NORTHERN REGION |
STATE : HIMACHAL PRADESH |
(Amount in Rupees Lakh) |
OCCUPATION |
RURAL |
SEMI-URBAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
1 |
2 |
3 |
4 |
5 |
6 |
I. |
AGRICULTURE |
1,70,922 |
1200,87 |
750,28 |
16,897 |
226,56 |
166,49 |
|
1. |
Direct Finance |
1,67,074 |
920,30 |
715,77 |
16,511 |
210,16 |
153,25 |
|
2. |
Indirect Finance |
3,848 |
280,57 |
34,51 |
386 |
16,41 |
13,24 |
II. |
INDUSTRY |
13,897 |
1897,00 |
1481,37 |
3,395 |
1190,26 |
591,65 |
|
1. |
Mining & Quarrying |
152 |
31,28 |
21,40 |
72 |
14,46 |
12,09 |
|
2. |
Food Manufacturing & Processing |
861 |
38,98 |
30,91 |
267 |
34,02 |
29,43 |
|
|
(a) Rice Mills, Flour & Dal Mills |
228 |
13,32 |
9,67 |
71 |
5,74 |
5,16 |
|
|
(b) Sugar |
2 |
7 |
5 |
– |
– |
– |
|
|
(c) Edible Oils & Vanaspati |
38 |
2,71 |
2,60 |
12 |
1,45 |
1,39 |
|
|
(d) Tea Processing |
2 |
6 |
6 |
3 |
18 |
8 |
|
|
(e) Processing of Fruits & Vegetables |
25 |
4,27 |
4,23 |
40 |
5,16 |
3,42 |
|
|
(f) Others |
566 |
18,55 |
14,31 |
141 |
21,49 |
19,38 |
|
3. |
Beverage & Tobacco |
44 |
38,23 |
36,35 |
16 |
1,91 |
1,54 |
|
4. |
Textiles |
556 |
178,90 |
150,49 |
192 |
633,36 |
149,64 |
|
|
(a) Cotton Textiles |
83 |
144,52 |
122,94 |
11 |
627,91 |
144,84 |
|
|
(b) Jute & Other Natural Fibre Textiles |
5 |
97 |
94 |
1 |
1 |
1 |
|
|
(c) Handloom Textiles & Khadi |
184 |
3,72 |
2,13 |
84 |
1,75 |
1,54 |
|
|
(d) Other Textiles & Textile Products |
284 |
29,69 |
24,48 |
96 |
3,69 |
3,25 |
|
5. |
Paper, Paper Products & Printing |
253 |
42,63 |
33,49 |
111 |
40,47 |
32,56 |
|
6. |
Leather & Leather Products |
56 |
2,95 |
2,45 |
19 |
2,38 |
1,65 |
|
7. |
Rubber & Plastic Products |
242 |
46,79 |
36,65 |
78 |
7,76 |
6,62 |
|
8. |
Chemicals & Chemical Products |
286 |
181,70 |
140,07 |
161 |
162,77 |
123,60 |
|
|
(a) Heavy Industrial Chemicals |
31 |
31,53 |
19,85 |
12 |
13,06 |
12,21 |
|
|
(b) Fertilisers |
5 |
7,59 |
2,99 |
1 |
5 |
– |
|
|
(c) Drugs & Pharmaceuticals |
131 |
112,35 |
93,33 |
101 |
123,59 |
95,57 |
|
|
(d) Non-Edible Oils |
4 |
2,31 |
82 |
1 |
35 |
35 |
|
|
(e) Other Chemicals & Chemical Products |
115 |
27,91 |
23,08 |
46 |
25,72 |
15,48 |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
18 |
16,06 |
15,00 |
51 |
66,43 |
57,40 |
|
10. |
Manufacture of Cement & Cement Products |
58 |
106,92 |
80,73 |
25 |
2,29 |
1,99 |
|
11. |
Basic Metals & Metal Products |
476 |
150,62 |
130,87 |
129 |
37,45 |
34,22 |
|
|
(a) Iron & Steel |
107 |
91,32 |
83,04 |
27 |
14,62 |
13,16 |
|
|
(b) Non-Ferrous Metals |
25 |
5,24 |
3,97 |
9 |
72 |
61 |
|
|
(c) Metal Products |
344 |
54,06 |
43,86 |
93 |
22,11 |
20,45 |
|
12. |
Engineering |
570 |
170,10 |
147,14 |
191 |
36,16 |
28,48 |
|
|
(a) Heavy Engineering |
24 |
4,44 |
3,48 |
14 |
1,70 |
1,57 |
|
|
(b) Light Engineering |
217 |
64,11 |
54,14 |
65 |
17,50 |
11,54 |
|
|
(c) Electrical Machinery & Goods |
232 |
27,19 |
25,08 |
72 |
10,15 |
9,18 |
|
|
(d) Electronic Machinery & Goods |
97 |
74,36 |
64,45 |
40 |
6,80 |
6,19 |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
179 |
8,37 |
7,56 |
44 |
16,62 |
10,21 |
|
14. |
Other Industries |
7,539 |
102,80 |
74,10 |
1,444 |
35,75 |
25,07 |
|
15. |
Electricity, Gas & Water |
26 |
707,24 |
524,03 |
8 |
52,69 |
36,99 |
|
|
(a) Electricity Generation & Transmission |
18 |
706,40 |
523,30 |
4 |
52,38 |
36,67 |
|
|
(b) Non-Conventional Energy |
6 |
71 |
62 |
2 |
17 |
17 |
|
|
(c) Gas, Steam & Water Supply |
2 |
13 |
11 |
2 |
14 |
14 |
|
16. |
Construction |
2,581 |
73,44 |
50,14 |
587 |
45,75 |
40,16 |
III. |
TRANSPORT OPERATORS |
4,718 |
118,41 |
87,28 |
1,196 |
33,01 |
23,38 |
IV. |
PROFESSIONAL AND OTHER SERVICES |
7,520 |
492,19 |
245,65 |
2,764 |
98,90 |
77,83 |
V. |
PERSONAL LOANS |
1,09,220 |
1519,68 |
1254,31 |
34,461 |
714,96 |
584,04 |
|
1. |
Loans for Purchase of Consumer Durables |
9,885 |
71,44 |
58,57 |
2,638 |
23,22 |
20,32 |
|
2. |
Loans for Housing |
28,186 |
694,23 |
617,29 |
9,123 |
366,00 |
316,64 |
|
3. |
Rest of the Personal Loans |
71,149 |
754,02 |
578,45 |
22,700 |
325,74 |
247,08 |
VI. |
TRADE |
43,167 |
656,90 |
514,62 |
9,768 |
298,49 |
243,44 |
|
1. |
Wholesale Trade |
747 |
43,76 |
39,62 |
299 |
40,76 |
36,41 |
|
2. |
Retail Trade |
42,420 |
613,14 |
475,00 |
9,469 |
257,73 |
207,03 |
VII. |
FINANCE |
386 |
27,83 |
22,10 |
71 |
6,86 |
3,09 |
VIII. |
ALL OTHERS |
15,062 |
207,00 |
163,24 |
4,395 |
169,10 |
129,00 |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
3,64,892 |
6119,87 |
4518,85 |
72,947 |
2738,15 |
1818,91 |
OF WHICH : 1. Artisans and Village & Tiny Industries |
5,309 |
115,23 |
90,69 |
1,272 |
64,71 |
47,54 |
|
|
2. Other Small Scale Industries |
4,580 |
266,55 |
215,95 |
1,072 |
209,30 |
167,27 |
TABLE NO. 5.7 – STATE AND POPULATION GROUP-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF |
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION |
MARCH 2007 |
NORTHERN REGION |
STATE : HIMACHAL PRADESH |
(Amount in Rupees Lakh) |
OCCUPATION |
URBAN |
METROPOLITAN |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
Accounts |
Limit |
Outstanding |
Accounts |
Limit |
Outstanding |
7 |
8 |
9 |
10 |
11 |
12 |
I. |
AGRICULTURE |
4,469 |
354,10 |
346,90 |
– |
– |
– |
|
1. |
Direct Finance |
4,430 |
123,73 |
119,19 |
– |
– |
– |
|
2. |
Indirect Finance |
39 |
230,37 |
227,71 |
– |
– |
– |
II. |
INDUSTRY |
548 |
1020,84 |
769,89 |
– |
– |
– |
|
1. |
Mining & Quarrying |
8 |
1,86 |
1,21 |
– |
– |
– |
|
2. |
Food Manufacturing & Processing |
67 |
3,62 |
2,82 |
– |
– |
– |
|
|
(a) Rice Mills, Flour & Dal Mills |
34 |
93 |
1,06 |
– |
– |
– |
|
|
(b) Sugar |
– |
– |
– |
– |
– |
– |
|
|
(c) Edible Oils & Vanaspati |
1 |
3 |
3 |
– |
– |
– |
|
|
(d) Tea Processing |
– |
– |
– |
– |
– |
– |
|
|
(e) Processing of Fruits & Vegetables |
7 |
62 |
48 |
– |
– |
– |
|
|
(f) Others |
25 |
2,05 |
1,25 |
– |
– |
– |
|
3. |
Beverage & Tobacco |
2 |
13 |
12 |
– |
– |
– |
|
4. |
Textiles |
13 |
1,08 |
1,11 |
– |
– |
– |
|
|
(a) Cotton Textiles |
– |
– |
– |
– |
– |
– |
|
|
(b) Jute & Other Natural Fibre Textiles |
– |
– |
– |
– |
– |
– |
|
|
(c) Handloom Textiles & Khadi |
1 |
30 |
30 |
– |
– |
– |
|
|
(d) Other Textiles & Textile Products |
12 |
78 |
81 |
– |
– |
– |
|
5. |
Paper, Paper Products & Printing |
20 |
94 |
81 |
– |
– |
– |
|
6. |
Leather & Leather Products |
2 |
2 |
2 |
– |
– |
– |
|
7. |
Rubber & Plastic Products |
11 |
67 |
50 |
– |
– |
– |
|
8. |
Chemicals & Chemical Products |
43 |
42 |
44 |
– |
– |
– |
|
|
(a) Heavy Industrial Chemicals |
– |
– |
– |
– |
– |
– |
|
|
(b) Fertilisers |
– |
– |
– |
– |
– |
– |
|
|
(c) Drugs & Pharmaceuticals |
40 |
25 |
24 |
– |
– |
– |
|
|
(d) Non-Edible Oils |
– |
– |
– |
– |
– |
– |
|
|
(e) Other Chemicals & Chemical Products |
3 |
17 |
20 |
– |
– |
– |
|
9. |
Petroleum, Coal Products & Nuclear Fuels |
– |
– |
– |
– |
– |
– |
|
10. |
Manufacture of Cement & Cement Products |
2 |
63 |
2 |
– |
– |
– |
|
11. |
Basic Metals & Metal Products |
25 |
2,07 |
1,23 |
– |
– |
– |
|
|
(a) Iron & Steel |
4 |
28 |
14 |
– |
– |
– |
|
|
(b) Non-Ferrous Metals |
1 |
15 |
15 |
– |
– |
– |
|
|
(c) Metal Products |
20 |
1,64 |
94 |
– |
– |
– |
|
12. |
Engineering |
26 |
2,25 |
2,03 |
– |
– |
– |
|
|
(a) Heavy Engineering |
4 |
18 |
17 |
– |
– |
– |
|
|
(b) Light Engineering |
7 |
32 |
19 |
– |
– |
– |
|
|
(c) Electrical Machinery & Goods |
3 |
11 |
8 |
– |
– |
– |
|
|
(d) Electronic Machinery & Goods |
12 |
1,64 |
1,59 |
– |
– |
– |
|
13. |
Vehicles,Vehicle Parts & Transport Equipments |
7 |
4,93 |
4,91 |
– |
– |
– |
|
14. |
Other Industries |
157 |
9,01 |
8,71 |
– |
– |
– |
|
15. |
Electricity, Gas & Water |
14 |
605,81 |
502,57 |
– |
– |
– |
|
|
(a) Electricity Generation & Transmission |
14 |
605,81 |
502,57 |
– |
– |
– |
|
|
(b) Non-Conventional Energy |
– |
– |
– |
– |
– |
– |
|
|
(c) Gas, Steam & Water Supply |
– |
– |
– |
– |
– |
– |
|
16. |
Construction |
151 |
387,41 |
243,39 |
– |
– |
– |
III. |
TRANSPORT OPERATORS |
302 |
61,43 |
22,49 |
– |
– |
– |
IV. |
PROFESSIONAL AND OTHER SERVICES |
860 |
57,08 |
47,35 |
– |
– |
– |
V. |
PERSONAL LOANS |
18,701 |
661,96 |
578,52 |
– |
– |
– |
|
1. |
Loans for Purchase of Consumer Durables |
2,037 |
16,18 |
14,33 |
– |
– |
– |
|
2. |
Loans for Housing |
4,637 |
493,84 |
447,23 |
– |
– |
– |
|
3. |
Rest of the Personal Loans |
12,027 |
151,94 |
116,96 |
– |
– |
– |
VI. |
TRADE |
2,932 |
186,70 |
153,81 |
– |
– |
– |
|
1. |
Wholesale Trade |
107 |
21,28 |
19,33 |
– |
– |
– |
|
2. |
Retail Trade |
2,825 |
165,42 |
134,47 |
– |
– |
– |
VII. |
FINANCE |
51 |
181,91 |
178,77 |
– |
– |
– |
VIII. |
ALL OTHERS |
1,799 |
185,06 |
171,92 |
– |
– |
– |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT |
29,662 |
2709,07 |
2269,65 |
– |
– |
– |
OF WHICH : 1. Artisans and Village & Tiny Industries |
31 |
50 |
33 |
– |
– |
– |
|
|
2. Other Small Scale Industries |
214 |
16,28 |
14,05 |
– |
– |
– |
|