56,69

19,913

690,97

475,19

2.

Retail Trade

28,324

18,06

13,80

756

23,63

19,88

1,89,584

448,12

337,79

VII.

FINANCE

-

-

-

106

62,64

55,92

1,972

689,59

559,96

VIII.

ALL OTHERS

3,520

3,89

3,29

1,583

18,37

16,11

1,30,639

1057,23

903,67

TOTAL BANK CREDIT

2,39,867

206,57

174,19

9,473

645,18

521,38

19,00,837

18343,52

14431,55

OF WHICH :

1.

Artisans & Village Industries

19,386

8,71

6,59