Table No. 5.9 - District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

NORTHERN REGION

STATE : HIMACHAL PRADESH

(Amount in Rupees Thousand)

BILASPUR

CHAMBA

HAMIRPUR

KANGRA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

5,129

5,41,54

5,417

5,49,04

6,059

8,01,52

17,480

19,01,93

1.

Direct Finance

5,090

5,22,06

5,086

5,19,20

5,585

7,45,81

17,153

18,47,43

2.

Indirect Finance

39

19,48

331

29,84

474

55,71

327

54,50

II.

INDUSTRY

972

2,27,60

1,470

7,38,13

1,702

4,15,21

3,846

37,91,79

1.

Mining & Quarrying

1

2,00

-

-

2

1,95

19

66,02

2.

Manufacturing & Processing

970

2,25,10

1,468

7,32,25

1,693

4,06,69

3,773

36,05,91

3.

Electricity, Gas & Water

-

-

-

-

2

1,84

29

52,04

4.

Construction

1

50

2

5,88

5

4,73

25

67,82

III.

TRANSPORT OPERATORS

687

10,58,84

671

6,51,70

552

7,63,09

1,778

16,58,99

IV.

PROFESSIONAL AND OTHER SERVICES

236

54,31

295

90,87

438

63,27

1,652

5,03,06

V.

PERSONAL LOANS

3,273

6,54,87

3,512

7,92,93

4,806

15,07,96

12,660

36,55,74

1.

Loans for Purchase of Consumer Durables

180

28,21

563

1,02,64

203

30,54

584

85,74

2.

Loans for Housing

766

2,24,06

166

96,50

427

4,27,40

1,406

11,66,17

3.

Rest of the Personal Loans

2,327

4,02,60

2,783

5,93,79

4,176

10,50,02

10,670

24,03,83

VI.

TRADE

3,034

7,30,21

3,383

8,47,16

3,933

12,14,15

8,113

28,84,57

1.

Wholesale Trade

53

62,56

45

26,73

83

46,06

199

3,70,00

2.

Retail Trade

2,981

6,67,65

3,338

8,20,43

3,850

11,68,09

7,914

25,14,57

VII.

FINANCE

-

-

2

29,99

2

2,14

6

64

VIII.

ALL OTHERS

525

91,11

1,674

2,78,49

1,088

2,17,51

4,866

6,76,44

TOTAL BANK CREDIT

13,856

33,58,48

16,424

39,78,31

18,580

49,84,85

50,401

150,73,16

OF WHICH:

1. Artisans & Village Industries

621

92,31

1,129

85,76

944

1,12,91

2,322

3,72,40

2. Other Small Scale Industries

250

77,19

267

88,70

600

1,53,42

1,027

9,48,65

KINNAUR

KULU

LAHUL & SPITI

MANDI

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

1,749

2,20,84

7,803

12,04,98

446

55,47

14,790

14,31,10

1.

Direct Finance

1,748

2,20,61

7,627

11,37,32

446

55,47

14,743

13,88,53

2.

Indirect Finance

1

23

176

67,66

-

-

47

42,57

II.

INDUSTRY

282

7,45,94

2,431

8,10,53

143

16,09

4,872

10,19,03

1.

Mining & Quarrying

-

-

11

7,44

-

-

11

16,99

2.

Manufacturing & Processing

281

44,91

2,417

7,96,30

140

14,35

4,856

9,81,30

3.

Electricity, Gas & Water

-

-

-

-

-

-

4

19,88

4.

Construction

1

7,01,03

3

6,79

3

1,74

1

86

III.

TRANSPORT OPERATORS

124

1,55,71

700

7,54,10

41

31,83

1,653

18,45,92

IV.

PROFESSIONAL AND OTHER SERVICES

169

13,29

623

3,64,36

82

29,99

987

2,26,92

V.

PERSONAL LOANS

835

2,18,28

5,341

13,66,49

364

78,28

13,845

28,59,89

1.

Loans for Purchase of Consumer Durables

176

33,81

1,319

1,66,23

286

60,09

2,939

3,38,53

2.

Loans for Housing

88

60,65

395

2,78,17

-

-

864

7,04,16

3.

Rest of the Personal Loans

571

1,23,82

3,627

9,22,09

78

18,19

10,042

18,17,20

VI.

TRADE

673

1,98,64

5,031

15,39,85

219

1,06,48

8,051

21,79,61

1.

Wholesale Trade

45

12,07

101

1,25,37

34

1,76

162

1,07,86

2.

Retail Trade

628

1,86,57

4,930

14,14,48

185

1,04,72

7,889

20,71,75

VII.

FINANCE

-

-

4

4,95

-

-

12

1,33,51

VIII.

ALL OTHERS

184

28,91

1,154

1,82,45

1

56

3,028

4,03,84

TOTAL BANK CREDIT

4,016

15,81,61

23,087

62,27,71

1,296

3,18,70

47,238

100,99,82

OF WHICH:

1. Artisans & Village Industries

226

22,94

1,563

1,40,99

43

4,78

3,183

2,91,29

2. Other Small Scale Industries

33

9,81

422

3,24,87

90

5,15

1,348

4,82,70

SIMLA

SIRMAUR

SOLAN

UNA

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

14,799

22,46,14

6,533

6,95,85

7,839

14,01,77

5,572

8,66,09

1.

Direct Finance

14,701

21,09,54

6,532

6,94,47

7,737

11,84,32

5,570

8,61,76

2.

Indirect Finance

98

1,36,60

1

1,38

102

2,17,45

2

4,33

II.

INDUSTRY

1,479

98,46,60

1,141

40,54,64

1,738

183,88,15

1,557

26,82,79

1.

Mining & Quarrying

6

19,08

52

1,47,35

7

50,28

4

11,93

2.

Manufacturing & Processing

1,432

28,29,49

1,088

39,07,26

1,711

182,01,74

1,551

26,67,54

3.

Electricity, Gas & Water

14

69,34,17

1

3

11

1,22,39

-

-

4.

Construction

27

63,86

-

-

9

13,74

2

3,32

III.

TRANSPORT OPERATORS

1,400

26,93,82

333

4,34,77

811

14,66,12

554

7,83,92

IV.

PROFESSIONAL AND OTHER SERVICES

1,814

5,87,67

540

77,05

803

2,32,82

442

93,87

V.

PERSONAL LOANS

12,939

37,90,26

3,425

10,39,95

6,285

18,99,98

4,490

11,69,06

1.

Loans for Purchase of Consumer Durables

2,174

4,27,46

464

87,50

631

82,97

101

13,18

2.

Loans for Housing

1,528

11,58,16

336

2,93,69

686

6,08,90

470

2,95,45

3.

Rest of the Personal Loans

9,237

22,04,64

2,625

6,58,76

4,968

12,08,11

3,919

8,60,43

VI.

TRADE

5,964

27,46,89

2,796

9,39,34

4,035

33,15,15

2,592

10,66,89

1.

Wholesale Trade

173

2,28,59

346

1,34,26

118

18,71,60

123

1,34,10

2.

Retail Trade

5,791

25,18,30

2,450

8,05,08

3,917

14,43,55

2,469

9,32,79

VII.

FINANCE

24

2,03,72

9

5,58

1

1,69

2

1,30

VIII.

ALL OTHERS

3,546

17,77,74

627

1,89,71

2,632

14,62,83

1,219

2,25,43

TOTAL BANK CREDIT

41,965

238,92,84

15,404

74,36,89

24,144

281,68,51

16,428

68,89,35

OF WHICH:

1. Artisans & Village Industries

587

82,64

441

1,26,95

379

1,22,75

781

2,77,49

2. Other Small Scale Industries

537

8,68,24

490

21,69,68

966

68,14,49

603

15,29,95