Gujarat - ആർബിഐ - Reserve Bank of India
Gujarat
Table No.5.6 – State and Bank Group-wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation–March 2002
WESTERN REGION | (Amount in Rupees Lakh) | |||||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | |||||||||||||
AND ITS ASSOCIATES | ||||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | standing | |||||||||||||
1 | 2 | 3 | 4 | 5 | 6 | |||||||||
I. | AGRICULTURE | 3,24,912 | 2097,20 | 1725,73 | 3,75,231 | 1813,22 | 1561,05 | |||||||
1. Direct Finance | 3,19,480 | 1060,06 | 893,64 | 3,69,649 | 1303,72 | 1131,27 | ||||||||
2. Indirect Finance | 5,432 | 1037,15 | 832,09 | 5,582 | 509,49 | 429,78 | ||||||||
II. | INDUSTRY | 39,939 | 5563,59 | 3707,70 | 1,17,987 | 11422,63 | 9390,69 | |||||||
1. Mining & Quarrying | 51 | 284,31 | 204,78 | 273 | 176,97 | 97,83 | ||||||||
2. Food Manufacturing & Processing | 1,120 | 297,37 | 105,24 | 3,277 | 515,46 | 389,48 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 260 | 8,75 | 6,42 | 562 | 63,73 | 55,16 | |||||||
(b) | Sugar | 3 | 13 | 11 | 5 | 7,43 | 7,59 | |||||||
(c) | Edible Oils & Vanaspati | 42 | 40,97 | 35,32 | 219 | 112,66 | 80,74 | |||||||
(d) | Tea Processing | 2 | 9,73 | 49 | 21 | 9,20 | 4,23 | |||||||
(e) | Processing of Fruits & Vegetables | 12 | 5,60 | 4,47 | 43 | 13,82 | 6,54 | |||||||
(f) | Others | 801 | 232,18 | 58,44 | 2,427 | 308,63 | 235,21 | |||||||
3. Beverage & Tobacco | 18 | 10,51 | 8,01 | 159 | 60,71 | 18,86 | ||||||||
4. Textiles | 2,766 | 871,50 | 576,33 | 13,207 | 1931,61 | 1686,78 | ||||||||
(a) | Cotton Textiles | 356 | 597,70 | 408,20 | 6,506 | 1002,60 | 881,92 | |||||||
(b) | Jute & Other Natural Fibre Textiles | 22 | 46 | 30 | 329 | 16,14 | 10,40 | |||||||
(c) | Handloom Textiles & Khadi | 52 | 11,05 | 11,07 | 614 | 19,53 | 17,41 | |||||||
(d) | Other Textiles & Textile Products | 2,336 | 262,28 | 156,75 | 5,758 | 893,34 | 777,05 | |||||||
5. Paper, Paper Products & Printing | 364 | 118,29 | 71,43 | 1,476 | 213,69 | 189,63 | ||||||||
6. Leather & Leather Products | 196 | 3,38 | 2,69 | 364 | 21,59 | 18,71 | ||||||||
7. Rubber & Plastic Products | 517 | 315,26 | 204,15 | 1,528 | 237,46 | 202,34 | ||||||||
8. Chemicals & Chemical Products | 910 | 1465,31 | 809,96 | 19,421 | 2806,72 | 2280,89 | ||||||||
(a) | Heavy Industrial Chemicals | 91 | 150,31 | 104,89 | 828 | 485,77 | 371,93 | |||||||
(b) | Fertilisers | 8 | 71,19 | 63,21 | 73 | 789,51 | 640,33 | |||||||
(c) | Drugs & Pharmaceuticals | 181 | 152,26 | 106,36 | 15,083 | 692,47 | 577,47 | |||||||
(d) | Non-Edible Oils | 13 | 35,06 | 23,32 | 43 | 25,34 | 15,93 | |||||||
(e) | Other Chemicals & Chemical Products | 617 | 1056,49 | 512,19 | 3,394 | 813,63 | 675,24 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | 45 | 145,75 | 133,99 | 128 | 302,71 | 151,38 | ||||||||
10. Manufacture of Cement & Cement Products | 106 | 15,42 | 11,12 | 267 | 308,81 | 297,28 | ||||||||
11. Basic Metals & Metal Products | 930 | 459,09 | 370,10 | 4,921 | 750,84 | 622,56 | ||||||||
(a) | Iron & Steel | 295 | 403,52 | 332,27 | 935 | 379,32 | 318,21 | |||||||
(b) | Non-Ferrous Metals | 31 | 19,76 | 14,01 | 205 | 77,83 | 68,05 | |||||||
(c) | Metal Products | 604 | 35,81 | 23,82 | 3,781 | 293,68 | 236,30 | |||||||
12. Engineering | 1,291 | 549,76 | 391,73 | 28,420 | 722,97 | 592,40 | ||||||||
(a) | Heavy Engineering | 59 | 32,25 | 21,43 | 548 | 187,55 | 141,66 | |||||||
(b) | Light Engineering | 776 | 321,05 | 249,62 | 24,363 | 178,13 | 132,66 | |||||||
(c) | Electrical Machinery & Goods | 343 | 165,50 | 99,98 | 2,703 | 207,67 | 179,01 | |||||||
(d) | Electronic Machinery & Goods | 113 | 30,97 | 20,69 | 806 | 149,62 | 139,07 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 298 | 35,11 | 27,37 | 980 | 216,25 | 177,21 | ||||||||
14. Other Industries | 30,962 | 648,27 | 533,60 | 41,973 | 751,44 | 523,07 | ||||||||
15. Electricity, Gas & Water | 29 | 304,30 | 228,09 | 185 | 1453,01 | 1291,84 | ||||||||
(a) | Electricity Generation &Transmission | 22 | 299,12 | 223,57 | 128 | 1294,91 | 1149,73 | |||||||
(b) | Non-Conventional Energy | 2 | 5,00 | 4,43 | 7 | 1,05 | 34 | |||||||
(c) | Gas, Steam & Water Supply | 5 | 18 | 8 | 50 | 157,05 | 141,78 | |||||||
16. Construction | 336 | 39,97 | 29,11 | 1,408 | 952,38 | 850,45 | ||||||||
III. | TRANSPORT OPERATORS | 5,578 | 63,38 | 43,07 | 17,151 | 267,24 | 234,68 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 15,896 | 146,79 | 92,81 | 47,519 | 673,75 | 541,58 | |||||||
V. | PERSONAL LOANS | 1,63,980 | 1045,74 | 870,07 | 3,49,622 | 2215,81 | 1815,08 | |||||||
1. Loans for Purchase of Consumer Durables | 7,861 | 25,06 | 17,56 | 16,645 | 56,41 | 44,19 | ||||||||
2. Loans for Housing | 35,105 | 544,40 | 480,51 | 61,620 | 817,55 | 736,90 | ||||||||
3. Rest of the Personal Loans | 1,21,014 | 476,29 | 372,00 | 2,71,357 | 1341,85 | 1033,99 | ||||||||
VI. | TRADE | 39,528 | 1492,03 | 1208,80 | 1,04,370 | 1984,51 | 1648,87 | |||||||
1. Wholesale Trade | 3,117 | 1268,58 | 1052,60 | 8,073 | 1257,92 | 1062,26 | ||||||||
2. Retail Trade | 36,411 | 223,45 | 156,20 | 96,297 | 726,59 | 586,61 | ||||||||
VII. | FINANCE | 1,635 | 131,84 | 78,64 | 3,826 | 549,95 | 432,28 | |||||||
VIII. | ALL OTHERS | 65,905 | 1205,03 | 944,03 | 1,15,169 | 2072,72 | 1651,83 | |||||||
TOTAL BANK CREDIT | 6,57,373 | 11745,61 | 8670,86 | 11,30,875 | 20999,82 | 17276,06 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 11,310 | 177,15 | 130,51 | 15,544 | 90,59 | 74,67 | ||||||||
2.OtherSmallScaleIndustries | 16,494 | 488,65 | 343,25 | 28,156 | 1426,17 | 1123,02 | ||||||||
FOREIGN BANKS | REGIONAL RURAL BANKS | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | standing | |||||||||||||
7 | 8 | 9 | 10 | 11 | 12 | |||||||||
I. | AGRICULTURE | 6 | 32,21 | 32,38 | 1,85,284 | 410,40 | 350,72 | |||||||
1. Direct Finance | — | — | — | 1,82,783 | 397,50 | 341,31 | ||||||||
2. Indirect Finance | 6 | 32,21 | 32,38 | 2,501 | 12,90 | 9,41 | ||||||||
II. | INDUSTRY | 330 | 735,35 | 528,19 | 17,621 | 38,70 | 28,52 | |||||||
1. Mining & Quarrying | 1 | 10 | 8 | 19 | 1,30 | 89 | ||||||||
2. Food Manufacturing & Processing | 6 | 3,56 | 2,79 | 815 | 3,57 | 3,15 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | — | — | — | 63 | 74 | 36 | |||||||
(b) | Sugar | — | — | — | — | — | — | |||||||
(c) | Edible Oils & Vanaspati | — | — | — | 733 | 1,25 | 1,24 | |||||||
(d) | Tea Processing | — | — | — | — | — | — | |||||||
(e) | Processing of Fruits & Vegetables | 3 | 3,50 | 2,77 | — | — | — | |||||||
(f) | Others | 3 | 6 | 3 | 19 | 1,58 | 1,55 | |||||||
3. Beverage & Tobacco | — | — | — | 22 | 1,72 | 82 | ||||||||
4. Textiles | 16 | 190,07 | 175,61 | 2,543 | 6,83 | 5,14 | ||||||||
(a) | Cotton Textiles | 7 | 102,47 | 87,85 | 17 | 69 | 51 | |||||||
(b) | Jute & Other Natural Fibre Textiles | — | — | — | 2,211 | 5,39 | 4,11 | |||||||
(c) | Handloom Textiles & Khadi | — | — | — | 272 | 42 | 25 | |||||||
(d) | Other Textiles & Textile Products | 9 | 87,60 | 87,76 | 43 | 33 | 27 | |||||||
5. Paper, Paper Products & Printing | 10 | 21,63 | 18,62 | 18 | 35 | 27 | ||||||||
6. Leather & Leather Products | — | — | — | 37 | 4 | 3 | ||||||||
7. Rubber & Plastic Products | 5 | 16,80 | 4,38 | 15 | 99 | 98 | ||||||||
8. Chemicals & Chemical Products | 38 | 242,32 | 144,12 | 3 | 6 | 3 | ||||||||
(a) | Heavy Industrial Chemicals | 6 | 27,18 | 7,95 | — | — | — | |||||||
(b) | Fertilisers | 2 | 50,00 | 16,11 | — | — | — | |||||||
(c) | Drugs & Pharmaceuticals | 15 | 65,21 | 50,45 | — | — | — | |||||||
(d) | Non-Edible Oils | — | — | — | — | — | — | |||||||
(e) | Other Chemicals & Chemical Products | 15 | 99,93 | 69,60 | 3 | 6 | 3 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | 3 | 51,78 | 24,78 | — | — | — | ||||||||
10. Manufacture of Cement & Cement Products | — | — | — | 9 | 44 | 43 | ||||||||
11. Basic Metals & Metal Products | 3 | 2,89 | 1,51 | 11 | 20 | 18 | ||||||||
(a) | Iron & Steel | 1 | 1,24 | 1,24 | — | — | — | |||||||
(b) | Non-Ferrous Metals | — | — | — | — | — | — | |||||||
(c) | Metal Products | 2 | 1,65 | 27 | 11 | 20 | 18 | |||||||
12. Engineering | 34 | 99,86 | 77,80 | 23 | 69 | 49 | ||||||||
(a) | Heavy Engineering | — | — | — | 4 | 24 | 22 | |||||||
(b) | Light Engineering | 10 | 44,73 | 39,70 | 7 | 30 | 15 | |||||||
(c) | Electrical Machinery & Goods | 11 | 25,63 | 9,62 | 10 | 11 | 9 | |||||||
(d) | Electronic Machinery & Goods | 13 | 29,51 | 28,48 | 2 | 4 | 4 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 2 | 10,00 | 1,89 | 106 | 57 | 33 | ||||||||
14. Other Industries | 191 | 47,89 | 47,52 | 13,950 | 18,90 | 13,59 | ||||||||
15. Electricity, Gas & Water | — | — | — | 4 | 17 | 13 | ||||||||
(a) | Electricity Generation &Transmission | — | — | — | 4 | 17 | 13 | |||||||
(b) | Non-Conventional Energy | — | — | — | — | — | — | |||||||
(c) | Gas, Steam & Water Supply | — | — | — | — | — | — | |||||||
16. Construction | 21 | 48,44 | 29,10 | 46 | 2,89 | 2,06 | ||||||||
III. | TRANSPORT OPERATORS | 23 | 4,03 | 3,30 | 2,728 | 19,65 | 11,85 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 28 | 11,39 | 7,23 | 7,084 | 27,17 | 19,50 | |||||||
V. | PERSONAL LOANS | 8,560 | 229,94 | 181,67 | 38,528 | 117,10 | 92,22 | |||||||
1. Loans for Purchase of Consumer Durables | 642 | 6,32 | 6,36 | 6,012 | 14,50 | 10,53 | ||||||||
2. Loans for Housing | 418 | 23,53 | 19,59 | 1,985 | 22,53 | 18,55 | ||||||||
3. Rest of the Personal Loans | 7,500 | 200,09 | 155,72 | 30,531 | 80,07 | 63,14 | ||||||||
VI. | TRADE | 9,007 | 118,93 | 90,09 | 22,714 | 49,38 | 36,02 | |||||||
1. Wholesale Trade | 8,977 | 115,37 | 88,64 | 1,721 | 6,12 | 4,68 | ||||||||
2. Retail Trade | 30 | 3,57 | 1,45 | 20,993 | 43,26 | 31,34 | ||||||||
VII. | FINANCE | 5 | 14,22 | 20,73 | 96 | 47 | 35 | |||||||
VIII. | ALL OTHERS | 288 | 25,52 | 23,97 | 6,037 | 16,38 | 12,94 | |||||||
TOTAL BANK CREDIT | 18,247 | 1171,58 | 887,57 | 2,80,092 | 679,25 | 552,12 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | — | — | — | 11,489 | 13,52 | 9,73 | ||||||||
2.OtherSmallScaleIndustries | 19 | 35,88 | 23,39 | 2,012 | 6,34 | 4,75 | ||||||||
OTHER SCHEDULED | ALLS CHEDULED | |||||||||||||
COMMERCIAL BANKS | COMMERCIAL BANKS | |||||||||||||
OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | ||||||||
Accounts | Limit | Out- | Accounts | Limit | Out- | |||||||||
standing | standing | |||||||||||||
13 | 14 | 15 | 16 | 17 | 18 | |||||||||
I. | AGRICULTURE | 383 | 101,61 | 87,32 | 8,85,816 | 4454,65 | 3757,19 | |||||||
1. Direct Finance | 341 | 4,73 | 2,91 | 8,72,253 | 2766,01 | 2369,13 | ||||||||
2. Indirect Finance | 42 | 96,88 | 84,40 | 13,563 | 1688,64 | 1388,06 | ||||||||
II. | INDUSTRY | 4,665 | 17110,98 | 7045,09 | 1,80,542 | 34871,25 | 20700,20 | |||||||
1. Mining & Quarrying | 43 | 107,66 | 60,03 | 387 | 570,34 | 363,60 | ||||||||
2. Food Manufacturing & Processing | 104 | 186,66 | 151,57 | 5,322 | 1006,62 | 652,23 | ||||||||
(a) | Rice Mills, Flour & Dal Mills | 11 | 1,90 | 1,18 | 896 | 75,11 | 63,12 | |||||||
(b) | Sugar | 4 | 21,42 | 11,03 | 12 | 28,98 | 18,73 | |||||||
(c) | Edible Oils & Vanaspati | 26 | 85,18 | 79,52 | 1,020 | 240,05 | 196,82 | |||||||
(d) | Tea Processing | 1 | 7 | 5 | 24 | 19,00 | 4,77 | |||||||
(e) | Processing of Fruits & Vegetables | 10 | 6,28 | 3,58 | 68 | 29,20 | 17,36 | |||||||
(f) | Others | 52 | 71,82 | 56,21 | 3,302 | 614,27 | 351,43 | |||||||
3. Beverage & Tobacco | 6 | 2,60 | 1,98 | 205 | 75,54 | 29,67 | ||||||||
4. Textiles | 793 | 4033,18 | 1071,09 | 19,325 | 7033,19 | 3514,95 | ||||||||
(a) | Cotton Textiles | 299 | 978,85 | 781,04 | 7,185 | 2682,30 | 2159,51 | |||||||
(b) | Jute & Other Natural Fibre Textiles | 7 | 4,17 | 4,40 | 2,569 | 26,15 | 19,22 | |||||||
(c) | Handloom Textiles & Khadi | 7 | 21 | 12 | 945 | 31,22 | 28,85 | |||||||
(d) | Other Textiles & Textile Products | 480 | 3049,96 | 285,54 | 8,626 | 4293,52 | 1307,37 | |||||||
5. Paper, Paper Products & Printing | 127 | 375,80 | 351,23 | 1,995 | 729,76 | 631,17 | ||||||||
6. Leather & Leather Products | 3 | 68 | 19 | 600 | 25,69 | 21,61 | ||||||||
7. Rubber & Plastic Products | 127 | 185,78 | 139,15 | 2,192 | 756,28 | 551,00 | ||||||||
8. Chemicals & Chemical Products | 502 | 2319,06 | 1492,41 | 20,874 | 6833,46 | 4727,41 | ||||||||
(a) | Heavy Industrial Chemicals | 145 | 508,96 | 330,03 | 1,070 | 1172,21 | 814,80 | |||||||
(b) | Fertilisers | 21 | 393,88 | 99,63 | 104 | 1304,57 | 819,28 | |||||||
(c) | Drugs & Pharmaceuticals | 104 | 684,34 | 591,29 | 15,383 | 1594,29 | 1325,56 | |||||||
(d) | Non-Edible Oils | 3 | 47,49 | 35,16 | 59 | 107,88 | 74,41 | |||||||
(e) | Other Chemicals & Chemical Products | 229 | 684,40 | 436,29 | 4,258 | 2654,51 | 1693,36 | |||||||
9. Petroleum, Coal Products & Nuclear Fuels | 49 | 1312,94 | 1347,45 | 225 | 1813,18 | 1657,61 | ||||||||
10. Manufacture of Cement & Cement Products | 37 | 230,52 | 204,00 | 419 | 555,19 | 512,84 | ||||||||
11. Basic Metals & Metal Products | 275 | 1009,36 | 880,54 | 6,140 | 2222,37 | 1874,90 | ||||||||
(a) | Iron & Steel | 98 | 655,58 | 557,68 | 1,329 | 1439,66 | 1209,40 | |||||||
(b) | Non-Ferrous Metals | 62 | 217,58 | 240,31 | 298 | 315,17 | 322,37 | |||||||
(c) | Metal Products | 115 | 136,20 | 82,55 | 4,513 | 467,53 | 343,13 | |||||||
12. Engineering | 324 | 5447,67 | 481,52 | 30,092 | 6820,96 | 1543,93 | ||||||||
(a) | Heavy Engineering | 88 | 218,52 | 178,58 | 699 | 438,55 | 341,88 | |||||||
(b) | Light Engineering | 101 | 60,94 | 47,67 | 25,257 | 605,15 | 469,80 | |||||||
(c) | Electrical Machinery & Goods | 109 | 5139,80 | 241,72 | 3,176 | 5538,72 | 530,43 | |||||||
(d) | Electronic Machinery & Goods | 26 | 28,40 | 13,55 | 960 | 238,54 | 201,82 | |||||||
13. Vehicles, Vehicle Parts & Transport Equipments | 38 | 51,69 | 48,35 | 1,424 | 313,61 | 255,15 | ||||||||
14. Other Industries | 2,006 | 1045,88 | 226,04 | 89,082 | 2512,39 | 1343,83 | ||||||||
15. Electricity, Gas & Water | 43 | 548,30 | 395,99 | 261 | 2305,78 | 1916,05 | ||||||||
(a) | Electricity Generation &Transmission | 32 | 511,25 | 370,29 | 186 | 2105,45 | 1743,72 | |||||||
(b) | Non-Conventional Energy | 5 | 18,15 | 8,69 | 14 | 24,20 | 13,46 | |||||||
(c) | Gas, Steam & Water Supply | 6 | 18,91 | 17,02 | 61 | 176,13 | 158,87 | |||||||
16. Construction | 188 | 253,21 | 193,55 | 1,999 | 1296,88 | 1104,26 | ||||||||
III. | TRANSPORT OPERATORS | 546 | 46,66 | 24,27 | 26,026 | 400,96 | 317,17 | |||||||
IV. | PROFESSIONAL AND OTHER SERVICES | 1,870 | 180,83 | 105,40 | 72,397 | 1039,92 | 766,53 | |||||||
V. | PERSONAL LOANS | 15,834 | 216,64 | 152,07 | 5,76,524 | 3825,23 | 3111,11 | |||||||
1. Loans for Purchase of Consumer Durables | 334 | 1,65 | 1,19 | 31,494 | 103,94 | 79,83 | ||||||||
2. Loans for Housing | 1,815 | 60,37 | 42,78 | 1,00,943 | 1468,37 | 1298,33 | ||||||||
3. Rest of the Personal Loans | 13,685 | 154,62 | 108,11 | 4,44,087 | 2252,92 | 1732,96 | ||||||||
VI. | TRADE | 4,836 | 1524,40 | 439,14 | 1,80,455 | 5169,25 | 3422,92 | |||||||
1. Wholesale Trade | 933 | 1242,75 | 222,01 | 22,821 | 3890,74 | 2430,19 | ||||||||
2. Retail Trade | 3,903 | 281,65 | 217,13 | 1,57,634 | 1278,51 | 992,73 | ||||||||
VII. | FINANCE | 241 | 278,03 | 139,93 | 5,803 | 974,52 | 671,93 | |||||||
VIII. | ALL OTHERS | 2,027 | 413,52 | 360,95 | 1,89,426 | 3733,17 | 2993,72 | |||||||
TOTAL BANK CREDIT | 30,402 | 19872,67 | 8354,16 | 21,16,989 | 54468,94 | 35740,76 | ||||||||
OF WHICH:1.ArtisansandVillage&TinyIndustries | 127 | 1,47 | 70 | 38,470 | 282,73 | 215,61 | ||||||||
2.OtherSmallScaleIndustries | 952 | 205,03 | 211,47 | 47,633 | 2162,08 | 1705,88 | ||||||||